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Credit Investigator Jobs (NOW HIRING)

The Credit Card Identity Theft Investigator independently handles complex identity theft cases, primarily related to credit cards. This role reviews and analyzes customer intake and case information ...

The Credit Card Identity Theft Investigator independently handles complex identity theft cases, primarily related to credit cards. This role reviews and analyzes customer intake and case information ...

The Credit Card Identity Theft Investigator independently handles complex identity theft cases, primarily related to credit cards. This role reviews and analyzes customer intake and case information ...

The Credit Card Identity Theft Investigator independently handles complex identity theft cases, primarily related to credit cards. This role reviews and analyzes customer intake and case information ...

The Credit Card Identity Theft Investigator independently handles complex identity theft cases, primarily related to credit cards. This role reviews and analyzes customer intake and case information ...

Essential Functions Ability to review credit applications and complete credit investigations to grant credit and establish limits based on thresholds Create new accounts in the ERP Perform analysis ...

Essential Functions Ability to review credit applications and complete credit investigations to grant credit and establish limits based on thresholds Create new accounts in the ERP Perform analysis ...

... credit investigation Communicate with customers when other special credit requirements or advance deposits are deemed necessary Perform other duties as required Competencies and skills Previous ...

... investigation • Communicate with customers when other special credit requirements or advance deposits are deemed necessary • Perform other duties as required Competencies and skills • Previous ...

... investigation • Communicate with customers when other special credit requirements or advance deposits are deemed necessary • Perform other duties as required Competencies and skills • Previous ...

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Credit Investigator information

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How much do credit investigator jobs pay per hour?

As of Jul 13, 2026, the average hourly pay for credit investigator in the United States is $18.13, according to ZipRecruiter salary data. Most workers in this role earn between $17.07 and $18.27 per hour, depending on experience, location, and employer.

What does a Credit Investigator do?

A Credit Investigator is responsible for evaluating the creditworthiness of individuals or businesses applying for loans or credit. They gather and analyze financial information, verify applicant data, review credit histories, and assess the risk associated with extending credit. Their work helps financial institutions make informed decisions about approving or denying credit applications, reducing the risk of financial loss. Credit Investigators may also communicate directly with applicants to clarify information and ensure all documentation is accurate and complete.

What are the key skills and qualifications needed to thrive as a Credit Investigator, and why are they important?

To thrive as a Credit Investigator, you need a solid understanding of financial analysis, credit risk assessment, and relevant regulatory standards, often supported by a degree in finance, accounting, or a related field. Familiarity with credit reporting systems, financial databases, and tools like Excel or credit bureau platforms is essential. Strong attention to detail, analytical thinking, and effective communication skills help you gather information and present findings clearly. These abilities are vital for accurately assessing creditworthiness, minimizing risk, and supporting sound lending decisions.

What are some common challenges faced by Credit Investigators when verifying applicant information?

Credit Investigators often encounter challenges such as incomplete or inconsistent applicant information, difficulty in verifying employment or income details, and obtaining timely responses from references or institutions. Navigating privacy laws and maintaining compliance with credit reporting regulations adds another layer of complexity. Building strong communication skills and attention to detail are essential for overcoming these obstacles and ensuring accurate credit assessments.

What Is a Credit Investigator?

Credit Investigators examines the credit history of applicants for financial institutions. They scrutinize the information provided by the customer in the loan application, researching past payment records, pulling credit reports, and calculating loan-to-income ratios to determine whether or not to approve the loan. Some companies hire credit investigators to run financial background checks on prospective employees, especially for positions that handle large amounts of money.

What cities are hiring for Credit Investigator jobs? Cities with the most Credit Investigator job openings:
What states have the most Credit Investigator jobs? States with the most job openings for Credit Investigator jobs include:
Credit Card ID Theft Investigator

Credit Card ID Theft Investigator

US Bank

Saint Paul, MN • Hybrid

$22.50 - $30/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 13 days ago


U.S. Bank rating

8.2

Company rating: 8.2 out of 10

Based on 356 frontline employees who took The Breakroom Quiz

44th of 149 rated banks


Job description

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.

Job Description

The Credit Card Identity Theft Investigator independently handles complex identity theft cases, primarily related to credit cards. This role reviews and analyzes customer intake and case information, conducts in-depth investigations, and determines appropriate case direction or resolution.

This position works closely with investigators, caseworkers, and leadership to ensure cases are thoroughly developed, accurately documented, and ready to move forward, while supporting quality and consistency across the investigation process.

Basic Qualifications
- High school diploma or equivalent
- Four to five years or more of operations services related work experience

Preferred Skills/Experience
- Knowledge of products, services, terminology, procedures and systems related to assigned area, as well as applicable laws and regulatory requirements
- Proven commitment to high quality customer service
- Ability to work well with external and internal customers
- Good time management skills to maximize production and execution of tasks in a fast-paced environment
- Good understanding and knowledge of internal policies and procedures within Operations Services and enterprise wide
- Physical requirements could include lifting trays of work, pushing carts of work, standing or sitting for extended periods of time, and repetitive motions
- Ability to identify, analyze and resolve exceptions through data interpretation
- Strong PC skills
-Good verbal and written communication skills

Location Expectations
The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days

If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to ourdisability accommodations for applicants.

Benefits:

Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

  • Healthcare (medical, dental, vision)

  • Basic term and optional term life insurance

  • Short-term and long-term disability

  • Pregnancy disability and parental leave

  • 401(k) and employer-funded retirement plan

  • Paid vacation (from two to five weeks depending on salary grade and tenure)

  • Up to 11 paid holiday opportunities

  • Adoption assistance

  • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here.

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about theE-Verify program.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $22.50 - $30.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.


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About U.S. Bank

Sourced by ZipRecruiter

U.S. Bank is a reputable and established financial institution that plays a significant role in the banking sector. With a history spanning over 150 years, U.S. Bank has built a strong foundation of trust and reliability. As a comprehensive bank, they offer a wide array of financial products and services to cater to the diverse needs of their customers, including individuals, businesses, and communities. Customer satisfaction is of utmost importance to U.S. Bank. They prioritize delivering exceptional service and fostering long-term relationships with their clients. Through their extensive network of branches and advanced digital banking platforms, U.S. Bank ensures convenient access to their services, empowering customers to manage their finances efficiently and securely.

Industry

Banking and credit intermediation

Company size

10,000+ Employees

Headquarters location

Minneapolis, MN, US

Year founded

1863

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