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Insurance Underwriter Jobs in California (NOW HIRING)

Insurance Underwriter

San Jose, CA ยท On-site

$100K - $300K/yr

Insurance Underwriter - Main Street Business - San Jose, CA Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Main Street Business _ . REMOTE WORK FROM HOME ...

Insurance Underwriter

San Jose, CA ยท On-site

$100K - $300K/yr

Commercial Multi Lines Insurance Underwriter - San Jose, CA Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter _ . REMOTE WORK FROM HOME POSSIBLE Shall: โ€ข ...

Review, update and run automated underwriting systems to determine risk, salability and reduced ... Submit qualifying loan submission to investor /insurer for final approval Act on loans awaiting ...

Underwriter - HYBRID

Anaheim, CA ยท On-site

$85K - $120K/yr

Bachelor's degree in Business, Finance, Risk Management, Insurance, or related field * 5+ years of P&C underwriting experience * Strong understanding of Property & Casualty insurance principles and ...

Senior Internal Underwriter

Glendale, CA ยท On-site

$104K - $123K/yr

Minimum of 5 years of experience in credit/insurance underwriting, preferably within a commercial or internal underwriting environment. * Strong knowledge of underwriting principles, auto industry ...

Senior Underwriter, Insurance

Napa, CA ยท On-site

$80K - $100K/yr

The Underwriting Position: Provides underwriting and marketing support for the SPG Transportation ... Active Property and Casualty insurance license required, or ability to obtain within 30/60/90 days ...

Underwriter

Orange, CA ยท On-site

$65K/yr

Actively pursuing professional insurance designations * Ability to successfully develop and ... Demonstrated analytical ability to evaluate and judge underwriting risks within defined authority

Sr. Underwriter Flood

San Diego, CA ยท Hybrid

$125K - $150K/yr

Continuing education, professional designations, or related P&C licensing in insurance underwriting are preferred. If you do not meet all the qualifications for this role, we still encourage you to ...

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Showing results 1-20

Insurance Underwriter information

See California salary details

$27.6K

$61.5K

$103.6K

How much do insurance underwriter jobs pay per year?

As of Jul 31, 2026, the average yearly pay for insurance underwriter in California is $61,467.00, according to ZipRecruiter salary data. Most workers in this role earn between $43,400.00 and $82,400.00 per year, depending on experience, location, and employer.

Is underwriting in insurance a good career?

Insurance underwriting is a stable career that involves evaluating risks and determining policy terms, often requiring analytical skills and attention to detail. It offers opportunities for advancement, professional certification, and a consistent work environment, making it a viable option for those interested in finance and risk management.

What does an insurance underwriter do?

An insurance underwriter evaluates applications for insurance coverage and determines the level of risk involved in insuring a person or asset. They review information such as application forms, medical records, and financial documents to decide whether to offer insurance and at what premium rate. Underwriters play a crucial role in helping insurance companies set appropriate coverage terms and minimize potential losses. Their work ensures that the company remains profitable while providing fair and accurate coverage to clients.

What are some common challenges insurance underwriters face in balancing risk and customer satisfaction?

Insurance underwriters often face the challenge of assessing risks accurately while maintaining competitive offerings that satisfy clients. Striking the right balance can be difficult, as being too cautious may result in lost business, while being overly lenient can lead to unprofitable claims. Underwriters must stay current with industry trends, regulations, and risk assessment tools, and they frequently collaborate with agents and actuaries to ensure sound decisions. Effective communication and analytical skills are essential to navigate these competing demands and to help build long-term client relationships.

What are the key skills and qualifications needed to thrive as an Insurance Underwriter, and why are they important?

To thrive as an Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of finance and risk assessment, often supported by a bachelor's degree in business, finance, or related fields. Familiarity with underwriting software, risk management systems, and relevant certifications like Chartered Property Casualty Underwriter (CPCU) is typically required. Excellent communication, decision-making, and negotiation skills help underwriters explain policies and collaborate effectively with agents and clients. These skills are vital for accurately assessing risk, ensuring profitability, and maintaining strong client relationships in the insurance industry.

What qualifications do I need to be an underwriter?

To become an insurance underwriter, a bachelor's degree in fields such as finance, economics, or business is typically required. Relevant skills include strong analytical abilities, attention to detail, and knowledge of insurance policies and risk assessment. Professional certifications like the Chartered Property Casualty Underwriter (CPCU) can enhance job prospects.

What Are Insurance Underwriters?

Insurance underwriters evaluate insurance policy applications, assess the risk, and make recommendations for coverage and premium pricing to insurance issuers. As an insurance underwriter, you use computer software and specific criteria to assess risk and establish pricing and research other factors such as market trends and equity values to provide data to support your recommendations. You determine if the policy will likely be a good financial investment for the insurance provider.

What do you do as an insurance underwriter?

An insurance underwriter evaluates insurance applications to determine coverage eligibility and premium rates based on risk assessment. They review applicant information, analyze data, and ensure policies comply with company standards, often using specialized software. Strong analytical skills and knowledge of insurance policies are essential for this role.

What is the difference between Insurance Underwriter vs Claims Adjuster?

AspectInsurance UnderwriterClaims Adjuster
Primary RoleAssess risk and determine policy termsEvaluate insurance claims and determine payouts
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU are commonOften requires a bachelor's degree; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, analyzing data and risk factorsField and office-based, investigating claims and interviewing claimants
Industry UsageUsed across insurance companies for policy issuanceUsed for claims processing and settlement

Both roles are integral to the insurance industry, with underwriters focusing on risk assessment before policy issuance, and claims adjusters handling claims after a loss occurs. While their work environments and responsibilities differ, they often require similar credentials and certifications, making them closely related career paths within insurance companies.

How much do you get paid for an insurance underwriter?

Insurance underwriters typically earn a median annual salary of around $70,000, with salaries ranging from approximately $50,000 to over $100,000 depending on experience, location, and industry. Entry-level underwriters may start lower, while experienced professionals or those in specialized fields can earn higher wages, often supplemented by certifications and advanced skills.
What are the most commonly searched types of Insurance Underwriter jobs in California? The most popular types of Insurance Underwriter jobs in California are:
What cities in California are hiring for Insurance Underwriter jobs? Cities in California with the most Insurance Underwriter job openings:
What are popular job titles related to Insurance Underwriter jobs in CA? For Insurance Underwriter jobs in CA, the most frequently searched job titles are:
Infographic showing various Insurance Underwriter job openings in California as of July 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $61,467 per year, or $29.6 per hour.

Insurance Underwriter

Diedre Moire Corp.

San Jose, CA โ€ข On-site

$100K - $300K/yr

Other

Medical, Dental, Vision, PTO

Re-posted 15 days ago


Job description

Insurance Underwriter - Main Street Business - San Jose, CA Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Main Street Business _ . REMOTE WORK FROM HOME POSSIBLE Seeking demonstrated success within a true multi-line underwriting environment for accounts ranging from small to mid market. Activities: โ€ข Develop business strategies, plans, and tactics aimed at building and growing a profitable and sustainable book of business. โ€ข Champion continuous improvement for underwriting processes, identify areas of under-performance and establish plans to rectify problems. โ€ข Development activities, participate in agent visits and provide expertise to underwriters. โ€ข Establish and maintain relationships with service and distribution partners. โ€ข Define acceptable levels of risk, coverage and risk. Qualifications: โ€ข Bachelors degree and CPCU or equivalent. โ€ข Experience within a multi-line environment incorporating commercial general liability, property, automotive, workers comp, etc. Excellent compensation package and opportunities to advance within the organizational structure. End of year bonus based on performance. Full medical, dental and vision benefits, paid time off for personal and sick days, paid vacations and holidays. For complete details contact Greg Foss at: (609) 584-9000 ext 270 Or submit resume online at: http://dmc9.com/gbf/app.asp Or email to: 1000071036_10006796@najbcareers302.com Please reference #39412CA547 when responding. Diedre Moire Corporation Education Requirements: Bachelor Degree Minimum Experience Requirements: 2-5 years Job City Location: San Jose Job State Location: CA Job Country Location: USA Salary Range: $100,000 to $300,000 Diedre Moire Corporation, Inc. diedremoire.com WE ARE AN EQUAL OPPORTUNITY EMPLOYER and our employment decisions are made without regard to race, color, religion, age, sex, national origin, handicap, disability or marital status. We reasonably accommodate individuals with handicaps, disabilities and bona fide religious beliefs. Jobs Career Position Hiring. CONSIDERED EXPERIENCE INCLUDES: Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter #DiedreMoire #JobSearch #JobHunt #JobOpening #Hiring #Job #Jobs #Careers #Employment #jobposting #InsuranceJobs #UnderwriterJobs DISCLAIMER: We will make every effort to consider applications for all available positions and shall use one or more of the contact methods and addresses indicated in resume or online application. Indicated location may be proximate or may be desirable point of embarkation for paid or unpaid relocation to another venue. Job descriptions may fit single or multiple presently available or anticipated positions and are NOT an offer of employment or contract implied or otherwise. Described compensation is not definite nor precise and may be estimated and approximate and is negotiable depending on market conditions and candidate availability and other factors and is solely at the discretion of employers. Linguistics used herein may use First Person Singular and First Person Plural grammatical person construction for and with the meaning of Third Person Singular and Third Person Plural references. We reserves the right to amend and change responsibilities to meet business and organizational needs as necessary. Response to a specific posting or advertisement may result in consideration for other opportunities and not necessarily the incentive or basis of the response. Nothing herein is or may be considered a promise, guarantee, offer, pledge, agreement, contract, or oath. If you submit an application or resume which contains your email address, we will use that email address to communicate with you about this and other positions. We use an email quality control service to maintain security and a remove and dead address filter. To cancel receiving email communications, simply send an email from your address with the word remove"" in the subject line to pleaseremove@candseek4.com Or, visit the website at www.jobbankremove.com. If you have further concern regarding email received from us, call (609) 584-5499