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Lender Jobs in Kentucky (NOW HIRING)

Park National Bank

Commercial Lender

Louisville, KY · On-site

Could be a Commercial Lender I, Commercial Lender II, or Commercial Lender III, based on experience*** RESPONSIBILITIES * Identify business leads and prospects for future opportunities, including ...

Park National Bank

Commercial Lender

Louisville, KY

Could be a Commercial Lender I, Commercial Lender II, or Commercial Lender III, based on experience*** RESPONSIBILITIES * Identify business leads and prospects for future opportunities, including ...

South Central Bank Of KY

Lender I

Lexington, KY · On-site

The position Lender 1 originates, underwrites, and closes secured and unsecured consumer and agricultural/commercial loans in accordance with established lending objectives, policies and procedures ...

First Secure Bank & Trust, Inc.

$85 - $110/hr

Commercial/Ag Lender State Street Bank, Quincy, IL location GENERAL DESCRIPTION: The Commercial/Ag Lender is directly responsible for developing and managing commercial and ag loan accounts that meet ...

Sauk Valley Bank

$98 - $135/hr

The position of VP Commercial Lender is responsible for soliciting, negotiating, underwriting and coordinating the closing of complex equipment, buildings, manufacturing facilities as well as ...

Midwest Heritage

$120 - $180/hr

Exempt General Function The Vice President Commercial Lender is responsible for business development and relationship management of basic to the most complex credits to solicit and originate ...

New

Prosperity Bank

$95 - $130/hr

Commercial Lender (Full Time) - SB Katy Pin Oak Full Time Loan Officer - Comm Katy, TX, US Prosperity Bank is an Equal Opportunity Employer. POSITION PURPOSE Primary role is to grow and retain ...

New

Prosperity Bank and Trust Co

$120 - $210/hr

Commercial Lender (Full Time) - SB Katy Pin Oak Full Time Loan Officer - Comm Katy, TX, US Prosperity Bank is an Equal Opportunity Employer. POSITION PURPOSE Primary role is to grow and retain ...

Anchor Glass

$180 - $240/hr

Support board, lender, and owner reporting, as needed * Lead the Company's insurance program, including annual property and casualty renewals, broker management, coverage evaluation, and coordination ...

LucyRx

$180 - $230/hr

Prepare monthly lender financials and compliance certificates, including covenant leverage ratio calculations and stress testing * Prepare, document, and maintain EBITDA adjustments (add-backs, pro ...

Orix Corporation USA

$70 - $95/hr

Maintain strong knowledge of lender insurance requirements, including Freddie Mac, Fannie Mae, FHA and other lenders as assigned. Ensure all insurance files, pre-close or servicing, include accurate ...

InforCapital

$120 - $190/hr

... lender outreach, diligence, underwriting)- Attend management presentations and lender meetings; coordinate with counsel, advisors, and restructuring professionals- Participate in portfolio company ...

Movement

$128 - $147/hr

Any mortgage lender that commits at least 10% of its profits to helping the neighborhoods it serves is an Impact Lender.At Movement, we are Impact Lenders. We give 40%-50% of our profits to making an ...

Huntington

$110 - $170/hr

Partner with Managing Directors on new business efforts by supporting client-facing discussions, presenting SMS capabilities, and aligning solutions to borrower, lender, and servicer cash management ...

USA Mortgage

Mortgage Loan Originator

Marion, KY · On-site

$7.25/hr

Since 2001, we have been recognized as a top-choice residential lender in the St. Louis metropolitan area by the St. Louis Business Journal. Our ongoing success is driven by our strategy to deliver ...

USA Mortgage

Mortgage Loan Originator

Louisville, KY · On-site

$7.25/hr

Since 2001, we have been recognized as a top-choice residential lender in the St. Louis metropolitan area by the St. Louis Business Journal. Our ongoing success is driven by our strategy to deliver ...

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All JobsLender JobsLender Jobs in Kentucky

Lender information

See Kentucky salary details

$13

$18

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How much do lender jobs pay per hour?

As of Aug 28, 2026, the average hourly pay for lender in Kentucky is $18.57, according to ZipRecruiter salary data. Most workers in this role earn between $17.31 and $20.05 per hour, depending on experience, location, and employer.

What does a lender do?

A lender is an individual, financial institution, or entity that provides funds to borrowers with the expectation that the money will be repaid, typically with interest. Lenders evaluate the creditworthiness of borrowers, determine loan terms, and manage repayment schedules. They play a crucial role in personal, business, and real estate financing by offering various types of loans, such as mortgages, auto loans, and business loans. Ensuring responsible lending practices and managing risk are also key responsibilities of lenders.

What are the key skills and qualifications needed to thrive as a lender?

To thrive as a Lender, you need strong financial analysis, risk assessment, and credit evaluation skills, typically supported by a degree in finance, business, or a related field. Familiarity with loan origination systems, credit scoring software, and regulatory compliance tools is essential. Excellent communication, negotiation, and customer service skills help build trust and foster lasting client relationships. These competencies ensure responsible lending practices, minimize risk, and contribute to organizational growth and client satisfaction.

How do lenders typically collaborate with underwriters and other team members during the loan approval process?

Lenders work closely with underwriters, loan processors, and sometimes loan officers to ensure that each loan application is thoroughly reviewed and compliant with lending guidelines. Collaboration often involves gathering and verifying documentation, discussing risk factors, and addressing any concerns that arise during the review process. Effective communication and teamwork are essential, as Lenders often need to clarify applicant information and coordinate with various departments to deliver timely decisions to clients. This cooperative environment helps ensure that loans are processed efficiently and in accordance with regulations.

What is the difference between Lender vs Loan Officer?

AspectLenderLoan Officer
CredentialsMay require licensing, certifications, and financial backgroundTypically licensed, with knowledge of loan products and regulations
Work EnvironmentWorks for banks, credit unions, or mortgage companies, handling loan processing and approvalWorks directly with clients to gather information and recommend loan options
Employer & Industry UsageFinancial institutions, mortgage lendersMortgage brokers, banks, credit unions

While both Lenders and Loan Officers are involved in the mortgage process, Lenders primarily handle the approval and funding of loans within financial institutions. Loan Officers work directly with clients to assess their needs and guide them through the application process. Understanding these roles helps clarify the mortgage lending process and career paths in the industry.

How to work as a lender?

To work as a lender, you typically need a high school diploma or higher education, knowledge of financial products, and strong analytical skills. Many lenders obtain certifications such as the Mortgage Loan Originator license or relevant banking licenses. The job involves assessing borrower creditworthiness, processing loan applications, and ensuring compliance with regulations, often working in banks, credit unions, or mortgage companies.

What do lenders get paid?

Lenders typically earn interest on the loans they provide, which is their primary source of income. They may also receive fees for processing or underwriting loans, and compensation can vary based on the type of loan, the lender's policies, and the borrower's creditworthiness.
Lender jobs near you
Infographic showing various Lender job openings in Kentucky as of August 2026, with employment types broken down into 92% Full Time, 1% Part Time, and 7% Temporary. Highlights an 83% Physical, 4% Hybrid, and 13% Remote job distribution, with an average salary of $38,623 per year, or $18.6 per hour.

Commercial Lender

Louisville, KY • On-site

Park National Bank
Commercial Banking • 1 - 5K employees

6.9

Company rating: 6.9 out of 10

Based on 23 frontline employees who took The Breakroom Quiz

131st of 172 rated banks

People enjoy working here

Recommended by parents

Respectful managers

Learn more about Park National Bankexternal

Full-time

Re-posted 17 days ago

Job description

*Not available for sponsorship*
*** Could be a Commercial Lender I, Commercial Lender II, or Commercial Lender III, based on experience***
RESPONSIBILITIES
  • Identify business leads and prospects for future opportunities, including providing general Bank information and cross selling services
  • Meet with and interview applicants to review and evaluate loan requests, including loan alternatives, credit criteria, interest rates, and necessary loan documentation
  • Prepare, or assist in preparing with Credit Analysts, written submission for consideration by the appropriate loan approval authority
  • Structure loans within loan policy
  • Identify problems or potential problems with credit information and coordinate with the necessary party to resolve the problems
  • Prepare loan proposals consistent with the loan approval for presentation to applicants
  • Review loan documents and related closing documentation for accuracy and consistency with approval
  • Monitor construction loans including budgets, loan advances, conducting property inspections and all related documentation required by loan policy
  • Manage loan portfolio including renewals, modifications, covenant tracking, financial statement collection, collections, and general portfolio monitoring
  • Handle more complex loan requests, issues and problems, and refer only the most complex to Commercial Lender III or Commercial Lending Manager
  • Participate in identifying, measuring, monitoring, controlling and mitigating departmental and enterprise-wide risks
  • Maintain awareness of and adherence to Bank's compliance requirements and risk management concepts, expectations, policies and procedures and apply them to daily tasks
  • Deliver a consistent, high level of service within our Service Excellence standards
  • Other duties as assigned

COMPETENCIES
  • Interpersonal/Customer Service Skills
  • Written and Verbal Communication
  • Ability to understand and follow directions
  • Adaptable to change
  • Basic Computer Skills
  • Organizational Skills/Detail Oriented
  • Analytical Thinking
  • Able to Multi-Task or Juggle Priorities
  • Problem/Situation Analysis
  • Technical Expertise
  • Strategic Planning and Decision Making
  • Creativity
  • Competency
  • Leadership/Management Skills
  • Ability to influence others
  • Ability to build collaborative relationships
  • Ability to develop or mentor others
  • Ability to work as part of a team

EDUCATION - CERTIFICATIONS - WORK EXPERIENCE
At a minimum, employees must obtain a HS Diploma or GED
Bachelor's degree or equivalent experience as a commercial sales officer preferred
Minimum of 5 years commercial lending experience required
SCHEDULE
Typical office hours are Monday through Friday 8am to 5pm. This position is exempt and full-time. A minimum 40 hours is required per week.
PHYSICAL REQUIREMENTS
This position must be able to remain in a stationary position a maximum of 50% of the time, constantly operate a computer up to 50% of the time and be able to be in constant communication with coworkers, customers, or stakeholders to discuss and observe facts and data in order to exchange accurate information.
TRAVEL REQUIREMENTS
Travel to customers and prospects is expected
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.
For further information, please review the Know Your Rights notice from the Department of Labor.

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