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Lending Officer Jobs (NOW HIRING)

Oklahoma AgCredit

Lending Officer

Poteau, OK · On-site

LENDING OFFICER - Poteau, Oklahoma The ideal candidate will have experience with Poultry operations Hours: M - F (8am to 4:30pm) Summary: The Lending Officer develops new business relationships ...

Oklahoma AgCredit

Lending Officer

Poteau, OK · On-site

LENDING OFFICER - Poteau, Oklahoma The ideal candidate will have experience with Poultry operations Hours: M - F (8am to 4:30pm) Summary: The Lending Officer develops new business relationships ...

Rhonemus Group

Chief Lending Officer

Powell, OH

IGNITE YOUR CAREER-PLAY WITH PASSION Opportunities for authentic Chief Lending Officer roles in community banking are rare. Our client, a thriving community bank in Central Ohio with over $500 ...

Rhonemus Group

Chief Lending Officer

Powell, OH · On-site

$200K/yr

IGNITE YOUR CAREER-PLAY WITH PASSION Opportunities for authentic Chief Lending Officer roles in community banking are rare. Our client, a thriving community bank in Central Ohio with over $500 ...

thehivecareers.co

The Chief Lending Officer is responsible for leading the bank's lending and credit operations, ensuring sound credit risk management, growth of loan portfolios, and alignment with the bank ...

New

Cypress HCM

Commercial Lending Officer

Cincinnati, OH

$110K - $140K/yr

Commercial Lending Officer Location : Blue Ash, OH (On-Site) Pay: $110,000-140,000 (compensation can vary depending on experience) + Benefits, Community Involvement, PTO, 401k match (10% dollar for ...

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Lending Officer information

See salary details

$22.5K

$70.3K

$126.5K

How much do lending officer jobs pay per year?

As of Jul 9, 2026, the average yearly pay for lending officer in the United States is $70,335.00, according to ZipRecruiter salary data. Most workers in this role earn between $46,000.00 and $90,000.00 per year, depending on experience, location, and employer.

What are Lending Officers?

Lending Officers, also known as loan officers, are financial professionals who evaluate, authorize, or recommend approval of loan applications for individuals and businesses. They work at banks, credit unions, and other financial institutions, guiding clients through the lending process. Their duties include assessing creditworthiness, verifying financial information, and ensuring compliance with lending regulations. Lending Officers play a critical role in helping clients secure mortgages, personal loans, business loans, and other financial products.

What is the difference between Lending Officer vs Loan Processor?

AspectLending OfficerLoan Processor
CredentialsTypically requires a high school diploma or bachelor’s degree; may need licensing or certifications like NMLSUsually requires a high school diploma; some roles prefer additional training or certifications
Work EnvironmentCustomer-facing, sales-oriented, often in banks or lending institutionsAdministrative, behind-the-scenes, processing loan applications in banks or mortgage companies
Primary ResponsibilitiesAssess borrower needs, recommend loan products, approve or deny loan applicationsGather documents, verify information, prepare loan files for approval

While both roles are integral to the lending process, Lending Officers focus on client interaction and loan approval decisions, whereas Loan Processors handle the administrative tasks of preparing and verifying loan applications. Understanding these differences helps job seekers identify the right career path in the lending industry.

What are the key skills and qualifications needed to thrive as a Lending Officer, and why are they important?

To thrive as a Lending Officer, you need a solid understanding of financial analysis, credit assessment, and banking regulations, usually supported by a finance or business degree. Familiarity with loan origination software, credit scoring systems, and compliance platforms is typically required. Strong interpersonal skills, attention to detail, and effective communication enhance client relationships and decision-making. These skills ensure sound lending decisions, regulatory compliance, and customer satisfaction in a competitive financial environment.

How does a Lending Officer typically collaborate with underwriters and relationship managers during the loan approval process?

Lending Officers work closely with underwriters by preparing and submitting comprehensive loan packages that include all necessary documentation and client information. They also collaborate with relationship managers to gather client insights and ensure alignment on customer needs and risk profiles. Regular communication and joint meetings are common, particularly for complex or high-value loans, to streamline decision-making and address any questions or concerns promptly. This teamwork helps ensure a smooth loan approval process and enhances the client experience.
More about Lending Officer jobs
What cities are hiring for Lending Officer jobs? Cities with the most Lending Officer job openings:
What are the most commonly searched types of Lending Officer jobs? The most popular types of Lending Officer jobs are:
What states have the most Lending Officer jobs? States with the most job openings for Lending Officer jobs include:
What are popular job titles related to Lending Officer jobs? For Lending Officer jobs, the most frequently searched job titles are:
Lending Officer jobs near you
Infographic showing various Lending Officer job openings in the United States as of July 2026, with employment types broken down into 99% Full Time, and 1% Part Time. Highlights an 95% Physical, 2% Hybrid, and 3% Remote job distribution, with an average salary of $70,335 per year, or $33.8 per hour.
Chief Lending Officer

Chief Lending Officer

MRINetwork Jobs

Corpus Christi, TX

Full-time

Re-posted 16 days ago

Job description

Excellent opportunity for an EVP/Chief Lending Officer with a very successful regional financial institution. Key executive member. Relocation assistance offered to the right candidate.

Oversees all lending areas with the bank. Develops or approves broad lending policies, procedures, and interest rate structures for the installment, commercial, mortgage and other lending areas. Represents the bank in major transactions and makes credit decisions that exceed loan officers’ authority.


Responsibilities:

  • Responsible for the development, management, and oversight of commercial lending standards.
  • Manages and oversees a portfolio comprised of consumer, commercial, and real estate loans. Provide guidance to lending officers as they review, analyze and process Commercial, Commercial Real Estate, and Real Estate Development loan requests and package loans as necessary, in keeping with financial institution policies and procedures.
  • Recommends conditions and terms of loans. CLO determines and dictates lending practices of the financial institution.
  • Manages the lending activities of the bank to make sure that it follows state and federal regulations.
    Develops strategies to streamline the lending operations of the bank. Approves loans within established guidelines and/or obtains approval through loan committee.
  • Scrutinizes all loan portfolios such as commercial, commercial real estate, consumer, and more to look for ways to expand into new markets while making sure the current customer base remains strong and attended to.
  • Oversees a team or part of a team working with the lending operations of the bank. CLO needs to make sure the staff is following mandates and ensure that the growth of loan products is being followed through by the staff.
  • Develops and maintains interest rate structure to be consistent with bank’s policies and procedures, and to be competitive with current market rates.
  • Represent the bank by joining local organizations and non-profits as a board member or volunteer.

Requirements:

  • Bachelor’s degree in business, finance or related area
  • 10-15 years directly related years of experience.
  • Strong leadership skills, ability to work effectively with customers, support staff, and management.
    Possesses a high level of analytical ability to determine loan feasibility and very knowledgeable regarding concepts, practices, and procedures in commercial loan department.
  • Ability to make decisions, work independently and communicate effectively, both orally and in writing.
    Strong knowledge of laws, regulations and bank policies and procedures pertaining to commercial lending and other bank products and services.

For further consideration regarding this and/or other opportunities please inquire confidentially to mike@scsacramento.com or call 916-850-2437. All inquiries held in strict confidence. Thank you for your interest.