ZipRecruiter

Log In

1

Insurance Underwriting Analyst Jobs (NOW HIRING)

Weekday AI

Insurance Underwriting AI Expert

$100 - $120/hr

This role sits at the intersection of insurance domain expertise and advanced analytics, focusing on transforming traditional underwriting processes using AI-driven solutions. The ideal candidate ...

Capital Rx

Underwriting Analyst

Denver, CO · On-site

$76K - $95K/yr

... self-insured employers, * Judi Health , which offers full-service health benefit management ... Gather, review, and organize external data to support underwriting analysis and decision-making ...

Capital Rx

Underwriting Analyst

Charlotte, NC · On-site

$76K - $95K/yr

... self-insured employers, * Judi Health , which offers full-service health benefit management ... Gather, review, and organize external data to support underwriting analysis and decision-making ...

next page

Showing results 1-20

All JobsInsurance Underwriting Analyst Jobs

Insurance Underwriting Analyst information

See salary details

$36K

$67.6K

$112.5K

How much do insurance underwriting analyst jobs pay per year?

As of Aug 4, 2026, the average yearly pay for insurance underwriting analyst in the United States is $67,577.00, according to ZipRecruiter salary data. Most workers in this role earn between $50,500.00 and $75,000.00 per year, depending on experience, location, and employer.

Is an insurance underwriting analyst a good job?

An insurance underwriting analyst is a stable career that involves evaluating insurance applications, analyzing risk factors, and using specialized software. It typically requires strong analytical skills, attention to detail, and sometimes industry certifications, with opportunities for advancement in the insurance and financial sectors.

How does an insurance underwriting analyst typically collaborate with other departments within an insurance company?

Insurance Underwriting Analysts work closely with a variety of teams, including claims, sales, actuarial, and risk assessment departments. They often consult with these teams to gather necessary information, clarify risk factors, and ensure that policies are accurately priced and compliant with regulations. Effective communication and teamwork are essential, as analysts need to balance the interests of the company with customer needs while maintaining regulatory standards. This collaboration helps ensure that underwriting decisions are well-informed and support the overall goals of the organization.

What are the key skills and qualifications needed to thrive as an insurance underwriting analyst?

To thrive as an Insurance Underwriting Analyst, you need strong analytical skills, attention to detail, and a solid foundation in finance or business, often supported by a bachelor's degree. Familiarity with underwriting software, risk assessment tools, and industry certifications like CPCU or AU is typically required. Excellent communication, critical thinking, and decision-making skills help analysts interpret complex data and collaborate effectively with clients and colleagues. These competencies are crucial for accurately evaluating risk, setting appropriate premiums, and ensuring the profitability and compliance of insurance portfolios.

How much does an insurance underwriting analyst make?

The average salary for an insurance underwriting analyst typically ranges from $50,000 to $80,000 per year, depending on experience, location, and industry. Entry-level analysts may earn less, while those with specialized skills or certifications can earn higher salaries. Compensation often includes benefits such as health insurance and retirement plans.

What is the difference between Insurance Underwriting Analyst vs Insurance Underwriter?

AspectInsurance Underwriting AnalystInsurance Underwriter
CredentialsBachelor's degree in finance, economics, or related field; some certifications like CPCU or ARMBachelor's degree often required; certifications like CPCU or AIC are common
Work EnvironmentAnalyzing data, assessing risk, supporting underwriting decisionsEvaluating applications, making risk decisions, approving policies
Industry UsageUsed in insurance companies, brokerage firms, and risk managementPrimarily in insurance companies and agencies

Insurance Underwriting Analysts support underwriters by analyzing data and assessing risk, while Insurance Underwriters make the final risk decisions and approve policies. Both roles require similar credentials and work in comparable environments, but their responsibilities differ in scope and decision-making authority.

What does an insurance underwriting analyst do?

An Insurance Underwriting Analyst evaluates insurance applications to determine the level of risk involved in insuring an individual or organization. They analyze data on applicants, such as financial status, health, and other risk factors, to decide whether coverage should be provided and at what premium. Their work helps insurance companies set appropriate policies and premiums to maintain profitability while offering fair coverage to clients. Additionally, they often collaborate with underwriters and agents to review guidelines and ensure compliance with regulations.
More about Insurance Underwriting Analyst jobs
What cities are hiring for Insurance Underwriting Analyst jobs? Cities with the most Insurance Underwriting Analyst job openings:
What states have the most Insurance Underwriting Analyst jobs? States with the most job openings for Insurance Underwriting Analyst jobs include:
What job categories do people searching Insurance Underwriting Analyst jobs look for? The top searched job categories for Insurance Underwriting Analyst jobs are:
Insurance Underwriting Analyst jobs near you
Infographic showing various Insurance Underwriting Analyst job openings in the United States as of July 2026, with employment types broken down into 4% Locum Tenens, 85% Full Time, 6% Part Time, 1% Temporary, and 4% Contract. Highlights an 83% Physical, 7% Hybrid, and 10% Remote job distribution, with an average salary of $67,577 per year, or $32.5 per hour.

Sr Insurance Product and Portfolio Underwriting Analyst

Coterie Applications, Inc.

Remote

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 8 days ago

Job description

Who we are:
Through a partnership-based approach, Coterie helps insurance professionals unlock untapped revenue in the small commercial space. With an innovative quoting platform that delivers accurate pricing and bindable quotes in less than one minute, Coterie makes small business insurance effortless.
We are on a mission to build and foster a world-class team to bring speed, simplicity, and service to commercial insurance. We value integrity, humility, passion, and intelligence. If you want to push yourself and reshape a $200B+ market, we're excited to talk to you!
Position Summary:
The Insurance Product and Portfolio Underwriting Analyst is passionate about driving new initiatives and underwriting excellence from start to finish. The ideal candidate is a collaborative and trusted partner to the insurance, data, technology and revenue teams. They value underwriting as a craft, leads through influence, and helps to strengthen our underwriting operations as we continue to grow. Experience should encompass both insurance product and portfolio underwriting disciplines.
As an Insurance Product and Portfolio Underwriting analyst, you will execute new projects under the guidance of the Insurance leadership team and in close collaboration with leaders across the organization. Internal and external stakeholders will benefit from your timely project management, open minded collaboration and novel approaches to complex problems. In this role, you will help ensure sound risk selection and underwriting integrity while identifying opportunities to improve processes, controls, and underwriting outcomes.
You will serve as a key partner across Insurance, Product, Claims, Data, and Operation teams, helping translate underwriting strategy into scalable processes and actionable insights. Additionally, you will provide leadership and oversight for underwriting quality initiatives, risk management, data initiatives and underwriting support operations to ensure alignment with company goals and risk appetite.
Key Responsibilities:
  • Lead automated and data driven underwriting projects
  • Manage insurance products across carrier partners
  • Research growth opportunities and new insurance offerings
  • Support E&S product development initiatives
  • Coordinate product implementation activities
  • Coordinate and collaborate on operational improvements within Insurance and other organizations
  • Develop expertise across both insurance product and underwriting disciplines

Required Qualifications:
  • You have B.A. or B.S. degree or equivalent.
  • You have a minimum of 5 years' experience in insurance, underwriting, or commercial insurance product management.
  • Knowledge of the underwriting discipline and compliance requirements for the full underwriting cycle: both new and renewal business underwriting processes.
  • Experience with data reporting and automated underwriting technologies and techniques.
  • You're passionate about simplifying insurance and novel approaches to underwriting

Preferred Qualifications (bonus experience):
  • CPCU, ARM, CIC, or Actuarial designations
  • Familiarity with 3rd party data vendors and integrations
  • Insurtech experience
  • Ability to review and analyze legal documents
  • You're good at navigating Serff, S&P, ISO and Verisk products, including PAAS and the CLM

Our interview process:
Our hiring process generally consists of 4 phases. The goal is to provide an opportunity for us to learn more about our candidates while allowing them to get to know us as well!
  • Phase 1: Qualified candidates will first meet with a member of our People Operations team for a phone interview. This discussion is a high-level conversation to understand more about your background and interests and for us to share more about Coterie and the position.
  • Phase 2: Selected candidates will be invited to meet with our Hiring Manager for a 2nd interview via Teams video. This interview is designed to be more detail oriented and allows you to learn more about the role and expected to be 30 minutes in length.
  • Phase 3: Top candidates will be invited to participate in an experiential exercise and team member interviews. This will include a project provided in advance along with a 1-hour project deep dive interview conducted with our hiring manager and additional team members. This series is expected to be 1.5 hours in total
  • Phase 4: Final candidates will be invited to the final interview. This interview will include 1:1 meeting with a member of our senior leadership team and is expected to be 30 minutes in length.

What's in it for you:
Coterie has excellent benefits for all full-time employees. We offer the following:
  • 100% remote
  • Health insurance through Aetna (we pay 100% of premiums)
  • Dental and vision insurance through Guardian (we pay 100% of premiums)
  • Basic life insurance (we pay 100% of premiums)
  • Access to flexible spending account (FSA) or health savings account (HSA) (for those using HSA eligible plans)
  • 401K plan (up 4% match with immediate vest). Must be 21 years of age or older to participate
  • Flexible PTO policy offering employees up to 4 weeks of PTO in their first 12 months. Thereafter, PTO usage aligns with company standards and typically does not exceed 5 weeks per calendar year.
  • 12 company-paid holidays each year
  • Continuing education annual stipend
  • Annual salary estimated between $110,000-$150,000 based on national data. Candidates who meet all the minimum requirements and possess additional relevant experience, as outlined in the job description, may be considered for a salary above the midpoint of the above range. Salary is based on internal equity; internal salary ranges; market data/ranges; applicant's skills; prior relevant experience; degrees or certifications, etc.

Work Authorization:
At this time, Coterie Insurance is unable to consider candidates who require current or future visa sponsorship. Applicants must have authorization to work in the United States without the need for sponsorship now or in the future. Falsification of an application, including work authorization status, is immediate grounds for dismissal from consideration.

Apply