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Senior Credit Analyst Jobs (NOW HIRING)

altbanq

Senior Credit Analyst

Manhattan, NY · On-site

$100K - $150K/yr

Senior Credit Analyst Altbanq | Midtown Manhattan (On-Site) A dynamic and analytical professional who thrives in a detail-oriented, fast-paced environment. The Senior Credit Analyst at Altbanq is a ...

altbanq

Senior Credit Analyst

Manhattan, NY · On-site

$100K - $150K/yr

Senior Credit Analyst Altbanq | Midtown Manhattan (On-Site) A dynamic and analytical professional who thrives in a detail-oriented, fast-paced environment. The Senior Credit Analyst at Altbanq is a ...

Herring Bank

Senior Credit Analyst

Lewisville, TX

Vision insurance Senior Credit Analyst Location: Lewisville, TX Schedule: MondayFriday with occasional Saturdays; flexible schedule typically between 8:00 AM 5:00 PM Status: Full-Time | Exempt ...

Regent Bank

Sr. Credit Analyst

Frisco, TX · On-site

The Sr. Credit Analyst plays a crucial role in assessing the creditworthiness of potential clients and managing the credit risk of the organization. This position involves conducting thorough ...

Nola Bank

Senior Credit Analyst

New Orleans, LA

The Senior Credit Analyst will handle the bank's most complex credits across Commercial & Industrial (C&I) and Commercial Real Estate (CRE), including owner-occupied and non-owner- occupied ...

Herring Bank

Senior Credit Analyst

Lewisville, TX · On-site

Vision insurance Senior Credit Analyst Location: Lewisville, TX Schedule: Monday-Friday with occasional Saturdays; flexible schedule typically between 8:00 AM - 5:00 PM Status: Full-Time | Exempt ...

Nola Bank

Senior Credit Analyst

New Orleans, LA · On-site

The Senior Credit Analyst will handle the bank's most complex credits across Commercial & Industrial (C&I) and Commercial Real Estate (CRE), including owner-occupied and non-owner-occupied/investment ...

MX Holdings

Sr Credit Analyst

Saint Louis, MO · On-site

$70K - $89K/yr

The Senior Credit Analyst (Manufacturing) is responsible for establishingcredit limits for new accounts or reviewing credit limits for existing customers.This position is responsible foroverseeing ...

ULINE

Senior Credit Analyst

Kenosha, WI · On-site

Senior Credit Analyst Corporate Headquarters 12575 Uline Drive, Pleasant Prairie, WI 53158 Uline continues to grow as a top distributor of shipping, industrial and packaging materials. We're hiring a ...

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Uline

Senior Credit Analyst

Pleasant Prairie, WI

Senior Credit Analyst Corporate Headquarters 12575 Uline Drive, Pleasant Prairie, WI 53158 Uline continues to grow as a top distributor of shipping, industrial and packaging materials. We're hiring a ...

ULINE

Senior Credit Analyst

Waukegan, IL · On-site

Senior Credit Analyst Corporate Headquarters 12575 Uline Drive, Pleasant Prairie, WI 53158 Uline continues to grow as a top distributor of shipping, industrial and packaging materials. We're hiring a ...

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Senior Credit Analyst information

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$49.5K

$94.3K

$174K

How much do senior credit analyst jobs pay per year?

As of Jun 11, 2026, the average yearly pay for senior credit analyst in the United States is $94,288.00, according to ZipRecruiter salary data. Most workers in this role earn between $69,000.00 and $100,000.00 per year, depending on experience, location, and employer.

Will AI replace credit analyst?

AI can automate routine tasks in credit analysis, such as data collection and initial risk assessments, but senior credit analysts rely on judgment, industry knowledge, and relationship management that AI cannot fully replicate. AI tools are used to enhance decision-making, not replace the need for experienced analysts who interpret complex financial information and make strategic recommendations.

What are the key skills and qualifications needed to thrive as a Senior Credit Analyst, and why are they important?

To thrive as a Senior Credit Analyst, you need expertise in financial analysis, risk assessment, and a solid understanding of accounting principles, typically supported by a bachelor’s degree in finance or a related field. Familiarity with financial modeling software, credit risk management systems, and possibly certifications such as CFA or FRM are highly valuable. Strong analytical thinking, attention to detail, and effective communication skills set top performers apart in this role. These competencies are critical to making sound credit decisions, minimizing risk, and supporting the financial health of the organization.

What is the role of a senior credit analyst?

A senior credit analyst evaluates the creditworthiness of individuals or businesses by analyzing financial statements, credit reports, and market data. They assess risk to determine appropriate credit limits and terms, often using financial modeling and credit scoring tools. The role requires strong analytical skills, attention to detail, and knowledge of lending regulations.

What Does a Senior Credit Analyst Do?

A senior credit analyst assesses the financial risk of providing a loan or line of credit to a client. As a credit analyst, you work for a commercial bank or other lending institution. Your duties are to analyze financial data, access client information from other companies, and coordinate with the marketing team about loan targets. Qualifications for a career as a senior credit analyst include a bachelor’s degree in economics, accounting, or statistics, and several years of experience working in credit analysis or the actuarial field. Since this is a senior position, you must work your way up from junior. Other skills useful for the job include strong mathematics and organizational skills.

How much does a senior credit analyst make in the US?

A senior credit analyst in the US typically earns between $70,000 and $100,000 annually, with the median around $85,000. Compensation varies based on experience, location, and industry, and may include bonuses and benefits.

What are some common challenges Senior Credit Analysts face when evaluating complex credit portfolios?

Senior Credit Analysts often encounter challenges such as assessing the creditworthiness of clients with limited financial information, managing large and diverse portfolios, and keeping up with rapidly changing market and regulatory conditions. Additionally, they must balance risk mitigation with supporting business growth, which requires close collaboration with relationship managers, risk officers, and senior management. Staying updated on industry trends and employing advanced analytical techniques are essential to effectively address these complexities.

How much does a senior credit analyst earn?

A senior credit analyst typically earns between $70,000 and $100,000 annually, depending on experience, industry, and location. They often have strong analytical skills and may hold certifications like the CFA or CPA to advance their salaries.

What are Senior Credit Analysts?

Senior Credit Analysts are finance professionals who assess the creditworthiness of individuals, companies, or securities. They analyze financial statements, market trends, and other data to evaluate the risk of lending money or extending credit. Senior Credit Analysts often work in banks, investment firms, or credit rating agencies and may have supervisory responsibilities, guiding junior analysts and making recommendations on large or complex credit decisions. Their expertise helps organizations make informed lending and investment choices while managing risk.

What is the difference between Senior Credit Analyst vs Credit Analyst?

AspectSenior Credit AnalystCredit Analyst
Required CredentialsBachelor's degree, often CFA or CPA, experience in credit analysisBachelor's degree, relevant certifications optional
Work EnvironmentFinancial institutions, corporate credit departmentsBanks, lending firms, credit agencies
Employer & Industry UsageUsed in banking, investment, and corporate finance sectorsCommon in banking and lending industries
Comparison Search IntentUnderstanding seniority and responsibilitiesEntry to mid-level credit analysis roles

The main difference between a Senior Credit Analyst and a Credit Analyst lies in experience, responsibilities, and qualifications. Senior Credit Analysts typically have more experience, advanced certifications, and handle more complex credit assessments. Credit Analysts are often entry-level or mid-level roles focusing on initial credit evaluations. Both roles are vital in financial institutions, but the senior position involves greater decision-making authority and oversight.

More about Senior Credit Analyst jobs
What cities are hiring for Senior Credit Analyst jobs? Cities with the most Senior Credit Analyst job openings:
What are the most commonly searched types of Credit Analyst jobs? The most popular types of Credit Analyst jobs are:
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What states have the most Senior Credit Analyst jobs? States with the most job openings for Senior Credit Analyst jobs include:
What job categories do people searching Senior Credit Analyst jobs look for? The top searched job categories for Senior Credit Analyst jobs are:
What are popular job titles related to Senior Credit Analyst jobs? For Senior Credit Analyst jobs, the most frequently searched job titles are:
Senior Credit Analyst jobs near you
Infographic showing various Senior Credit Analyst job openings in the United States as of June 2026, with employment types broken down into 2% As Needed, 96% Full Time, and 2% Part Time. Highlights an 87% Physical, 5% Hybrid, and 8% Remote job distribution, with an average salary of $94,288 per year, or $45.3 per hour.
Senior Credit Analyst I (On-Site)

Senior Credit Analyst I (On-Site)

Middlesex Savings Bank

Natick, MA • On-site

$62K - $111K/yr

Full-time

Posted 6 days ago

Job description

Performs commercial credit analysis (wth focus on CRE) and recommends appropriate credit structure on more complex credit relationships in conformance with established policies, procedures, and objectives. Performs any functions, within scope of authority and expertise, to provide the highest level of service and responsiveness to customers and co-workers.  Role is hybrid and requires 3 days minimum working in the office.


  • The Senior Credit Analyst works with department management for training. The Senior Credit Analyst will expand their knowledge base on spreading financial statements and preparing cash flow analyses for complex businesses and transactions. Training will also expand their knowledge base on analyzing financial statements and providing interpretive analysis for use in loan decision making. With little supervision by department management, the Senior Credit Analyst will be assigned underwriting for complex renewals, modifications, new money requests, and mortgage reviews. The Senior Credit Analyst will also be assigned investment reviews. Underwriting is the primary focus of the Senior Credit Analyst; the volume of assigned underwriting will reflect this priority.
  • The Senior Credit Analyst supports other credit colleagues, lending department staff, and other bank departments on a routine basis, demonstrating strong communication and teamwork skills throughout.
  • The Senior Credit Analyst must demonstrate strong time management skills in order to meet competing deadlines and expectations.
  • The Senior Credit Analyst performs all duties in compliance with regulatory guidelines.
  • The Senior Credit Analyst performs any functions, within scope of authority and expertise, to provide the highest level of service and responsiveness to customers and co-workers.

Education

  • Bachelor's Degree plus specialized course work and training is required

Work Experience

  • 5+ years of credit-related experience is required, preferably with CRE

Additional Requirements

  • Must demonstrate a strong knowledge of commercial credit analysis including the ability to analyze repayment sources, evaluate risk, identify risk mitigation, and provide deep insight into the creditworthiness of a commercial borrower.
  • Working knowledge of accounting and a solid understanding of commercial loan documentation.
  • High attention to detail with strong analytical, communication, and interpersonal skills required.
  • Strong working knowledge of Microsoft Office Suite and ability to learn new software, including the Bank’s Commercial Loan Origination System.
  • Required to work on site in the office a minimum of 3 days per week.  

The expected annual pay range for this role is $62,682 to $111,280. This pay range is the annual salary we in good faith expect to pay for this role at the time of posting. Actual compensation paid may fluctuate higher or lower than the posted range and the range may be modified in the future due to several factors including, but not limited to, relevant experience, certifications, and qualifications, internal equity, adjustments to the requirements and responsibilities of the job, business needs, and economic and market data.
Middlesex Savings Bank is an Equal Opportunity Employer/protected Veterans/Individuals with Disabilities

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