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Lender Jobs in Kansas (NOW HIRING)

Oakes Auto

F&I (Finance & Insurance) Manager

Olathe, KS · On-site

$60 - $600/hr

Structure deals, secure lender approvals, and maximize profitability while maintaining customer satisfaction * Prepare, review, and finalize contracts and funding paperwork accurately and efficiently

Donhattan

Sales Manager/Backup Finance Manager

Derby, KS · On-site

$100 - $120/hr

Ensure compliance with dealership policies, lender guidelines, and industry regulations. * Foster a positive, accountable, and results-driven team culture. Qualifications * 2-3+ years of automotive ...

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Lender information

See Kansas salary details

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How much do lender jobs pay per hour?

As of Sep 7, 2026, the average hourly pay for lender in Kansas is $19.07, according to ZipRecruiter salary data. Most workers in this role earn between $17.79 and $20.58 per hour, depending on experience, location, and employer.

What does a lender do?

A lender is an individual, financial institution, or entity that provides funds to borrowers with the expectation that the money will be repaid, typically with interest. Lenders evaluate the creditworthiness of borrowers, determine loan terms, and manage repayment schedules. They play a crucial role in personal, business, and real estate financing by offering various types of loans, such as mortgages, auto loans, and business loans. Ensuring responsible lending practices and managing risk are also key responsibilities of lenders.

What are the key skills and qualifications needed to thrive as a lender?

To thrive as a Lender, you need strong financial analysis, risk assessment, and credit evaluation skills, typically supported by a degree in finance, business, or a related field. Familiarity with loan origination systems, credit scoring software, and regulatory compliance tools is essential. Excellent communication, negotiation, and customer service skills help build trust and foster lasting client relationships. These competencies ensure responsible lending practices, minimize risk, and contribute to organizational growth and client satisfaction.

How do lenders typically collaborate with underwriters and other team members during the loan approval process?

Lenders work closely with underwriters, loan processors, and sometimes loan officers to ensure that each loan application is thoroughly reviewed and compliant with lending guidelines. Collaboration often involves gathering and verifying documentation, discussing risk factors, and addressing any concerns that arise during the review process. Effective communication and teamwork are essential, as Lenders often need to clarify applicant information and coordinate with various departments to deliver timely decisions to clients. This cooperative environment helps ensure that loans are processed efficiently and in accordance with regulations.

What is the difference between Lender vs Loan Officer?

AspectLenderLoan Officer
CredentialsMay require licensing, certifications, and financial backgroundTypically licensed, with knowledge of loan products and regulations
Work EnvironmentWorks for banks, credit unions, or mortgage companies, handling loan processing and approvalWorks directly with clients to gather information and recommend loan options
Employer & Industry UsageFinancial institutions, mortgage lendersMortgage brokers, banks, credit unions

While both Lenders and Loan Officers are involved in the mortgage process, Lenders primarily handle the approval and funding of loans within financial institutions. Loan Officers work directly with clients to assess their needs and guide them through the application process. Understanding these roles helps clarify the mortgage lending process and career paths in the industry.

How to work as a lender?

To work as a lender, you typically need a high school diploma or higher education, knowledge of financial products, and strong analytical skills. Many lenders obtain certifications such as the Mortgage Loan Originator license or relevant banking licenses. The job involves assessing borrower creditworthiness, processing loan applications, and ensuring compliance with regulations, often working in banks, credit unions, or mortgage companies.

What do lenders get paid?

Lenders typically earn interest on the loans they provide, which is their primary source of income. They may also receive fees for processing or underwriting loans, and compensation can vary based on the type of loan, the lender's policies, and the borrower's creditworthiness.

What cities in Kansas are hiring for Lender jobs?

Cities in Kansas with the most Lender job openings:

Lender jobs near you
Infographic showing various Lender job openings in Kansas as of August 2026, with employment types broken down into 95% Full Time, 4% Part Time, and 1% Temporary. Highlights an 83% Physical, 4% Hybrid, and 13% Remote job distribution, with an average salary of $39,660 per year, or $19.1 per hour.

Mortgage Lender - Consumer Direct

First Federal Bank

Overland Park, KS • On-site

Full-time

Medical, Life, Retirement, PTO

Re-posted 29 days ago

Job description

At First Federal Bank, headquartered in Florida, core values speak to the heart of an organization and are the essence of a company's identity. Everything we do is centered around our community, customer service, our stability, and being trustworthy. These values support our mission and vision, shape our culture, and provide a foundation for the future.
Offering a dynamic benefit package that includes but is not limited to:
  • Four Medical Plan Offerings to choose from
  • Employer HSA Contributions (Coverage/Plan exclusions)
  • Employer Provided Life Insurance Policy
  • Annual Health Incentive
  • Annual Wellness Reimbursement
  • Tuition Reimbursement program
  • Generous Match 401k Retirement Plan
  • Paid Sick Leave
  • Paid Vacation Leave
  • 11 Paid Holidays Based on the Federal Reserve Calendar

If you are ready to take on a challenging and rewarding role; we invite you to apply for this exciting opportunity.
Essential Functions
- Receives loan leads or application files and updates LOS to ensure accuracy of reporting.
- Uses a lead generating / tracking software to manage lead pipeline.
- Contacts lead and applications immediately upon receiving and continues to stay in contact and help borrowers thru their home shopping journey.
- Keeps lead status & contact history accurate and up to date at all times within lead tracking software.
- Negotiates terms of loan and explains all available loan programs and rates to borrowers in accordance to applicable laws.
- Accurately and completely prepares information necessary for disclosures required for delivery to the borrower as required by law.
- Submit thorough and viable loan files to processing by reviewing borrower documentation prior to loan submission ensuring all required information is obtained.
- When additional information is needed from the borrower or Realtor, the Mortgage Lender is to be proactive in contacting the necessary parties to obtain information to ensure commitment and closing dates are met or to direct their processor.
- Maintain regular and concise communication with borrowers and referral sources during the loan process.
- Independently develop loan referral relationships and consistently market to referral sources.
- Maintain thorough and current knowledge of loan program guidelines as communicated by management.
- Ensure assigned monthly Policy and Procedure review and compliance testing is completed.
- Knows and properly identifies customers/clients including co-workers, subordinates, superiors, and/or outside contacts.
- Communicates effectively; shares information appropriately, timely with tact and diplomacy.
- Sets and carries out priorities exhibiting proper time management; completes assigned work efficiently in established time frame.
- Exhibits logical and creative problem solving skills, makes sound and intelligent decisions and appropriate choices; considers current workload.
- Provides the best service to our customers with innovative and creative solutions.
Minimum Qualifications
- Twelve months mortgage lending experience.
- Excellent verbal and written communication skills.
- Excellent interpersonal and customer service skills.
- Excellent relationship management and sales skills.
- Excellent organizational skills and attention to detail.
- Excellent time management skills with a proven ability to meet deadlines.
- Strong analytical and problem-solving skills.
- Strong strategic thinking skills.
- Considerable knowledge and understanding of credit and risk management, and pricing philosophy.
- Ability to make decisions that affect other people, the financial resources, and/or the image and reputation of the bank.
- High School Diploma required.
- Must be available and able to work during regular Office Hours in the posting Branch's location / office / building.
- Local travel is required.
- Requirements include being able to sit and work for extended periods of time on a computer.
- Must possess the ability, with or without reasonable accommodation, to initiate or respond, orally or in writing, to requests for information received verbally or in writing from internal or external sources.
- Must possess the ability, with or without reasonable accommodation, to input and retrieve information by using the keyboard and number pad of a personal computer.
- Mortgage Lenders are required to have a confirmed NMLS# with First Federal Bank before originating residential mortgage loans and maintain their NMLS# in an active status for the duration of employment.
Bilingual candidates encouraged to apply.
EQUAL OPPORTUNITY EMPLOYER / VET / DISABILITY
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