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Loan Quality Analyst Jobs (NOW HIRING)

This role reviews completed mortgage loan files, including government loan products such as FHA, VA ... quality analysis and measurement activities Preferred Skills/Experience - Good knowledge and ...

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They work to manage various projects to assist with the overall credit quality of the loan ... Ability to fully understand, analyze and structure various types of commercial loan requests

This role reviews completed mortgage loan files, including government loan products such as FHA, VA ... quality analysis and measurement activities Preferred Skills/Experience - Good knowledge and ...

Loan Quality Review Specialist

Yuma, AZ · On-site +1

$56K - $71K/yr

Quality Control functions include (but not limited to): Loan Coding, Risk Rating Scorecard, Non-OO ... Ability to fully understand, analyze and structure various types of commercial loan requests

Escrow account analysis, disbursement, balancing, and posting. * Complete the loan file review ... improve quality. All employees are expected to protect the information and assets of the ...

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Loan Quality Specialist II

Marion, IL · On-site

$16.01 - $18.41/hr

... analysis, disbursement, balancing, and posting. • Complete the loan file review process and ... improve quality. All employees are expected to protect the information and assets of the ...

Quality Analyst

Folsom, CA · On-site

$30/hr

Perform data analysis, prepare quality trend/metrics, and report results to internal interested ... Student Loan Assistance * 529 Savings Plan * Referral Bonus * Company Paid Life Insurance

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Loan Quality Analyst information

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$17

$32

$50

How much do loan quality analyst jobs pay per hour?

As of Aug 1, 2026, the average hourly pay for loan quality analyst in the United States is $32.41, according to ZipRecruiter salary data. Most workers in this role earn between $24.28 and $37.02 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Loan Quality Analyst, and why are they important?

To thrive as a Loan Quality Analyst, you need a solid understanding of loan processing, compliance regulations, and risk assessment, often supported by a degree in finance or a related field. Familiarity with loan origination systems (LOS), data analysis tools like Excel, and knowledge of regulatory guidelines such as CFPB or FHA standards are crucial. Strong analytical thinking, attention to detail, and effective communication skills distinguish top performers in this role. These skills ensure accurate loan reviews, regulatory compliance, and reduced risk for financial institutions.

What is the difference between Loan Quality Analyst vs Loan Underwriter?

AspectLoan Quality AnalystLoan Underwriter
Primary RoleReviews loan files for compliance and quality controlEvaluates loan applications to determine approval or denial
CredentialsTypically requires a mortgage or finance certificationOften requires similar certifications, such as MLO license
Work EnvironmentQuality control departments, compliance teamsLoan processing and approval teams
Industry UsageUsed across mortgage lenders, banks, and credit unionsCommonly employed in mortgage lending institutions

The main difference is that Loan Quality Analysts focus on reviewing and ensuring the quality and compliance of loans post-application, while Loan Underwriters assess and approve or deny loan applications during the initial evaluation process.

How much does a loan officer make on a $500,000 loan?

A loan officer typically earns a commission or fee based on the loan amount, often around 1% to 2%, which would be $5,000 to $10,000 for a $500,000 loan. Compensation can also include a base salary and bonuses, depending on the employer and location. Loan officers need strong knowledge of lending guidelines and customer service skills to succeed in this role.

Is a QC analyst a good job?

A Loan Quality Analyst is a role focused on reviewing and ensuring the accuracy and compliance of loan documentation and processes. It offers opportunities for detail-oriented work, knowledge of lending regulations, and potential career advancement within financial institutions. Job satisfaction depends on individual preferences for analytical tasks and the work environment.

What jobs make $1,000,000 a year?

In the field of loan quality analysis, earning $1,000,000 annually is uncommon and typically requires senior executive roles such as Chief Credit Officer or Chief Risk Officer in large financial institutions. These positions involve overseeing loan portfolios, risk management, and compliance, often with extensive experience, advanced certifications, and leadership responsibilities. Most professionals in this field earn significantly less, with top executives reaching high seven-figure incomes through bonuses and stock options.

What are some common challenges faced by Loan Quality Analysts when evaluating loan files, and how can these be addressed?

Loan Quality Analysts often encounter challenges such as incomplete documentation, discrepancies in borrower information, and evolving regulatory requirements. Addressing these issues requires strong attention to detail, effective communication with loan officers and underwriters, and staying updated on industry regulations. Proactively collaborating with team members and using automated quality control tools can help streamline the review process and minimize errors, ensuring compliance and high-quality loan portfolios.

What are Loan Quality Analysts?

Loan Quality Analysts are professionals who review and assess the quality of loan files to ensure they comply with regulatory requirements, company policies, and industry standards. They analyze documentation, verify borrower information, and identify errors or inconsistencies in loan applications. Their role is crucial in minimizing financial risk and maintaining the integrity of a lending institution’s portfolio. Loan Quality Analysts also provide feedback to loan officers and may recommend process improvements based on their findings.

What does a loan analyst do?

A loan quality analyst reviews and evaluates loan applications and documentation to ensure compliance with lending policies and regulations. They analyze financial data, assess risk, and verify the accuracy of information to support loan approval decisions, often using specialized software and adhering to strict deadlines.
More about Loan Quality Analyst jobs
Who are the top companies hiring for Loan Quality Analyst jobs? The top employers for Loan Quality Analyst jobs are:
What states have the most Loan Quality Analyst jobs? States with the most job openings for Loan Quality Analyst jobs include:
What job categories do people searching Loan Quality Analyst jobs look for? The top searched job categories for Loan Quality Analyst jobs are:
Infographic showing various Loan Quality Analyst job openings in the United States as of July 2026, with employment types broken down into 89% Full Time, 6% Part Time, 1% Temporary, and 4% Contract. Highlights an 83% Physical, 7% Hybrid, and 10% Remote job distribution, with an average salary of $67,422 per year, or $32.4 per hour.

Quality Analyst

U.S. Bank

Hopkins, MN • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 24 days ago


U.S. Bank rating

8.2

Company rating: 8.2 out of 10

Based on 359 frontline employees who took The Breakroom Quiz

52nd of 170 rated banks


Job description

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.
Job Description
Location expectations
This role requires working from a U.S. Bank location three (3) or more days per week.
The Mortgage Quality Control Analyst is responsible for monitoring and evaluating the quality of mortgage loan processing activities to ensure compliance with internal policies, investor requirements, and regulatory guidelines. This role reviews completed mortgage loan files, including government loan products such as FHA, VA, and USDA loans, to validate the accuracy and completeness of required documentation and confirm that all underwriting and closing conditions have been satisfied. The analyst identifies deficiencies, documentation errors, or compliance concerns and works with designated teams to ensure corrective actions are completed. Additionally, this position tracks and documents quality issues, performance metrics, and process improvement opportunities for management review, provides information to support employee feedback and training initiatives, and helps ensure adherence to established productivity, accuracy, and timeliness standards. The role serves as a key contributor to maintaining operational excellence, reducing risk, and supporting a high-quality customer experience throughout the mortgage loan lifecycle.
Basic Qualifications
- High school diploma or equivalent
- Typically one to two years of relevant experience, preferably in quality analysis and measurement activities
Preferred Skills/Experience
- Good knowledge and understanding of the products and services applicable to the assigned area
- Good knowledge of the productivity and accuracy standards of the assigned area
- Effective verbal and written communications skills
- Proficient computer navigation skills using a variety of software packages including Microsoft Office applications
-Experience in the mortgage industry, with knowledge of mortgage loan processes, documentation, and quality control practices.
-Knowledge of government mortgage products, including FHA, VA, and USDA loan programs.
-Strong attention to detail with the ability to maintain a high level of accuracy when reviewing loan files and documentation.
-Excellent verbal and written communication skills, with the ability to effectively collaborate with internal partners and communicate quality findings.
-Strong time management and organizational skills, with the ability to manage multiple priorities and meet deadlines in a fast-paced environment.
If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.
Benefits:
Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:
  • Healthcare (medical, dental, vision)
  • Basic term and optional term life insurance
  • Short-term and long-term disability
  • Pregnancy disability and parental leave
  • 401(k) and employer-funded retirement plan
  • Paid vacation (from two to five weeks depending on salary grade and tenure)
  • Up to 11 paid holiday opportunities
  • Adoption assistance
  • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here.
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.
E-Verify
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $21.25 - $28.32
U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
Posting may be closed earlier due to high volume of applicants.

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About U.S. Bank

Sourced by ZipRecruiter

U.S. Bank is a reputable and established financial institution that plays a significant role in the banking sector. With a history spanning over 150 years, U.S. Bank has built a strong foundation of trust and reliability. As a comprehensive bank, they offer a wide array of financial products and services to cater to the diverse needs of their customers, including individuals, businesses, and communities. Customer satisfaction is of utmost importance to U.S. Bank. They prioritize delivering exceptional service and fostering long-term relationships with their clients. Through their extensive network of branches and advanced digital banking platforms, U.S. Bank ensures convenient access to their services, empowering customers to manage their finances efficiently and securely.

Industry

Banking and credit intermediation

Company size

10,000+ Employees

Headquarters location

Minneapolis, MN, US

Year founded

1863

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