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Insurance Underwriter Jobs in Raleigh, NC (NOW HIRING)

We are proud to partner with Investors Title Insurance Company, a highly rated underwriter renowned for its financial stability and expertise. Key Title is committed to providing efficient service ...

Be Seen First

Knowledge of Insurance and Underwriting practices in residential and commercial real estate * Proficiency in communication and interpersonal skills to collaborate effectively * Minimum of two years ...

Be Seen First

Knowledge of Insurance and Underwriting practices in residential and commercial real estate * Proficiency in communication and interpersonal skills to collaborate effectively * Minimum of two years ...

Senior Commercial Underwriter

Raleigh, NC · Hybrid

$87K - $103K/yr

The Senior Underwriter leads underwriting efforts by servicing commercial portfolios at the highest level of ability and complexity. Supports the commercial lending team with expertise in structuring ...

Senior Commercial Underwriter

Raleigh, NC · Hybrid

$87K - $103K/yr

The Senior Underwriter leads underwriting efforts by servicing commercial portfolios at the highest level of ability and complexity. Supports the commercial lending team with expertise in structuring ...

Senior Commercial Underwriter

Raleigh, NC · On-site

$87K - $103K/yr

The Senior Underwriter leads underwriting efforts by servicing commercial portfolios at the highest level of ability and complexity. Supports the commercial lending team with expertise in structuring ...

Sales Agent (Insurance)

Raleigh, NC · On-site

$70K - $100K/yr

Assess potential risks and identify factors that may influence underwriting decisions. * Complete ... State insurance license (Life/Health) or ability to obtain one. * Strong communication ...

Assess potential risks and identify factors that may influence underwriting decisions. * Complete ... State insurance license (Life/Health) or ability to obtain one. * Strong communication ...

Sales Agent (Insurance)

Raleigh, NC · On-site

$70K - $100K/yr

Assess potential risks and identify factors that may influence underwriting decisions. * Complete ... State insurance license (Life/Health) or ability to obtain one. * Strong communication ...

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Insurance Underwriter information

See Raleigh, NC salary details

$27.2K

$60.5K

$102.1K

How much do insurance underwriter jobs pay per year?

As of Jun 11, 2026, the average yearly pay for insurance underwriter in Raleigh, NC is $60,541.00, according to ZipRecruiter salary data. Most workers in this role earn between $42,800.00 and $81,200.00 per year, depending on experience, location, and employer.

What degree do I need to be an Insurance Underwriter?

Insurance underwriters typically need at least a bachelor's degree in fields such as finance, economics, business, or risk management. Relevant skills include strong analytical abilities and knowledge of insurance policies and regulations; some roles may require industry certifications like the Chartered Property Casualty Underwriter (CPCU).

What does an insurance underwriter do?

An insurance underwriter evaluates applications for insurance coverage and determines the level of risk involved in insuring a person or asset. They review information such as application forms, medical records, and financial documents to decide whether to offer insurance and at what premium rate. Underwriters play a crucial role in helping insurance companies set appropriate coverage terms and minimize potential losses. Their work ensures that the company remains profitable while providing fair and accurate coverage to clients.

What are some common challenges insurance underwriters face in balancing risk and customer satisfaction?

Insurance underwriters often face the challenge of assessing risks accurately while maintaining competitive offerings that satisfy clients. Striking the right balance can be difficult, as being too cautious may result in lost business, while being overly lenient can lead to unprofitable claims. Underwriters must stay current with industry trends, regulations, and risk assessment tools, and they frequently collaborate with agents and actuaries to ensure sound decisions. Effective communication and analytical skills are essential to navigate these competing demands and to help build long-term client relationships.

What are the key skills and qualifications needed to thrive as an Insurance Underwriter, and why are they important?

To thrive as an Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of finance and risk assessment, often supported by a bachelor's degree in business, finance, or related fields. Familiarity with underwriting software, risk management systems, and relevant certifications like Chartered Property Casualty Underwriter (CPCU) is typically required. Excellent communication, decision-making, and negotiation skills help underwriters explain policies and collaborate effectively with agents and clients. These skills are vital for accurately assessing risk, ensuring profitability, and maintaining strong client relationships in the insurance industry.

What qualifications do I need to be an underwriter?

To become an insurance underwriter, a bachelor's degree in fields like finance, economics, or business is typically required. Relevant skills include strong analytical abilities, attention to detail, and knowledge of insurance policies and risk assessment. Professional certifications such as the Chartered Property Casualty Underwriter (CPCU) can enhance job prospects.

Is insurance underwriting a good career?

Insurance underwriting is a stable career that involves evaluating risks and determining policy terms, often requiring analytical skills and attention to detail. It offers opportunities for advancement, certification, and a typical office schedule, making it a viable option for those interested in finance and risk management.

What Are Insurance Underwriters?

Insurance underwriters evaluate insurance policy applications, assess the risk, and make recommendations for coverage and premium pricing to insurance issuers. As an insurance underwriter, you use computer software and specific criteria to assess risk and establish pricing and research other factors such as market trends and equity values to provide data to support your recommendations. You determine if the policy will likely be a good financial investment for the insurance provider.

What do you do as an Insurance Underwriter?

An Insurance Underwriter evaluates insurance applications to determine coverage eligibility and premium rates based on risk assessment. They analyze factors such as applicant information, policy details, and industry data, often using specialized software, to make informed decisions that balance company risk and profitability.

What is the difference between Insurance Underwriter vs Claims Adjuster?

AspectInsurance UnderwriterClaims Adjuster
Primary RoleAssess risk and determine policy termsEvaluate insurance claims and determine payouts
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU are commonOften requires a bachelor's degree; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, analyzing data and risk factorsField and office-based, investigating claims and interviewing claimants
Industry UsageUsed across insurance companies for policy issuanceUsed for claims processing and settlement

Both roles are integral to the insurance industry, with underwriters focusing on risk assessment before policy issuance, and claims adjusters handling claims after a loss occurs. While their work environments and responsibilities differ, they often require similar credentials and certifications, making them closely related career paths within insurance companies.

What are the most commonly searched types of Insurance Underwriter jobs in Raleigh, NC? The most popular types of Insurance Underwriter jobs in Raleigh, NC are:
What are popular job titles related to Insurance Underwriter jobs in Raleigh, NC? For Insurance Underwriter jobs in Raleigh, NC, the most frequently searched job titles are:
What job categories do people searching Insurance Underwriter jobs in Raleigh, NC look for? The top searched job categories for Insurance Underwriter jobs in Raleigh, NC are:
What cities near Raleigh, NC are hiring for Insurance Underwriter jobs? Cities near Raleigh, NC with the most Insurance Underwriter job openings:
Infographic showing various Insurance Underwriter job openings in Raleigh, NC as of June 2026, with employment types broken down into 6% As Needed, and 94% Part Time. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $60,541 per year, or $29.1 per hour.

Title Insurance Underwriter (Hybrid)

Key Title

Raleigh, NC • On-site

$48K - $60K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 7 days ago


Job description

Company Description

Key Title, headquartered in Raleigh, NC since 2001, is supported by a team with over 100 years of combined experience in residential and commercial title underwriting. We are proud to partner with Investors Title Insurance Company, a highly rated underwriter renowned for its financial stability and expertise. Key Title is committed to providing efficient service, with most residential binders processed within 15 minutes and final policies often completed on the same day as received. Investors Title’s robust financial standing ensures the ability to insure both small and large-scale properties, making Key Title a trusted choice in the industry.

Role Description

This is a full-time, hybrid position for a Title Insurance Underwriter in the Raleigh-Durham-Chapel Hill Area. The Title Insurance Underwriter will be responsible for evaluating title searches, assessing risks, and issuing title insurance policies to facilitate secure real estate transactions. Reporting to the Operations Manager, this role requires a detail-oriented professional with strong analytical skills, deep knowledge of title insurance processes, and the ability to work collaboratively with internal teams and clients.

Key Responsibilities:

  • Title Examination: Review legal opinions to identify potential defects, liens, encumbrances, or other issues that may impact the issuance of title insurance policies.
  • Risk Assessment: Evaluate risks associated with title issues and work with legal support to determine insurability, ensuring compliance with company underwriting guidelines and State regulations.
  • Policy Issuance: Prepare and issue title commitments and final title insurance policies, ensuring accuracy, clarity, and compliance with industry standards.
  • Issue Resolution: Work with title examiners, clients (e.g., real estate agents, lenders, attorneys), and external parties to resolve title issues, such as clearing liens or obtaining curative documents.
  • Compliance: Ensure all underwriting activities adhere to North Carolina real estate laws, title insurance regulations, and company policies.
  • Collaboration: Partner with the Operations Manager, sales team, and production staff to support smooth transaction processes and provide underwriting expertise.
  • Documentation: Maintain accurate and detailed records of underwriting decisions and communications in title production software.
  • Client Support: Respond to client inquiries regarding title issues, policy terms, and underwriting decisions, providing clear and professional communication.
  • Process Improvement: Identify opportunities to enhance underwriting processes, streamline workflows, and improve accuracy and efficiency.

Qualifications

  • Strong Analytical and problem-solving skills for reviewing and assessing title risks
  • Knowledge of Insurance and Underwriting practices in residential and commercial real estate
  • Proficiency in communication and interpersonal skills to collaborate effectively with clients and team members
  • Understanding of finance principles related to title insurance
  • Minimum of two years of experience in the title insurance industry is required
  • Bachelor's degree in business, finance, law, or a related field is a plus

Company Description

Based in Raleigh, NC, since 2001, Key Title's team of well-qualified underwriters and managers have more than 100 years of combined experience in both residential and commercial underwriting. We are now one of the largest independently owned Title Insurance Agencies in North Carolina. We have grown significant market share and look forward to growing more