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Vice President Lending Officer Jobs (NOW HIRING)

FIRST CITIZENS BANK

VP Lending Officer

Mason City, IA · On-site

Requires knowledge of standard lending practices and methods, expertise in dealing with all types ... Contributes to team effort, working with other bank officers, to accomplish related results related ...

MassDevelopment

Vice President, Lending

Worcester, MA · On-site

$150 - $210/hr

Vice President of Lending The Vice President of Lending plays a key role in advancing MassDevelopment's mission by managing the full lifecycle of commercial lending transactions, including loan and ...

MassDevelopment

Vice President, Lending

Worcester, MA · On-site

$128K - $150K/yr

The Vice President of Lending plays a key role in advancing MassDevelopment's mission by managing the full lifecycle of commercial lending transactions, including loan and mortgage insurance ...

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Vice President Lending Officer information

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$43.5K

$157.5K

$277.5K

How much do vice president lending officer jobs pay per year?

As of Sep 6, 2026, the average yearly pay for vice president lending officer in the United States is $157,532.00, according to ZipRecruiter salary data. Most workers in this role earn between $115,000.00 and $190,000.00 per year, depending on experience, location, and employer.

What does a vice president lending officer do?

A Vice President Lending Officer is a senior banking professional responsible for overseeing and managing the lending operations within a financial institution. Their duties often include evaluating loan applications, developing lending policies, managing a team of loan officers, and ensuring compliance with regulations. They also play a key role in building relationships with clients, structuring complex loan agreements, and driving the overall loan portfolio growth. Additionally, they collaborate with other departments to ensure risk management and profitability goals are met.

What are the key skills and qualifications needed to thrive as a vice president lending officer?

To thrive as a Vice President Lending Officer, you need deep expertise in commercial lending, credit analysis, and portfolio management, often backed by a degree in finance or business and several years of banking experience. Familiarity with loan origination systems, risk assessment software, and regulatory compliance tools is typically required. Exceptional relationship-building, negotiation, and leadership skills help you attract clients, manage teams, and drive business growth. These skills ensure prudent lending decisions, regulatory adherence, and the development of profitable client relationships crucial for the institution's success.

What are some common challenges faced by a vice president lending officer, and how can they be addressed?

A Vice President Lending Officer often navigates challenges such as balancing risk management with business growth, staying updated on regulatory changes, and building strong client relationships in a competitive market. To address these challenges, it is crucial to maintain open communication with credit analysts and compliance teams, participate in ongoing industry training, and adopt a proactive approach to client service. Effective time management and leveraging technology for loan processing and analysis also help streamline operations and improve decision-making.

What is the difference between Vice President Lending Officer vs Commercial Loan Officer?

AspectVice President Lending OfficerCommercial Loan Officer
CredentialsBachelor's degree, industry certifications, experience in lendingBachelor's degree, industry certifications, experience in commercial lending
Work EnvironmentSenior role in banks or financial institutions, overseeing lending teamsFrontline role in banks or credit unions, handling client loans
Employer & Industry UsageUsed in larger banks and financial firms for leadership rolesCommon in banks, credit unions, and lending institutions
Search & Comparison IntentHigh-level lending management, strategic decision-makingLoan origination, client assessment, and processing

The Vice President Lending Officer typically holds a senior position with strategic responsibilities, overseeing lending operations and teams. In contrast, a Commercial Loan Officer focuses on client interactions, loan origination, and processing. Both roles require similar credentials and are found in banking environments, but their scope and responsibilities differ significantly.

What cities are hiring for Vice President Lending Officer jobs?

Cities with the most Vice President Lending Officer job openings:

What states have the most Vice President Lending Officer jobs?

States with the most job openings for Vice President Lending Officer jobs include:

What job categories do people searching Vice President Lending Officer jobs look for?

The top searched job categories for Vice President Lending Officer jobs are:

Vice President Lending Officer jobs near you
Infographic showing various Vice President Lending Officer job openings in the United States as of August 2026, with employment types broken down into 93% Full Time, and 7% Part Time. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $157,532 per year, or $75.7 per hour.

Vice President Lending

Abri Credit Union

Romeoville, IL • On-site

$125K - $135K/yr

Full-time

Medical, Retirement, PTO

Re-posted 17 days ago

Job description

Vice President Lending
As our Vice President Lending, you will:
  • Serve as the primary credit risk officer, evaluating complex credit applications and issuing definitive lending decisions within established policy risk tolerances.
  • Maintain exhaustive knowledge of regulatory lending mandates; implement internal controls to align practices with consumer protection and lending laws.
  • Oversee operational workflows for consumer and real estate lending lines to maximize efficiency and accuracy from application through funding.
  • Prepare and present accurate, data-driven reports for the Asset-Liability Committee (ALCO) and the Board of Directors.
  • Serve as the primary liaison for internal/external audits and state/federal regulatory examinations, ensuring timely compilation of required documentation.
  • Drive the department to meet or exceed asset growth, loan volume, and outstanding balance metrics established by the executive leadership team.
  • Direct daily delinquency management and collections operations to protect credit union assets and minimize loan losses.
  • Conduct monthly portfolio reviews to determine and approve final loan charge-offs, ensuring accurate accounting and recovery of collateral sales.
  • Collaborate with the Loan Servicing Manager to structure complex loan workouts, short sales, and the management of Owned Real Estate Open (OREO) properties.
  • Supervise business and consumer loan servicing, including payment processing, documentation compliance, and mandatory annual commercial reviews.
  • Oversee the optimization and maintenance of core lending systems, ensuring post-closing exception tracking is resolved efficiently.
  • Continually monitor evolving HMDA, consumer lending, and collection laws to update operational manuals and policy documentation dynamically.
  • Collaborate with peer business lines to cultivate cross-selling opportunities and deepen member relationships.
  • Establish and scale strategic B2B partnerships with mortgage companies, home equity lenders, realtors, and institutional partners.
  • Evaluate the feasibility and market potential of launching a fee-based mortgage processing service model.
  • Set strategic goals, deliver regular performance evaluations, and foster a collaborative, high-performance team culture.
  • Implement robust cross-training programs and job rotation frameworks to ensure operational continuity and internal talent pipelines.

Requirements:
  • Bachelor's degree in business administration, finance, or a related field (or equivalent executive-level experience).
  • 5 to 10 years of progressive leadership experience within a full-service financial institution or mortgage banking company.
  • Familiar with secondary market guidelines (Fannie Mae/Freddie Mac), HMDA, Fair Debt Collection Practices Act (FDCPA), and federal/state lending regulations.
  • Proven track record of strategic leadership, talent development, and high-integrity decision-making.
  • Proficiency in advanced loan origination systems (LOS), core banking platforms, and Microsoft Office Suite.
  • Advanced understanding of loan restructuring, workouts, foreclosures, and short sales is highly desirable.

Benefits:
  • Our 401k Match is as high as 7.98%
  • We offer Blue Cross health insurance with up to 90% employee/70% dependent premiums paid
  • You'll:
    • accrue 12 days of vacation per year
    • be given 5 days of personal leave per year
    • be given up to 13 paid holidays per year
  • Our dress code is relaxed, business casual and company logo wear
  • We have a team of trainers to get you ready to be fabulous on the job!

For a full list of our benefits, visit
Pay:
$125,000-$135,000 per year
EOE

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