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Credit Review Analyst Jobs in Woburn, MA (NOW HIRING)

Reviews all credit review submissions and allocates work for the department. Independently develops concise and accurate credit analyses of prospects and current customers in a deadline focused ...

Credit Analyst

Boston, MA ยท On-site

$57K - $101K/yr

Reviews all credit review submissions and allocates work for the department. Independently develops concise and accurate credit analyses of prospects and current customers in a deadline focused ...

Credit Analyst

Boston, MA ยท On-site

$57K/yr

Reviews all credit review submissions and allocates work for the department. Independently develops concise and accurate credit analyses of prospects and current customers in a deadline focused ...

Reviews all credit review submissions and allocates work for the department. Independently develops concise and accurate credit analyses of prospects and current customers in a deadline focused ...

Director of Credit

Boston, MA ยท On-site

$165K - $205K/yr

Provide technical assistance on credit review/analysis to BlueHub's underwriting team at the post-loan approval stage. * Coordinate with the loan fund team to support the Credit team's internal ...

Provide technical assistance on credit review/analysis to BlueHub's underwriting team at the post-loan approval stage. * Coordinate with the loan fund team to support the Credit team's internal ...

Provide technical assistance on credit review/analysis to LISC local program staff at the post-loan approval stage. * Coordinate with the loan fund team to support the Credit team's internal training ...

Credit Analyst II

MA ยท On-site

Preparation of written credit analysis/reviews on credits ranging from $250M and higher. Will also ... Reviews industry trends, assess collateral, initiate credit inquiries, and assess guarantor ...

Credit Analyst II Department: Credit Administration Reports to: AVP, Credit Team Leader Supervises ... May also assist in projects and borrowing base review process, as needed, and reviewing real estate ...

Distribute reviews to lenders and monitor follow up needed based on results of assessment of the third party loan review vendor * Responsible for accurately completing credit analysis with basic to ...

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Credit Review Analyst information

See Woburn, MA salary details

$12K

$99K

How much do credit review analyst jobs pay per year?

As of May 28, 2026, the average yearly pay for credit review analyst in Woburn, MA is $98,447.00, according to ZipRecruiter salary data. Most workers in this role earn between $98,400.00 and $98,400.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Review Analyst, and why are they important?

To thrive as a Credit Review Analyst, you need a solid understanding of financial analysis, risk assessment, and credit principles, often supported by a degree in finance, accounting, or a related field. Familiarity with credit scoring systems, analytical software like Excel, and financial statement analysis tools is typically required. Attention to detail, analytical thinking, and effective communication skills are essential soft skills for success in this role. These competencies ensure accurate credit evaluations, minimize risk, and support sound lending decisions within financial institutions.

How does a Credit Review Analyst typically collaborate with other departments within a financial institution?

Credit Review Analysts work closely with teams such as lending, risk management, and compliance to ensure that credit policies are being followed and credit risks are properly assessed. They often participate in meetings with loan officers to discuss complex cases, provide feedback on credit decisions, and help identify areas for process improvement. Effective communication and collaboration are key, as their insights directly influence credit strategies and risk mitigation across the organization. By fostering these cross-departmental relationships, Credit Review Analysts help maintain the institution's financial health and regulatory compliance.

What are Credit Review Analysts?

Credit Review Analysts are financial professionals who assess and monitor the creditworthiness of individuals or organizations. They analyze financial statements, credit reports, and payment histories to evaluate risk and make recommendations regarding credit limits or loan approvals. Their work helps financial institutions minimize losses by ensuring that credit is extended to reliable borrowers. In addition, they may review existing accounts to identify potential problems and ensure compliance with internal policies and regulations.

What is the difference between Credit Review Analyst vs Credit Underwriter?

AspectCredit Review AnalystCredit Underwriter
Primary RoleAssess and monitor existing credit portfolios for risk and complianceEvaluate and approve new credit applications
Required SkillsFinancial analysis, risk assessment, attention to detailFinancial analysis, decision-making, risk evaluation
Work EnvironmentBanking, financial institutions, credit departmentsBanking, lending institutions, credit departments
CertificationsGenerally no specific certifications required, but CFA or similar can helpSimilar; certifications like CFA can be advantageous

The Credit Review Analyst primarily monitors existing credit portfolios, ensuring ongoing compliance and risk management. In contrast, the Credit Underwriter focuses on evaluating and approving new credit applications. Both roles require financial analysis skills and are commonly found within banking and financial institutions, often sharing similar certifications and work environments.

Manager, Credit Review

Manager, Credit Review

First Technology Federal Credit Union

Marlborough, MA โ€ข Hybrid

$131K - $157K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 29 days ago


Job description

Description

This role provides independent oversight for the Credit Unionโ€™s lending activities to ensure the individual credit decisions are consistent with established risk appetite and standards. This role delivers a rigorous โ€œsecond lineโ€ review by leading a team of credit professionals responsible for challenging risk ratings, review and approve highly complex transactions and oversee the remediation and rehabilitation of problem credits. Through strong credit governance, disciplined portfolio surveillance, and an embedded culture of constructive challenge and collaboration, the role supports sustainable balance sheet growth while safeguarding asset quality and long-term credit performance.
Here's what you can expect from the job and what you need to be successful:
Job Duties
  • Lead the review and challenge process for new and modified credit programs, product launches, and initiatives across consumer and commercial lending.
  • Collaborate with the business lines to define โ€œagreed boundariesโ€ for credit programs.
  • Design and track Early Warning Indicators (EWI) dashboards to track credit performance against expectations.
  • Lead Periodic Performance Reviews to identify credit drift and mandate program recalibration if performance deviates from business case or steady-state performance trends.
  • Act as the second line โ€œchecks and balancesโ€ for the internal risk rating system, ensuring that first line of defense rating assignments accurately reflect the probability of default and are updated timely.
  • Provide independent oversight of the Special Assets/Workout unit, reviewing asset status and liquidation strategies.
  • Foster a high-performing culture for a team of risk analysts by providing mentorship and clear career pathways enabling the team to act as a credible, insightful partner to the first line of defense.
  • Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Essential Skills
  • 5+ years of relevant experience credit risk oversight, complex transactions and remediation
  • Minimum one-year experience as a people leader
  • Expert-level ability to analyze complex financial statements, cash flow structures, collateral valuation, and credit reports
  • Deep knowledge of the legal and operational aspects of collections, recovery, debt restructuring, and collateral liquidation
  • Familiarity with data visualization tools (e.g., Power BI or Tableau) and ability to oversee technical staff utilizing SQL, R, Python
  • Ability to maintain professional independence while collaborating with broader credit risk organization and the business
  • Ability to articulate complex credit risks and mitigation strategies clearly to the Chief Risk Officer and first line business partners
  • Required Education: Bachelor's degree in field relevant to role (or 4 additional years of relevant experience in lieu of a degree), advanced degree preferred.
Location:ย  ย Hillsboro, OR 97124 | Marlborough, MA 01752 |ย (HYBRID)
Target Compensation: $131k - $157k + Annual Bonus
Benefits options include:ย 
  • Traditional medical, dental, and vision coverage
  • Generous 401K match
  • Paid Time Off (PTO): You'll accrue up to 15 vacation days in your first year. In addition, you'll receive 40-hours of sick time, and three personal days, which will refresh annually
  • 11 paid federal holidays
  • Special employee pricing on lending products such as mortgage, auto, and personal loans (eligibility for special employee pricing is subject to standard account requirements and underwriting criteria)
What makes First Tech different? Clickย hereย to learn more!ย 
First Tech is not currently offering Visa transfer/ sponsorship for this positionย ย ย  ย 
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