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Senior Credit Analyst Jobs (NOW HIRING)

MDMS Recruiting

Sr. Credit Analyst

Manhattan, NY · On-site

Sr. Credit Analyst Location: New York, NY (4 days onsite) Duration: 6 Months + Description: Position Summary: Senior Credit Analyst in charge of credit analysis and preparation of credit insurance ...

altbanq

Senior Credit Analyst

Manhattan, NY · On-site

Senior Credit Analyst Altbanq | Midtown Manhattan (On-Site) A dynamic and analytical professional who thrives in a detail-oriented, fast-paced environment. The Senior Credit Analyst at Altbanq is a ...

altbanq

Senior Credit Analyst

Manhattan, NY · On-site

$100K - $150K/yr

Senior Credit Analyst Altbanq | Midtown Manhattan (On-Site) A dynamic and analytical professional who thrives in a detail-oriented, fast-paced environment. The Senior Credit Analyst at Altbanq is a ...

Kendall Bank

Senior Credit Analyst

Overland Park, KS · On-site

Senior Credit Analyst Are you an experienced credit professional who excels at financial analysis, risk assessment, and relationship support? Kendall Bank is seeking a Senior Credit Analyst to play a ...

Fifth Third

Senior Credit Analyst

Indianapolis, IN · On-site

The Senior Credit Analyst is primarily responsible for partnering with Portfolio Managers, supporting the daily duties of underwriting and monitoring credit while performing analytical tasks and ...

Kendall Bank

Senior Credit Analyst

Overland Park, KS · On-site

Senior Credit AnalystAre you an experienced credit professional who excels at financial analysis, risk assessment, and relationship support? Kendall Bank is seeking a Senior Credit Analyst to play a ...

Kendall Bank

Senior Credit Analyst

Overland Park, KS · On-site

$85 - $120/hr

Senior Credit Analyst Are you an experienced credit professional who excels at financial analysis, risk assessment, and relationship support? Kendall Bank is seeking a Senior Credit Analyst to play a ...

City Bank

Senior Credit Analyst

Houston, TX

Senior Credit Analysts are expected to underwrite credit requests of all sizes and complexity. * Participate in the credit review process and insure that all underwriting, policy, and compliance ...

Dedham Savings

Senior Credit Analyst

Dedham, MA · On-site

SUMMARY The Senior Credit Analyst is responsible for performing in-depth credit and financial statement analysis to assess and evaluate the financial condition and creditworthiness of businesses that ...

Talently

Senior Credit Analyst

Franklin, MA · On-site

$90K - $100K/yr

Job Title: Senior Credit Analyst Location: On Site - Franklin, Massachusetts, United States Salary: $90,000-$100,000 Skills: Commercial Credit, Commercial Credit Analysis, Excel, Loans, Loan ...

Sauk Valley Bank

Senior Credit Analyst

Harvard, IL · On-site

$71.64/hr

Commercial and Agribusiness Senior Credit Analyst is responsible to analyze various historical and projected financial statements of individuals and businesses to identify the degree of risk involved ...

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Senior Credit Analyst information

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$49.5K

$94.3K

$174K

How much do senior credit analyst jobs pay per year?

As of Sep 2, 2026, the average yearly pay for senior credit analyst in the United States is $94,288.00, according to ZipRecruiter salary data. Most workers in this role earn between $69,000.00 and $100,000.00 per year, depending on experience, location, and employer.

What is a senior credit analyst?

Senior Credit Analysts are finance professionals who assess the creditworthiness of individuals, companies, or securities. They analyze financial statements, market trends, and other data to evaluate the risk of lending money or extending credit. Senior Credit Analysts often work in banks, investment firms, or credit rating agencies and may have supervisory responsibilities, guiding junior analysts and making recommendations on large or complex credit decisions. Their expertise helps organizations make informed lending and investment choices while managing risk.

What does a senior credit analyst do?

A senior credit analyst assesses the financial risk of providing a loan or line of credit to a client. As a credit analyst, you work for a commercial bank or other lending institution. Your duties are to analyze financial data, access client information from other companies, and coordinate with the marketing team about loan targets. Qualifications for a career as a senior credit analyst include a bachelor’s degree in economics, accounting, or statistics, and several years of experience working in credit analysis or the actuarial field. Since this is a senior position, you must work your way up from junior. Other skills useful for the job include strong mathematics and organizational skills.

What are the key skills and qualifications needed to thrive as a senior credit analyst, and why are they important?

To thrive as a Senior Credit Analyst, you need expertise in financial analysis, risk assessment, and a solid understanding of accounting principles, typically supported by a bachelor’s degree in finance or a related field. Familiarity with financial modeling software, credit risk management systems, and possibly certifications such as CFA or FRM are highly valuable. Strong analytical thinking, attention to detail, and effective communication skills set top performers apart in this role. These competencies are critical to making sound credit decisions, minimizing risk, and supporting the financial health of the organization.

What are some common challenges senior credit analysts face when evaluating complex credit portfolios?

Senior Credit Analysts often encounter challenges such as assessing the creditworthiness of clients with limited financial information, managing large and diverse portfolios, and keeping up with rapidly changing market and regulatory conditions. Additionally, they must balance risk mitigation with supporting business growth, which requires close collaboration with relationship managers, risk officers, and senior management. Staying updated on industry trends and employing advanced analytical techniques are essential to effectively address these complexities.

What is the difference between Senior Credit Analyst vs Credit Analyst?

AspectSenior Credit AnalystCredit Analyst
Required CredentialsBachelor's degree, often CFA or CPA, experience in credit analysisBachelor's degree, relevant certifications optional
Work EnvironmentFinancial institutions, corporate credit departmentsBanks, lending firms, credit agencies
Employer & Industry UsageUsed in banking, investment, and corporate finance sectorsCommon in banking and lending industries
Comparison Search IntentUnderstanding seniority and responsibilitiesEntry to mid-level credit analysis roles

The main difference between a Senior Credit Analyst and a Credit Analyst lies in experience, responsibilities, and qualifications. Senior Credit Analysts typically have more experience, advanced certifications, and handle more complex credit assessments. Credit Analysts are often entry-level or mid-level roles focusing on initial credit evaluations. Both roles are vital in financial institutions, but the senior position involves greater decision-making authority and oversight.

Do senior credit analysts make a lot of money?

Senior credit analysts typically earn a higher salary than entry-level analysts, with median annual wages often ranging from $70,000 to $100,000 depending on experience, location, and industry. They may also receive bonuses and benefits, and advanced certifications like CFA can enhance earning potential.

How much does a senior credit analyst make in the US?

A senior credit analyst in the US typically earns between $70,000 and $100,000 annually, with the average around $85,000. Compensation varies based on experience, location, and industry, and may include bonuses and benefits.
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Who are the top companies hiring for Senior Credit Analyst jobs?

The top employers for Senior Credit Analyst jobs are:

What states have the most Senior Credit Analyst jobs?

States with the most job openings for Senior Credit Analyst jobs include:

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For Senior Credit Analyst jobs, the most frequently searched job titles are:

Senior Credit Analyst jobs near you
Infographic showing various Senior Credit Analyst job openings in the United States as of August 2026, with employment types broken down into 1% Internship, 83% Full Time, and 16% Part Time. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $94,288 per year, or $45.3 per hour.

Sr. Credit Analyst

MDMS Recruiting

Manhattan, NY • On-site

Other

Re-posted 6 hours ago

Job description

Sr. Credit Analyst

Location: New York, NY (4 days onsite)

Duration: 6 Months +

Description:

Position Summary: Senior Credit Analyst in charge of credit analysis and preparation of credit insurance for life insurance companies

Key Responsibilities:

Prepare credit analysis and update ratings for insurance clients, prepare annual review and new credit requests, launch MyCredit requests, participate to quarterly portfolio review for the sector, coordinate pipeline with business lines, coverage and colleagues in New York and Montreal

Required Qualifications:

  • Bachelor degree, possibly Master, preferably in economics and finance, held similar position in the same sector (Life Insurance) for at least 10 years.
  • Good communication and writing skills, reactivity, able to accommodate tight deadlines.
  • Preferred Qualifications: CFA, Master or MBA

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