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Junior Credit Analyst Jobs (NOW HIRING)

altbanq

Junior Credit Analyst

Manhattan, NY · On-site

Junior Credit Analyst Altbanq | Midtown Manhattan (On-Site) The Junior Credit Analyst at Altbanq is a key member of our credit team. You'll work closely with experienced underwriters and the Chief ...

altbanq

Junior Credit Analyst

Manhattan, NY · On-site

$65K - $85K/yr

Junior Credit Analyst Altbanq | Midtown Manhattan (On-Site) The Junior Credit Analyst at Altbanq is a key member of our credit team. You'll work closely with experienced underwriters and the Chief ...

Fidelity Bank

Junior Credit Analyst

Scranton, PA · On-site

The Junior Credit Analyst at Fidelity Bank supports the credit analysis function by performing administrative and analytical tasks related to commercial lending. This role is responsible for ...

Fidelity Bank

Junior Credit Analyst

Scranton, PA

The Junior Credit Analyst at Fidelity Bank supports the credit analysis function by performing administrative and analytical tasks related to commercial lending. This role is responsible for ...

Chilton Trust Company

Junior Credit Analyst

Manhattan, NY · On-site

$125K - $145K/yr

Position Description The Junior Credit Analyst will be part of a larger Fixed Income team with responsibilities including, but not limited to, the following: * Conduct fundamental credit analysis of ...

Herring Bank

Senior Credit Analyst

Lewisville, TX

Provide mentorship and support to junior credit analysts as needed What Youll Bring * Strong commercial credit analysis and underwriting experience * Advanced financial statement, cash flow, and ...

WaFd Bank

Senior Credit Analyst - CRE

Seattle, WA · On-site

$82K - $123K/yr

Additionally, the Senior Credit Analyst will serve as a mentor and training partner for more junior credit analysts throughout the Division. WaFd Bank is proud of the high value that we all place on ...

WaFd Bank

Senior Credit Analyst - CRE

Seattle, WA · On-site

$82K - $123K/yr

Additionally, the Senior Credit Analyst will serve as a mentor and training partner for more junior credit analysts throughout the Division. WaFd Bank is proud of the high value that we all place on ...

Parker

Senior Credit Analyst

New York, NY · On-site

$140K - $160K/yr

Serve as a mentor and escalation point for junior credit and risk analysts What We're Looking For: * 5+ years of experience in credit analysis, preferably in SMB, middle market, or fintech lending

Provident Bank

Credit Analyst IV - SBA

Iselin, NJ

Subject to business needs may have supervisory and mentorship responsibilities for junior Credit Analysts. MINIMUM QUALIFICATIONS : * Bachelor's degree in finance, Accounting or Economics. * Formal ...

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Junior Credit Analyst information

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How much do junior credit analyst jobs pay per hour?

As of Jun 14, 2026, the average hourly pay for junior credit analyst in the United States is $32.12, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $35.34 per hour, depending on experience, location, and employer.

What does a Junior Credit Analyst do?

A Junior Credit Analyst is responsible for evaluating the creditworthiness of individuals or businesses applying for loans or credit. They analyze financial statements, credit reports, and other relevant data to assess risk and make recommendations to senior analysts or management. Their work helps financial institutions make informed lending decisions and manage credit risk effectively. Junior Credit Analysts often assist in preparing reports and maintaining client records while learning industry best practices.

What are some common challenges faced by a Junior Credit Analyst in their first year on the job?

In their first year, Junior Credit Analysts often face the challenge of balancing a steep learning curve with the need to deliver accurate credit assessments. They must quickly become familiar with financial statement analysis, risk assessment tools, and internal credit policies. Additionally, coordinating with senior analysts and client relationship managers requires strong communication skills and attention to detail. Overcoming these initial hurdles helps build a solid foundation for career growth and expertise in credit analysis.

What are the key skills and qualifications needed to thrive as a Junior Credit Analyst, and why are they important?

To thrive as a Junior Credit Analyst, you need a strong foundation in financial analysis, accounting principles, and a bachelor's degree in finance, economics, or a related field. Familiarity with financial modeling tools, Excel, and risk assessment software is typically required, and some employers may prefer candidates with CFA Level I or similar certifications. Attention to detail, analytical thinking, and effective communication skills help you interpret data and convey credit risks to stakeholders. These skills are essential for making informed credit decisions that minimize risk and support the financial health of the organization.

What is the difference between Junior Credit Analyst vs Credit Analyst?

AspectJunior Credit AnalystCredit Analyst
Required CredentialsBachelor's degree, some certifications (e.g., CFA Level I)Bachelor's degree, often with certifications like CFA or credit-specific courses
Work EnvironmentEntry-level, supportive team, training-focusedMore independent, analytical, client-facing responsibilities
Employer & Industry UsageFinancial institutions, banks, credit agenciesFinancial institutions, banks, credit departments
Common Search & ComparisonYesYes

The main difference between a Junior Credit Analyst and a Credit Analyst lies in experience and responsibility level. Junior Credit Analysts are entry-level, focusing on supporting senior staff with basic credit assessments, while Credit Analysts handle more complex analysis and decision-making. Both roles require similar educational backgrounds and certifications, but the Credit Analyst position involves greater independence and analytical depth.

More about Junior Credit Analyst jobs
What cities are hiring for Junior Credit Analyst jobs? Cities with the most Junior Credit Analyst job openings:
What are the most commonly searched types of Credit Analyst jobs? The most popular types of Credit Analyst jobs are:
What states have the most Junior Credit Analyst jobs? States with the most job openings for Junior Credit Analyst jobs include:
What job categories do people searching Junior Credit Analyst jobs look for? The top searched job categories for Junior Credit Analyst jobs are:
Junior Credit Analyst jobs near you

Junior Credit Analyst

altbanq

Manhattan, NY • On-site

Full-time

Medical, Dental, Vision, Life, Retirement

Posted 3 days ago

Job description

Junior Credit Analyst
Altbanq | Midtown Manhattan (On-Site)
The Junior Credit Analyst at Altbanq is a key member of our credit team. You’ll work closely with experienced underwriters and the Chief Risk Officer, gaining exposure to real credit decisions while helping support the quality and performance of Altbanq’s loan portfolio. This role is designed for candidates early in their careers who are eager to build hands-on experience in credit analysis, financial review, and risk assessment within a fast-growing fintech lending platform.
Location: Midtown, New York City  
Work Schedule: Fully on-site, Monday–Friday, 9:30 AM – 6:00 PM
Company Website: https://altbanq.com
Why This Role Matters
Junior Credit Analysts help ensure that every loan we originate meets Altbanq’s credit and risk standards. In this role, you’ll contribute to important credit decisions while learning how financial data, borrower behavior, and risk policy come together in real-world lending. This is a strong opportunity for someone looking to start a career in credit, underwriting, or risk management.
What You’ll Do
  • Review borrower credit reports and assist with background checks and public record searches, including liens, judgments, bankruptcies, and UCC filings.
  • Assist in analyzing financial documents such as bank statements, profit & loss statements, balance sheets, and tax returns to help assess cash flow and credit risk.
  • Support senior analysts on credit reviews and complex cases.
  • Learn and apply Altbanq’s credit policies, procedures, and risk guidelines.
  • Prepare credit summaries and memos for internal review and approval.
What We’re Looking For
  • Bachelor’s degree in finance, accounting, economics, business administration, or a related field
  • Proficiency in Microsoft Excel (formulas, filters, basic functions)
  • Strong interest in credit analysis, lending, financial risk and transaction due diligence 
  • High attention to detail and willingness to learn
  • Clear written and verbal communication skills
  • Ability to stay organized and meet deadlines in a fast-paced environment
Compensation and Benefits
Salary Range: $65,000 - $85,000, depending on experience.
Benefits Include:
  •   Medical, Dental, and Vision Insurance  
  •   Life Insurance and Commuter Benefits  
  •   401(k) Retirement Plan
  •   Flexible Spending Accounts (FSA)
  •   End-of-year discretionary performance bonus
Join Us
Join Altbanq and start your career by learning from experienced credit professionals while helping small businesses access capital responsibly.
 

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