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Lender Jobs (NOW HIRING)

Evolve Bank & Trust

Commercial Lender

Memphis, TN

A Commercial Lender works closely with the Division President to effectively develop and process loan opportunities. The lender develops various referral sources, contacts loan prospects and manages ...

Park National Bank

Commercial Lender

Louisville, KY · On-site

Could be a Commercial Lender I, Commercial Lender II, or Commercial Lender III, based on experience*** RESPONSIBILITIES * Identify business leads and prospects for future opportunities, including ...

Peoples State Bank

Mortgage Lender

Milwaukee, WI · On-site

Monday through Friday 8-5 PM Join Peoples State Bank as a Mortgage Lender in West Allis, WI, and elevate your career in a dynamic banking environment. This exciting opportunity allows you to engage ...

Peoples State Bank

Mortgage Lender

West Allis, WI · On-site

Monday through Friday 8-5 PM Join Peoples State Bank as a Mortgage Lender in West Allis, WI, and elevate your career in a dynamic banking environment. This exciting opportunity allows you to engage ...

Evolve

Commercial Lender

Memphis, TN · On-site

The lender develops various referral sources, contacts loan prospects and manages deals through the credit and closing process. A successful commercial lender must be able to coordinate loan ...

Park National Bank

Commercial Lender

Louisville, KY · On-site

Could be a Commercial Lender I, Commercial Lender II, or Commercial Lender III, based on experience*** RESPONSIBILITIES * Identify business leads and prospects for future opportunities, including ...

Peoples State Bank

Mortgage Lender

West Allis, WI · On-site

Monday through Friday 8-5 PM Join Peoples State Bank as a Mortgage Lender in West Allis, WI, and elevate your career in a dynamic banking environment. This exciting opportunity allows you to engage ...

The Reserves Network Inc

Commercial Lender

Perry, IA

$100K - $130K/yr

Commercial Lender | $100,000-$130,000 | Onsite / Direct Hire What Matters Most * Annual salary of $100,000-$130,000 depending on experience * Onsite role, * Location: Des Moines, IA Metro, based out ...

WESTERN BANK

Commercial Lender

Big Spring, TX

Western Bank seeks experienced commercial lender for its Big Spring office. Applicant must be an active lender in the Big Spring market with an existing loan portfolio. The successful candidate will ...

Park National Bank

Commercial Lender

Mansfield, OH · On-site

Could be a Commercial Lender I or a Commercial Lender II, based on experience*** RESPONSIBILITIES * Identify business leads and prospects for future opportunities, including providing general Bank ...

Park National Bank

Commercial Lender

Mansfield, OH · On-site

Could be a Commercial Lender I or a Commercial Lender II, based on experience*** RESPONSIBILITIES * Identify business leads and prospects for future opportunities, including providing general Bank ...

First National Bank

Be Seen First

Lender

Jacksboro, TN · On-site

$1/hr

We are seeking a Lender to become a part of our team! You will evaluate and authorize approval of real estate, commercial, and credit loans. Responsibilities: * Advise borrowers on financial status ...

Bank Five Nine

Mortgage Lender

Oconomowoc, WI · On-site

Excellent opportunity for a motivated Mortgage Lender to join our growing team! Bank Five Nine is a 162 year old relationship bank offering custom financial solutions made possible by our ...

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Lender information

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How much do lender jobs pay per hour?

As of Jun 7, 2026, the average hourly pay for lender in the United States is $21.38, according to ZipRecruiter salary data. Most workers in this role earn between $19.95 and $23.08 per hour, depending on experience, location, and employer.

What does a lender do?

A lender is an individual, financial institution, or entity that provides funds to borrowers with the expectation that the money will be repaid, typically with interest. Lenders evaluate the creditworthiness of borrowers, determine loan terms, and manage repayment schedules. They play a crucial role in personal, business, and real estate financing by offering various types of loans, such as mortgages, auto loans, and business loans. Ensuring responsible lending practices and managing risk are also key responsibilities of lenders.

What are the key skills and qualifications needed to thrive as a Lender, and why are they important?

To thrive as a Lender, you need strong financial analysis, risk assessment, and credit evaluation skills, typically supported by a degree in finance, business, or a related field. Familiarity with loan origination systems, credit scoring software, and regulatory compliance tools is essential. Excellent communication, negotiation, and customer service skills help build trust and foster lasting client relationships. These competencies ensure responsible lending practices, minimize risk, and contribute to organizational growth and client satisfaction.

What is the difference between Lender vs Loan Officer?

AspectLenderLoan Officer
CredentialsMay require licensing, certifications, and financial backgroundTypically licensed, with knowledge of loan products and regulations
Work EnvironmentWorks for banks, credit unions, or mortgage companies, handling loan processing and approvalWorks directly with clients to gather information and recommend loan options
Employer & Industry UsageFinancial institutions, mortgage lendersMortgage brokers, banks, credit unions

While both Lenders and Loan Officers are involved in the mortgage process, Lenders primarily handle the approval and funding of loans within financial institutions. Loan Officers work directly with clients to assess their needs and guide them through the application process. Understanding these roles helps clarify the mortgage lending process and career paths in the industry.

How do Lenders typically collaborate with underwriters and other team members during the loan approval process?

Lenders work closely with underwriters, loan processors, and sometimes loan officers to ensure that each loan application is thoroughly reviewed and compliant with lending guidelines. Collaboration often involves gathering and verifying documentation, discussing risk factors, and addressing any concerns that arise during the review process. Effective communication and teamwork are essential, as Lenders often need to clarify applicant information and coordinate with various departments to deliver timely decisions to clients. This cooperative environment helps ensure that loans are processed efficiently and in accordance with regulations.
More about Lender jobs
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Lender jobs near you
Infographic showing various Lender job openings in the United States as of May 2026, with employment types broken down into 99% Full Time, and 1% Part Time. Highlights an 86% Physical, 4% Hybrid, and 10% Remote job distribution, with an average salary of $44,470 per year, or $21.4 per hour.
Commercial Lender

Commercial Lender

Investors Community Bank

Columbia, MO

Full-time

Medical, Dental, Vision, Life, Retirement

Posted 6 days ago

Job description

Be a Key Leader in Our Columbia Branch

Investors Community Bank is a relationship-driven community bank with a strong focus on business banking and commercial lending—while still offering the personal banking services our customers rely on. We're proud to serve our clients with expertise, integrity, and a deep commitment to local communities.

Lender / Senior Lender

Investors Community Bank is a relationship-driven community bank with a strong focus on business banking and commercial lending. We're seeking both experienced professionals and motivated developing talent to join our Lending team. This role is posted at both a Senior Lender and Lender level, with the specific title, responsibilities, and compensation commensurate with your experience.

Job Description

You will play a critical part in the bank's lending function, focusing on the credit analysis, underwriting, and portfolio management of commercial loans. You will work closely with the bank president to ensure growth is managed prudently.

  • Senior Lender: You will take a more strategic role, handling complex transactions, managing overall portfolio risk, and mentoring junior staff.
  • Lender: You will focus on the fundamental work of preparing credit analysis, financial statement spreading, and supporting the senior team.
Key Responsibilities

Responsibilities will be assigned based on the candidate's experience level:

Both Senior Lender / Lender:

  • Analyze commercial borrower financial statements, projections, and cash flow to assess credit risk.
  • Prepare detailed, well-supported credit analysis and underwriting memos for new and renewal loan requests.
  • Monitor existing loan portfolio performance, covenant compliance, and track required borrower financial reporting.
  • Collaborate on loan structure and due diligence.
  • Perform financial spreading and credit scoring functions for routine commercial credit reviews.
  • Assist in the preparation of loan documentation and ensure all credit file components are complete and accurate.
  • Gather and organize third-party reports (appraisals, environmental, etc.) required for underwriting.
  • Learn and adhere strictly to all regulatory compliance requirements and internal bank policies.

Senior Lender:

  • Underwrite complex and high-value commercial credit requests, including C&I, CRE, and specialized loans.
  • Serve as a resource and mentor for Junior Lenders and relationship staff on credit policy and loan structuring.
  • Assist the Chief Credit Officer in developing, documenting, and implementing credit policies and risk models.
  • Present credit recommendations and portfolio reviews to the bank's Loan Committee or executive team.
Qualifications

We are seeking candidates with relevant experience in a lending, underwriting, or credit analysis capacity within a banking environment.

  • Education: Bachelor's degree in Finance, Accounting, Economics, or a related field is required.
  • Experience:
    • Senior Lender: 5+ years of direct experience in commercial credit underwriting and portfolio management, with demonstrated experience in mentoring staff or managing complex transactions.
    • Lender: 1+ years of experience in a banking or financial analysis role, demonstrating a strong foundational knowledge of financial statement analysis and credit fundamentals.
  • Skills:
    • Expertise in financial analysis and cash flow modeling.
    • Exceptional written and verbal communication skills for clear report writing and presentations.
    • Thorough understanding of regulatory compliance and risk management principles in commercial lending.
    • Ability to work effectively in a team environment while also managing individual workload priorities.

Compensation

  • Competitive base salary plus unlimited incentive potential
Benefits Offered (Full-time employees)
  • Health Coverage: Comprehensive medical, dental, and vision plans. Also offers a Health Payment Account (HPA).
  • Retirement: Safe Harbor 401(k) plan with a dedicated wealth advisor.
  • Wellness/Ancillary: Includes supplemental benefits including Accident, Critical Illness, Short-Term Disability and employer-paid Life Insurance.