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Lending Officer Jobs (NOW HIRING)

Cypress HCM

Commercial Lending Officer

Cincinnati, OH

$110K - $140K/yr

Commercial Lending Officer Location : Blue Ash, OH (On-Site) Pay: $110,000-140,000 (compensation can vary depending on experience) + Benefits, Community Involvement, PTO, 401k match (10% dollar for ...

BankEasy

Chief Lending Officer

Sioux Falls, SD · On-site

... lending, or the equivalent. Must have demonstrated skills in underwriting loans, managing large ... Provide support and guidance to the bank presidents and loan officers on credit related issues ...

Bankeasy

Chief Lending Officer

Brookings, SD · On-site

... lending, orthe equivalent. Must havedemonstratedskills in underwriting loans, managing large ... Provide support and guidance to the bank presidents and loan officers on credit related issues ...

Bankeasy

Chief Lending Officer

Sioux Falls, SD

... lending, orthe equivalent. Must havedemonstratedskills in underwriting loans, managing large ... Provide support and guidance to the bank presidents and loan officers on credit related issues ...

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Lending Officer information

See salary details

$22.5K

$70.3K

$126.5K

How much do lending officer jobs pay per year?

As of Jun 12, 2026, the average yearly pay for lending officer in the United States is $70,335.00, according to ZipRecruiter salary data. Most workers in this role earn between $46,000.00 and $90,000.00 per year, depending on experience, location, and employer.

What does a lending officer do?

A lending officer evaluates and authorizes loan applications for individuals or businesses, assessing creditworthiness and financial information. They work in banks or financial institutions, using tools like credit reports and financial statements, and often require knowledge of lending regulations and strong communication skills.

What kind of loan officer makes the most money?

Senior or experienced mortgage loan officers typically earn the highest incomes, especially those who work on commission and close a high volume of loans. Specialized roles such as commercial loan officers or those with advanced certifications and strong client networks tend to have higher earning potential.

What are Lending Officers?

Lending Officers, also known as loan officers, are financial professionals who evaluate, authorize, or recommend approval of loan applications for individuals and businesses. They work at banks, credit unions, and other financial institutions, guiding clients through the lending process. Their duties include assessing creditworthiness, verifying financial information, and ensuring compliance with lending regulations. Lending Officers play a critical role in helping clients secure mortgages, personal loans, business loans, and other financial products.

What is the difference between Lending Officer vs Loan Processor?

AspectLending OfficerLoan Processor
CredentialsTypically requires a high school diploma or bachelor’s degree; may need licensing or certifications like NMLSUsually requires a high school diploma; some roles prefer additional training or certifications
Work EnvironmentCustomer-facing, sales-oriented, often in banks or lending institutionsAdministrative, behind-the-scenes, processing loan applications in banks or mortgage companies
Primary ResponsibilitiesAssess borrower needs, recommend loan products, approve or deny loan applicationsGather documents, verify information, prepare loan files for approval

While both roles are integral to the lending process, Lending Officers focus on client interaction and loan approval decisions, whereas Loan Processors handle the administrative tasks of preparing and verifying loan applications. Understanding these differences helps job seekers identify the right career path in the lending industry.

What are the key skills and qualifications needed to thrive as a Lending Officer, and why are they important?

To thrive as a Lending Officer, you need a solid understanding of financial analysis, credit assessment, and banking regulations, usually supported by a finance or business degree. Familiarity with loan origination software, credit scoring systems, and compliance platforms is typically required. Strong interpersonal skills, attention to detail, and effective communication enhance client relationships and decision-making. These skills ensure sound lending decisions, regulatory compliance, and customer satisfaction in a competitive financial environment.

How does a Lending Officer typically collaborate with underwriters and relationship managers during the loan approval process?

Lending Officers work closely with underwriters by preparing and submitting comprehensive loan packages that include all necessary documentation and client information. They also collaborate with relationship managers to gather client insights and ensure alignment on customer needs and risk profiles. Regular communication and joint meetings are common, particularly for complex or high-value loans, to streamline decision-making and address any questions or concerns promptly. This teamwork helps ensure a smooth loan approval process and enhances the client experience.

Is becoming a MLO worth it?

A Lending Officer (MLO) role involves evaluating and approving loan applications, often requiring licensing and strong financial knowledge. The position can offer a stable income and opportunities for commission-based earnings, but it also involves regulatory compliance and market fluctuations. Assessing personal interest in finance and sales skills can help determine if pursuing this career is worthwhile.

How much does a loan officer make on a $500,000 loan?

A lending officer typically earns a commission or fee based on the loan amount, often around 1% to 2%, which would be $5,000 to $10,000 for a $500,000 loan. Their overall income may also include a base salary and bonuses, depending on the employer and experience level.
More about Lending Officer jobs
What cities are hiring for Lending Officer jobs? Cities with the most Lending Officer job openings:
What are the most commonly searched types of Lending Officer jobs? The most popular types of Lending Officer jobs are:
What states have the most Lending Officer jobs? States with the most job openings for Lending Officer jobs include:
What are popular job titles related to Lending Officer jobs? For Lending Officer jobs, the most frequently searched job titles are:
Lending Officer jobs near you
Infographic showing various Lending Officer job openings in the United States as of June 2026, with employment types broken down into 98% Full Time, 1% Part Time, and 1% Temporary. Highlights an 98% Physical, and 2% Remote job distribution, with an average salary of $70,335 per year, or $33.8 per hour.

Chief Lending Officer - Job # 3355

BritePros Medical Staffing

Northampton, MA

$120K/yr

Full-time

Posted 16 days ago

Job description

Chief Lending Officer – To $120K – Northhampton, MA – Job # 3355
Who We Are
The Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & Rockport, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants themselves!
We know how to evaluate the very best banking and accounting talent available in the market. Whether you are a candidate seeking a new opportunity or a bank or company president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you.
The Position
Our bank client is seeking to fill a Chief Lending Officer role in the Northhampton, MA area. The successful candidate will be maintaining our existing loan portfolio and meeting production targets by nurturing our current referral base and developing new channels to achieve results while creating a friendly and welcoming experience for our customers.

The position includes a generous salary of up to $120K and an excellent benefits package. (This is not a remote position).

Chief Lending Officer responsibilities include:
  • Leading sales/lending efforts for commercial, specialty, and consumer lending.
  • Providing leadership and coaching to all lenders while partnering with credit and loan processing teams.
  • Leading lending team for in-market commercial and consumer lending through developing and mentoring team to achieve production goals.
  • Managing the internal sales team responsible for processing inbound referral calls on Specialty loan applications/products.
  • Oversight and management of lending pipeline for commercial, specialty, and consumer lending.
  • Managing Loan requests as received from the application process and managing Loan Delinquency for all types of loans.
  • Working closely with and keeping the CEO and Senior Management informed on all major issues within the Sales teams.
  • Ensuring that appropriate action steps are taken for each delinquent loan/relationship.
  • Developing and maintaining calling programs for commercial and consumer loan prospects, loan customers, and centers of influence.
  • Partnering with Commercial Lenders and Branch Managers to promote the cross-selling of all Bank Products and services to loan customers.
  • Participating in Community Re-Investment Act (CRA) activities for the Bank.
  • Helping monitor asset quality in the loan portfolio on an ongoing basis.
  • Assisting either internal or external auditors in performing analysis on the bank’s loan portfolio.

Who Are You?
You’re someone who wants to influence your own development. You’re looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future.

You also bring the following skills and experience:
  • Bachelor’s Degree with an emphasis in Business, Accounting, or Finance. Master of Business Administration preferred.
  • Ten years of commercial banking experience with a minimum of five years related to commercial credit review or commercial credit experience.
  • Direct lending and lending/sales management experience ideal.
  • Experience with Consumer Lending is ideal as well.
  • Demonstrated leadership ability.
  • Excellent written and verbal communication, organization, and interpersonal skills.
  • Must have excellent problem-solving and decision-making skills, the ability to prioritize multiple tasks, and be able to work independently with minimal supervision.
  • Proficient in Windows Office Suite (Word, Excel, PowerPoint).

The next step is yours. Email us your current resume along with the position you are considering to:

resumes@symicorgroup.com