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Credit Review Officer Jobs (NOW HIRING)

Texas Capital Bank

Credit Review Officer

Dallas, TX · On-site

The Credit Review Officer will assume a critical role in the Bank's expanding internal Credit Review organization whose mission is to help ensure the financial soundness of the Bank by independently ...

Texascapitalbank

Credit Review Officer

Dallas, TX

The Credit Review Officer will assume a critical role in the Bank's expanding internal Credit Review organization whose mission is to help ensure the financial soundness of the Bank by independently ...

Mizuho Financial Group

Credit Review Officer

New York, NY · Hybrid

$150K - $160K/yr

We are seeking a Credit Review Officer - AVP with strong analytical experience across corporate borrowers and diverse industry sectors, including Structured Finance, Sponsor Finance, and High Yield.

Equity Bank

Loan Review Officer

Wichita, KS · On-site

We are looking for an experienced credit professional to join our growing Loan Review team. The Loan Review Officer position works in the Loan Review Department, which is part of the Risk ...

Equity Bank

Loan Review Officer

Wichita, KS · On-site

We are looking for an experienced credit professional to join our growing Loan Review team. The Loan Review Officer position works in the Loan Review Department, which is part of the Risk amp;

WESTAMERICA BANK

$70K - $75K/yr

Weekly Working Hours: 40 As a Loan Review Officer, the position requires assistance in reviewing ... Analyzes credit and financial statements to verify continuing creditworthiness of customer.

Westamerica Bank

$70K - $75K/yr

Weekly Working Hours: 40 As a Loan Review Officer, the position requires assistance in reviewing ... Analyzes credit and financial statements to verify continuing creditworthiness of customer.

Westamerica Bank

$70K - $75K/yr

Weekly Working Hours: 40 As a Loan Review Officer, the position requires assistance in reviewing ... Analyzes credit and financial statements to verify continuing creditworthiness of customer.

United Community Bank

Credit Review Manager

Chatham, IL · On-site

$110K - $150K/yr

Under the direction of the Chief Credit Officer the Credit Review Manager will be responsible for overseeing portfolio level credit risk assessments. They will ensure loan portfolios comply with ...

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Credit Review Officer information

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$11K

$51.5K

How much do credit review officer jobs pay per year?

As of Jul 13, 2026, the average yearly pay for credit review officer in the United States is $50,000.00, according to ZipRecruiter salary data. Most workers in this role earn between $50,000.00 and $50,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Review Officer, and why are they important?

To thrive as a Credit Review Officer, you need strong analytical skills, a solid understanding of credit principles, and typically a bachelor’s degree in finance, accounting, or a related field. Familiarity with credit risk assessment tools, financial modeling software, and regulatory compliance systems is often required. Attention to detail, sound judgment, and effective communication are standout soft skills for this role. These abilities are crucial for accurately evaluating credit risk, ensuring regulatory compliance, and supporting sound lending decisions within financial institutions.

How does a Credit Review Officer typically collaborate with other departments within a financial institution?

A Credit Review Officer frequently works in close collaboration with loan officers, risk management teams, and compliance departments to ensure that credit decisions align with internal policies and regulatory requirements. They often review loan files and credit portfolios, provide feedback to commercial lending teams, and participate in meetings to discuss findings and suggest process improvements. This cross-functional interaction is essential for maintaining robust credit standards and minimizing risk exposure, making strong communication and teamwork skills valuable assets in this role.

What are Credit Review Officers?

Credit Review Officers are professionals responsible for evaluating and assessing the creditworthiness of individuals or businesses applying for loans or credit. They review financial statements, credit reports, and other relevant documents to analyze risk and determine whether to approve or deny credit applications. These officers also ensure that the lending practices comply with regulatory requirements and internal policies, aiming to minimize potential losses for their organization. Their work is essential in maintaining the financial health and risk management standards of banks and lending institutions.

What is the difference between Credit Review Officer vs Credit Analyst?

AspectCredit Review OfficerCredit Analyst
CredentialsTypically requires a bachelor's degree in finance, accounting, or related field; certifications like CFA or CPA are a plusSimilar requirements: bachelor's degree in finance, economics, or related field; certifications like CFA are common
Work EnvironmentOften works in banking, financial institutions, or credit agencies reviewing existing credit portfoliosWorks in banks, lending institutions, or investment firms analyzing creditworthiness of new or existing clients
Employer & Industry UsageUsed by banks, credit unions, and financial firms to assess ongoing credit riskUsed by lenders, banks, and investment firms to evaluate credit applications and risk

The main difference is that Credit Review Officers focus on evaluating and monitoring existing credit portfolios, ensuring compliance and risk management, while Credit Analysts primarily assess the creditworthiness of new or existing clients to support lending decisions. Both roles require similar qualifications but serve different stages of the credit process.

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Credit Review Officer jobs near you
Infographic showing various Credit Review Officer job openings in the United States as of July 2026, with employment types broken down into 100% Full Time. Highlights an 93% In-person, and 7% Remote job distribution, with an average salary of $50,000 per year, or $24 per hour.
Credit Review Officer

Credit Review Officer

Texas Capital Bank

Dallas, TX • On-site

Full-time

Medical, Life, Retirement, PTO

Posted 26 days ago

Job description

Texas Capital is built to help businesses and their leaders. Our depth of knowledge and expertise allows us to bring the best of the big firms at a scale that works for our clients, with highly experienced bankers who truly invest in people's success - today and tomorrow.
While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries. Equally important, they bring commitment - investing the time and resources to understand our clients' immediate needs, identify market opportunities and meet long-term objectives. At Texas Capital, we do more than build business success. We build long-lasting relationships.
Texas Capital provides a variety of benefits to colleagues, including health insurance coverage, wellness program, fertility and family building aids, life and disability insurance, retirement savings plans with a generous 401K match, paid leave programs, paid holidays, and paid time off (PTO).
Headquartered in Dallas with offices in Austin, Fort Worth, Houston, Richardson, Plano and San Antonio, Texas Capital was recently named Best Regional Bank in 2024 by Bankrate and was named to The Dallas Morning News' Dallas-Fort Worth metroplex Top Workplaces 2023 and GoBankingRate's 2023 list of Best Regional Banks. For more information about joining our team, please visit us at www.texascapitalbank.com.
Brief Overview of Position
Credit Review is an independent contributor to the second line of defense for Texas Capital Bank and provides credit assurance and advisory services to senior management and the Board of Directors. The Credit Review Officer will assume a critical role in the Bank's expanding internal Credit Review organization whose mission is to help ensure the financial soundness of the Bank by independently identifying, assessing, and escalating credit risks to the Board and other key stakeholders. To provide for independence, Credit Review reports functionally to the Risk Committee of the Board of Directors and administratively to the Chief Risk Officer.
Responsibilities
  • Manage and execute all stages of credit reviews (both continuous reviews and targeted reviews, as well as continuous monitoring of assigned business units). Complete analyses in conformance with established Credit Review procedures and regulatory guidelines.
  • For all reviews, analyze credit memos for complex lending transactions to:
    • Determine if credit analysis was sufficiently thorough and conclusions were reasonable. This includes evaluating underwriting quality, covenant structures, guarantees, collateral, borrowing base formulas, and repayment terms across multiple lending segments.
    • Ensure that loans adhere to credit policy and to regulatory guidelines. Document conclusions clearly and concisely. Communicate analysis results to senior business management, Credit Administration, and the regulators.
    • Verify that risk ratings have been assigned accurately and updated timely. Assess and validate risk rating components within the bank's dual risk rating framework; recommend and defend rating changes with clear, data-supported rationale.
  • Prepare reports detailing conclusions and hold discussions with senior business unit management, Credit Administration, and other units or functional areas under review. Secure from business line managers the appropriate remediation plans for identified issues and follow through to validate completion of remediation and effectiveness of remediation solutions.
  • When acting as Lead Reviewer for a targeted review, guide the review team to ensure key planning, fieldwork and report issuance milestone dates are met.
  • Identify gaps in credit policy, credit processes, and risk rating models.
  • For continuous monitoring, perform ongoing monitoring of the key credit related activities for assigned business units, including attending periodic portfolio focused meetings. Prepare quarterly reports assessing the business unit's overall risk profile with a focus on asset quality and direction of risk. Effectively document /communicate concerns to management.
  • Promote and maintain positive relationships with the business units and Credit Administration. Provide information and assistance when appropriate.
  • Maintain relevant knowledge of key market-risk issues, legal and compliance involved in credit related activities.
  • Recommend process enhancements and help integrate AI-driven methodologies into review workflows to improve review accuracy and efficiency.

Qualifications
  • Bachelor's degree in Finance, Accounting, Economics, Banking, or related field or any combination of training, education, or experience.
  • Minimum of 3 years demonstrated successful experience in underwriting, portfolio management or Credit Review of a commercial/wholesale lending portfolio, or comparable as a consultant or financial regulator with primary responsibility emphasis in the assessment and performance of commercial lending programs. Specific experience in determining risk ratings is preferred.
  • Technical expertise in underwriting complex CRE, C&I, or other specialty financing credits.
  • Excellent organizational and time management skills and an ability to autonomously work with limited supervision in a remote environment.
  • Strong ability to analyze data and identify trends and root causes.
  • Proven project management skills and abilities
  • Strong communication and negotiation skills
  • Ability to document conclusions clearly and concisely
  • Ability to function efficiently in a team environment

The duties listed above are the essential functions, or fundamental duties within the job classification. The essential functions of individual positions within the classification may differ. Texas Capital Bank may assign reasonably related additional duties to individual employees consistent with standard departmental policy.Texas Capital is an Equal Opportunity Employer.
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About Texas Capital Bank

Sourced by ZipRecruiter

Texas Capital Bank is built to help businesses and their leaders. Our depth of knowledge and expertise allows us to bring the best of the big banks at a scale that makes sense for our clients, with highly experienced bankers who truly invest in people's success -- today and tomorrow.

Industry

Commercial banking

Company size

1,001 - 5,000 Employees

Headquarters location

Dallas, TX, US

Year founded

1998

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