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Credit Review Officer Jobs (NOW HIRING)

We are looking for an experienced credit professional to join our growing Loan Review team. The Loan Review Officer position works in the Loan Review Department, which is part of the Risk amp;

We are looking for an experienced credit professional to join our growing Loan Review team. The Loan Review Officer position works in the Loan Review Department, which is part of the Risk ...

$70K - $75K/yr

Weekly Working Hours: 40 As a Loan Review Officer, the position requires assistance in reviewing ... Analyzes credit and financial statements to verify continuing creditworthiness of customer.

$70K - $75K/yr

Weekly Working Hours: 40 As a Loan Review Officer, the position requires assistance in reviewing ... Analyzes credit and financial statements to verify continuing creditworthiness of customer.

$70K - $75K/yr

Weekly Working Hours: 40 As a Loan Review Officer, the position requires assistance in reviewing ... Analyzes credit and financial statements to verify continuing creditworthiness of customer.

Credit Review Manager

Chatham, IL · On-site

$110K - $150K/yr

Under the direction of the Chief Credit Officer the Credit Review Manager will be responsible for overseeing portfolio level credit risk assessments. They will ensure loan portfolios comply with ...

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Credit Review Officer information

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$11K

$51.5K

How much do credit review officer jobs pay per year?

As of Jun 15, 2026, the average yearly pay for credit review officer in the United States is $50,000.00, according to ZipRecruiter salary data. Most workers in this role earn between $50,000.00 and $50,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Review Officer, and why are they important?

To thrive as a Credit Review Officer, you need strong analytical skills, a solid understanding of credit principles, and typically a bachelor’s degree in finance, accounting, or a related field. Familiarity with credit risk assessment tools, financial modeling software, and regulatory compliance systems is often required. Attention to detail, sound judgment, and effective communication are standout soft skills for this role. These abilities are crucial for accurately evaluating credit risk, ensuring regulatory compliance, and supporting sound lending decisions within financial institutions.

How does a Credit Review Officer typically collaborate with other departments within a financial institution?

A Credit Review Officer frequently works in close collaboration with loan officers, risk management teams, and compliance departments to ensure that credit decisions align with internal policies and regulatory requirements. They often review loan files and credit portfolios, provide feedback to commercial lending teams, and participate in meetings to discuss findings and suggest process improvements. This cross-functional interaction is essential for maintaining robust credit standards and minimizing risk exposure, making strong communication and teamwork skills valuable assets in this role.

What are Credit Review Officers?

Credit Review Officers are professionals responsible for evaluating and assessing the creditworthiness of individuals or businesses applying for loans or credit. They review financial statements, credit reports, and other relevant documents to analyze risk and determine whether to approve or deny credit applications. These officers also ensure that the lending practices comply with regulatory requirements and internal policies, aiming to minimize potential losses for their organization. Their work is essential in maintaining the financial health and risk management standards of banks and lending institutions.

What is the difference between Credit Review Officer vs Credit Analyst?

AspectCredit Review OfficerCredit Analyst
CredentialsTypically requires a bachelor's degree in finance, accounting, or related field; certifications like CFA or CPA are a plusSimilar requirements: bachelor's degree in finance, economics, or related field; certifications like CFA are common
Work EnvironmentOften works in banking, financial institutions, or credit agencies reviewing existing credit portfoliosWorks in banks, lending institutions, or investment firms analyzing creditworthiness of new or existing clients
Employer & Industry UsageUsed by banks, credit unions, and financial firms to assess ongoing credit riskUsed by lenders, banks, and investment firms to evaluate credit applications and risk

The main difference is that Credit Review Officers focus on evaluating and monitoring existing credit portfolios, ensuring compliance and risk management, while Credit Analysts primarily assess the creditworthiness of new or existing clients to support lending decisions. Both roles require similar qualifications but serve different stages of the credit process.

More about Credit Review Officer jobs
Who are the top companies hiring for Credit Review Officer jobs? The top employers for Credit Review Officer jobs are:
What states have the most Credit Review Officer jobs? States with the most job openings for Credit Review Officer jobs include:
What are popular job titles related to Credit Review Officer jobs? For Credit Review Officer jobs, the most frequently searched job titles are:
Wholesale Credit Review Officer, Executive Director

Wholesale Credit Review Officer, Executive Director

Chase

Plano, TX

Other

Medical, Retirement

Posted 8 days ago


JPMorgan Chase & Co. rating

8.1

Company rating: 8.1 out of 10

Based on 469 frontline employees who took The Breakroom Quiz

46th of 141 rated banks


Job description

Wholesale Credit Review Officer

As a Wholesale Credit Review Officer within our credit management team, you will play a pivotal role in protecting the firm's financial integrity and supporting our commitment to excellence in credit management. Join us and make a meaningful impact by upholding the highest standards of credit quality and regulatory compliance. In this role, you will independently assess risk ratings across global credit portfolios, monitor industry trends, and collaborate with stakeholders to ensure accuracy and compliance. You will be part of a team that values diverse perspectives and fosters a culture of continuous improvement. Your expertise in credit analysis will help drive informed decisions and maintain the firm's reputation for rigorous risk management.

Job Responsibilities

  • Lead a team of Credit Review Officers in reviews of wholesale credit portfolios, chairing meetings, coordinating review files, and supervising documentation.
  • Participate in reviews led by other team members, analyzing client files and contributing to review meetings.
  • Monitor assigned industry-based or geography-based portfolios, maintaining regular contact with credit executives and recording observations.
  • Lead discussions during quarterly Risk Assessment meetings to position and rank portfolios based on risk parameters.
  • Serve as an information resource on risk rating policy and analysis for credit officers and external examiners.

Required qualifications, capabilities, and skills

  • 10+ years of relevant work experience with extensive credit experience analyzing industrial corporations and/or financial institutions in roles such as credit/loan review, corporate lending, counterparty risk management, credit approval, workout, risk rating analysis, or regulatory supervision.
  • Proficient in Microsoft Office applications.
  • Strong analytical and report writing skills.
  • Understanding of Large Language Models and working with large data sets.

Preferred qualifications, capabilities, and skills

  • Bachelor's degree or equivalent desirable.
  • Persuasive verbal communication skills with peers, stakeholders, and external examiners.
  • Planning, project leadership, and teamwork skills.
About Us

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

About the Team

Our professionals in our Corporate Functions cover a diverse range of areas from finance and risk to human resources and marketing. Our corporate teams are an essential part of our company, ensuring that we're setting our businesses, clients, customers and employees up for success. The Audit department provides independent assessments to evaluate, test and report on the adequacy and effectiveness of our governance, risk management and internal controls. The team's priorities are focused on strong governance, transparency, strategic engagement, and fostering a diverse and inclusive culture that develops our talent.


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