Insurance Underwriter

Insurance Underwriter Salary

$28K

$56.5K

$105K

$62,283

/year

$29.94

/hour

Insurance Underwriter Salary Comparison by Location

Nationwide

United States

$62,283

Columbus

Ohio

$60,159

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    How much does an Insurance Underwriter make?

    As of Aug 26, 2026, the average annual pay for an Insurance Underwriter in the United States is $62,283 a year.

    Just in case you need a simple salary calculator, that works out to be approximately $29.94 an hour. This is the equivalent of $1,197/week or $5,190/month.

    While ZipRecruiter is seeing annual salaries as high as $105,000 and as low as $28,000, the majority of Insurance Underwriter salaries currently range between $44,000 (25th percentile) to $83,500 (75th percentile) with top earners (90th percentile) making $94,000 annually across the United States. The average pay range for an Insurance Underwriter varies greatly (by as much as 39500), which suggests there may be many opportunities for advancement and increased pay based on skill level, location and years of experience.

    An Insurance Underwriter in your area makes on average $60,159 per year, or $2,124 (3.410%) less than the national average annual salary of $62,283. Ohio ranks number 38 out of 50 states nationwide for Insurance Underwriter salaries.

    To estimate the most accurate annual salary range for Insurance Underwriter jobs, ZipRecruiter continuously scans its database of millions of active jobs published locally throughout America.

    Find your next high paying job as an Insurance Underwriter on ZipRecruiter today.

    What are Top 10 Highest Paying Cities for Insurance Underwriter Jobs

    We've identified 10 cities where the typical salary for an Insurance Underwriter job is above the national average. Topping the list is Nome, AK, , with Jewett, TX, and Berkeley, CA, close behind in the second and third positions. Berkeley, CA, beats the national average by $13,979 (22.4%), and Nome, AK, furthers that trend with another $14,979 (24.0%) above the $62,283 average.

    With these 10 cities having average salaries higher than the national average, the opportunities for economic advancement by changing locations as an Insurance Underwriter appears to be exceedingly fruitful.

    Finally, another factor to consider is the average salary for these top 10 cities varies very little at 5% between Nome, AK, and San Jose, CA, , reinforcing the limited potential for much wage advancement. The possibility of a lower cost of living may be the best factor to use when considering location and salary for an Insurance Underwriter role.

    City

    Annual Salary

    Hourly Wage

    Nome, AK

    $77,262

    $37.15

    Jewett, TX

    $76,986

    $37.01

    Berkeley, CA

    $76,262

    $36.66

    Redwood City, CA

    $76,256

    $36.66

    Rancho Murieta, CA

    $75,756

    $36.42

    Sitka, AK

    $75,031

    $36.07

    San Francisco, CA

    $73,380

    $35.28

    Santa Clara, CA

    $73,147

    $35.17

    Sunnyvale, CA

    $73,098

    $35.14

    San Jose, CA

    $72,995

    $35.09

    What are Top 5 Best Paying Related Insurance Underwriter Jobs in the U.S.

    We found a few related jobs that pay more than jobs in the Insurance Underwriter category.

    For example Cyber Broker jobs pay as much as $45,239 (72.6%) more than the average Insurance Underwriter salary of $62,283. If you're qualified, finding work as an Cyber Broker may help you make more money than that of the average Insurance Underwriter position.

    Job Title

    Annual Salary

    Hourly Wage

    Cyber Broker

    $107,522

    $51.69

    Uw

    $100,233

    $48.19

    Credit Risk Underwriter

    $87,290

    $41.97

    Avp Relationship Manager

    $80,705

    $38.80

    Underwriting Technical Assistant

    $44,267

    $21.28

    About Our Data

    ZipRecruiter salary estimates, histograms, trends and comparisons are derived from both employer job postings and third party data sources.

    Infographic detailing Insurance Underwriter salary across the United States as of August 2026. Displays a bar chart with salary percentiles, a national average salary of $62,283 per year or $29.94 an hour, and a color-coded map showing state-by-state salary variations.