ZipRecruiter

Log In

1

Insurance Underwriter Jobs in Raleigh, NC (NOW HIRING)

Key Title

Be Seen First

Title Insurance Underwriter (Hybrid)

Raleigh, NC · On-site

$50K - $60K/yr

We are proud to partner with Investors Title Insurance Company, a highly rated underwriter renowned for its financial stability and expertise. Key Title is committed to providing efficient service ...

First Citizens Bank

Senior Commercial Underwriter

Raleigh, NC · Hybrid

$87K - $103K/yr

The Senior Underwriter leads underwriting efforts by servicing commercial portfolios at the highest level of ability and complexity. Supports the commercial lending team with expertise in structuring ...

First Citizens Bank

Senior Commercial Underwriter

Raleigh, NC · Hybrid

$87K - $103K/yr

The Senior Underwriter leads underwriting efforts by servicing commercial portfolios at the highest level of ability and complexity. Supports the commercial lending team with expertise in structuring ...

next page

Showing results 1-20

All JobsInsurance Underwriter JobsInsurance Underwriter Jobs in Raleigh, NC

Insurance Underwriter information

See Raleigh, NC salary details

$27.2K

$60.5K

$102.1K

How much do insurance underwriter jobs pay per year?

As of Jul 26, 2026, the average yearly pay for insurance underwriter in Raleigh, NC is $60,541.00, according to ZipRecruiter salary data. Most workers in this role earn between $42,800.00 and $81,200.00 per year, depending on experience, location, and employer.

Is underwriting in insurance a good career?

Insurance underwriting is a stable career that involves evaluating risks and determining policy terms, often requiring analytical skills and attention to detail. It offers opportunities for advancement, professional certification, and a consistent work environment, making it a viable option for those interested in finance and risk management.

What does an insurance underwriter do?

An insurance underwriter evaluates applications for insurance coverage and determines the level of risk involved in insuring a person or asset. They review information such as application forms, medical records, and financial documents to decide whether to offer insurance and at what premium rate. Underwriters play a crucial role in helping insurance companies set appropriate coverage terms and minimize potential losses. Their work ensures that the company remains profitable while providing fair and accurate coverage to clients.

What are some common challenges insurance underwriters face in balancing risk and customer satisfaction?

Insurance underwriters often face the challenge of assessing risks accurately while maintaining competitive offerings that satisfy clients. Striking the right balance can be difficult, as being too cautious may result in lost business, while being overly lenient can lead to unprofitable claims. Underwriters must stay current with industry trends, regulations, and risk assessment tools, and they frequently collaborate with agents and actuaries to ensure sound decisions. Effective communication and analytical skills are essential to navigate these competing demands and to help build long-term client relationships.

What are the key skills and qualifications needed to thrive as an Insurance Underwriter, and why are they important?

To thrive as an Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of finance and risk assessment, often supported by a bachelor's degree in business, finance, or related fields. Familiarity with underwriting software, risk management systems, and relevant certifications like Chartered Property Casualty Underwriter (CPCU) is typically required. Excellent communication, decision-making, and negotiation skills help underwriters explain policies and collaborate effectively with agents and clients. These skills are vital for accurately assessing risk, ensuring profitability, and maintaining strong client relationships in the insurance industry.

What qualifications do I need to be an underwriter?

To become an insurance underwriter, a bachelor's degree in fields such as finance, economics, or business is typically required. Relevant skills include strong analytical abilities, attention to detail, and knowledge of insurance policies and risk assessment. Professional certifications like the Chartered Property Casualty Underwriter (CPCU) can enhance job prospects.

What Are Insurance Underwriters?

Insurance underwriters evaluate insurance policy applications, assess the risk, and make recommendations for coverage and premium pricing to insurance issuers. As an insurance underwriter, you use computer software and specific criteria to assess risk and establish pricing and research other factors such as market trends and equity values to provide data to support your recommendations. You determine if the policy will likely be a good financial investment for the insurance provider.

What do you do as an insurance underwriter?

An insurance underwriter evaluates insurance applications to determine coverage eligibility and premium rates based on risk assessment. They review applicant information, analyze data, and ensure policies comply with company standards, often using specialized software. Strong analytical skills and knowledge of insurance policies are essential for this role.

What is the difference between Insurance Underwriter vs Claims Adjuster?

AspectInsurance UnderwriterClaims Adjuster
Primary RoleAssess risk and determine policy termsEvaluate insurance claims and determine payouts
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU are commonOften requires a bachelor's degree; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, analyzing data and risk factorsField and office-based, investigating claims and interviewing claimants
Industry UsageUsed across insurance companies for policy issuanceUsed for claims processing and settlement

Both roles are integral to the insurance industry, with underwriters focusing on risk assessment before policy issuance, and claims adjusters handling claims after a loss occurs. While their work environments and responsibilities differ, they often require similar credentials and certifications, making them closely related career paths within insurance companies.

How much do you get paid for an insurance underwriter?

Insurance underwriters typically earn a median annual salary of around $70,000, with salaries ranging from approximately $50,000 to over $100,000 depending on experience, location, and industry. Entry-level underwriters may start lower, while experienced professionals or those in specialized fields can earn higher wages, often supplemented by certifications and advanced skills.
More about Insurance Underwriter jobs
What are the most commonly searched types of Insurance Underwriter jobs in Raleigh, NC? The most popular types of Insurance Underwriter jobs in Raleigh, NC are:
What are popular job titles related to Insurance Underwriter jobs in Raleigh, NC? For Insurance Underwriter jobs in Raleigh, NC, the most frequently searched job titles are:
What job categories do people searching Insurance Underwriter jobs in Raleigh, NC look for? The top searched job categories for Insurance Underwriter jobs in Raleigh, NC are:
What cities near Raleigh, NC are hiring for Insurance Underwriter jobs? Cities near Raleigh, NC with the most Insurance Underwriter job openings:
Insurance Underwriter jobs near you
Infographic showing various Insurance Underwriter job openings in Raleigh, NC as of July 2026, with employment types broken down into 100% Full Time. Highlights an 72% In-person, 6% Hybrid, and 22% Remote job distribution, with an average salary of $60,541 per year, or $29.1 per hour.

Insurance Underwriter

Berylline Insurance Group

Chapel Hill, NC • On-site, Remote

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 24 days ago

Job description

Underwriter
Hybrid or Remote • Full-Time
Ready to underwrite at a program built by operators?
HabGen Insurance is a specialty program built exclusively for student housing and multifamily communities - created by industry professionals who operated these properties before they underwrote them. We're growing quickly, and we're looking for an experienced Underwriter who's ready to own accounts, partner directly with brokers, and help shape a modern habitational program from the inside.
This role is offered as fully remote, or hybrid if you're located near our Chapel Hill, NC office.
ABOUT THE ROLE
As a HabGen Underwriter, you'll be responsible for the day-to-day underwriting and growth of an assigned book within our specialty habitational program. You'll work directly with brokers, evaluate new and renewal business, and partner with senior underwriters and program leadership on appetite, pricing, and portfolio decisions.
We move fast - indications within hours, bindable quotes within a business day on clean submissions - because brokers and their clients deserve straight answers from real experts. You'll be one of those experts.
WHAT YOU'LL DO
Underwriting & Risk Selection
  • Review new and renewal submissions for student housing and multifamily Property and General Liability risks.
  • Evaluate financial strength, loss experience, sponsor quality, and territorial exposure to determine risk acceptability.
  • Price accounts in line with HabGen's appetite, pricing discipline, and target rates.
  • Issue indications and bindable quotes on tight turnarounds.
  • Negotiate terms, conditions, and pricing with brokers.

Broker Partnership & Market Development
  • Build and maintain strong producer and broker relationships
  • Educate brokers on HabGen's appetite, submission requirements, and value proposition.
  • Identify and pursue new business opportunities within the habitational segment.

Portfolio Management
  • Manage assigned accounts through the policy lifecycle - new business, renewals, endorsements, and mid-term changes.
  • Collaborate with claims, loss control, and operations to drive favorable underwriting outcomes.
  • Monitor portfolio performance and contribute to underwriting discipline and profitable growth.

Program Building
  • Bring market intelligence and account-level insight back to leadership.
  • Provide input on appetite, pricing, and product evolution as the program scales.
  • Mentor newer team members and contribute to a strong underwriting culture.

WHO WE'RE LOOKING FOR
  • 3+ years of commercial P&C underwriting experience required; 5+ years preferred.
  • Habitational experience a plus. Direct exposure to student housing, multifamily, or other habitational property risks is highly valued.
  • Technical underwriting skills. Strong foundation in property and/or general liability underwriting, including risk assessment, financial analysis, and pricing.
  • Broker-facing presence. Excellent written and verbal communication, negotiation, and relationship-building skills.
  • Decisive and self-motivated. You can make underwriting decisions independently, manage your time, and operate well in a fast-moving environment.
  • Operator mindset. You ask hard questions, look for the better way, and care about how the work gets done - not just the answer.

Nice to Have
  • A college degree
  • Active P&C license
  • Industry designations (CPCU, CIC, AU, ARM, etc.)
  • Familiarity with Google Workspace and Slack.

WHAT WE OFFER
We invest in our people with a comprehensive benefits package designed to support your health, your future, and your life outside of work:
  • Competitive compensation with annual bonus potential, commensurate with experience.
  • Comprehensive medical, dental, and vision coverage, with employer contributions to a Health Savings Account.
  • 401(k) retirement plan with employer match.
  • Employer-paid life and AD&D insurance, with options for supplemental life and short- and long-term disability coverage.
  • Wellness and lifestyle benefits, including telehealth, an Employee Assistance Program, pet insurance, and an exclusive discount platform.
  • Paid time off and a culture that respects your time outside of work.
  • Flexible work arrangements - fully remote, or hybrid if you're located near our Chapel Hill, NC office.
  • Direct access to senior leadership - no committees, no bureaucracy, and a real seat at the table as the program grows.

WHY HABGEN?
HabGen Insurance is the first and only insurance solution purpose-built for student housing and multifamily communities. We're growing quickly inside Berylline Insurance Group (BIG), and we're investing in the underwriters who will help us scale.
What that means for you: a focused specialty program where your underwriting decisions matter, with direct access to decision-makers and the resources of an established insurance group behind you. You'll work on a single asset class with deep expertise, partner with brokers who value speed and straight answers, and have real influence on how the program evolves.
If you're an experienced underwriter who wants to focus, move quickly, and build something, there's a real seat for you here.
HOW TO APPLY
Apply at beryllinegroup.com/careers.
Employment & Sponsorship Disclosure
HabGen Insurance is an Equal Opportunity Employer and does not discriminate on any basis protected by applicable federal, state, or local law.
This position is not eligible for visa sponsorship. Applicants must be authorized to work in the United States without the need for current or future sponsorship.
HabGen Insurance participates in E-Verify. Employment with HabGen Insurance is contingent upon completion of a background screening satisfactory to the Company, verification of identity and authorization to work in the United States as required by federal law, and completion of all required onboarding documentation.
Employment with HabGen Insurance is at will. Nothing in this job posting or in any related communication constitutes a contract of employment or guarantees employment for any specific duration. Either the employee or the Company may terminate employment at any time, with or without cause or notice, for any lawful reason.
For application assistance, please contact [email protected].

Apply