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Lender Jobs in Indiana (NOW HIRING)

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Lender information

See Indiana salary details

$14

$20

$22

How much do lender jobs pay per hour?

As of Jun 7, 2026, the average hourly pay for lender in Indiana is $20.34, according to ZipRecruiter salary data. Most workers in this role earn between $18.99 and $21.97 per hour, depending on experience, location, and employer.

What does a lender do?

A lender is an individual, financial institution, or entity that provides funds to borrowers with the expectation that the money will be repaid, typically with interest. Lenders evaluate the creditworthiness of borrowers, determine loan terms, and manage repayment schedules. They play a crucial role in personal, business, and real estate financing by offering various types of loans, such as mortgages, auto loans, and business loans. Ensuring responsible lending practices and managing risk are also key responsibilities of lenders.

What are the key skills and qualifications needed to thrive as a Lender, and why are they important?

To thrive as a Lender, you need strong financial analysis, risk assessment, and credit evaluation skills, typically supported by a degree in finance, business, or a related field. Familiarity with loan origination systems, credit scoring software, and regulatory compliance tools is essential. Excellent communication, negotiation, and customer service skills help build trust and foster lasting client relationships. These competencies ensure responsible lending practices, minimize risk, and contribute to organizational growth and client satisfaction.

What is the difference between Lender vs Loan Officer?

AspectLenderLoan Officer
CredentialsMay require licensing, certifications, and financial backgroundTypically licensed, with knowledge of loan products and regulations
Work EnvironmentWorks for banks, credit unions, or mortgage companies, handling loan processing and approvalWorks directly with clients to gather information and recommend loan options
Employer & Industry UsageFinancial institutions, mortgage lendersMortgage brokers, banks, credit unions

While both Lenders and Loan Officers are involved in the mortgage process, Lenders primarily handle the approval and funding of loans within financial institutions. Loan Officers work directly with clients to assess their needs and guide them through the application process. Understanding these roles helps clarify the mortgage lending process and career paths in the industry.

How do Lenders typically collaborate with underwriters and other team members during the loan approval process?

Lenders work closely with underwriters, loan processors, and sometimes loan officers to ensure that each loan application is thoroughly reviewed and compliant with lending guidelines. Collaboration often involves gathering and verifying documentation, discussing risk factors, and addressing any concerns that arise during the review process. Effective communication and teamwork are essential, as Lenders often need to clarify applicant information and coordinate with various departments to deliver timely decisions to clients. This cooperative environment helps ensure that loans are processed efficiently and in accordance with regulations.
What cities in Indiana are hiring for Lender jobs? Cities in Indiana with the most Lender job openings:
Infographic showing various Lender job openings in Indiana as of May 2026, with employment types broken down into 99% Full Time, and 1% Part Time. Highlights an 86% Physical, 4% Hybrid, and 10% Remote job distribution, with an average salary of $42,316 per year, or $20.3 per hour.
Commercial Lender

Commercial Lender

3Rivers Federal Credit Union

Fort Wayne, IN โ€ข On-site

$79K - $101K/yr

Other

Posted 23 days ago


Job description

Commercial Lender
Reports To: VP Business Services
Location: Onsite - Fort Wayne, IN
Position Type: Exempt
Pay: $79,433 - $101,680
Highly Specialized Individual Contributor
Note - Pay is dependent on experience and education, with the top of the range reflecting someone who has had 10+ years of experience holding a position of similar title, duties, and within the finance industry.
Variable Incentive Pay / Merit: This position is eligible for variable incentive pay based on individual and credit union performance. In addition, the position is also eligible for merit-based pay adjustments after the completion of one year of service, based on personal performance.
Position Summary
The Commercial Lender establishes trusting relationships with business members and partners by providing consistent high-quality service. Provides advice and assistance regarding budget counseling, consolidations, pay methods, and other areas relating to business member's financial needs. Gathers and analyzes all information necessary to present a financing request to Senior Management or Loan Committee for approval; meets with existing or potential members to visit sites of loans; negotiates loan terms and conditions; approves loans within established lending limits or refers and recommends acceptance to the Director of Business Services or Loan Committee. Performs prequalification assessment and analysis of financial condition and risk of financing requests within framework of 3Rivers credit culture and current economic and industry trends. Provides effective Credit/Portfolio Management
Assesses risk and ensures compliance with all credit union policies and procedures, as well as Federal Laws and Regulations.
Ensures all Credit Union member & business member information and transactions are kept confidential. Manages the lending process, evaluates need, sells products, and maintains knowledge of internal and competitor's trends (rates, terms, etc.).
Coordinates processing of approved loans; ensures loans are processed according to agreement, member needs and conform to credit union lending policies; obtains sufficient information and/ or documentation from members; solves problems relative to processing and servicing of loans within his or her portfolio; approves loan disbursements in accordance with agreements. Develops and maintains knowledge of financial industry, economy, market conditions, rates, vendors, and competition.
Knowledge Requirements
  • Consistent history of successful production
  • Strong community presence
  • Strong leadership and coaching skills
  • Successful history of developing long term relationships with local businesses and centers of influence
  • Highly developed analytical and underwriting expertise, credit quality focus
  • Strong knowledge of credit, financial analysis and structuring of commercial loans
  • Ability to interact with the public in a manner which promotes the interest of the Credit Union
  • Ability to manage and monitor a commercial loan portfolio
  • Basic knowledge of construction, real estate and consumer loan processing
  • Basic knowledge of related state and federal lending and compliance regulations and other credit union lending policies.
  • Ability to deal with complex problems involving multiple facets and variables in non-standardized situations.
  • Excellent verbal and written communication skills
  • Strong presentation skills
  • Knowledge of pc skills
  • Valid driver's license and reliable transportation
  • Adheres to all federal, state and credit union regulations and policies.

Education and Experience
  • High School diploma or equivalent
  • Bachelor's degree in Finance or related field or extensive lending experience
  • Minimum of 8 years of experience in commercial lending and business relationship building

Work Environment & Physical Effort Required
Normal
Core Values
Commitment - Be all in.
Consistency - Be all in EVERY DAY.
Innovation - Think (UYH) and ASK WHY.
Integrity - Do the RIGHT thing, not the easy or quick thing.
Quality - Do an OUTSTANDING job, don't run out of GAS.
Trust - Hold trust and be trustworthy.
Value - Make members lives better, easier, safer; help them fulfill dreams; help them to do what they don't know how to or think isn't possible even if it's not here (see integrity above); make them wiser; help them build wealth (beyond saving $$)
Pay Range: $79,433 - $101,680 per hour