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Insurance Underwriter Jobs in Raleigh, NC (NOW HIRING)

Drive the comprehensive insurance program renewal process by compiling underwriting data, reviewing program structures, and recommending coverage changes based on industry best practices and company ...

Drive the comprehensive insurance program renewal process by compiling underwriting data, reviewing program structures, and recommending coverage changes based on industry best practices and company ...

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Showing results 1-20

Insurance Underwriter information

See Raleigh, NC salary details

$27.2K

$60.5K

$102.1K

How much do insurance underwriter jobs pay per year?

As of Jun 13, 2026, the average yearly pay for insurance underwriter in Raleigh, NC is $60,541.00, according to ZipRecruiter salary data. Most workers in this role earn between $42,800.00 and $81,200.00 per year, depending on experience, location, and employer.

What degree do I need to be an Insurance Underwriter?

Insurance underwriters typically need at least a bachelor's degree in fields such as finance, economics, business, or risk management. Relevant skills include strong analytical abilities and knowledge of insurance policies and regulations; some roles may require industry certifications like the Chartered Property Casualty Underwriter (CPCU).

What does an insurance underwriter do?

An insurance underwriter evaluates applications for insurance coverage and determines the level of risk involved in insuring a person or asset. They review information such as application forms, medical records, and financial documents to decide whether to offer insurance and at what premium rate. Underwriters play a crucial role in helping insurance companies set appropriate coverage terms and minimize potential losses. Their work ensures that the company remains profitable while providing fair and accurate coverage to clients.

What are some common challenges insurance underwriters face in balancing risk and customer satisfaction?

Insurance underwriters often face the challenge of assessing risks accurately while maintaining competitive offerings that satisfy clients. Striking the right balance can be difficult, as being too cautious may result in lost business, while being overly lenient can lead to unprofitable claims. Underwriters must stay current with industry trends, regulations, and risk assessment tools, and they frequently collaborate with agents and actuaries to ensure sound decisions. Effective communication and analytical skills are essential to navigate these competing demands and to help build long-term client relationships.

What are the key skills and qualifications needed to thrive as an Insurance Underwriter, and why are they important?

To thrive as an Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of finance and risk assessment, often supported by a bachelor's degree in business, finance, or related fields. Familiarity with underwriting software, risk management systems, and relevant certifications like Chartered Property Casualty Underwriter (CPCU) is typically required. Excellent communication, decision-making, and negotiation skills help underwriters explain policies and collaborate effectively with agents and clients. These skills are vital for accurately assessing risk, ensuring profitability, and maintaining strong client relationships in the insurance industry.

What qualifications do I need to be an underwriter?

To become an insurance underwriter, a bachelor's degree in fields like finance, economics, or business is typically required. Relevant skills include strong analytical abilities, attention to detail, and knowledge of insurance policies and risk assessment. Professional certifications such as the Chartered Property Casualty Underwriter (CPCU) can enhance job prospects.

Is insurance underwriting a good career?

Insurance underwriting is a stable career that involves evaluating risks and determining policy terms, often requiring analytical skills and attention to detail. It offers opportunities for advancement, certification, and a typical office schedule, making it a viable option for those interested in finance and risk management.

What Are Insurance Underwriters?

Insurance underwriters evaluate insurance policy applications, assess the risk, and make recommendations for coverage and premium pricing to insurance issuers. As an insurance underwriter, you use computer software and specific criteria to assess risk and establish pricing and research other factors such as market trends and equity values to provide data to support your recommendations. You determine if the policy will likely be a good financial investment for the insurance provider.

What do you do as an Insurance Underwriter?

An Insurance Underwriter evaluates insurance applications to determine coverage eligibility and premium rates based on risk assessment. They analyze factors such as applicant information, policy details, and industry data, often using specialized software, to make informed decisions that balance company risk and profitability.

What is the difference between Insurance Underwriter vs Claims Adjuster?

AspectInsurance UnderwriterClaims Adjuster
Primary RoleAssess risk and determine policy termsEvaluate insurance claims and determine payouts
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU are commonOften requires a bachelor's degree; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, analyzing data and risk factorsField and office-based, investigating claims and interviewing claimants
Industry UsageUsed across insurance companies for policy issuanceUsed for claims processing and settlement

Both roles are integral to the insurance industry, with underwriters focusing on risk assessment before policy issuance, and claims adjusters handling claims after a loss occurs. While their work environments and responsibilities differ, they often require similar credentials and certifications, making them closely related career paths within insurance companies.

What are the most commonly searched types of Insurance Underwriter jobs in Raleigh, NC? The most popular types of Insurance Underwriter jobs in Raleigh, NC are:
What are popular job titles related to Insurance Underwriter jobs in Raleigh, NC? For Insurance Underwriter jobs in Raleigh, NC, the most frequently searched job titles are:
What job categories do people searching Insurance Underwriter jobs in Raleigh, NC look for? The top searched job categories for Insurance Underwriter jobs in Raleigh, NC are:
What cities near Raleigh, NC are hiring for Insurance Underwriter jobs? Cities near Raleigh, NC with the most Insurance Underwriter job openings:
Infographic showing various Insurance Underwriter job openings in Raleigh, NC as of June 2026, with employment types broken down into 6% As Needed, and 94% Part Time. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $60,541 per year, or $29.1 per hour.
Remote North Carolina P&C Insurance Sales Producer

Remote North Carolina P&C Insurance Sales Producer

Brightway Insurance

Raleigh, NC • Remote

$65K - $75K/yr

Full-time

Medical, Retirement, PTO

Posted 24 days ago


Brightway Insurance rating

8.3

Company rating: 8.3 out of 10

Based on 6 frontline employees who took The Breakroom Quiz

111th of 261 rated insurance


Job description

Job Summary
Brightway Insurance is seeking a Remote North Carolina Property and Casualty Insurance Sales Producer for a position that requires the candidate to currently reside in North Carolina. The Insurance Sales Producer will be responsible for lead generation, delivering excellent customer service, analyzing insurance needs, and recommending appropriate insurance policies to clients.
Responsibilities
- Quote and sell insurance products to potential clients
- Build and maintain strong relationships with clients to ensure satisfaction
- Analyze clients' insurance needs and make suitable recommendations
- Explain policy details, coverage limits, and exclusions to clients
- Assist clients in completing insurance applications and paperwork
- Process policy changes, endorsements, and claims accurately
- Stay informed about industry trends, regulations, and policy changes
- Collaborate with underwriters to negotiate policy terms and conditions
Minimum Qualifications
- Must hold a valid NC Property and Casualty resident insurance license at the time of application
- Current Residency in the state of North Carolina
- 1+ years outside Insurance Sales Experience
- Excellent interpersonal and communication skills
- Strong analytical skills for data analysis and decision-making


Preferred Qualifications
- 3+ yrs Outside Insurance Sales Experience
- Extensive experience with community networking, building referral partnerships, and lead generation
Compensation
- Garaunteed Base Pay: $35,000 annually, PLUS commission
- Average 1st year TOTAL earnings ranging from $65,000-$75,000+ through a combination of base pay and commission
Benefits and Perks
- Health Insurance and 401K benefits provided
- Comprehensive training program offered
- Three weeks Paid Time Off (PTO)
If you are a motivated individual with sales acumen and a dedication to helping others, we invite you to apply. Join Brightway today and advance your career in insurance sales!