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Junior Credit Analyst Jobs in Indiana (NOW HIRING)

Interra Credit Union

Senior Financial Analyst- ALM

Goshen, IN · On-site

$76K - $95K/yr

Support junior level analysts with coordinating monthly and quarterly forecasts in addition to the ... Ensure product pricing is within the scope of the Credit Union's product pricing strategies through ...

Schillings

Junior Staff Accountant

Saint John, IN · On-site

$22.75 - $28.50/hr

Analytical, detail-oriented, collaborative team player with a positive attitude and sense of ... Must be able to pass a background check and credit screening. Benefits: * Competitive pay * Medical ...

Schillings

Junior Staff Accountant

Saint John, IN · On-site

$22.75 - $28.50/hr

Analytical, detail-oriented, collaborative team player with a positive attitude and sense of ... Must be able to pass a background check and credit screening. Benefits: * Competitive pay * Medical ...

Schillings

Junior Staff Accountant

Saint John, IN · On-site

$22.75 - $28.50/hr

Assist with financial analysis and reporting, and budget forecasting.Coordinate bank transactions ... Must be able to pass a background check and credit screening.Benefits:Competitive payMedical ...

CloudMasonry

Junior Accountant

Indianapolis, IN · On-site

$45K - $57K/yr

... analysis and close-related documentation. * Perform credit card statements and prepare appropriate journal entries. * Manage the timely and accurate entry of payroll reimbursements, ensuring ...

Becton, Dickinson and Company

$83K - $108K/yr

... junior analysts and own stakeholder relationships.) Ideal candidates for this position will be ... Credit Union (BCU) Daily Pay College financial aid and application guidance Life Balance Programs ...

Becton, Dickinson and Company

$83K - $108K/yr

... junior analysts and own stakeholder relationships.) Ideal candidates for this position will be ... Credit Union (BCU) Daily Pay College financial aid and application guidance Life Balance Programs ...

World Business Lenders, LLC

Review Appraiser

Indianapolis, IN · On-site +1

$86K - $94K/yr

Provides clear, well-supported recommendations to credit and investment committees. * Maintains high-quality, consistent appraisal review standards and supports junior analysts. Typical Day-to-Day

Dean Dorton

2027 Spring Audit Intern

Indianapolis, IN · On-site

$14.25 - $19/hr

Credit hours, with university approval * Market-leading pay + other perks * Life-long connections ... Junior, senior, or master's student enrolled in an accounting or business program at an accredited ...

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Junior Credit Analyst information

See Indiana salary details

$14

$30

$51

How much do junior credit analyst jobs pay per hour?

As of Aug 22, 2026, the average hourly pay for junior credit analyst in Indiana is $30.56, according to ZipRecruiter salary data. Most workers in this role earn between $21.97 and $33.61 per hour, depending on experience, location, and employer.

What does a junior credit analyst do?

A Junior Credit Analyst is responsible for evaluating the creditworthiness of individuals or businesses applying for loans or credit. They analyze financial statements, credit reports, and other relevant data to assess risk and make recommendations to senior analysts or management. Their work helps financial institutions make informed lending decisions and manage credit risk effectively. Junior Credit Analysts often assist in preparing reports and maintaining client records while learning industry best practices.

What are the key skills and qualifications needed to thrive as a junior credit analyst?

To thrive as a Junior Credit Analyst, you need a strong foundation in financial analysis, accounting principles, and a bachelor's degree in finance, economics, or a related field. Familiarity with financial modeling tools, Excel, and risk assessment software is typically required, and some employers may prefer candidates with CFA Level I or similar certifications. Attention to detail, analytical thinking, and effective communication skills help you interpret data and convey credit risks to stakeholders. These skills are essential for making informed credit decisions that minimize risk and support the financial health of the organization.

What are some common challenges faced by a junior credit analyst in their first year on the job?

In their first year, Junior Credit Analysts often face the challenge of balancing a steep learning curve with the need to deliver accurate credit assessments. They must quickly become familiar with financial statement analysis, risk assessment tools, and internal credit policies. Additionally, coordinating with senior analysts and client relationship managers requires strong communication skills and attention to detail. Overcoming these initial hurdles helps build a solid foundation for career growth and expertise in credit analysis.

What is the difference between Junior Credit Analyst vs Credit Analyst?

AspectJunior Credit AnalystCredit Analyst
Required CredentialsBachelor's degree, some certifications (e.g., CFA Level I)Bachelor's degree, often with certifications like CFA or credit-specific courses
Work EnvironmentEntry-level, supportive team, training-focusedMore independent, analytical, client-facing responsibilities
Employer & Industry UsageFinancial institutions, banks, credit agenciesFinancial institutions, banks, credit departments
Common Search & ComparisonYesYes

The main difference between a Junior Credit Analyst and a Credit Analyst lies in experience and responsibility level. Junior Credit Analysts are entry-level, focusing on supporting senior staff with basic credit assessments, while Credit Analysts handle more complex analysis and decision-making. Both roles require similar educational backgrounds and certifications, but the Credit Analyst position involves greater independence and analytical depth.

What are the most commonly searched types of Credit Analyst jobs in Indiana?

The most popular types of Credit Analyst jobs in Indiana are:

What are popular job titles related to Junior Credit Analyst jobs in Indiana?

For Junior Credit Analyst jobs in Indiana, the most frequently searched job titles are:

What job categories do people searching Junior Credit Analyst jobs in Indiana look for?

The top searched job categories for Junior Credit Analyst jobs in Indiana are:

What cities in Indiana are hiring for Junior Credit Analyst jobs?

Cities in Indiana with the most Junior Credit Analyst job openings:

Junior Credit Analyst jobs near you
Infographic showing various Junior Credit Analyst job openings in Indiana as of August 2026, with employment types broken down into 82% Full Time, 17% Part Time, and 1% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $63,567 per year, or $30.6 per hour.

Commercial Underwriter IV

Cypress HCM

Carmel, IN • Hybrid

Full-time

Re-posted 22 days ago

Job description

Commercial Underwriter IV
Location: Indianapolis, IN 46240 (Hybrid – Office Tues, Wed,Thurs…..WFH Mon, Fri)
Pay: $115,000-140,000 (Compensation can vary depending on experience) ND Bonus up to 10%
General Overview
The Commercial Loan Underwriter is responsible for conducting thorough financial analyses, risk evaluations, and due diligence to assess and recommend commercial loan approvals within the lines of business. This position works closely with the Executive Director, Director of Underwriting, and the Loan Committee to structure, underwrite, and manage complex and high-value credit relationships.
Responsibilities
  • Financial Analysis & Credit Assessment: Evaluate commercial loan applications, analyze credit data, and determine applicants' creditworthiness, ensuring compliance with Bank Lending Policy. Formulate structured recommendations for complex loans ($2.5MM - $20MM) that may require approval from the Senior Credit Committee.
  • Credit Memo Preparation: Develop and present credit memorandums for new and renewal requests on large and intricate credit lines.
  • Loan Approval Authority: Utilize individual lending authority to approve or deny credit requests, managing high-level loan decisions within the underwriting team.
  • Due Diligence Coordination: Lead on-site due diligence visits to borrower locations, collaborating with external partners such as accounting and valuation firms when necessary.
  • Loan Portfolio Management: Partner with the Servicing team to monitor loan portfolios, ensure adherence to financial covenants, conduct risk rating assessments, and review collateral performance.
  • Legal Documentation: Oversee and negotiate loan closing documentation, ensuring all pre-funding conditions are satisfied.
  • Industry Training: Build expertise in the financing domains and deliver training both internally and externally.
  • Team Support: Manage loan pipeline, mentor junior underwriters, and assist with team coordination as needed.
  • Special Projects: Support various special projects as directed.
Requirements
  • Experience: 7–10 years of experience in commercial lending and/or credit underwriting, with a focus on commercial relationships of $5MM or greater.
  • Education: Bachelor’s degree in Accounting, Finance, Economics, Business Administration, or related fields; a Master’s in Business is preferred but not required.
  • Skills:
    • Strong mathematical and financial analysis capabilities
    • Proficient in advanced accounting principles
    • Excellent interpersonal and communication skills
    • Expertise in financial software, including BRIDGE and Microsoft Office
    • Certifications (Preferred): Certified banking credit analyst or equivalent training.
  • May supervise and train junior underwriters, providing guidance and mentorship.
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About Cypress HCM

Sourced by ZipRecruiter

We deliver consistently superior recruiting by virtue of trusting, communicative relationships with companies and candidates alike. From Fortune 100s to startups, clients lean on us to fulfill their range of needs from contract to full-time positions. With an intimate knowledge of the industries we serve, a keen sense of what makes for high-performing talent in any role, and shared sense of urgency, our clients will tell you: your solution begins here.

Industry

Recruiting and staffing services

Company size

51 - 200 Employees

Headquarters location

Walnut Creek, CA, US

Year founded

2005

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