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Credit Analyst Trainee Jobs in Indiana (NOW HIRING)

Credit Analyst Trainee information

See Indiana salary details

$14

$28

$46

How much do credit analyst trainee jobs pay per hour?

As of Jun 15, 2026, the average hourly pay for credit analyst trainee in Indiana is $28.48, according to ZipRecruiter salary data. Most workers in this role earn between $21.97 and $32.02 per hour, depending on experience, location, and employer.

What is the difference between Credit Analyst Trainee vs Credit Analyst?

AspectCredit Analyst TraineeCredit Analyst
Required CredentialsTypically a bachelor's degree in finance, economics, or related field; some employers may prefer certifications like CFA or credit analysis coursesSame as trainee, often with additional experience or certifications
Work EnvironmentEntry-level, training-focused, often in banks, financial institutions, or credit agenciesMore independent, responsible for analyzing credit data, making recommendations, and monitoring credit risk
Employer & Industry UsageUsed in banking, finance, and credit companies as a starting roleUsed in similar industries, with increased responsibilities

The main difference between a Credit Analyst Trainee and a Credit Analyst is experience level and responsibility. Trainees are in training, gaining skills and knowledge, while Credit Analysts have more independence and decision-making authority in assessing credit risk.

Will AI replace credit analyst?

AI can automate routine tasks in credit analysis, such as data collection and initial risk assessment, but it is unlikely to fully replace credit analysts. Human judgment, industry knowledge, and relationship management remain essential components of the role, especially in complex or nuanced cases.

What are Credit Analyst Trainees?

Credit Analyst Trainees are entry-level professionals who assist in evaluating the creditworthiness of individuals or businesses applying for loans or credit. They work under the supervision of experienced credit analysts, learning to analyze financial statements, assess risks, and prepare credit reports. This role provides foundational training in financial analysis, credit assessment, and industry-specific regulations, preparing trainees for advancement to full credit analyst positions.

What does an entry level credit analyst do?

An entry-level credit analyst evaluates the creditworthiness of individuals or businesses by analyzing financial statements, credit reports, and other relevant data. They assist in determining the risk of extending credit and often use financial analysis tools and software to support their assessments under supervision. The role typically requires strong analytical skills and attention to detail.

How to become a credit analyst with no experience?

To become a credit analyst trainee with no experience, focus on gaining relevant knowledge through courses in finance, accounting, or economics, and develop skills in data analysis and financial statement review. Internships or entry-level positions in finance or customer service can provide practical experience, and obtaining certifications like the Financial Risk Manager (FRM) or Credit Analyst Certification can enhance your qualifications.

What are some common challenges faced by Credit Analyst Trainees during their initial months on the job?

Credit Analyst Trainees often encounter challenges such as learning to interpret complex financial statements, adapting to internal risk assessment models, and managing tight deadlines for report submissions. Additionally, they must quickly develop strong attention to detail and analytical skills to accurately assess creditworthiness. Collaboration with senior analysts and frequent communication with relationship managers are key to overcoming these challenges and building confidence in making well-informed recommendations.

What are the key skills and qualifications needed to thrive as a Credit Analyst Trainee, and why are they important?

To thrive as a Credit Analyst Trainee, you need a solid understanding of financial analysis, accounting principles, and a relevant degree such as finance, economics, or business. Familiarity with financial modeling tools, Microsoft Excel, and credit risk assessment software is commonly required. Strong analytical thinking, attention to detail, and effective communication skills help you stand out in this role. These competencies are crucial for accurately assessing creditworthiness, minimizing risk, and supporting sound lending decisions.

Can I get a credit analyst job with no experience?

Credit analyst trainee positions often require some knowledge of finance, accounting, or related fields, but many entry-level roles are open to candidates with little or no experience if they demonstrate strong analytical skills and a willingness to learn. Employers may provide on-the-job training and look for relevant coursework, certifications, or internships to supplement experience. Developing skills in financial analysis tools and understanding credit reporting can improve chances of securing such roles.
What are the most commonly searched types of Credit Analyst jobs in Indiana? The most popular types of Credit Analyst jobs in Indiana are:
What are popular job titles related to Credit Analyst Trainee jobs in Indiana? For Credit Analyst Trainee jobs in Indiana, the most frequently searched job titles are:
What job categories do people searching Credit Analyst Trainee jobs in Indiana look for? The top searched job categories for Credit Analyst Trainee jobs in Indiana are:
STORE MANAGER TRAINEE- A Cincinnati West

STORE MANAGER TRAINEE- A Cincinnati West

United Dairy Farmers

Lawrenceburg, IN

Full-time

Posted 5 days ago


United Dairy Farmers rating

5.2

Company rating: 5.2 out of 10

Based on 70 frontline employees who took The Breakroom Quiz

25th of 47 rated convenience stores


Job description

Position Title:  Store Manager Trainee

Reports to:       Zone Manager and Zone Trainer

Schedule:          Full Time (minimum 45 hours per week); minimum 5 shifts/week; must schedule one 2nd or 3rd shift per week; must work at least 2 weekends/month  

Training Description: This is a multiple month training program to become a Store Manager

Position Description: The Store Manager at United Dairy Farmers is a Guest Services specialist. The primary responsibility of a Store Manager is to ensure the delivery of outstanding service to every Guest by following the five phases of The Hi Five Guest Experience (Invited, Welcomed, Well-Served, Respected, Fulfilled), either personally or through other associates. This includes both direct service to Guests as well as maintenance of excellent store conditions. The Store Manager ensures the safe and efficient operation of his or her store, while complying with all laws and regulations, and all company policies and requirements. Store Managers must be legally qualified under applicable state laws to conduct all sales transactions including alcohol and tobacco sales. 

Essential Functions: 

  • Directing Associates: monitor daily activities and administer associate counseling/recognition as appropriate; coach The Hi Five Guest Experience; train associates personally or oversee their training by others; make recommendations for promotions, demotions, suspensions or separations; ensure adherence by associates to all company policies and procedures as well as all state and federal laws; investigate and resolve associate complaints or conflicts; 
  • Store Staffing: recruit, interview, perform reference checks and select store associates; determine the most efficient use of allotted labor hours; schedule associates and assign job duties; train associates both individually and through group meetings. 
  • Financial Reporting: prepare, analyze, and transmit store operating results; prepare and deliver daily bank deposits following the company’s funds handling policy; monitor competitors’ activities as to pricing, merchandising, advertising, etc. and recommend responsive action. 
  • Inventory Control: ensure that the store is adequately stocked with merchandise at all times; accurately record all sales transactions, vendor transactions, ordering and pricing of product; maintain and analyze End of Day Reports produced by the computer support system on designated items; and prepare special reports or analysis as requested by upper management. 
  • Overall Guest Services: Provide the signature UDF Hi Five Guest Experience; greet Guests with a warm, authentic hello, ensure store is prepared and ready for Guests at all times, anticipate needs of Guests and provide assistance to ensure each Guest leaves satisfied with the intention to return to our store. 
  • DipSide Guest Services: Preparation of shakes/malts, cups/cones of ice cream/yogurt, sundaes, sodas and "hand-packed" containers. 
  • Efficient Operation of Point of Sale System and Gas Console:  Properly authorizing and control gas sales, accurately register all transactions, handling coins/currency/checks/credit card transactions/coupons/food stamps and making change. 
  • Stocking Merchandise: Keep shelves, displays, milk box and freezers filled and faced, ensure dip cabinet is filled and appears presentable to our Guests; ensure coffee pots and ice dispensers are full, ensure the proper rotation of stock and check for out of code dates. 
  • Security: Maintain awareness of all Guests in the store/on the lot to minimize shop-lifting and gas drive-offs, control cash levels in the register by using proper "drop" procedures, doing vendor log-in and following all steps in the Tobacco/Alcohol Management and Robbery/Violence Deterrence programs. 
  • Maintenance: Ensure the store and parking lot are kept in a safe, clean and organized condition; keep store equipment clean; monitor product and refrigeration equipment temperatures. 
  • Reporting: Accurate completion of time records and the Customer First Document. 
  • Other duties as assigned by Management 

Minimum Requirements: 

  • Ability to speak, hear and understand spoken English well enough to communicate effectively with customers. 
  • Ability to see well enough to operate store equipment, including POS terminal, gas console, check identification documents and to use price book. 
  • Ability to understand operating instructions for store equipment and to operate all store equipment. 
  • Ability to prepare DipSide items using supplies located in the dip cabinets. 
  • Ability to handle coins, currency, checks, credit transactions, coupons and food stamps, recognize denominations and accurately make change. 
  • Ability to recognize numbers, count and do arithmetic well enough to complete required records. 
  • Ability to move merchandise from storage to shelves/displays/freezers/milk box and place for proper display. 
  • Ability to clean counters and other surfaces. 
  • Ability to tolerate exposure to temperatures as low as –30 degrees Fahrenheit for at least 2 minutes. 
  • Ability to tolerate exposure to temperatures as low as +33 degrees Fahrenheit for at least 10 minutes. 
  • Ability to raise at least 10 pounds from floor level to a height of 5 feet. 
  • Ability to place an 8” x 10” x 10” package weighing 21 pounds into a dip cabinet, the top of which is 3 feet above the floor. 

Notice: 

The lists of ESSENTIAL FUNCTIONS and MINIMUM REQUIREMENTS for this position are not exhaustive but are believed to be accurate at the time of publication. Management reserves the right to revise this job description at any time without notice and to require that other tasks be performed when necessary (for example in response to emergencies, changes in personnel, changes in workload or technical developments). 

Position Title:  Store Manager Trainee

Reports to:       Zone Manager and Zone Trainer

Schedule:          Full Time (minimum 45 hours per week); minimum 5 shifts/week; must schedule one 2nd or 3rd shift per week; must work at least 2 weekends/month  

Training Description: This is a multiple month training program to become a Store Manager

Position Description: The Store Manager at United Dairy Farmers is a Guest Services specialist. The primary responsibility of a Store Manager is to ensure the delivery of outstanding service to every Guest by following the five phases of The Hi Five Guest Experience (Invited, Welcomed, Well-Served, Respected, Fulfilled), either personally or through other associates. This includes both direct service to Guests as well as maintenance of excellent store conditions. The Store Manager ensures the safe and efficient operation of his or her store, while complying with all laws and regulations, and all company policies and requirements. Store Managers must be legally qualified under applicable state laws to conduct all sales transactions including alcohol and tobacco sales. 

Essential Functions: 

  • Directing Associates: monitor daily activities and administer associate counseling/recognition as appropriate; coach The Hi Five Guest Experience; train associates personally or oversee their training by others; make recommendations for promotions, demotions, suspensions or separations; ensure adherence by associates to all company policies and procedures as well as all state and federal laws; investigate and resolve associate complaints or conflicts; 
  • Store Staffing: recruit, interview, perform reference checks and select store associates; determine the most efficient use of allotted labor hours; schedule associates and assign job duties; train associates both individually and through group meetings. 
  • Financial Reporting: prepare, analyze, and transmit store operating results; prepare and deliver daily bank deposits following the company’s funds handling policy; monitor competitors’ activities as to pricing, merchandising, advertising, etc. and recommend responsive action. 
  • Inventory Control: ensure that the store is adequately stocked with merchandise at all times; accurately record all sales transactions, vendor transactions, ordering and pricing of product; maintain and analyze End of Day Reports produced by the computer support system on designated items; and prepare special reports or analysis as requested by upper management. 
  • Overall Guest Services: Provide the signature UDF Hi Five Guest Experience; greet Guests with a warm, authentic hello, ensure store is prepared and ready for Guests at all times, anticipate needs of Guests and provide assistance to ensure each Guest leaves satisfied with the intention to return to our store. 
  • DipSide Guest Services: Preparation of shakes/malts, cups/cones of ice cream/yogurt, sundaes, sodas and "hand-packed" containers. 
  • Efficient Operation of Point of Sale System and Gas Console:  Properly authorizing and control gas sales, accurately register all transactions, handling coins/currency/checks/credit card transactions/coupons/food stamps and making change. 
  • Stocking Merchandise: Keep shelves, displays, milk box and freezers filled and faced, ensure dip cabinet is filled and appears presentable to our Guests; ensure coffee pots and ice dispensers are full, ensure the proper rotation of stock and check for out of code dates. 
  • Security: Maintain awareness of all Guests in the store/on the lot to minimize shop-lifting and gas drive-offs, control cash levels in the register by using proper "drop" procedures, doing vendor log-in and following all steps in the Tobacco/Alcohol Management and Robbery/Violence Deterrence programs. 
  • Maintenance: Ensure the store and parking lot are kept in a safe, clean and organized condition; keep store equipment clean; monitor product and refrigeration equipment temperatures. 
  • Reporting: Accurate completion of time records and the Customer First Document. 
  • Other duties as assigned by Management 

Minimum Requirements: 

  • Ability to speak, hear and understand spoken English well enough to communicate effectively with customers. 
  • Ability to see well enough to operate store equipment, including POS terminal, gas console, check identification documents and to use price book. 
  • Ability to understand operating instructions for store equipment and to operate all store equipment. 
  • Ability to prepare DipSide items using supplies located in the dip cabinets. 
  • Ability to handle coins, currency, checks, credit transactions, coupons and food stamps, recognize denominations and accurately make change. 
  • Ability to recognize numbers, count and do arithmetic well enough to complete required records. 
  • Ability to move merchandise from storage to shelves/displays/freezers/milk box and place for proper display. 
  • Ability to clean counters and other surfaces. 
  • Ability to tolerate exposure to temperatures as low as –30 degrees Fahrenheit for at least 2 minutes. 
  • Ability to tolerate exposure to temperatures as low as +33 degrees Fahrenheit for at least 10 minutes. 
  • Ability to raise at least 10 pounds from floor level to a height of 5 feet. 
  • Ability to place an 8” x 10” x 10” package weighing 21 pounds into a dip cabinet, the top of which is 3 feet above the floor. 

Notice: 

The lists of ESSENTIAL FUNCTIONS and MINIMUM REQUIREMENTS for this position are not exhaustive but are believed to be accurate at the time of publication. Management reserves the right to revise this job description at any time without notice and to require that other tasks be performed when necessary (for example in response to emergencies, changes in personnel, changes in workload or technical developments). 


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About United Dairy Farmers

Sourced by ZipRecruiter

United Dairy Farmers (UDF) is a renowned name in the convenience store industry based in Cincinnati, Ohio, US. Founded in 1940, UDF spearheaded the concept of the “convenience store” by introducing an array of products beyond dairy staples. While the company's cornerstone product is its homemade ice cream, UDF also provides a variety of offerings like coffee, donuts, milk, and gasoline. Preserving family values at its core, UDF strives to provide friendly, personal service often missing from modern, impersonal businesses. The company’s mission is to make their every customer’s day a little easier and a lot nicer, asserting their forward-thinking vision while cherishing their well-rooted heritage.

Industry

Retail

Company size

1,001 - 5,000 Employees

Headquarters location

Cincinnati, OH, US

Year founded

1940

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