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Loan Portfolio Analysis Jobs (NOW HIRING)

Schertzbank

Loan Portfolio Analyst

Schertz, TX · On-site

$65 - $90/hr

The Portfolio Analyst supports loan officers in managing a portfolio of loans (primarily commercial loans). This role involves contacting customers to obtain financial and collateral documents ...

New

Northern Bank

Portfolio Analyst

Woburn, MA · On-site

$65K - $85K/yr

... Loan Operations, and Portfolio Management to ensure the accuracy, integrity, and completeness of portfolio information while supporting strategic decision-making through reporting and analysis.

New

Northern Bank

Portfolio Analyst

Woburn, MA · On-site

$65 - $85/hr

... Loan Operations, and Portfolio Management to ensure the accuracy, integrity, and completeness of portfolio information while supporting strategic decision-making through reporting and analysis.

New

Northern Bank

Portfolio Analyst

Woburn, MA · On-site

$65K - $85K/yr

... Loan Operations, and Portfolio Management to ensure the accuracy, integrity, and completeness of portfolio information while supporting strategic decision-making through reporting and analysis.

New

Northern Bank

Portfolio Analyst

Woburn, MA · On-site

$65K - $85K/yr

... Loan Operations, and Portfolio Management to ensure the accuracy, integrity, and completeness of portfolio information while supporting strategic decision-making through reporting and analysis.

New

Hilltop Holdings

Loan Portfolio Manager

Dallas, TX · On-site

The Loan Portfolio Manager underwrites credit exposure and actively manages an assigned portfolio ... Excellent analytical, time management, organizational and problem-solving skills with the ability ...

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Loan Portfolio Analysis information

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$36K

$47.1K

$88K

How much do loan portfolio analysis jobs pay per year?

As of Sep 4, 2026, the average yearly pay for loan portfolio analysis in the United States is $47,084.00, according to ZipRecruiter salary data. Most workers in this role earn between $37,500.00 and $50,500.00 per year, depending on experience, location, and employer.

What is loan portfolio analysis?

Loan portfolio analysis is the process of evaluating a bank or lender's group of loans to assess risk, performance, and profitability. Analysts review trends such as default rates, credit quality, sector exposure, and geographic distribution. The goal is to identify potential issues, ensure regulatory compliance, and guide decision-making for lending strategies. This analysis helps institutions maintain a healthy loan book and minimize financial losses.

What are the key skills and qualifications needed to thrive as a loan portfolio analyst?

To thrive as a Loan Portfolio Analyst, you need strong analytical abilities, financial modeling expertise, and a background in finance, accounting, or a related field. Familiarity with credit risk assessment tools, portfolio management software, and advanced Excel skills is typically required, and certifications like CFA or FRM can be advantageous. Attention to detail, problem-solving skills, and effective communication help analysts interpret data and present findings to stakeholders. These competencies are crucial for accurately assessing portfolio risk, ensuring regulatory compliance, and supporting sound lending decisions.

What are some common challenges faced in a loan portfolio analysis role, and how can they be addressed?

Professionals in Loan Portfolio Analysis often encounter challenges such as managing large volumes of data, identifying early signs of credit risk, and adapting to changing regulatory requirements. Staying organized with robust data management tools and regularly updating analytical methods can help mitigate these issues. Collaboration with credit officers and risk management teams is also crucial to ensure accurate assessments and timely responses to potential risks. Continuous professional development and staying informed about industry changes are key for success in this role.

What is the difference between Loan Portfolio Analysis vs Credit Analyst?

AspectLoan Portfolio AnalysisCredit Analyst
Primary FocusAssessing overall loan portfolio performance and riskEvaluating individual credit applications and borrower creditworthiness
Skills & CertificationsFinancial analysis, risk management, data analysis, certifications like CFA or FRMCredit analysis, financial statement analysis, certifications like CFA or CCFA
Work EnvironmentBanking, financial institutions, investment firmsBanks, lending institutions, credit agencies

While both roles involve financial analysis and risk assessment, Loan Portfolio Analysis focuses on managing and optimizing entire loan portfolios, whereas Credit Analysts evaluate individual borrower applications. Understanding these differences helps professionals choose the right career path or employers seeking specific expertise.

What does a loan portfolio analyst do?

A loan portfolio analyst evaluates the performance and risk of a company's loan assets by analyzing financial data, credit quality, and market trends. They use tools like spreadsheets and financial modeling to identify potential issues and recommend strategies to optimize the portfolio's profitability and compliance. Strong analytical skills and knowledge of lending practices are essential for this role.
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What job categories do people searching Loan Portfolio Analysis jobs look for?

The top searched job categories for Loan Portfolio Analysis jobs are:

Loan Portfolio Analysis jobs near you
Infographic showing various Loan Portfolio Analysis job openings in the United States as of August 2026, with employment types broken down into 86% Full Time, 12% Part Time, and 2% Contract. Highlights an 83% Physical, 4% Hybrid, and 13% Remote job distribution, with an average salary of $47,084 per year, or $22.6 per hour.

Loan Portfolio Analyst

Schertzbank

Schertz, TX • On-site

$65 - $90/hr

Other

Posted 3 days ago

New

Job description

Overview

Position: Portfolio Analyst — Full Time | Reports to: Chief Credit Officer | Department: Credit | Location: Schertz-Main Location | FLSA Status: Exempt

Summary: The Portfolio Analyst supports loan officers in managing a portfolio of loans (primarily commercial loans). This role involves contacting customers to obtain financial and collateral documents, reviewing and analyzing financial statements, and completing required forms and reports. The Portfolio Analyst collaborates with Loan Officers, the Credit Department, and Loan Operations to ensure effective management and risk evaluation of the assigned loan portfolio.

Responsibilities
  • Manage ticklers, exceptions and covenants within assigned loan portfolio.
  • Manage maturing loans to ensure continued compliance with lending criteria and make recommendations for renewals.
  • Review and analyze the credit worthiness and trends of individuals, companies and/or organizations via financial statements, tax returns, credit reports, and other relevant documentation.
  • Complete and submit forms including loans modifications, risk rating forms and classified asset reports.
  • Review and submit collateral reports such as borrowing bases and draws.
  • Assist in collection efforts and collaborate with outside counsel of the Bank when necessary.
  • Assist with projects and exams as assigned.
  • Attend/complete assigned training.
  • Comply with and enforce all Bank policies/procedures and regulatory requirements/laws.
  • Maintain Company and customer confidentiality.
  • Perform additional duties as assigned.
Education and Experience
  • Bachelor’s Degree in Finance, Accounting, Economics or related Business field.
  • A minimum of 5 years of applicable experience in Commercial Lending/Credit may be substituted for the above educational requirement.
Skills
  • Effective written and verbal interpersonal skills and ability to work well with customers and internal teams.
  • Maintains professional demeanor at all times.
  • Strong analytical, critical thinking and organizational skills.
  • Detail-oriented.
  • Ability to work independently and possess excellent time management and prioritization skills.
  • Proficient in financial and office software (Excel, financial modeling tools, etc.).
  • Strong understanding of financial market conditions.
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