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Credit Risk Reviewer Jobs in Indiana (NOW HIRING)

Obtain, review, and analyze necessary information to determine customer financial capability, risk, and establish credit limits. Partner with other business units to improve the quality of the data ...

Review and approve credit applications in accordance with company policies and risk tolerance. * Monitor existing customer accounts for changes in credit risk and recommend adjustments to credit ...

Review and approve credit applications in accordance with company policies and risk tolerance. * Monitor existing customer accounts for changes in credit risk and recommend adjustments to credit ...

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PURPOSE Manage credit risk for all regional customers, to assure credit limits, payment terms and customer financial information is updated. ESSENTIAL DUTIES * Performing credit checks and reviewing ...

Obtain, review, and analyze necessary information to determine customer financial capability, risk, and establish credit limits. * Partner with other business units to improve the quality of the data ...

... review, and analyze necessary information to determine customer financial capability, risk, and establish credit limits. • Partner with other business units to improve the quality of the data being ...

... review, and analyze necessary information to determine customer financial capability, risk, and establish credit limits. • Partner with other business units to improve the quality of the data being ...

Portfolio Manager II or III

Fishers, IN · On-site +1

$61K - $110K/yr

Credit risk analysis including assessment of financial statements, collateral valuation, industry review, and risk rating assignments, Extensive Travel Requirements * As Needed for training and ...

CRE Portfolio Manager II or III

Fishers, IN · On-site +1

$61K - $110K/yr

Credit risk analysis including assessment of financial statements, collateral valuation, industry review, and risk rating assignments, Extensive Travel Requirements * As Needed for training and ...

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Credit Risk Reviewer information

What does a credit risk reviewer do?

A Credit Risk Reviewer is responsible for assessing and evaluating the credit risk associated with lending decisions at financial institutions. They analyze loan portfolios, review credit policies, and ensure compliance with internal and regulatory standards. By identifying potential risks and weaknesses in lending practices, they help organizations minimize losses and maintain healthy credit quality. Their work often involves preparing detailed reports and recommending improvements to credit processes and controls.

What are the key skills and qualifications needed to thrive as a credit risk reviewer, and why are they important?

To thrive as a Credit Risk Reviewer, you need a strong background in finance, accounting, and risk assessment, typically supported by a bachelor’s degree in a related field. Familiarity with credit analysis tools, risk rating systems, and regulatory compliance frameworks such as Basel II/III is important, as well as proficiency in Excel and financial modeling software. Attention to detail, analytical thinking, and effective communication are crucial soft skills for evaluating creditworthiness and presenting findings. These skills ensure accurate risk assessments, regulatory adherence, and sound decision-making to protect an organization’s financial health.

How does a credit risk reviewer typically collaborate with other departments to ensure accurate risk assessments?

Credit Risk Reviewers work closely with teams such as loan origination, underwriting, and compliance to gather comprehensive information about borrowers and lending practices. They often participate in cross-departmental meetings to discuss findings, identify trends in credit quality, and recommend improvements to credit policies. Effective collaboration ensures that risk assessments are thorough and align with regulatory standards, ultimately helping the organization make informed lending decisions. This collaborative environment also provides opportunities to learn from other specialties and expand one's expertise within the financial institution.

What is the difference between Credit Risk Reviewer vs Credit Analyst?

AspectCredit Risk ReviewerCredit Analyst
Required CredentialsBachelor's degree, certifications like CFA or credit-specific trainingBachelor's degree, often similar certifications or coursework in finance or economics
Work EnvironmentReviewing credit files, assessing risk, and ensuring complianceAnalyzing financial data, preparing credit reports, and making lending recommendations
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending institutions, corporate finance departments

Both roles involve assessing creditworthiness, but Credit Risk Reviewers focus on evaluating existing credit files for risk and compliance, while Credit Analysts analyze financial data to recommend new credit approvals. They often work together within financial institutions to manage credit portfolios effectively.

What job categories do people searching Credit Risk Reviewer jobs in Indiana look for?

The top searched job categories for Credit Risk Reviewer jobs in Indiana are:

What cities in Indiana are hiring for Credit Risk Reviewer jobs?

Cities in Indiana with the most Credit Risk Reviewer job openings:

Credit Risk Manager/Senior Analyst

Thrive Financial, LLC

Domestic, IN • Remote

Full-time

Re-posted 20 days ago


Job description

At Thrive Financial, Credit Risk Managers/Analysts have the opportunity to shape business outcomes through actionable, data-driven insights as the company is in high growth mode. This role is for someone who is able to apply analytics in an environment of ambiguity and incomplete ownership and loves working cross functionally.  You are a data nerd who is passionate about leveraging AI and automation for analytics, a relationship builder, and you know how to weigh risk against opportunity.  This role will be foundational in continuing to optimize the Thrive credit policy.
You have the right background if you
  • Have three or more years working in a lending analytics roles with at least two years spent working in a risk environment where the consumer credit risk isn't the whole story

  • Have earned increased responsibility or promotions through performance, not tenure

  • Have worked in an early-stage company (or equivalent environment) where structure was minimal and initiative mattered, or can clearly demonstrate that you've succeeded without heavy process or support

  • Are comfortable wearing multiple hats today, with an eye toward building and leading a team in the future

  • You are a SQL and/or Python wizard

  • Are passionate about leveraging AI and automation to build lean and scalable risk analytics programs

How you approach the role
  • You are hands-on by default - excited to dive into consumer data, solve real problems, and deliver tangible value

  • You naturally look for patterns and gaps, and feel compelled to create structure where none exists

  • You balance empathy and accountability, building trust while driving outcomes

  • You are energized by growth (both personal and organizational) and want to level up into people leadership over time

What You Will Do
  • Build out analytics and procedures to monitor credit performance and uncover opportunities to protect Thrive's bottom line 

  • Produce reporting and dashboards that effectively communicate credit risk trends to a variety of stakeholders

  • Monitor and enhance credit underwriting models 

  • Update loss forecasting estimates and analyze portfolio profitability

  • Identify improvements for more efficient customer underwriting to reduce friction while maintaining decision integrity 

  • Leverage automation and AI to drive more insights with less overhead

Why This Role
  • High-impact opportunity to shape risk strategy at an early stage - you are here to take us from 10 to 100 

  • Path to expanded scope and people leadership as the company scales

  • Mission-driven fintech focused on enabling responsible, accessible financing

  • Fully remote, highly collaborative environment with room to grow

At Thrive, our best teammates embody GRIT:
Get things done You are self-directed, proactive, and biased toward action. You don't wait for perfect conditions to move forward.
Respect each other You lead with humility and empathy - whether working with contractors, teammates, or leadership.
Intellectual curiosity You ask thoughtful questions, seek context, and enjoy learning new industries, products, and customer needs in order to make practical, informed decisions.
Teamwork You believe the best results come from shared ownership, open communication, and learning together.
 
As a Credit Risk Manager/Senior Analyst, you also bring:
Trustworthiness You prioritize long-term relationships, follow through on commitments, and ensure alignment across stakeholders.
Collaboration You actively invite diverse perspectives and use them to arrive at better solutions - for customers and for the business.
Stewardship You approach your work with a servant mindset, focused on supporting contractors, teammates, and the broader mission of responsible financial access.
We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.
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