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Underwriting Analyst Jobs (NOW HIRING)

Underwriting Analyst

Austin, TX ยท On-site

$68K - $90K/yr

As an Underwriting Analyst , you will be responsible for evaluating and assessing creditworthiness, ensuring sound lending decisions, and minimizing risk exposure. This role demands a keen eye for ...

Underwriting Analyst, Corporate Property We're adding to our diverse team of experts and are looking to hire those who are committed to building a culture that enables the creation of innovative ...

Underwriting Analyst, Corporate Property We're adding to our diverse team of experts and are looking to hire those who are committed to building a culture that enables the creation of innovative ...

The Senior Underwriting Analyst is responsible for assisting Underwriters through all stages of the loan due diligence and underwriting process. The Senior Underwriting Analyst should be capable of ...

Underwriting Analyst - FHA

Dallas, TX ยท On-site

$69K - $105K/yr

Location: 127 Public Square, Cleveland Ohio The Analyst will be a member of the FHA Healthcare Underwriting Team and will collaborate internally and externally to analyze and underwrite FHA Lean ...

Location: 127 Public Square, Cleveland Ohio The Analyst will be a member of the FHA Healthcare Underwriting Team and will collaborate internally and externally to analyze and underwrite FHA Lean ...

Underwriting Analyst - #13385 We are adding to our diverse team of experts and are looking to hire those who are committed to building a culture that enables the creation of innovative solutions for ...

Underwriting Analyst - #13385 We are adding to our diverse team of experts and are looking to hire those who are committed to building a culture that enables the creation of innovative solutions for ...

The Senior Underwriting Analyst is responsible for assisting Underwriters through all stages of the loan due diligence and underwriting process. The Senior Underwriting Analyst should be capable of ...

The Senior Underwriting Analyst is responsible for independently managing a portfolio of complex customer relationships and delivering comprehensive, well-supported credit risk assessments. This role ...

The Senior Underwriting Analyst is responsible for assisting Underwriters through all stages of the loan due diligence and underwriting process. The Senior Underwriting Analyst should be capable of ...

Location: 127 Public Square, Cleveland Ohio The Analyst will be a member of the FHA Healthcare Underwriting Team and will collaborate internally and externally to analyze and underwrite FHA Lean ...

Location: 127 Public Square, Cleveland Ohio The Analyst will be a member of the FHA Healthcare Underwriting Team and will collaborate internally and externally to analyze and underwrite FHA Lean ...

Underwriting Analyst - FHA

Cleveland, OH ยท On-site

$69K - $105K/yr

Location: 127 Public Square, Cleveland Ohio The Analyst will be a member of the FHA Healthcare Underwriting Team and will collaborate internally and externally to analyze and underwrite FHA Lean ...

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Underwriting Analyst information

See salary details

$36K

$67.6K

$112.5K

How much do underwriting analyst jobs pay per year?

As of Jun 30, 2026, the average yearly pay for underwriting analyst in the United States is $67,577.00, according to ZipRecruiter salary data. Most workers in this role earn between $50,500.00 and $75,000.00 per year, depending on experience, location, and employer.

What is the difference between Underwriting Analyst vs Underwriter?

AspectUnderwriting AnalystUnderwriter
CredentialsBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM are commonSimilar educational background; certifications like CPCU or ARM are also valued
Work EnvironmentAnalyzes data, assesses risk, prepares reports, often in an office settingReviews applications, makes risk decisions, may interact with clients and agents
Industry UsageCommonly used in insurance companies, financial institutionsWidely used in insurance underwriting departments

Both roles require similar educational backgrounds and certifications, and they often work within the same industry. The Underwriting Analyst primarily focuses on data analysis and risk assessment reports, while the Underwriter makes final risk decisions and interacts directly with clients. These roles are complementary within the insurance underwriting process.

What does an Underwriting Analyst do?

An Underwriting Analyst evaluates financial and risk information to help determine whether a company or individual qualifies for insurance, loans, or other financial products. They analyze data such as credit reports, financial statements, and application details to assess the likelihood of repayment or risk. The role often involves using specialized software and working closely with underwriters to ensure accurate risk assessment and compliance with company policies. Ultimately, Underwriting Analysts play a key role in helping organizations make informed decisions about granting financial services.

What jobs pay 2000 a day?

Underwriting analysts typically do not earn $2,000 a day; such high daily earnings are more common in specialized roles like investment bankers, senior executives, or certain consulting positions. These roles often require extensive experience, advanced skills, and sometimes certifications, and may involve high-pressure environments or long hours. Most jobs with such pay are in finance, law, or executive management sectors.

Do underwriters earn good money?

Underwriters typically earn a competitive salary that varies based on experience, industry, and location. Entry-level underwriters may start with lower pay, but experienced professionals with specialized skills can earn higher salaries and bonuses. Certification and advanced knowledge of underwriting software can also impact earning potential.

What are the key skills and qualifications needed to thrive as an Underwriting Analyst, and why are they important?

To thrive as an Underwriting Analyst, you need strong analytical abilities, attention to detail, and a background in finance, economics, or a related field, often supported by a relevant bachelor's degree. Familiarity with risk assessment tools, financial modeling software, and industry-specific underwriting platforms is typically required. Strong communication, problem-solving, and organizational skills help you explain decisions and manage multiple cases efficiently. These skills are crucial for accurately assessing risk, making informed recommendations, and ensuring sound financial decisions for the organization.

What do underwriting analysts do?

Underwriting analysts evaluate insurance applications by analyzing risk factors, reviewing financial and personal information, and determining policy eligibility and pricing. They use data analysis tools and adhere to company guidelines to assess potential clients and support decision-making processes. Strong analytical skills and attention to detail are essential in this role.

What are the typical challenges an Underwriting Analyst faces when assessing complex risks, and how are these addressed within a team setting?

Underwriting Analysts often encounter challenges when evaluating complex or unconventional risks that do not fit standard models. To address these, analysts collaborate closely with senior underwriters, actuaries, and sometimes legal teams to gather additional data, discuss perspectives, and ensure informed decisions. This teamwork not only supports accurate risk assessment but also provides learning opportunities for junior analysts to grow their expertise. Regular case reviews and training sessions are common, helping analysts stay updated on industry trends and best practices.

Will AI replace underwriting?

AI is increasingly used in underwriting to automate data analysis and risk assessment, improving efficiency and consistency. However, underwriting analysts still play a vital role in interpreting complex information, making judgment calls, and managing exceptions that AI cannot fully handle. The role is evolving, with AI serving as a tool to support, not replace, human underwriters.
More about Underwriting Analyst jobs
What cities are hiring for Underwriting Analyst jobs? Cities with the most Underwriting Analyst job openings:
What are the most commonly searched types of Underwriting Analyst jobs? The most popular types of Underwriting Analyst jobs are:
Who are the top companies hiring for Underwriting Analyst jobs? The top employers for Underwriting Analyst jobs are:
What states have the most Underwriting Analyst jobs? States with the most job openings for Underwriting Analyst jobs include:
Infographic showing various Underwriting Analyst job openings in the United States as of June 2026, with employment types broken down into 89% Full Time, 6% Part Time, and 5% Contract. Highlights an 81% Physical, 7% Hybrid, and 12% Remote job distribution, with an average salary of $67,577 per year, or $32.5 per hour.
Underwriting Analyst

Underwriting Analyst

Mudflap

Austin, TX โ€ข On-site

$68K - $90K/yr

Full-time

Medical, Retirement

Posted 6 days ago


Key responsibilities

  • Assess the creditworthiness of loan applicants by analyzing financial data, credit reports, and other relevant information.

  • Determine the risk level associated with lending and make informed decisions based on established criteria.

  • Evaluate exceptions to credit policy and make recommendations to the leadership team.


Job description

Mudflap serves the $800B trucking industry, the backbone of the U.S. economy. Our market-leading payment products help truckers save thousands of dollars on fuel (their #1 business expense), while providing our fuel stop partners with access to new, hard-to-reach customers. We're a fast-growing marketplace business looking for a new customer-obsessed teammate to join us on this exciting journey.
As an Underwriting Analyst, you will be responsible for evaluating and assessing creditworthiness, ensuring sound lending decisions, and minimizing risk exposure. This role demands a keen eye for detail, a comprehensive understanding of credit evaluation processes, and demonstrates balanced judgment.
Work Location: We value in-person connection and have offices in both Palo Alto, CA and Austin, TX. While we welcome candidates from either location, we have a preference for candidates based in Austin to support occasional in-person collaboration. We are also open to remote team members who can travel periodically as needed.
To support our team, we offer:
  • Commuter benefits to ease your travel
  • Lunches and snacks to keep you fueled
  • A collaborative, high-growth environment where you'll work closely with talented teammates across the company

Expectations (In this role, you will):
  • Assess the creditworthiness of loan applicants by analyzing financial data, credit reports, and other relevant information.
  • Determine the risk level associated with lending and make informed decisions based on established criteria.
  • Evaluate exceptions to credit policy carefully and make recommendations to the leadership team
  • Collaborate with internal teams to streamline the underwriting process and ensure timely completion of applications.
  • Conduct periodic reviews of existing customers to evaluate credit limit changes and recommend appropriate changes.
  • Communicate effectively with clients, providing clear explanations of underwriting decisions and assisting in resolving inquiries.

Experience (What we look for):
  • Has prior experience in either consumer or small business underwriting
  • Have a basic understanding of Excel and other platforms of data entry
  • Ability to work both independently and as part of a team
  • Detail oriented and able to handle multiple tasks effectively
  • Familiar with fast-paced environments with an "all hands on deck" approach
  • Strong written, oral communication, analytical and interpersonal skills
  • Ability to develop and foster strong cross functional partnerships

Perks and Benefits (What we offer):
  • Competitive salary and equity in a high-growth startup
  • Multiple health benefit options
  • Responsible Time Off
  • 401(k) matching
  • Opportunities and support for major career growth
  • Annual Company offsite event (Mudfest!)

The salary range for this role is $68,000 - $90,000. This information reflects a base salary range for this position based on current market data, which may be subject to change as new market data becomes available. The candidate's skills, experience, and other relevant factors will determine the exact compensation.
Company Overview (Who we are):
Mudflap is on a mission to transform the trucking and logistics industry by leveling the playing field for owner operators and small fleets. Backed by top-tier venture investors, including QED, Matrix Partners, Commerce Ventures, NFX, and 500 Startups and included in the Forbes Fintech 50 list, Mudflap offers fleet fuel management solutions. Our core team hails from Disney, Uber, Procore, DoorDash, Google, Meta, Capital One, Affirm and Brex.
Here are the core values that we believe in and look for in new teammates:
  • Be Customer Obsessed: We deeply understand customer needs and put our customers at the center of everything we do
  • Make it Count: Act like an owner by focusing on the impact of your work
  • Find a Way: Be a creative problem solver who pushes past roadblocks to win for our customers and our teammates
  • Sweat the Details: We keep our standards high and achieve them by paying attention to every detail
  • Be Curious: Use a growth mindset to question assumptions, take calculated risks and stretch the boundaries of what's possible