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Underwriting Analyst Jobs in Baton Rouge, LA (NOW HIRING)

Neighbors FCU

Mortgage Loan Underwriter

Baton Rouge, LA · On-site

POSITION SUMMARY Responsible for the detailed review and analysis of mortgage loans to ensure the loans meet established underwriting guidelines. Responsible for the verification of employment along ...

DSLD Homes

Compliance Analyst

Baton Rouge, LA

... underwriting, closing, and funding activities. * Evaluate adherence to federal and state consumer ... Monitor and analyze new or changing laws, regulations, agency guidance, and investor requirements ...

EBRPHA

Housing Data Analyst

Baton Rouge, LA · On-site

... underwriting, funding applications, and feasibility analysis. * Coordinate with development teams to provide data and analysis during transitions from development to stabilized operations. Compliance ...

Partners Southeast

Housing Data Analyst

Baton Rouge, LA · On-site

... underwriting, funding applications, and feasibility analysis. * Coordinate with development teams to provide data and analysis during transitions from development to stabilized operations. Compliance ...

Partners Southeast

Housing Data Analyst

Baton Rouge, LA · On-site

$40K - $60K/yr

... underwriting, funding applications, and feasibility analysis. * Coordinate with development teams to provide data and analysis during transitions from development to stabilized operations. Compliance ...

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Underwriting Analyst information

See Baton Rouge, LA salary details

$34.6K

$64.9K

$108K

How much do underwriting analyst jobs pay per year?

As of Sep 2, 2026, the average yearly pay for underwriting analyst in Baton Rouge, LA is $64,890.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,500.00 and $72,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an underwriting analyst, and why are they important?

To thrive as an Underwriting Analyst, you need strong analytical abilities, attention to detail, and a background in finance, economics, or a related field, often supported by a relevant bachelor's degree. Familiarity with risk assessment tools, financial modeling software, and industry-specific underwriting platforms is typically required. Strong communication, problem-solving, and organizational skills help you explain decisions and manage multiple cases efficiently. These skills are crucial for accurately assessing risk, making informed recommendations, and ensuring sound financial decisions for the organization.

What are the typical challenges an underwriting analyst faces when assessing complex risks, and how are these addressed within a team setting?

Underwriting Analysts often encounter challenges when evaluating complex or unconventional risks that do not fit standard models. To address these, analysts collaborate closely with senior underwriters, actuaries, and sometimes legal teams to gather additional data, discuss perspectives, and ensure informed decisions. This teamwork not only supports accurate risk assessment but also provides learning opportunities for junior analysts to grow their expertise. Regular case reviews and training sessions are common, helping analysts stay updated on industry trends and best practices.

What is the difference between Underwriting Analyst vs Underwriter?

AspectUnderwriting AnalystUnderwriter
CredentialsBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM are commonSimilar educational background; certifications like CPCU or ARM are also valued
Work EnvironmentAnalyzes data, assesses risk, prepares reports, often in an office settingReviews applications, makes risk decisions, may interact with clients and agents
Industry UsageCommonly used in insurance companies, financial institutionsWidely used in insurance underwriting departments

Both roles require similar educational backgrounds and certifications, and they often work within the same industry. The Underwriting Analyst primarily focuses on data analysis and risk assessment reports, while the Underwriter makes final risk decisions and interacts directly with clients. These roles are complementary within the insurance underwriting process.

Do underwriting analysts earn good money?

Underwriting analysts typically earn a competitive salary that varies based on experience, location, and industry. Entry-level positions may start lower, but with experience and relevant certifications, such as CPCU or ARM, salaries can increase significantly. Overall, the role offers solid compensation within the financial and insurance sectors.

How much do underwriting analysts make in the US?

Underwriting analysts in the US typically earn a median annual salary of around $65,000 to $75,000, with experienced professionals earning over $85,000. Salaries vary based on location, experience, and industry, and the role often requires strong analytical skills and knowledge of insurance or financial products.

Is it hard to get a job in underwriting?

Getting a job as an underwriting analyst can be competitive, often requiring relevant education such as a degree in finance, economics, or related fields, along with strong analytical skills. Entry-level positions may be accessible with internships or certifications like the Chartered Property Casualty Underwriter (CPCU), but higher-level roles typically demand experience and specialized knowledge.

What does an underwriting analyst do?

An underwriting analyst evaluates insurance applications by assessing risks, reviewing financial and personal information, and determining policy terms and premiums. They use data analysis, industry guidelines, and sometimes specialized software to make informed decisions that balance risk and profitability.

What are popular job titles related to Underwriting Analyst jobs in Baton Rouge, LA?

For Underwriting Analyst jobs in Baton Rouge, LA, the most frequently searched job titles are:

What job categories do people searching Underwriting Analyst jobs in Baton Rouge, LA look for?

The top searched job categories for Underwriting Analyst jobs in Baton Rouge, LA are:

Underwriting Analyst jobs near you
Infographic showing various Underwriting Analyst job openings in Baton Rouge, LA as of August 2026, with employment types broken down into 88% Full Time, 6% Part Time, 2% Temporary, and 4% Contract. Highlights an 81% Physical, 7% Hybrid, and 12% Remote job distribution, with an average salary of $64,890 per year, or $31.2 per hour.

Mortgage Loan Underwriter

Neighbors FCU

Baton Rouge, LA • On-site

Full-time

Posted 8 days ago

Job description

POSITION SUMMARY

Responsible for the detailed review and analysis of mortgage loans to ensure the loans meet established underwriting guidelines. Responsible for the verification of employment along with income information, credit history and compute the borrower’s assets and collaterals. Ensure that the specifications of properties and terms of loans meet the requirements of the financial institution and with the government regulations. Approve acceptable loans within delegated lending authority.

ESSENTIAL FUNCTIONS

  1. Represent the credit union to members in a courteous, professional manner. Provide prompt, efficient and accurate service in processing transactions.
  1. Underwrite all portfolio, including HELOCs and secondary products including FHA and VA loans.
  1. Review and calculate borrowers’ employment time, income, assets and credit history information, after reviewing documentation uploaded from processing/loan originator, requesting further documentation for review from processor/loan originator when necessary.
  1. Analyze appraisals to determine acceptability of collateral and appraisal report, relaying any deficiencies to processor/loan originator for dispute with the Appraisal Management Company and analyze the updated report.

a.  This will also be requested by the Mortgage Underwriter for the HELOC department, which is a consumer lending product.

  1. Perform income analysis for all borrowers including self-employment, corporate, and partnership tax returns; analyze P&L’s along with supporting assets to determine viability of income. Requesting further documentation if needed from the processor/loan originator or HELOC Specialist.
  1. Review of all income docs will be requested by the Mortgage Underwriter for the HELOC department, which is a consumer lending product.
  1. Ensure specifications of properties and terms of loans meet requirements of the credit union and applicable government regulations.
  1. Documenting and effectively communicating reasons for the approval/rejection of loans.
  1. Approve or deny mortgage loans within lending authority.
  1. Process loan files and ensure accuracy and completeness. Ensure loan files complies with Secondary Market guidelines.
  1. Demonstrate an understanding of underwriting policies and procedures, including investor guidelines and regulatory updates.
  1. Maintain working knowledge of mortgage software.
  1. Maintain knowledge of and comply with federal regulations such as the Bank Secrecy Act as well as credit union security protocols as it relates to this position.
  1. Perform other duties and responsibilities as required or assigned. 

KNOWLEDGE, SKILLS AND ABILITIES

            - Ability to read and write.

- Ability to count and deal with numbers and details effectively.

- Ability to deal effectively with people at all levels, orally, in writing, or by phone.

- Ability to effectively and efficiently communicate orally, in writing, and by phone.

- Ability to deal with members effectively (friendliness, tact and diplomacy).

- Ability to learn, apply, and communicate knowledge of policies and procedures of loan department.

- Ability to learn, apply, and communicate knowledge of credit union products and services.

- Ability to work independently and manage time effectively.

- Ability to coordinate, process, and analyze lending documentation and decisions.

- Ability to make sound decisions on issues and justify them.

- Ability to input and retrieve data from computer.

- Ability to use a HP 12C Calculator.

- Ability to type accurately.

- Ability to use and learn office machines (i.e., copier, fax, terminals).

- Ability to work in a production/flexible environment.

- Ability to use the Mortgage software.

- Proficient Microsoft Office skills.

TRAINING AND EXPERIENCE

High school diploma or equivalent required. Minimum of 3 years’ experience in mortgage lending with a focus on underwriting.

Salary: DOE
FLSA Status: Non-Exempt
Reports to: VP, Mortgage
Location: YMCA Plaza