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Insurance Underwriter Jobs in Hawaii (NOW HIRING)

DB Insurance US

Commercial Line Underwriter - HYBRID

Honolulu, HI · On-site

$50K - $100K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

DB Insurance is seeking a Commercial Line Underwriter to join our team. This role is open to both experienced professionals and entry-level candidates or individuals looking to transition into ...

NAPAA

Insurance Salesperson

Lihue, HI · On-site

$15 - $20/hr

  • Medical

  • Retirement

Demonstrate strong knowledge of insurance products and usages, rating procedures, underwriting procedures, coverages, and industry operations to effectively secure new business and maintain existing ...

Express Employment

Insurance Support Associates

Honolulu, HI

$18 - $20/hr

  • Medical

  • Dental

  • Vision

  • PTO

Referral Bonuses Level 1: Insurance Support Associate II (Underwriting) Compensation: $16.00 per hour Job Responsibilities: Deliver baseline administrative support across departments to streamline ...

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All JobsInsurance Underwriter JobsInsurance Underwriter Jobs in Hawaii

Insurance Underwriter information

See Hawaii salary details

$29.1K

$64.7K

$109.1K

How much do insurance underwriter jobs pay per year?

As of Aug 16, 2026, the average yearly pay for insurance underwriter in Hawaii is $64,709.00, according to ZipRecruiter salary data. Most workers in this role earn between $45,700.00 and $86,800.00 per year, depending on experience, location, and employer.

What does an insurance underwriter do?

An insurance underwriter evaluates applications for insurance coverage and determines the level of risk involved in insuring a person or asset. They review information such as application forms, medical records, and financial documents to decide whether to offer insurance and at what premium rate. Underwriters play a crucial role in helping insurance companies set appropriate coverage terms and minimize potential losses. Their work ensures that the company remains profitable while providing fair and accurate coverage to clients.

What are some common challenges insurance underwriters face in balancing risk and customer satisfaction?

Insurance underwriters often face the challenge of assessing risks accurately while maintaining competitive offerings that satisfy clients. Striking the right balance can be difficult, as being too cautious may result in lost business, while being overly lenient can lead to unprofitable claims. Underwriters must stay current with industry trends, regulations, and risk assessment tools, and they frequently collaborate with agents and actuaries to ensure sound decisions. Effective communication and analytical skills are essential to navigate these competing demands and to help build long-term client relationships.

What are the key skills and qualifications needed to thrive as an insurance underwriter?

To thrive as an Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of finance and risk assessment, often supported by a bachelor's degree in business, finance, or related fields. Familiarity with underwriting software, risk management systems, and relevant certifications like Chartered Property Casualty Underwriter (CPCU) is typically required. Excellent communication, decision-making, and negotiation skills help underwriters explain policies and collaborate effectively with agents and clients. These skills are vital for accurately assessing risk, ensuring profitability, and maintaining strong client relationships in the insurance industry.

What is an insurance underwriter?

Insurance underwriters evaluate insurance policy applications, assess the risk, and make recommendations for coverage and premium pricing to insurance issuers. As an insurance underwriter, you use computer software and specific criteria to assess risk and establish pricing and research other factors such as market trends and equity values to provide data to support your recommendations. You determine if the policy will likely be a good financial investment for the insurance provider.

What qualifications do I need for insurance underwriting?

Insurance underwriters typically need a bachelor's degree in fields such as finance, economics, or business. Relevant skills include strong analytical abilities, attention to detail, and knowledge of insurance policies and risk assessment. Professional certifications like the Chartered Property Casualty Underwriter (CPCU) can enhance job prospects.

What is the difference between Insurance Underwriter vs Claims Adjuster?

AspectInsurance UnderwriterClaims Adjuster
Primary RoleAssess risk and determine policy termsEvaluate insurance claims and determine payouts
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU are commonOften requires a bachelor's degree; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, analyzing data and risk factorsField and office-based, investigating claims and interviewing claimants
Industry UsageUsed across insurance companies for policy issuanceUsed for claims processing and settlement

Both roles are integral to the insurance industry, with underwriters focusing on risk assessment before policy issuance, and claims adjusters handling claims after a loss occurs. While their work environments and responsibilities differ, they often require similar credentials and certifications, making them closely related career paths within insurance companies.

More about Insurance Underwriter jobs

What are the most commonly searched types of Insurance Underwriter jobs in Hawaii?

The most popular types of Insurance Underwriter jobs in Hawaii are:

What are popular job titles related to Insurance Underwriter jobs in Hawaii?

For Insurance Underwriter jobs in Hawaii, the most frequently searched job titles are:

What job categories do people searching Insurance Underwriter jobs in Hawaii look for?

The top searched job categories for Insurance Underwriter jobs in Hawaii are:

What cities in Hawaii are hiring for Insurance Underwriter jobs?

Cities in Hawaii with the most Insurance Underwriter job openings:

What are popular job titles related to Insurance Underwriter jobs in HI?

For Insurance Underwriter jobs in HI, the most frequently searched job titles are:

Insurance Underwriter jobs near you
Infographic showing various Insurance Underwriter job openings in Hawaii as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $64,709 per year, or $31.1 per hour.

Commercial Line Underwriter - HYBRID

DB Insurance US

Honolulu, HI • On-site

$50K - $100K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 17 days ago

Job description

Job Title
  • Commercial Line Underwriter

Location
  • 1440 Kapiolani Blvd. Ste 950. Honolulu, HI 96814

Salary
  • $50,000 - $100,000/year

Position Type
  • Full-time
  • Non-exempt (Hourly) or Exempt (Salaried)
  • Monday - Friday
  • 8:00 am - 5:00 pm
  • Hybrid after 90 days - 3 days in office/2 days remote

Reports to
  • Deputy Branch Manager
Position Overview:
DB Insurance is seeking a Commercial Line Underwriter to join our team. This role is open to both experienced professionals and entry-level candidates or individuals looking to transition into commercial underwriting. Exposure to Commercial Multi-Peril (CMP), Commercial Auto, Commercial Umbrella, or Workers' Compensation is a plus. Applicants must currently reside in Hawaii to be considered for this position.
Key Responsibilities:
  • Underwrite and manage a portfolio of Commercial Lines policies, ensuring compliance with company guidelines and regulatory requirements
  • Analyze risk data of prospective insurance applicants to identify hazards and exposures for endorsements and renewals
  • Collaborate with the underwriting team to enhance knowledge of insurance processes, operational procedures, and underwriting best practices
  • Effectively manage agency relationships to drive growth and profitability.
  • Work closely with other team members and management to achieve monthly and annual branch goals
  • Assess applications to determine whether to accept, modify, or decline accounts in alignment with underwriting guidelines
  • Build and maintain strong agency relationships to foster growth and support business development efforts
  • Monitor market trends, industry developments, and regulatory changes to adjust underwriting strategies accordingly
  • Review data accuracy and prepare monthly closing reports for each product line

Qualifications:
  • Bachelor's degree in Business, Finance, Insurance, or a related field, or equivalent experience
  • Strong analytical and decision-making skills, with a solid understanding of underwriting principles
  • Excellent communication skills, with the ability to work collaboratively with agents and internal teams
  • Ability to collaborate effectively with cross-functional teams to meet goals
  • Proficiency in Microsoft Office Suite/Google Workspace applications and underwriting software

Preferred:
  • Experience in underwriting CMP, Commercial Auto, Commercial Umbrella, or Worker's Compensation
  • Professional designations such as CPCU (Chartered Property Casualty Underwriter) or AU (Associate in Underwriting) are a plus
  • Strong background and specialized experience in Worker's Compensation

Benefits
  • Medical (PPO), dental (PPO), vision (PPO), and life insurance covered 100% by the company and 50% for dependents
  • Paid time off and sick leave
  • 13 annual paid holidays
  • 401(k) plan with up to 4% company match
  • Flexible Spending Account (FSA) & Dependent Care FSA
  • Quarterly Fringe Benefit reimbursements
  • Job-related training reimbursement
  • Casual dress code

About Us
At DB Insurance USA, we carry forward a legacy of excellence that began in South Korea in 1962 and expanded to the U.S. in 1984. Backed by the financial strength of a global powerhouse (AM Best Rating: A+, S&P Rating: A+), we combine world-class resources with the agility of a close-knit team. With offices in California, Hawaii, New York, and Guam, we provide innovative insurance solutions tailored to protect your property, business, and livelihood. We are committed to fostering a culture of inclusion and innovation, ensuring exceptional service and peace of mind for every policyholder.

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