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Lending Officer Jobs (NOW HIRING)

FIDELITY FED SAVINGS & LOAN ASSN

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Chief Lending Officer

Delaware, OH · On-site

$100K - $115K/yr

The Chief Lending Officer is a strategic leader who balances driving profitable lending growth with managing credit risk, ensuring compliance, and delivering high-quality customer service. Key ...

FIDELITY FED SAVINGS & LOAN ASSN

Be Seen First

Chief Lending Officer

Delaware, OH · On-site

$100K - $115K/yr

The Chief Lending Officer is a strategic leader who balances driving profitable lending growth with managing credit risk, ensuring compliance, and delivering high-quality customer service. Key ...

JSpire Recruiting

Chief Lending Officer

Pueblo, CO

$120K - $145K/yr

SunWest Credit Union is a mission-driven culture that values collaboration, innovation, accountability, and service, and is seeking a Chief Lending Officer (CLO) to join its dynamic executive ...

Range Bank

Chief Lending Officer

Marquette, MI · On-site

Position Summary The Chief Lending Officer (CLO) is a key member of the executive leadership team, responsible for the strategic direction, oversight, and performance of the bank's lending operations ...

Range Bank

Chief Lending Officer

Green Bay, WI · On-site

Position Summary The Chief Lending Officer (CLO) is a key member of the executive leadership team, responsible for the strategic direction, oversight, and performance of the bank's lending operations ...

Range Bank

Chief Lending Officer

Marquette, MI · On-site

Position Summary The Chief Lending Officer (CLO) is a key member of the executive leadership team, responsible for the strategic direction, oversight, and performance of the bank's lending operations ...

JSpire Recruiting

Chief Lending Officer

Pueblo, CO

$120K - $145K/yr

SunWest Credit Union is a mission-driven culture that values collaboration, innovation, accountability, and service, and is seeking a Chief Lending Officer (CLO) to join its dynamic executive ...

Oklahoma AgCredit

Lending Officer

Poteau, OK · On-site

LENDING OFFICER - Poteau, Oklahoma The ideal candidate will have experience with Poultry operations Hours: M - F (8am to 4:30pm) Summary: The Lending Officer develops new business relationships ...

Range Bank

Chief Lending Officer

Green Bay, WI · On-site

Position Summary The Chief Lending Officer (CLO) is a key member of the executive leadership team, responsible for the strategic direction, oversight, and performance of the bank's lending operations ...

Farmers State Bank

Lending Officer

Quinton, OK · On-site

The general responsibilities and duties of a Lending Officer include, but are not limited to: * Assisting customers who request consumer, agricultural, commercial and mortgage loans, to the extent of ...

Oklahoma AgCredit

Lending Officer

Poteau, OK · On-site

LENDING OFFICER - Poteau, Oklahoma The ideal candidate will have experience with Poultry operations Hours: M - F (8am to 4:30pm) Summary: The Lending Officer develops new business relationships ...

Farmers State Bank

Lending Officer

Quinton, OK

The general responsibilities and duties of a Lending Officer include, but are not limited to: * Assisting customers who request consumer, agricultural, commercial and mortgage loans, to the extent of ...

Rhonemus Group

Chief Lending Officer

Powell, OH · On-site

IGNITE YOUR CAREER-PLAY WITH PASSION Opportunities for authentic Chief Lending Officer roles in community banking are rare. Our client, a thriving community bank in Central Ohio with over $500 ...

Rhonemus Group

Chief Lending Officer

Powell, OH · On-site

IGNITE YOUR CAREER-PLAY WITH PASSION Opportunities for authentic Chief Lending Officer roles in community banking are rare. Our client, a thriving community bank in Central Ohio with over $500 ...

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Lending Officer information

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$22.5K

$70.3K

$126.5K

How much do lending officer jobs pay per year?

As of Jun 12, 2026, the average yearly pay for lending officer in the United States is $70,335.00, according to ZipRecruiter salary data. Most workers in this role earn between $46,000.00 and $90,000.00 per year, depending on experience, location, and employer.

What does a lending officer do?

A lending officer evaluates and authorizes loan applications for individuals or businesses, assessing creditworthiness and financial information. They work in banks or financial institutions, using tools like credit reports and financial statements, and often require knowledge of lending regulations and strong communication skills.

What kind of loan officer makes the most money?

Senior or experienced mortgage loan officers typically earn the highest incomes, especially those who work on commission and close a high volume of loans. Specialized roles such as commercial loan officers or those with advanced certifications and strong client networks tend to have higher earning potential.

What are Lending Officers?

Lending Officers, also known as loan officers, are financial professionals who evaluate, authorize, or recommend approval of loan applications for individuals and businesses. They work at banks, credit unions, and other financial institutions, guiding clients through the lending process. Their duties include assessing creditworthiness, verifying financial information, and ensuring compliance with lending regulations. Lending Officers play a critical role in helping clients secure mortgages, personal loans, business loans, and other financial products.

What is the difference between Lending Officer vs Loan Processor?

AspectLending OfficerLoan Processor
CredentialsTypically requires a high school diploma or bachelor’s degree; may need licensing or certifications like NMLSUsually requires a high school diploma; some roles prefer additional training or certifications
Work EnvironmentCustomer-facing, sales-oriented, often in banks or lending institutionsAdministrative, behind-the-scenes, processing loan applications in banks or mortgage companies
Primary ResponsibilitiesAssess borrower needs, recommend loan products, approve or deny loan applicationsGather documents, verify information, prepare loan files for approval

While both roles are integral to the lending process, Lending Officers focus on client interaction and loan approval decisions, whereas Loan Processors handle the administrative tasks of preparing and verifying loan applications. Understanding these differences helps job seekers identify the right career path in the lending industry.

What are the key skills and qualifications needed to thrive as a Lending Officer, and why are they important?

To thrive as a Lending Officer, you need a solid understanding of financial analysis, credit assessment, and banking regulations, usually supported by a finance or business degree. Familiarity with loan origination software, credit scoring systems, and compliance platforms is typically required. Strong interpersonal skills, attention to detail, and effective communication enhance client relationships and decision-making. These skills ensure sound lending decisions, regulatory compliance, and customer satisfaction in a competitive financial environment.

How does a Lending Officer typically collaborate with underwriters and relationship managers during the loan approval process?

Lending Officers work closely with underwriters by preparing and submitting comprehensive loan packages that include all necessary documentation and client information. They also collaborate with relationship managers to gather client insights and ensure alignment on customer needs and risk profiles. Regular communication and joint meetings are common, particularly for complex or high-value loans, to streamline decision-making and address any questions or concerns promptly. This teamwork helps ensure a smooth loan approval process and enhances the client experience.

Is becoming a MLO worth it?

A Lending Officer (MLO) role involves evaluating and approving loan applications, often requiring licensing and strong financial knowledge. The position can offer a stable income and opportunities for commission-based earnings, but it also involves regulatory compliance and market fluctuations. Assessing personal interest in finance and sales skills can help determine if pursuing this career is worthwhile.

How much does a loan officer make on a $500,000 loan?

A lending officer typically earns a commission or fee based on the loan amount, often around 1% to 2%, which would be $5,000 to $10,000 for a $500,000 loan. Their overall income may also include a base salary and bonuses, depending on the employer and experience level.
More about Lending Officer jobs
What cities are hiring for Lending Officer jobs? Cities with the most Lending Officer job openings:
What are the most commonly searched types of Lending Officer jobs? The most popular types of Lending Officer jobs are:
What states have the most Lending Officer jobs? States with the most job openings for Lending Officer jobs include:
What are popular job titles related to Lending Officer jobs? For Lending Officer jobs, the most frequently searched job titles are:
Lending Officer jobs near you
Infographic showing various Lending Officer job openings in the United States as of June 2026, with employment types broken down into 98% Full Time, 1% Part Time, and 1% Temporary. Highlights an 98% Physical, and 2% Remote job distribution, with an average salary of $70,335 per year, or $33.8 per hour.
Chief Lending Officer

Chief Lending Officer

MRINetwork Jobs

Corpus Christi, TX

Full-time

Posted 20 days ago

Job description

Excellent opportunity for an EVP/Chief Lending Officer with a very successful regional financial institution. Key executive member. Relocation assistance offered to the right candidate.

Oversees all lending areas with the bank. Develops or approves broad lending policies, procedures, and interest rate structures for the installment, commercial, mortgage and other lending areas. Represents the bank in major transactions and makes credit decisions that exceed loan officers’ authority.


Responsibilities:

  • Responsible for the development, management, and oversight of commercial lending standards.
  • Manages and oversees a portfolio comprised of consumer, commercial, and real estate loans. Provide guidance to lending officers as they review, analyze and process Commercial, Commercial Real Estate, and Real Estate Development loan requests and package loans as necessary, in keeping with financial institution policies and procedures.
  • Recommends conditions and terms of loans. CLO determines and dictates lending practices of the financial institution.
  • Manages the lending activities of the bank to make sure that it follows state and federal regulations.
    Develops strategies to streamline the lending operations of the bank. Approves loans within established guidelines and/or obtains approval through loan committee.
  • Scrutinizes all loan portfolios such as commercial, commercial real estate, consumer, and more to look for ways to expand into new markets while making sure the current customer base remains strong and attended to.
  • Oversees a team or part of a team working with the lending operations of the bank. CLO needs to make sure the staff is following mandates and ensure that the growth of loan products is being followed through by the staff.
  • Develops and maintains interest rate structure to be consistent with bank’s policies and procedures, and to be competitive with current market rates.
  • Represent the bank by joining local organizations and non-profits as a board member or volunteer.

Requirements:

  • Bachelor’s degree in business, finance or related area
  • 10-15 years directly related years of experience.
  • Strong leadership skills, ability to work effectively with customers, support staff, and management.
    Possesses a high level of analytical ability to determine loan feasibility and very knowledgeable regarding concepts, practices, and procedures in commercial loan department.
  • Ability to make decisions, work independently and communicate effectively, both orally and in writing.
    Strong knowledge of laws, regulations and bank policies and procedures pertaining to commercial lending and other bank products and services.

For further consideration regarding this and/or other opportunities please inquire confidentially to mike@scsacramento.com or call 916-850-2437. All inquiries held in strict confidence. Thank you for your interest.