At Thrive Financial, Credit Risk Managers/Analysts have the opportunity to shape business outcomes ... Monitor and enhance credit underwriting models * Update loss forecasting estimates and analyze ...
At Thrive Financial, Credit Risk Managers/Analysts have the opportunity to shape business outcomes ... Monitor and enhance credit underwriting models * Update loss forecasting estimates and analyze ...
Credit Specialist
Indianapolis, IN · Remote
Partner with other business units to improve the quality of the data being used in the credit risk models. Interface with stations and sales personnel in various markets to provide support and ...
Credit Specialist
Indianapolis, IN · Remote
Partner with other business units to improve the quality of the data being used in the credit risk models. Interface with stations and sales personnel in various markets to provide support and ...
Evaluates credit risk associated with international customers, including foreign exchange exposure ... Conducts quantitative financial modeling and ratio analysis to assess repayment capacity and ...
Evaluates credit risk associated with international customers, including foreign exchange exposure ... Conducts quantitative financial modeling and ratio analysis to assess repayment capacity and ...
Evaluates credit risk associated with international customers, including foreign exchange exposure ... Conducts quantitative financial modeling and ratio analysis to assess repayment capacity and ...
Evaluates credit risk associated with international customers, including foreign exchange exposure ... Conducts quantitative financial modeling and ratio analysis to assess repayment capacity and ...
Consumer Finance Direct Portfolio/Risk Specialist
Indianapolis, IN · On-site +1
$57K - $113K/yr
Familiarity with consumer credit models, scorecards, or risk-based pricing frameworks. * Advanced proficiency in Excel and experience with portfolio reporting or analytics tools. * Bachelor's degree ...
Consumer Finance Direct Portfolio/Risk Specialist
Indianapolis, IN · On-site +1
$57K - $113K/yr
Familiarity with consumer credit models, scorecards, or risk-based pricing frameworks. * Advanced proficiency in Excel and experience with portfolio reporting or analytics tools. * Bachelor's degree ...
Credit Analyst
Noblesville, IN · On-site
Review and approve credit applications in accordance with company policies and risk tolerance ... Contribute to process improvements in credit policies, procedures, and scoring models. * Support ...
Credit Analyst
Noblesville, IN · On-site
Review and approve credit applications in accordance with company policies and risk tolerance ... Contribute to process improvements in credit policies, procedures, and scoring models. * Support ...
Credit Analyst
Noblesville, IN · On-site
Review and approve credit applications in accordance with company policies and risk tolerance ... Contribute to process improvements in credit policies, procedures, and scoring models. * Support ...
Credit Analyst
Noblesville, IN · On-site
Review and approve credit applications in accordance with company policies and risk tolerance ... Contribute to process improvements in credit policies, procedures, and scoring models. * Support ...
Review and approve credit applications in accordance with company policies and risk tolerance ... Contribute to process improvements in credit policies, procedures, and scoring models. * Support ...
Review and approve credit applications in accordance with company policies and risk tolerance ... Contribute to process improvements in credit policies, procedures, and scoring models. * Support ...
Credit Specialist
Indianapolis, IN · On-site
Partner with other business units to improve the quality of the data being used in the credit risk models. * Interface with stations and sales personnel in various markets to provide support and ...
Credit Specialist
Indianapolis, IN · On-site
Partner with other business units to improve the quality of the data being used in the credit risk models. * Interface with stations and sales personnel in various markets to provide support and ...
Credit Specialist
Indianapolis, IN · On-site
... risk models. • Interface with stations and sales personnel in various markets to provide support and feedback on credit worth and risk management, recommends credit terms and conditions as needed ...
Credit Specialist
Indianapolis, IN · On-site
... risk models. • Interface with stations and sales personnel in various markets to provide support and feedback on credit worth and risk management, recommends credit terms and conditions as needed ...
Credit Specialist
Indianapolis, IN · On-site
... risk models. • Interface with stations and sales personnel in various markets to provide support and feedback on credit worth and risk management, recommends credit terms and conditions as needed ...
Credit Specialist
Indianapolis, IN · On-site
... risk models. • Interface with stations and sales personnel in various markets to provide support and feedback on credit worth and risk management, recommends credit terms and conditions as needed ...
Purpose : The Senior Model Risk Analyst will play a key role in assessing the Bank's model risk ... credit loss modeling, and stress testing. * Understanding of stochastic processes, time series ...
Purpose : The Senior Model Risk Analyst will play a key role in assessing the Bank's model risk ... credit loss modeling, and stress testing. * Understanding of stochastic processes, time series ...
Purpose : The Senior Model Risk Analyst will play a key role in assessing the Bank's model risk ... credit loss modeling, and stress testing. * Understanding of stochastic processes, time series ...
Purpose : The Senior Model Risk Analyst will play a key role in assessing the Bank's model risk ... credit loss modeling, and stress testing. * Understanding of stochastic processes, time series ...
Small Business Credit Manager
Fishers, IN · On-site
The Manager makes sound, risk-based credit decisions, reinforces underwriting discipline, and ... Strength in developing/refining scoring models and other technology based initiatives * Recommend ...
Small Business Credit Manager
Fishers, IN · On-site
The Manager makes sound, risk-based credit decisions, reinforces underwriting discipline, and ... Strength in developing/refining scoring models and other technology based initiatives * Recommend ...
Small Business Credit Manager
Fishers, IN · On-site
The Manager makes sound, risk-based credit decisions, reinforces underwriting discipline, and ... Strength in developing/refining scoring models and other technology based initiatives * Recommend ...
Small Business Credit Manager
Fishers, IN · On-site
The Manager makes sound, risk-based credit decisions, reinforces underwriting discipline, and ... Strength in developing/refining scoring models and other technology based initiatives * Recommend ...
Portfolio Manager II or III
Fishers, IN · On-site +1
$61K - $110K/yr
... business model and industry trends in order to effectively evaluate sources of repayment and accurately assign risk rating. * Collect and review all pertinent credit and financial information ...
Portfolio Manager II or III
Fishers, IN · On-site +1
$61K - $110K/yr
... business model and industry trends in order to effectively evaluate sources of repayment and accurately assign risk rating. * Collect and review all pertinent credit and financial information ...
The Senior Credit Analyst demonstrates extensive knowledge of financial and risk analysis and expertise in financial modeling. The Senior Credit Analyst demonstrates proficiency in underwriting, with ...
The Senior Credit Analyst demonstrates extensive knowledge of financial and risk analysis and expertise in financial modeling. The Senior Credit Analyst demonstrates proficiency in underwriting, with ...
Senior Credit Analyst
Indianapolis, IN · On-site
The Senior Credit Analyst demonstrates extensive knowledge of financial and risk analysis and expertise in financial modeling. The Senior Credit Analyst demonstrates proficiency in underwriting, with ...
Senior Credit Analyst
Indianapolis, IN · On-site
The Senior Credit Analyst demonstrates extensive knowledge of financial and risk analysis and expertise in financial modeling. The Senior Credit Analyst demonstrates proficiency in underwriting, with ...
Portfolio Manager II or III
Fishers, IN · On-site
$61K - $110K/yr
... business model and industry trends in order to effectively evaluate sources of repayment and accurately assign risk rating. * Collect and review all pertinent credit and financial information ...
Portfolio Manager II or III
Fishers, IN · On-site
$61K - $110K/yr
... business model and industry trends in order to effectively evaluate sources of repayment and accurately assign risk rating. * Collect and review all pertinent credit and financial information ...
Business Banking Credit Center (BBCC) Underwriter
Evansville, IN · On-site
$121K/yr
... model to aid in the evaluation of loan requests. In some instances, the underwriter will complete are more detailed financial analysis to obtain a deeper understanding of an application's credit risk.
Business Banking Credit Center (BBCC) Underwriter
Evansville, IN · On-site
$121K/yr
... model to aid in the evaluation of loan requests. In some instances, the underwriter will complete are more detailed financial analysis to obtain a deeper understanding of an application's credit risk.
Freelance Credit Risk Modeling information
What are the key skills and qualifications needed to thrive as a Freelance Credit Risk Modeler, and why are they important?
What is freelance credit risk modeling?
What is the difference between Freelance Credit Risk Modeling vs Credit Analyst?
| Aspect | Freelance Credit Risk Modeling | Credit Analyst |
|---|---|---|
| Credentials | Relevant certifications (e.g., CFA, credit risk certifications), strong quantitative skills | Typically requires a degree in finance, economics, or related field; certifications are a plus |
| Work Environment | Independent, project-based, remote or client-site | Usually in banks, financial institutions, or corporate offices |
| Industry Usage | Used by consulting firms, freelance platforms, and financial services | Employed directly by financial institutions or corporations |
| Comparison Search Intent | Understanding freelance opportunities in credit risk modeling | Assessing creditworthiness and risk for lending decisions |
Freelance Credit Risk Modeling involves independent, project-based work focusing on developing risk models, often remotely. Credit Analysts work within organizations to evaluate creditworthiness, typically in a structured environment. While both roles require financial expertise and similar credentials, their work settings and employment types differ significantly.
How do freelance credit risk modelers typically collaborate with clients and other stakeholders during projects?
Full-time
Posted 27 days ago
Job description
Have three or more years working in a lending analytics roles with at least two years spent working in a risk environment where the consumer credit risk isn't the whole story
Have earned increased responsibility or promotions through performance, not tenure
Have worked in an early-stage company (or equivalent environment) where structure was minimal and initiative mattered, or can clearly demonstrate that you've succeeded without heavy process or support
Are comfortable wearing multiple hats today, with an eye toward building and leading a team in the future
You are a SQL and/or Python wizard
Are passionate about leveraging AI and automation to build lean and scalable risk analytics programs
You are hands-on by default - excited to dive into consumer data, solve real problems, and deliver tangible value
You naturally look for patterns and gaps, and feel compelled to create structure where none exists
You balance empathy and accountability, building trust while driving outcomes
You are energized by growth (both personal and organizational) and want to level up into people leadership over time
Build out analytics and procedures to monitor credit performance and uncover opportunities to protect Thrive's bottom line
Produce reporting and dashboards that effectively communicate credit risk trends to a variety of stakeholders
Monitor and enhance credit underwriting models
Update loss forecasting estimates and analyze portfolio profitability
Identify improvements for more efficient customer underwriting to reduce friction while maintaining decision integrity
Leverage automation and AI to drive more insights with less overhead
High-impact opportunity to shape risk strategy at an early stage - you are here to take us from 10 to 100
Path to expanded scope and people leadership as the company scales
Mission-driven fintech focused on enabling responsible, accessible financing
Fully remote, highly collaborative environment with room to grow
About Thrive Financial
Sourced by ZipRecruiter
Industry
Finance and insurance
Company size
1 - 10 Employees
Headquarters location
Anaheim, CA, US
Year founded
2008