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Insurance Underwriter Jobs (NOW HIRING)

Insurance Underwriter

Cheektowaga, NY ยท On-site

$100K - $300K/yr

Insurance Underwriter - Hospitality & Entertainment - Buffalo, NY REMOTE WORK FROM HOME POSSIBLE Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Insurance Underwriter

Memphis, TN ยท On-site

$100K - $300K/yr

Insurance Program Underwriter - Parking Garages - Memphis, TN Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Parking Garages_ . REMOTE WORK FROM HOME ...

Insurance Underwriter

Green Bay, WI ยท On-site

$100K - $300K/yr

Sr Insurance Underwriter - Specialty Technology Risks - Green Bay, WI Cyber Technology Risks Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter _ . REMOTE ...

Insurance Underwriter

Springfield, MA ยท On-site

$100K - $300K/yr

Insurance Underwriter - Apartment Buildings & Hotels - Springfield, MA Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Habitational Real Estate Operators ...

Insurance Underwriter

Crafton, PA ยท On-site

$100K - $300K/yr

Insurance Underwriter - Apartment Buildings & Hotels - Pittsburgh, PA Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Habitational Real Estate Operators ...

Insurance Underwriter

Gates, NY ยท On-site

$100K - $300K/yr

Ins Underwriter - Massage Tattoo Piercing Nails Gyms - Rochester, NY Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Personal Care Services Massage Tattoo ...

Insurance Underwriter

Newark, NJ ยท On-site

$100K - $300K/yr

Insurance - Trucking Insurance Underwriter - Newark, NJ Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Truckers Trucking Transportation Inland Marine

Insurance Underwriter

Bridgeport, CT ยท On-site

$100K - $300K/yr

Insurance Underwriter - Construction Contractor G/L - Bridgeport, CT Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Builders Contractors Construction ...

Insurance Underwriter

Austin, TX ยท On-site

$100K - $200K/yr

Insurance Underwriter - Construction Contractor G/L - Austin, TX Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Builders Contractors Construction Plumbers ...

Insurance Underwriter

Springfield, IL ยท On-site

$100K - $300K/yr

Insurance Underwriter - Manufacturing E&S - Springfield, IL Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter for Product Manufacturing and Distributing ...

Insurance Underwriter

Frederick, MD ยท On-site

$100K - $180K/yr

Underwriter Insurance Automobile Dealerships - Frederick, MD Insurance Underwriter Underwriting Commercial Lines Franchise Automobile Truck Boat Dealerships Open Lots Property Casualty Excess Surplus ...

Insurance Underwriter

Kentwood, MI ยท On-site

$100K - $300K/yr

Public Entity - Municipalities Insurance Underwriter - Grand Rapids, MI Public Entities Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter _ . REMOTE WORK ...

Insurance Underwriter

Crafton, PA ยท On-site

$100K - $300K/yr

Public Entity - Municipalities Insurance Underwriter - Pittsburgh, PA Public Entities Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter _ . REMOTE WORK FROM ...

Insurance Underwriter

Toledo, OH ยท On-site

$100K - $300K/yr

Insurance Underwriter - Transportation, Cargo & Logistics - Toledo, OH Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter _ . REMOTE WORK FROM HOME POSSIBLE ...

Insurance Underwriter

Springfield, MA ยท On-site

$100K - $300K/yr

Main Street Commercial Lines Insurance Underwriter - Springfield, MA Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Main Street Businesses _ . REMOTE WORK ...

Insurance Underwriter

Toledo, OH ยท On-site

$100K - $300K/yr

Ins Underwriter - Personal Grooming & Fitness Business - Toledo, OH Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter _ . REMOTE WORK FROM HOME POSSIBLE Well ...

Insurance Underwriter

Green Bay, WI ยท On-site

$100K - $300K/yr

Insurance Underwriting Specialist - Technology Risk - Green Bay, WI Technologies Risk Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter _ . REMOTE WORK FROM ...

Insurance Underwriter

Troy, MI ยท On-site

$100K - $180K/yr

Underwriter Insurance Automobile Dealerships - Troy, MI Insurance Underwriter Underwriting Commercial Lines Franchise Automobile Truck Boat Dealerships Open Lots Property Casualty Excess Surplus ...

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Showing results 1-20

Insurance Underwriter information

See salary details

$28K

$62.3K

$105K

How much do insurance underwriter jobs pay per year?

As of Jun 30, 2026, the average yearly pay for insurance underwriter in the United States is $62,283.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,000.00 and $83,500.00 per year, depending on experience, location, and employer.

What degree do I need to be an Insurance Underwriter?

Insurance underwriters typically need at least a bachelor's degree in fields such as finance, economics, business, or risk management. Relevant skills include strong analytical abilities and knowledge of insurance policies and regulations; some roles may require industry certifications like the Chartered Property Casualty Underwriter (CPCU).

What does an insurance underwriter do?

An insurance underwriter evaluates applications for insurance coverage and determines the level of risk involved in insuring a person or asset. They review information such as application forms, medical records, and financial documents to decide whether to offer insurance and at what premium rate. Underwriters play a crucial role in helping insurance companies set appropriate coverage terms and minimize potential losses. Their work ensures that the company remains profitable while providing fair and accurate coverage to clients.

What are some common challenges insurance underwriters face in balancing risk and customer satisfaction?

Insurance underwriters often face the challenge of assessing risks accurately while maintaining competitive offerings that satisfy clients. Striking the right balance can be difficult, as being too cautious may result in lost business, while being overly lenient can lead to unprofitable claims. Underwriters must stay current with industry trends, regulations, and risk assessment tools, and they frequently collaborate with agents and actuaries to ensure sound decisions. Effective communication and analytical skills are essential to navigate these competing demands and to help build long-term client relationships.

What are the key skills and qualifications needed to thrive as an Insurance Underwriter, and why are they important?

To thrive as an Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of finance and risk assessment, often supported by a bachelor's degree in business, finance, or related fields. Familiarity with underwriting software, risk management systems, and relevant certifications like Chartered Property Casualty Underwriter (CPCU) is typically required. Excellent communication, decision-making, and negotiation skills help underwriters explain policies and collaborate effectively with agents and clients. These skills are vital for accurately assessing risk, ensuring profitability, and maintaining strong client relationships in the insurance industry.

What qualifications do I need to be an underwriter?

To become an insurance underwriter, a bachelor's degree in fields like finance, economics, or business is typically required. Relevant skills include strong analytical abilities, attention to detail, and knowledge of insurance policies and risk assessment. Professional certifications such as the Chartered Property Casualty Underwriter (CPCU) can enhance job prospects.

Is insurance underwriting a good career?

Insurance underwriting is a stable career that involves evaluating risks and determining policy terms, often requiring analytical skills and attention to detail. It offers opportunities for advancement, certification, and a typical office schedule, making it a viable option for those interested in finance and risk management.

What Are Insurance Underwriters?

Insurance underwriters evaluate insurance policy applications, assess the risk, and make recommendations for coverage and premium pricing to insurance issuers. As an insurance underwriter, you use computer software and specific criteria to assess risk and establish pricing and research other factors such as market trends and equity values to provide data to support your recommendations. You determine if the policy will likely be a good financial investment for the insurance provider.

What do you do as an Insurance Underwriter?

An Insurance Underwriter evaluates insurance applications to determine coverage eligibility and premium rates based on risk assessment. They analyze factors such as applicant information, policy details, and industry data, often using specialized software, to make informed decisions that balance company risk and profitability.

What is the difference between Insurance Underwriter vs Claims Adjuster?

AspectInsurance UnderwriterClaims Adjuster
Primary RoleAssess risk and determine policy termsEvaluate insurance claims and determine payouts
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU are commonOften requires a bachelor's degree; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, analyzing data and risk factorsField and office-based, investigating claims and interviewing claimants
Industry UsageUsed across insurance companies for policy issuanceUsed for claims processing and settlement

Both roles are integral to the insurance industry, with underwriters focusing on risk assessment before policy issuance, and claims adjusters handling claims after a loss occurs. While their work environments and responsibilities differ, they often require similar credentials and certifications, making them closely related career paths within insurance companies.

What cities are hiring for Insurance Underwriter jobs? Cities with the most Insurance Underwriter job openings:
What are the most commonly searched types of Insurance Underwriter jobs? The most popular types of Insurance Underwriter jobs are:
Who are the top companies hiring for Insurance Underwriter jobs? The top employers for Insurance Underwriter jobs are:
What states have the most Insurance Underwriter jobs? States with the most job openings for Insurance Underwriter jobs include:
Infographic showing various Insurance Underwriter job openings in the United States as of June 2026, with employment types broken down into 2% As Needed, 1% Full Time, 75% Part Time, 21% Contract, and 1% Nights. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $62,283 per year, or $29.9 per hour.
Insurance Underwriter

Insurance Underwriter

Diedre Moire Corp.

Cheektowaga, NY โ€ข On-site

$100K - $300K/yr

Other

Medical, Retirement, PTO

Posted 4 days ago


Key responsibilities

  • Underwrite individual risk selection for taverns, bars, nightclubs, restaurants, and similar establishments.

  • Identify and reject unprofitable and risky accounts.

  • Evaluate risk levels to determine pricing, coverage, and rates.


Job description

Insurance Underwriter - Hospitality & Entertainment - Buffalo, NY REMOTE WORK FROM HOME POSSIBLE Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Hospitality Entertainment Hotel Bar Restaurant Concerts etc _ . Industry leader seeks an experienced excess and surplus underwriter to evaluate risk, select, and price submissions for the entertainment and hospitality industry. โ€ข Underwrite individual risk selection for taverns, bars, nightclubs, restaurants, etc.

โ€ข Identify and reject unprofitable and risky accounts. โ€ข Evaluate risk levels to determine pricing, coverage, and rates. โ€ข Participate in market research, identify pricing and coverage strategies, and ensure adherence to established underwriting regulations.

Offering comprehensive benefits such as 401(k) plans, employee stock purchase plans, exceptional tax qualified medical and dependent care plan, employee assistance program, generous retirement benefits, vacation policies, flexible work schedule, and education assistance. For complete details contact Greg Foss at: (609) 584-9000 ext 270 Or submit resume online at: http://dmc9.com/gbf/app.asp Or email to: 1000070795_10006796@najbcareers302.com Please reference #39412NY135 when responding. Diedre Moire Corporation Education Requirements: Bachelor Degree Minimum Experience Requirements: 2-5 years Job City Location: Buffalo Job State Location: NY Job Country Location: USA Salary Range: $100,000 to $300,000 Diedre Moire Corporation, Inc.

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CONSIDERED EXPERIENCE INCLUDES: Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter #DiedreMoire #JobSearch #JobHunt #JobOpening #Hiring #Job #Jobs #Careers #Employment #jobposting #InsuranceJobs #UnderwriterJobs DISCLAIMER: We will make every effort to consider applications for all available positions and shall use one or more of the contact methods and addresses indicated in resume or online application. Indicated location may be proximate or may be desirable point of embarkation for paid or unpaid relocation to another venue. Job descriptions may fit single or multiple presently available or anticipated positions and are NOT an offer of employment or contract implied or otherwise.

Described compensation is not definite nor precise and may be estimated and approximate and is negotiable depending on market conditions and candidate availability and other factors and is solely at the discretion of employers. Linguistics used herein may use First Person Singular and First Person Plural grammatical person construction for and with the meaning of Third Person Singular and Third Person Plural references. We reserves the right to amend and change responsibilities to meet business and organizational needs as necessary.

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