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Loan Review Analyst Jobs (NOW HIRING)

Loan Review Analyst Exempt - Grade Level 8 Equal Employment Opportunity Corporate Values & Mission "Provide superior service, quality advice and show utmost respect to everyone we meet." General ...

New

Loan Review Analyst Exempt - Grade Level 8 Equal Employment Opportunity Corporate Values & Mission "Provide superior service, quality advice and show utmost respect to everyone we meet." General ...

New

Description Loan Review Analyst Exempt - Grade Level 8 Equal Employment Opportunity Corporate Values & Mission "Provide superior service, quality advice and show utmost respect to everyone we meet ...

New

Description Loan Review Analyst Exempt - Grade Level 8 Equal Employment Opportunity Corporate Values & Mission "Provide superior service, quality advice and show utmost respect to everyone we meet ...

New

Successful completion of the Analyst Program (both Credit Analysis & Loan Review) or two (2) or more year's prior experience in a credit analysis, underwriting, structuring, and portfolio management ...

Prior experience completing a cash flow analysis and assigning risk ratings on commercial loans is required. * Prior knowledge of valuing various types of collateral such as appraisals, borrowing ...

Prior experience completing a cash flow analysis and assigning risk ratings on commercial loans is required. * Prior knowledge of valuing various types of collateral such as appraisals, borrowing ...

Loan Review Officer

Pittsfield, MA · On-site

$55K - $102K/yr

Education: • BS degree in Accounting or Business or equivalent work experience • Ongoing education in commercial lending/loan review Experience: • 5+ years of experience as a credit analyst ...

Loan Review Lead

$98K - $163K/yr

The reviewer will analyze loan documentation, identify compliance issues or deficiencies, and document findings in structured work papers and loan file review reports. The Loan Review Lead will ...

Gather, organize, and analyze loan documentation, including financial statements, collateral ... Review loan documentation for completeness and consistency, identifying exceptions and escalating ...

Gather, organize, and analyze loan documentation, including financial statements, collateral ... Review loan documentation for completeness and consistency, identifying exceptions and escalating ...

Gather, organize, and analyze loan documentation, including financial statements, collateral ... Review loan documentation for completeness and consistency, identifying exceptions and escalating ...

A. degree or 5 years work experience in the banking industry with an emphasis on credit analysis and credit risk management. A Loan Review Specialist should display basic technical writing skills and ...

Gather, organize, and analyze loan documentation, including financial statements, collateral ... Review loan documentation for completeness and consistency, identifying exceptions and escalating ...

Gather, organize, and analyze loan documentation, including financial statements, collateral ... Review loan documentation for completeness and consistency, identifying exceptions and escalating ...

A. degree or 5 years work experience in the banking industry with an emphasis on credit analysis and credit risk management. A Loan Review Specialist should display basic technical writing skills and ...

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Loan Review Analyst information

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How much do loan review analyst jobs pay per hour?

As of Jul 29, 2026, the average hourly pay for loan review analyst in the United States is $30.13, according to ZipRecruiter salary data. Most workers in this role earn between $20.19 and $49.04 per hour, depending on experience, location, and employer.

What does a loan review analyst do?

A loan review analyst evaluates the quality and compliance of loan files to ensure they meet lending standards and regulatory requirements. They analyze financial documents, assess risk, and prepare reports to support loan decisions, often using specialized software and adhering to strict deadlines.

Is MLO a stressful job?

A Loan Review Analyst role can be stressful due to the responsibility of ensuring loan compliance and accuracy under tight deadlines. The job often requires attention to detail, analytical skills, and the ability to handle high volumes of applications, which can contribute to work-related stress.

How to become a loan analyst?

To become a loan review analyst, typically a bachelor's degree in finance, accounting, or a related field is required. Relevant skills include financial analysis, attention to detail, and knowledge of lending regulations; certifications like the Financial Risk Manager (FRM) or Loan Review Certification can enhance prospects. Gaining experience through internships or entry-level finance roles is also beneficial.

What are the key skills and qualifications needed to thrive as a Loan Review Analyst, and why are they important?

To thrive as a Loan Review Analyst, you need strong analytical skills, knowledge of credit risk assessment, and a background in finance or accounting, often supported by a bachelor's degree. Familiarity with loan management systems, financial modeling software, and regulatory compliance tools is typically required. Attention to detail, critical thinking, and effective communication are standout soft skills for this role. These capabilities ensure thorough evaluation of loan portfolios, help mitigate organizational risk, and support regulatory compliance.

What are some typical challenges a Loan Review Analyst might face when evaluating complex commercial loan portfolios?

Loan Review Analysts often encounter challenges such as assessing loans with limited or incomplete borrower information, analyzing complex financial statements, and staying current with evolving underwriting standards. Additionally, they must balance thorough risk assessment with tight deadlines and ensure compliance with both internal policies and external regulations. Close collaboration with loan officers and credit teams is essential to resolve discrepancies and make informed recommendations, making strong communication and analytical skills critical for success in this role.

What is the difference between Loan Review Analyst vs Credit Analyst?

AspectLoan Review AnalystCredit Analyst
Required CredentialsTypically a bachelor's degree in finance, accounting, or related field; certifications like CFA or CPA are a plusSimilar educational background; certifications like CFA or credit-specific designations are common
Work EnvironmentFinancial institutions, banks, or lending companies; focus on loan portfolios and risk assessmentBanking, investment firms, or corporate finance; focus on evaluating creditworthiness of individuals or companies
Employer & Industry UsageUsed in banking and lending sectors to ensure loan quality and complianceUsed across banking, investment, and corporate sectors to assess credit risk

While both roles involve financial analysis and risk assessment, a Loan Review Analyst primarily evaluates existing loans for compliance and risk, whereas a Credit Analyst assesses the creditworthiness of borrowers before issuing loans or credit. The roles often overlap in skills and credentials but differ in focus and stage of the lending process.

What Is the Job Description of a Loan Review Analyst?

A loan review analyst examines credit data and financial statements to assess the risk of individual loans. As a loan review analyst, you may work with commercial, real estate, business, or agriculture loans. You may also review appraisal data and other variables to identify risk and then report your findings to managers or executives. In some situations, your responsibilities include suggesting changes to the loan assessment process. Other duties include entering relevant information about the loans into a database and digitizing paperwork.

How much does a loan officer make on a $500,000 loan?

A loan review analyst typically does not earn a commission based on loan amounts; instead, loan officers may earn a commission or fee that can range from 0.5% to 1% of the loan amount. For a $500,000 loan, this could translate to $2,500 to $5,000 in commissions or fees, depending on the lender and compensation structure. Compensation varies based on experience, location, and the institution's policies.
What cities are hiring for Loan Review Analyst jobs? Cities with the most Loan Review Analyst job openings:
Who are the top companies hiring for Loan Review Analyst jobs? The top employers for Loan Review Analyst jobs are:
What states have the most Loan Review Analyst jobs? States with the most job openings for Loan Review Analyst jobs include:
What are popular job titles related to Loan Review Analyst jobs? For Loan Review Analyst jobs, the most frequently searched job titles are:
Infographic showing various Loan Review Analyst job openings in the United States as of July 2026, with employment types broken down into 89% Full Time, 6% Part Time, 1% Temporary, and 4% Contract. Highlights an 83% Physical, 7% Hybrid, and 10% Remote job distribution, with an average salary of $62,666 per year, or $30.1 per hour.

Loan Review Analyst

First National Bank of Hutchinson

Hutchinson, KS • On-site

Part-time

Re-posted 6 days ago


Job description

Summary:

The Loan Review Analyst provides independent, objective evaluations of the Bank’s commercial, agricultural, and consumer loan portfolios to assess credit quality, risk grading accuracy, documentation compliance, and adherence to lending policy and regulatory expectations. This role supports sound credit risk management by identifying emerging risk trends, validating credit administration practices, and providing timely reporting to management and the Directors’ Loan Committee.


The Loan Review role is a key position, independent of loan origination and underwriting, and plays a critical role in regulatory compliance, problem loan identification, and overall safety and soundness.

Primary Responsibilities and Duties:

Loan Review & Credit Risk Assessment

  • Independently conduct comprehensive reviews of higher‑risk, complex, or material loan relationships, including:
    • Commercial and agricultural credits
    • Criticized and classified assets
    • Concentrations and portfolio segments of heightened risk
  • Evaluate credit structure, underwriting quality, borrower performance, collateral adequacy, covenant compliance, and policy adherence
  • Perform in‑depth financial analysis, cash flow testing, and stress considerations where appropriate
  • Exercise independent judgment in validating or challenging risk ratings and regulatory classifications

Credit Risk Grading & Classified Asset Monitoring

  • Validate internal risk ratings and recommend changes when warranted
  • Identify and track Watch, Special Mention, Substandard, Doubtful, and Loss credits
  • Prepare the monthly Classified Asset Report for senior management
  • Monitors overdrafts to ensure timely charge off

Reporting & Communication

  • Prepare periodic loan review summary reports and memoranda for management and the Directors’ Loan Committee (e.g., quarterly loan review summaries)
  • Communicate findings professionally and constructively with lenders, credit administration staff, and senior management

Special Reviews & Projects

  • Perform targeted or special-purpose reviews, including:
    • Loans pledged to the Federal Reserve or other funding sources
    • Concentration or industry‑specific reviews
    • Consumer loan portfolio reviews, as needed
  • Regulatory or examiner‑requested loan reviews
  • Attend Management Loan Committee or other credit‑risk forums and participate as requested

Qualifications

Education & Experience

  • Bachelor’s degree in finance, accounting, business, agriculture economics, or a related field
  • 3-5 years of banking experience in loan review, credit analysis, underwriting, or credit administration
  • Experience reviewing commercial or agricultural credits within a community or regional bank is preferred

Knowledge & Skills

  • Strong understanding of credit risk analysis, financial statement interpretation, and cash flow assessment
  • Working knowledge of regulatory loan classifications, criticized asset management, and lender responsibility standards
  • Ability to apply professional skepticism and independent judgment
  • Excellent written communication skills suitable for examiner and Board‑level audiences
  • Proficiency with loan systems, document imaging platforms, and Microsoft Excel and Word

Core Competencies

  • Must be capable of exercising highest level of discretion on both internal and external confidential matters
  • Independence and objectivity
  • Sound judgment and discretion
  • Professional skepticism
  • Attention to detail
  • Ability to communicate findings diplomatically

Working Conditions

  • Either office‑based or remote with periodic meetings, examinations, and report deadlines. If working remotely, a qualified candidate must be able to come to the main office monthly.
  • Occasional extended hours may be required during examination or reporting cycles