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Insurance Underwriter Jobs in Raleigh, NC (NOW HIRING)

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Licensed Insurance Producer

Raleigh, NC · On-site

$45K - $85K/yr

Underwriting: Perform field underwriting, assess risk, and accurately rate potential new accounts. * Compliance: Maintain in-depth knowledge of all insurance products and adhere to state licensing ...

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Licensed Insurance Producer

Raleigh, NC · On-site

$45K - $85K/yr

Underwriting: Perform field underwriting, assess risk, and accurately rate potential new accounts. * Compliance: Maintain in-depth knowledge of all insurance products and adhere to state licensing ...

Underwriting Manager

Raleigh, NC · Hybrid

$72K - $157K/yr

The Contract Binding Team within the Excess and Surplus division of IAT Insurance Group has an immediate opening for Underwriting Manager of our East Coast Territory from our Cheshire, Connecticut;

Our team, does their best work each day, creating a one-stop resource for all commercial insurance ... Develop and execute a segment-specific underwriting strategy that drives profitable growth ...

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Insurance Underwriter information

See Raleigh, NC salary details

$27.2K

$60.5K

$102.1K

How much do insurance underwriter jobs pay per year?

As of Jun 10, 2026, the average yearly pay for insurance underwriter in Raleigh, NC is $60,541.00, according to ZipRecruiter salary data. Most workers in this role earn between $42,800.00 and $81,200.00 per year, depending on experience, location, and employer.

What degree do I need to be an Insurance Underwriter?

Insurance underwriters typically need at least a bachelor's degree in fields such as finance, economics, business, or risk management. Relevant skills include strong analytical abilities and knowledge of insurance policies and regulations; some roles may require industry certifications like the Chartered Property Casualty Underwriter (CPCU).

What does an insurance underwriter do?

An insurance underwriter evaluates applications for insurance coverage and determines the level of risk involved in insuring a person or asset. They review information such as application forms, medical records, and financial documents to decide whether to offer insurance and at what premium rate. Underwriters play a crucial role in helping insurance companies set appropriate coverage terms and minimize potential losses. Their work ensures that the company remains profitable while providing fair and accurate coverage to clients.

What are some common challenges insurance underwriters face in balancing risk and customer satisfaction?

Insurance underwriters often face the challenge of assessing risks accurately while maintaining competitive offerings that satisfy clients. Striking the right balance can be difficult, as being too cautious may result in lost business, while being overly lenient can lead to unprofitable claims. Underwriters must stay current with industry trends, regulations, and risk assessment tools, and they frequently collaborate with agents and actuaries to ensure sound decisions. Effective communication and analytical skills are essential to navigate these competing demands and to help build long-term client relationships.

What are the key skills and qualifications needed to thrive as an Insurance Underwriter, and why are they important?

To thrive as an Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of finance and risk assessment, often supported by a bachelor's degree in business, finance, or related fields. Familiarity with underwriting software, risk management systems, and relevant certifications like Chartered Property Casualty Underwriter (CPCU) is typically required. Excellent communication, decision-making, and negotiation skills help underwriters explain policies and collaborate effectively with agents and clients. These skills are vital for accurately assessing risk, ensuring profitability, and maintaining strong client relationships in the insurance industry.

What qualifications do I need to be an underwriter?

To become an insurance underwriter, a bachelor's degree in fields like finance, economics, or business is typically required. Relevant skills include strong analytical abilities, attention to detail, and knowledge of insurance policies and risk assessment. Professional certifications such as the Chartered Property Casualty Underwriter (CPCU) can enhance job prospects.

Is insurance underwriting a good career?

Insurance underwriting is a stable career that involves evaluating risks and determining policy terms, often requiring analytical skills and attention to detail. It offers opportunities for advancement, certification, and a typical office schedule, making it a viable option for those interested in finance and risk management.

What Are Insurance Underwriters?

Insurance underwriters evaluate insurance policy applications, assess the risk, and make recommendations for coverage and premium pricing to insurance issuers. As an insurance underwriter, you use computer software and specific criteria to assess risk and establish pricing and research other factors such as market trends and equity values to provide data to support your recommendations. You determine if the policy will likely be a good financial investment for the insurance provider.

What do you do as an Insurance Underwriter?

An Insurance Underwriter evaluates insurance applications to determine coverage eligibility and premium rates based on risk assessment. They analyze factors such as applicant information, policy details, and industry data, often using specialized software, to make informed decisions that balance company risk and profitability.

What is the difference between Insurance Underwriter vs Claims Adjuster?

AspectInsurance UnderwriterClaims Adjuster
Primary RoleAssess risk and determine policy termsEvaluate insurance claims and determine payouts
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU are commonOften requires a bachelor's degree; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, analyzing data and risk factorsField and office-based, investigating claims and interviewing claimants
Industry UsageUsed across insurance companies for policy issuanceUsed for claims processing and settlement

Both roles are integral to the insurance industry, with underwriters focusing on risk assessment before policy issuance, and claims adjusters handling claims after a loss occurs. While their work environments and responsibilities differ, they often require similar credentials and certifications, making them closely related career paths within insurance companies.

What are the most commonly searched types of Insurance Underwriter jobs in Raleigh, NC? The most popular types of Insurance Underwriter jobs in Raleigh, NC are:
What are popular job titles related to Insurance Underwriter jobs in Raleigh, NC? For Insurance Underwriter jobs in Raleigh, NC, the most frequently searched job titles are:
What job categories do people searching Insurance Underwriter jobs in Raleigh, NC look for? The top searched job categories for Insurance Underwriter jobs in Raleigh, NC are:
What cities near Raleigh, NC are hiring for Insurance Underwriter jobs? Cities near Raleigh, NC with the most Insurance Underwriter job openings:
Infographic showing various Insurance Underwriter job openings in Raleigh, NC as of June 2026, with employment types broken down into 6% As Needed, and 94% Part Time. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $60,541 per year, or $29.1 per hour.

$50K - $275K/yr

Contractor

Posted 25 days ago


Job description

Licensed Life Insurance Agent
CICA Life (Day-1 Coverage)

Team Nexa Final Expense Division
Must have an active Life Insurance Producer License.
CICA Life Insurance Company offers one of the strongest final expense products in the industry - especially for clients with serious medical conditions who still qualify for Level Day-1 coverage. If you're a licensed agent looking for a carrier that approves more of your clients, this opportunity is for you.
In-Person or Remote Sales AvailableWhy Sell CICA Life
Day-1 coverage for many serious conditions
Approvals where other carriers offer only graded or GI
Fast e-app and simple underwriting
Competitive commissions + renewals
Remote or in-person selling
Real-time, low-cost lead options
Live online training and product supportHealth Conditions CICA May Approve Day-1
(Underwriting rules apply)
Insulin-dependent diabetes
Prior heart attack or stroke (post stability window)
COPD/emphysema (non-oxygen)
CHF history (with stability)
Cancer history after clearance period
Mental health conditions
Hepatitis (controlled)
Agents choose CICA because more clients get approved, premiums stay competitive, and policies start immediately instead of after a waiting period.What We're Looking For
Active life insurance license
Coachable and reliable
Good communication skills
Comfortable discussing medical history
Motivated to help clients and grow a book of business
If you want a final expense carrier that delivers Day-1 coverage on tough cases, strong commissions, and real support, Cica via Team Nexa is your best choice
Click Here to Attend our Webinar or Apply to Get Contracted Now
*Individual Results Will Vary*