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Lending Officer Jobs (NOW HIRING)

Cypress HCM

Commercial Lending Officer

Cincinnati, OH

$110K - $140K/yr

Commercial Lending Officer Location : Blue Ash, OH (On-Site) Pay: $110,000-140,000 (compensation can vary depending on experience) + Benefits, Community Involvement, PTO, 401k match (10% dollar for ...

Hanover Community Bank

Lending Officer

Mineola, NY · On-site

$65K/yr

The Lending Officer is primarily responsible for retaining and developing new and existing 1 -4 family loan relationships with the brokerage sector. The individual is directly responsible for ...

Hanover Community Bank

Lending Officer

Mineola, NY · On-site

$65K/yr

The Lending Officer is primarily responsible for retaining and developing new and existing 1 -4 family loan relationships with the brokerage sector. The individual is directly responsible for ...

New

Bank of the Orient

Senior Lending Officer

Millbrae, CA · On-site

$120K - $170K/yr

Senior Lending Officer Bank of the Orient is an independent Asian Community Bank that has proudly served the financial needs of multiple Bay Area communities for over 55 years and Texas. We are well ...

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Lending Officer information

See salary details

$22.5K

$70.3K

$126.5K

How much do lending officer jobs pay per year?

As of Aug 8, 2026, the average yearly pay for lending officer in the United States is $70,335.00, according to ZipRecruiter salary data. Most workers in this role earn between $46,000.00 and $90,000.00 per year, depending on experience, location, and employer.

What is a lending officer?

Lending Officers, also known as loan officers, are financial professionals who evaluate, authorize, or recommend approval of loan applications for individuals and businesses. They work at banks, credit unions, and other financial institutions, guiding clients through the lending process. Their duties include assessing creditworthiness, verifying financial information, and ensuring compliance with lending regulations. Lending Officers play a critical role in helping clients secure mortgages, personal loans, business loans, and other financial products.

What is the difference between Lending Officer vs Loan Processor?

AspectLending OfficerLoan Processor
CredentialsTypically requires a high school diploma or bachelor’s degree; may need licensing or certifications like NMLSUsually requires a high school diploma; some roles prefer additional training or certifications
Work EnvironmentCustomer-facing, sales-oriented, often in banks or lending institutionsAdministrative, behind-the-scenes, processing loan applications in banks or mortgage companies
Primary ResponsibilitiesAssess borrower needs, recommend loan products, approve or deny loan applicationsGather documents, verify information, prepare loan files for approval

While both roles are integral to the lending process, Lending Officers focus on client interaction and loan approval decisions, whereas Loan Processors handle the administrative tasks of preparing and verifying loan applications. Understanding these differences helps job seekers identify the right career path in the lending industry.

What are the key skills and qualifications needed to thrive as a lending officer?

To thrive as a Lending Officer, you need a solid understanding of financial analysis, credit assessment, and banking regulations, usually supported by a finance or business degree. Familiarity with loan origination software, credit scoring systems, and compliance platforms is typically required. Strong interpersonal skills, attention to detail, and effective communication enhance client relationships and decision-making. These skills ensure sound lending decisions, regulatory compliance, and customer satisfaction in a competitive financial environment.

How does a lending officer typically collaborate with underwriters and relationship managers during the loan approval process?

Lending Officers work closely with underwriters by preparing and submitting comprehensive loan packages that include all necessary documentation and client information. They also collaborate with relationship managers to gather client insights and ensure alignment on customer needs and risk profiles. Regular communication and joint meetings are common, particularly for complex or high-value loans, to streamline decision-making and address any questions or concerns promptly. This teamwork helps ensure a smooth loan approval process and enhances the client experience.
More about Lending Officer jobs
What cities are hiring for Lending Officer jobs? Cities with the most Lending Officer job openings:
What are the most commonly searched types of Lending Officer jobs? The most popular types of Lending Officer jobs are:
What states have the most Lending Officer jobs? States with the most job openings for Lending Officer jobs include:
What are popular job titles related to Lending Officer jobs? For Lending Officer jobs, the most frequently searched job titles are:
Lending Officer jobs near you
Infographic showing various Lending Officer job openings in the United States as of July 2026, with employment types broken down into 80% Full Time, 18% Part Time, 1% Temporary, and 1% Contract. Highlights an 91% Physical, 2% Hybrid, and 7% Remote job distribution, with an average salary of $70,335 per year, or $33.8 per hour.

Chief Lending Officer - REVITY CU (Granite City, IL)

Cutoday USA

Granite City, IL • On-site

$140 - $190/hr

Other

Posted 24 days ago

Job description

Chief Lending Officer - REVITY CU (Granite City, IL)

Published: May 17, 2026

Type: Full Time

Qualifications
  • 8-10 years of lending experience at the senior management level
  • A degree in business, finance, accounting, or a related field is preferred, but not required, with strong, relevant executive lending experience
Responsibilities

What you will bring:

  • Strong experience in consumer and mortgage lending within a financial institution (credit union or banking)
  • Commercial lending experience is a significant plus
  • Strategic, market-aware lending leader with the ability to grow the portfolio responsibly
  • Strong understanding of regulatory expectations and sound underwriting practices
  • Ability to analyze lending performance, market trends, and portfolio opportunities
  • Strategic mindset with the ability to contribute meaningfully to organizational goals
  • Demonstrated ability to lead lending teams and develop talent
Skills

This is an excellent opportunity for a lending leader who wants to help a respected credit union continue to grow with purpose, strengthen its lending impact, and carry forward a legacy of member-first service. If this role is for you, please apply below:

Salary Range: $140,000 – $190,000

Revity is seeking a Chief Lending Officer to drive lending strategy and support the continued growth, performance, and quality of its loan portfolio. This is an opportunity for an experienced lending executive to help shape the future of consumer, mortgage, and commercial lending while strengthening member relationships and supporting smart, sustainable growth.

Reporting directly to the President/CEO, the Chief Lending Officer will serve as a key member of senior leadership and a strategic partner across the organization. This leader will oversee lending operations with sound judgment, strong financial discipline, and the ability to balance growth, profitability, service, and risk in alignment with Revity’s long-term goals.

Revity Credit Union (Revity) is a growing, forward-thinking financial institution with deep roots and a strong legacy of serving members and communities.

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