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Bank Chief Credit Officer Jobs (NOW HIRING)

ThinkingAhead

Chief Credit Officer

Kalamazoo, MI · Hybrid

$195K - $235K/yr

The Bank is committed to responsible growth, strong asset quality, and relationship-driven banking. The Chief Credit Officer will play a key role in balancing growth objectives with prudent risk ...

STURGIS BANK

Chief Credit Officer

Sturgis, MI · On-site

The Chief Credit Officer (CCO) is responsible for the overall credit quality, risk management, and loan portfolio performance of the Bank including retail and commercial. This position provides ...

Professional Recruiters

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Chief Credit Officer

Salt Lake City, UT · On-site

$225K - $250K/yr

Chief Credit Officer - Salt Lake City, Utah About the Opportunity Our client is a privately owned ... The organization provides commercial banking, commercial equipment finance and leasing, SBA lending ...

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Sparks Group

Chief Credit Officer

Alamogordo, NM

Sparks Group in partnership with a local bank to find a Chief Credit Officer. As the Chief Credit Officer and key executive leader, you will drive the performance, quality, and overall profitability ...

Climate First Bank

Chief Credit Officer

Orlando, FL

At Climate First Bank , we're redefining what banking can be. As a Florida Benefit Corporation and ... Chief Credit Officer (CCO) We're seeking a Chief Credit Officer to be responsible for overseeing ...

Schertzbank

Credit Officer

Schertz, TX · On-site

$110 - $140/hr

Chief Credit Officer * Department: Credit * FLSA Status: Exempt * Location: Schertz - Main Location Job Summary The Credit Officer will support the Bank in many capacities including mentoring Credit ...

Eazifunds

Chief Credit Officer (Remote)

New York, NY · On-site +1

Prior experience working with a fintech friendly bank * A strong network to lenders, banks and ... as a Chief Credit Officer at Eazifunds. Together, let's redefine the future of how to lend and ...

Low Income Investment Fund

Credit Officer

Atlanta, GA · On-site

Credit Officer Working under the direction of the Chief Credit Officer, the Credit Officer will manage and support the growing credit needs of the Low Income Investment Fund. This position will ...

TRUSTBANK

AVP/Senior Credit Officer

Olney, IL

$115K - $125K/yr

Department Development and Strategic Initiatives Partner with the Chief Credit Officer and senior management to strengthen and expand the Bank's Credit Department. Develop and enhance operating ...

Low Income Investment Fund

Credit Officer

Manhattan, NY · On-site

$164K - $205K/yr

Working under the direction of the Chief Credit Officer, the Credit Officer will manage and support the growing credit needs of the Low Income Investment Fund. This position will initially function ...

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Bank Chief Credit Officer information

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$121K

$183.1K

$274.5K

How much do bank chief credit officer jobs pay per year?

As of Aug 21, 2026, the average yearly pay for bank chief credit officer in the United States is $183,073.00, according to ZipRecruiter salary data. Most workers in this role earn between $150,000.00 and $210,000.00 per year, depending on experience, location, and employer.

What does a Bank Chief Credit Officer do?

A Bank Chief Credit Officer (CCO) is responsible for overseeing the credit risk management policies and procedures within a bank. They ensure that the bank's lending practices are safe, compliant with regulations, and align with the institution's risk appetite. The CCO leads the credit department, approves large or complex loans, and regularly evaluates the quality of the bank's loan portfolio. They also collaborate with other executives to develop strategies for managing credit risk and supporting the bank's growth objectives.

What are the key skills and qualifications needed to thrive as a Bank Chief Credit Officer?

To thrive as a Bank Chief Credit Officer, you need deep expertise in credit risk assessment, portfolio management, and regulatory compliance, typically backed by a finance or business degree and extensive experience in banking. Proficiency with credit analysis tools, risk modeling software, and knowledge of regulatory frameworks like Basel III are commonly required. Strong leadership, decision-making, and communication skills help drive effective teams and foster cross-departmental collaboration. These skills and qualities are crucial for maintaining asset quality, minimizing risk exposure, and ensuring regulatory compliance within the bank.

What are some common challenges faced by a Bank Chief Credit Officer and how can they be addressed?

A Bank Chief Credit Officer often navigates challenges such as maintaining credit quality during economic shifts, balancing risk appetite with growth goals, and ensuring compliance with evolving regulatory requirements. Addressing these challenges typically involves implementing robust credit risk frameworks, fostering open communication with lending teams, and staying updated on regulatory changes. Building collaborative relationships across departments and proactively investing in staff training can also help manage credit risk more effectively.

What does a bank chief credit officer make?

A bank chief credit officer typically earns a salary ranging from $100,000 to $250,000 annually, depending on the size of the institution and experience level. They may also receive bonuses and benefits, and their compensation often reflects their responsibility for overseeing credit risk management and lending policies.
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Bank Chief Credit Officer jobs near you
Infographic showing various Bank Chief Credit Officer job openings in the United States as of August 2026, with employment types broken down into 84% Full Time, and 16% Part Time. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $183,073 per year, or $88 per hour.

Chief Credit Officer

ThinkingAhead

Kalamazoo, MI • Hybrid

$195K - $235K/yr

Full-time

Re-posted 20 days ago

Job description

Chief Credit Officer (CCO) Southwest Michigan | Hybrid | $195,000-$235,000 Base Salary
A financially strong and growing community bank in Southwest Michigan is seeking a strategic Chief Credit Officer (CCO) to join its Executive Leadership Team.
This is an opportunity for an accomplished credit executive to shape enterprise-wide credit strategy, partner directly with the CEO and Board of Directors, and influence the future growth of a well-respected banking institution. The successful candidate will oversee all aspects of credit risk management, portfolio administration, asset quality, and underwriting across both commercial and retail lending.
The Bank is committed to responsible growth, strong asset quality, and relationship-driven banking. The Chief Credit Officer will play a key role in balancing growth objectives with prudent risk management while maintaining a strong credit culture throughout the organization.
Position Overview
The Chief Credit Officer serves as the Bank's senior credit executive and is responsible for the overall quality and performance of the loan portfolio. This individual provides leadership and oversight for credit administration, loan review, portfolio management, policy development, regulatory compliance, and problem loan management.
The CCO partners closely with executive leadership, lending teams, and the Board of Directors to support sound lending practices and sustainable growth.
Key Responsibilities
  • Lead the Bank's commercial and retail credit functions.
  • Oversee portfolio quality, risk grading, concentrations, policy exceptions, and asset quality trends.
  • Develop and maintain credit policies, underwriting standards, and credit administration practices.
  • Chair the Loan Committee and provide recommendations on significant credit relationships.
  • Direct the independent loan review process and oversee regulatory examination activities.
  • Lead problem loan identification, workout strategies, and criticized asset management.
  • Present portfolio performance, credit trends, and risk assessments to Executive Management and the Board.
  • Partner with commercial lending leadership to support profitable growth consistent with the Bank's risk appetite.
  • Monitor economic and market conditions and assess potential impacts on credit strategy.
  • Build, mentor, and develop a high-performing credit team.
Leadership Responsibilities
Direct oversight of:
  • Commercial Credit Manager
  • Loan Portfolio Manager
  • Commercial Processor Supervisor
  • Mortgage Underwriting Supervisor
QualificationsRequired
  • Bachelor's degree in Finance, Accounting, Business Administration, or related discipline.
  • 10+ years of progressive commercial credit, credit administration, and lending experience.
  • Demonstrated leadership experience managing credit teams and portfolio risk.
  • Strong understanding of regulatory expectations, underwriting practices, loan review, and portfolio management.
  • Excellent communication and executive presentation skills.
Preferred
  • Current or previous Chief Credit Officer, Senior Credit Officer, or equivalent executive-level credit leadership experience.
  • MBA, Graduate School of Banking, or other advanced banking education.
  • Experience within a community or regional banking environment.
Compensation & Benefits
  • Base Salary: $195,000-$235,000
  • Hybrid work arrangement
  • Comprehensive executive benefits package
  • Significant interaction with Executive Leadership and Board of Directors
  • Opportunity to influence strategic direction and long-term growth
Ideal Candidate
This role is well-suited for a seasoned Senior Credit Officer, Chief Credit Officer, or senior credit executive seeking a broader leadership platform and the opportunity to make a meaningful impact within a growing community banking organization.
Confidential inquiries are welcome.