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Loan Officer Jobs (NOW HIRING)

Equity Smart Home Loans

Loan Officer

South Pasadena, CA · On-site +1

Being a Loan Officer at Equity Smart At Equity Smart Home Loans, we believe our loan officers are our partners, our loan officers are incredibly special, and our loan officers should be treated as ...

Legacy Mortgage Loans Inc

Loan Officer

Whittier, CA · On-site

$20 - $30/hr

Competitive Compensation Job Summary We are seeking an experienced Loan Officer to join our team. In this role, you will evaluate and process loan applications. Your responsibilities will include ...

EXPERT MORTGAGE LENDING LLC

Loan Officer

Troy, MI · On-site

$100K - $1M/yr

Loan Officer We are looking for driven and customer-oriented Loan Officers to join our growing team. This is an in-person position offering competitive pay, generous commission structures, and ...

EXPERT MORTGAGE LENDING LLC

Loan Officer

Troy, MI · On-site

$100K - $1M/yr

Loan Officer We are looking for driven and customer-oriented Loan Officers to join our growing team. This is an in-person position offering competitive pay, generous commission structures, and ...

TekSky

Loan Officer

Knoxville, TN · On-site

The Loan Officer will be responsible for originating and processing loan applications, guiding clients through the loan process, and providing exceptional customer service. Responsibilities include ...

EXPERT MORTGAGE LENDING LLC

Loan Officer

Troy, MI · On-site

$100K - $1M/yr

Loan Officer We are looking for driven and customer-oriented Loan Officers to join our growing team. This is an in-person position offering competitive pay, generous commission structures, and ...

Anchor Loan

Loan Officer, RTL

$75K/yr

Successful Loan Officers should have a track record of $5 million or more in monthly origination volume in the fix/flip, ground up construction, single family rental and/or short-term bridge ...

Lend-A-Loan LLC

Team Lead - Loan Officer

Troy, MI · On-site

Description Team Lead, Mortgage Loan Officer (MLO) Lead. Coach. Produce. Are you a top-producing Mortgage Loan Officer who's ready to take the next step in your career? As a Team Lead, Mortgage Loan ...

SFMC Home Lending

Loan Officer

Plano, TX

The Loan Officer markets SFMC's line of quality mortgage products to self-sourced customer leads, with the objective of making the loan process to be an experience that exceeds the expectations of ...

Asset Based Lending LLC

Loan Officer

Cherry Hill, NJ · On-site

$75K/yr

Build The Future Position Summary As an ABL Loan Officer for our Sales team, you will be specializing in originating fix & flip and new construction loans throughout the nation! You will work ...

Extreme Loans

Mortgage Loan Officer

Southfield, MI

$120K - $300K/yr

Mortgage Loan Officer - Southfield, MI | $120,000-$300,000+ Extreme Loans is hiring a licensed Mortgage Loan Officer at our Southfield, Michigan headquarters. We are a fast-growing Michigan mortgage ...

Vreeland Real Estate

Loan Officer

Tampa, FL · Remote

Most Loan Officers don't leave companies because they can't originate. They leave because they've outgrown the systems, support, speed, technology, and opportunities surrounding them. At 14 Days To ...

Golden State Farm Credit

Loan Officer Trainee

Willows, CA · On-site

$63K - $95K/yr

The Loan Officer Trainee position is designed for individuals who are interested in developing a career in agricultural finance and lending. Working alongside experienced Loan Officers and Credit ...

Mission Loans

Loan Officer

Scottsdale, AZ · Remote

$120K - $200K/yr

As a Loan Officer , you'll play a key role in helping clients navigate their financial journey by assessing their needs, recommending the best loan products, and ensuring a seamless mortgage process.

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Loan Officer information

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$22.5K

$70.3K

$126.5K

How much do loan officer jobs pay per year?

As of Jul 30, 2026, the average yearly pay for loan officer in the United States is $70,335.00, according to ZipRecruiter salary data. Most workers in this role earn between $46,000.00 and $90,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Loan Officer, and why are they important?

To thrive as a Loan Officer, you need a solid understanding of financial products, credit analysis, and lending regulations, usually supported by a bachelor’s degree in finance or a related field. Familiarity with loan origination software, credit scoring systems, and compliance tools is typically required. Strong interpersonal skills, attention to detail, and sales acumen help build client trust and drive successful loan approvals. These skills are crucial for accurately assessing borrower risk, ensuring regulatory compliance, and maintaining positive client relationships in a competitive lending environment.

What qualifications does a loan officer need?

A loan officer typically needs a high school diploma or equivalent, with many roles preferring a bachelor's degree in finance, business, or a related field. They often require licensing or certification, such as passing the Nationwide Mortgage Licensing System (NMLS) exam, and should have strong communication, sales, and analytical skills. Experience in banking or finance can also be beneficial.

What are some common challenges Loan Officers face when managing multiple clients and loan applications simultaneously?

Loan Officers often juggle several clients and loan applications at once, which can create challenges in time management and organization. Keeping track of different application statuses, ensuring all required documentation is collected, and meeting tight deadlines are frequent hurdles. Effective communication with clients, underwriters, and other team members is crucial to avoid delays and maintain accuracy throughout the loan process. Utilizing loan origination software and maintaining detailed records can help Loan Officers stay organized and provide timely updates to all parties involved.

Is it hard to make it as a loan officer?

Becoming a loan officer can be challenging due to the need for strong sales skills, knowledge of lending regulations, and often obtaining a license or certification. Success depends on individual effort, networking, and understanding the mortgage or lending industry environment.

Is it worth being a loan officer?

A loan officer evaluates and authorizes loan applications, often working in banks or lending institutions. The role can offer a stable income, commission opportunities, and requires strong communication and analytical skills, with certification often needed. Job prospects depend on economic conditions and regional demand for lending services.

How much does a loan officer make on a $500,000 loan?

A loan officer typically earns a commission or fee based on the loan amount, often around 0.5% to 1% of the loan. For a $500,000 loan, this could translate to $2,500 to $5,000 in fees or commissions, depending on the lender and the specific compensation structure.

What are loan officers?

Loan officers are financial professionals who evaluate, authorize, or recommend approval of loan applications for individuals and businesses. They work for banks, credit unions, mortgage companies, and other financial institutions. Their main responsibilities include assessing applicants' creditworthiness, explaining different loan options, and guiding clients through the loan process. Loan officers must have strong analytical, interpersonal, and customer service skills to help clients secure appropriate financing.

What Is a Loan Officer?

As a loan officer, you help clients understand their loan options and find the best loan to fit their needs. You may be asked to research loan programs and help customers complete applications. Your responsibilities as a loan officer include clear and honest communication with clients regarding the terms and conditions of various loan programs and the accurate completion and submission of necessary documents.

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Loan Officer jobs near you
Infographic showing various Loan Officer job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 88% Full Time, 7% Part Time, and 4% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $70,335 per year, or $33.8 per hour.

Loan Officer

Equity Smart Home Loans

South Pasadena, CA • On-site, Remote

Contractor

Re-posted 25 days ago

Job description

Welcome to EQUITY SMART HOME LOANS!
Established in 2001, Equity Smart was created to make home loans accessible to everyone. We started as a small mortgage broker dedicated to three things: great customer care, integrity, and empowering our clients and partners. Since our humble beginnings, Equity Smart has grown to be a leader in the mortgage broker community.
We see a need for a new type of mortgage broker, one that views its loan officers and employees as partners, one that empowers people to build their equity through the mortgage process, one that takes pride in its commitment to improvement, integrity, teamwork, and tireless effort to deliver quality service. We see a need for Equity Smart. Welcome!
Being a Loan Officer at Equity Smart
At Equity Smart Home Loans, we believe our loan officers are our partners, our loan officers are incredibly special, and our loan officers should be treated as such.
We repeat... You are our partners, you are incredibly special, and that's how you should be treated.
Well, that doesn't sound too complicated, right? That's what we thought, but we are told daily by our loan officers that this company-wide belief is one of the many positive attributes that make us unique in our industry. Ask yourself, up to this point, who has been truly dedicated to helping YOU build equity in yourself? Regardless of your answer, we assure you, we are ready to do just that. We hold your happiness and success above all else. Simply put, If you succeed, we succeed. Our loan officers mean the world to us, and we like to PROVE it through their experience with our team at Equity Smart.
At Equity Smart Home Loans, we blow our loan officers' minds daily while helping them put enormous smiles on the faces of their clients. Just a few of many ways in which we do this:
  • offering the most advanced, yet simple-to-use tools & tech in the industry
  • easy access to our super-knowledgeable and eager support staff
  • lightning fast closings and commission payments
  • encouraging a proper work/life balance
  • empowering our clients with the ability to build equity the right way, skillfully guiding them through the mortgage process.

At Equity Smart Home Loans...
We are committed to our team (our family!) and our culture.
We are committed to constantly improving all aspects of our business.
We are committed to seeking out and implementing the most advanced tools, the most productive training, and staying many steps ahead of our competitors.
We are committed to always exceeding expectations and never being complacent.
We are committed to integrity, respect and appreciation for our Loan Officers.
Bottom line, we are committed to you and your clients.
We offer everything a remote, independent contractor needs to succeed for their clients. Learn more about us at www.myeshl.com.
If you have an active MLO license on NMLS, are looking for more than your average brokerage, want to be a part of something bigger, better and growing daily, want somewhere you can find like-minded teammates that become family, where people truly care about growing your business, your success and the success of your clients, look no further.
Apply with us today and let us help you build equity in yourself!

Apply