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Credit Review Officer Jobs (NOW HIRING)

Westamerica Bank

$70K - $75K/yr

Weekly Working Hours: 40 As a Loan Review Officer, the position requires assistance in reviewing ... Analyzes credit and financial statements to verify continuing creditworthiness of customer.

WESTAMERICA BANK

$70K - $75K/yr

Weekly Working Hours: 40 As a Loan Review Officer, the position requires assistance in reviewing ... Analyzes credit and financial statements to verify continuing creditworthiness of customer.

Westamerica Bank

$70K - $75K/yr

Weekly Working Hours: 40 As a Loan Review Officer, the position requires assistance in reviewing ... Analyzes credit and financial statements to verify continuing creditworthiness of customer.

United Community Bank

Credit Review Manager

Chatham, IL

$110K - $150K/yr

Under the direction of the Chief Credit Officer the Credit Review Manager will be responsible for overseeing portfolio level credit risk assessments. They will ensure loan portfolios comply with ...

Westamerica Bank

$70K - $85K/yr

Reviews new and/or renewed credit commitments to assign a risk quality rating in accordance with ... Consults, as appropriate, with lending officers, credit administration officers and other loan ...

Huntington

Credit Review Team Leader Sr

Detroit, MI · On-site +1

$125K - $255K/yr

Prior Credit Review and/or risk officer experience. * Project management skills, ability to deliver high quality results while meeting deadlines, department and personal goals. * Technical accounting ...

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Credit Review Officer information

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$11K

$51.5K

How much do credit review officer jobs pay per year?

As of Aug 26, 2026, the average yearly pay for credit review officer in the United States is $50,000.00, according to ZipRecruiter salary data. Most workers in this role earn between $50,000.00 and $50,000.00 per year, depending on experience, location, and employer.

What is a credit review officer?

Credit Review Officers are professionals responsible for evaluating and assessing the creditworthiness of individuals or businesses applying for loans or credit. They review financial statements, credit reports, and other relevant documents to analyze risk and determine whether to approve or deny credit applications. These officers also ensure that the lending practices comply with regulatory requirements and internal policies, aiming to minimize potential losses for their organization. Their work is essential in maintaining the financial health and risk management standards of banks and lending institutions.

How does a credit review officer typically collaborate with other departments within a financial institution?

A Credit Review Officer frequently works in close collaboration with loan officers, risk management teams, and compliance departments to ensure that credit decisions align with internal policies and regulatory requirements. They often review loan files and credit portfolios, provide feedback to commercial lending teams, and participate in meetings to discuss findings and suggest process improvements. This cross-functional interaction is essential for maintaining robust credit standards and minimizing risk exposure, making strong communication and teamwork skills valuable assets in this role.

What are the key skills and qualifications needed to thrive as a credit review officer, and why are they important?

To thrive as a Credit Review Officer, you need strong analytical skills, a solid understanding of credit principles, and typically a bachelor’s degree in finance, accounting, or a related field. Familiarity with credit risk assessment tools, financial modeling software, and regulatory compliance systems is often required. Attention to detail, sound judgment, and effective communication are standout soft skills for this role. These abilities are crucial for accurately evaluating credit risk, ensuring regulatory compliance, and supporting sound lending decisions within financial institutions.

What is the difference between Credit Review Officer vs Credit Analyst?

AspectCredit Review OfficerCredit Analyst
CredentialsTypically requires a bachelor's degree in finance, accounting, or related field; certifications like CFA or CPA are a plusSimilar requirements: bachelor's degree in finance, economics, or related field; certifications like CFA are common
Work EnvironmentOften works in banking, financial institutions, or credit agencies reviewing existing credit portfoliosWorks in banks, lending institutions, or investment firms analyzing creditworthiness of new or existing clients
Employer & Industry UsageUsed by banks, credit unions, and financial firms to assess ongoing credit riskUsed by lenders, banks, and investment firms to evaluate credit applications and risk

The main difference is that Credit Review Officers focus on evaluating and monitoring existing credit portfolios, ensuring compliance and risk management, while Credit Analysts primarily assess the creditworthiness of new or existing clients to support lending decisions. Both roles require similar qualifications but serve different stages of the credit process.

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Credit Review Officer jobs near you
Infographic showing various Credit Review Officer job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 81% Full Time, 14% Part Time, 3% Contract, and 1% Nights. Highlights an 87% Physical, 3% Hybrid, and 10% Remote job distribution, with an average salary of $50,000 per year, or $24 per hour.

Credit Review Officer

First Commonwealth Financial

Montgomery, OH • On-site, Remote

Full-time

Re-posted 3 days ago

First Commonwealth Bank rating

8.4

Company rating: 8.4 out of 10

Based on 14 frontline employees who took The Breakroom Quiz

38th of 172 rated banks

Job description

Position may be telecommute eligible, however candidate must reside in PA or OH.

Completes departmental programs and special assignments in order to meet the objectives and goals of the department.  Performs and/or assists with credit reviews for quality, accuracy, and compliance with regulations, seeking guidance from senior staff or management when necessary.  Conducts independent detailed analysis and examination of underwriting, financials, and loan documentation used to determine the borrower's ability to repay the loan and the accuracy of the assigned risk rating.  Compiles review results into standard report format, which consists of reciting the findings, conclusions, and recommendations to resolve any noted deficiencies into narrative terms.

Essential Job Responsibilities__________________________________

1. Completes departmental programs and special assignments in order to meet the objectives and goals of the department.

2. Performs and/or assists with credit reviews for quality, accuracy, and compliance with regulations, seeking guidance from senior staff or management when necessary.

3. Conducts detailed analysis and examination of underwriting, financials, and loan documentation used to determine the borrower's ability to repay the loan and the accuracy of the assigned risk rating.

4. Compiles review results into standard report format, which consists of reciting the findings, conclusions, and recommendations to resolve any noted deficiencies into narrative terms.

5. Verifies that loan portfolios adhere to laws, regulations, policies, procedures, and prudent business practices.

6. Affirms/assigns risk ratings in accordance with bank guidelines based on own analysis.

7. Sharpens credit analysis skills through exposure to a variety of financial conditions and companies being reviewed, as well as a greater complexity of loans.

8. Maintains up-to-date knowledge of changes in laws, regulations, and policies which affect the Credit Review area and function.

9. Assists other Audit Departments (i.e. Financial, Operations, and IT) as necessary and applies cross-functional skills.

10. Coordinates and communicates with other departments and external auditors as necessary to facilitate the exchange of necessary information and documentation.


Bona Fide Occupational Qualifications___________________________

1. A Bachelor’s degree in Finance, Accounting, or related field.   

2. A minimum of three (3) years banking and/or credit review or lending with emphasis on commercial lending experience.

3. Working knowledge of general financial institution policies and procedures and proficiency in Microsoft Word and Excel. 

4. Excellent organizational, problem-solving and analytical skills including the ability to define problems, collect data, establish facts, and draw conclusions.  

5. Must possess a valid driver’s license and have the ability to travel regionally if necessary.

6. May be eligible for Telecommuting.

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