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Associate Credit Analyst Jobs in Indiana (NOW HIRING)

Associate's degree in Accounting, Finance, Business Administration, or a related field. * 2-4 years of experience in credit analysis, accounts receivable, or a related financial role preferred.

Associate's degree in Accounting, Finance, Business Administration, or a related field. * 2-4 years of experience in credit analysis, accounts receivable, or a related financial role preferred.

Preferred Associates degree in Business The position requires detailed credit analysis on businesses Have credit risk knowledge and understanding Ability to identify, quickly analyze, communicate ...

... Associates degree in Business • The position requires detailed credit analysis on businesses • Have credit risk knowledge and understanding • Ability to identify, quickly analyze, communicate ...

... Associates degree in Business • The position requires detailed credit analysis on businesses • Have credit risk knowledge and understanding • Ability to identify, quickly analyze, communicate ...

Accounting Analyst

Indianapolis, IN · On-site

$56K - $73K/yr

Enter debit and credit memos to customer accounts according to company policy. * Record and apply ... Associate's degree required; Bachelor's degree preferred in Accounting, Finance, or a related field.

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Associate Credit Analyst information

See Indiana salary details

$14

$28

$46

How much do associate credit analyst jobs pay per hour?

As of Aug 31, 2026, the average hourly pay for associate credit analyst in Indiana is $28.48, according to ZipRecruiter salary data. Most workers in this role earn between $21.97 and $32.02 per hour, depending on experience, location, and employer.

What does an associate credit analyst do?

An Associate Credit Analyst is responsible for evaluating the creditworthiness of individuals or companies applying for loans or credit lines. They analyze financial statements, credit reports, and economic data to assess risks and make recommendations on lending decisions. Their work helps financial institutions minimize losses by identifying potential credit risks and ensuring that lending policies are followed. Associate Credit Analysts often work under the supervision of senior analysts and may assist in preparing credit reports and presentations for management.

What are the key skills and qualifications needed to thrive as an associate credit analyst, and why are they important?

To thrive as an Associate Credit Analyst, you need strong analytical skills, a solid understanding of financial statements, and typically a bachelor's degree in finance, accounting, or a related field. Familiarity with credit risk modeling software, Excel, and financial databases such as Bloomberg or S&P Capital IQ is essential. Attention to detail, effective communication, and the ability to work under tight deadlines are standout soft skills in this role. These competencies are crucial for accurately assessing creditworthiness, supporting sound lending decisions, and ensuring risk is managed effectively.

What are some common challenges faced by associate credit analysts when evaluating new credit applications?

Associate Credit Analysts often encounter challenges such as analyzing incomplete or inconsistent financial data, assessing the creditworthiness of applicants with limited credit history, and balancing risk with business growth objectives. They must also stay updated with industry trends and regulatory changes that can impact credit risk. Effective communication with senior analysts and other departments is crucial for gathering necessary information and ensuring accurate assessments.

What is the difference between Associate Credit Analyst vs Credit Analyst?

AspectAssociate Credit AnalystCredit Analyst
Required CredentialsBachelor's degree, some certifications (e.g., CFA, credit analysis courses)Bachelor's degree, often similar certifications
Work EnvironmentEntry-level, team-based, financial institutions or corporationsMid-level, analytical, banking or finance sectors
Employer & Industry UsageFinancial services, banks, credit agenciesBanks, investment firms, credit departments
Common Search & ComparisonYesYes

The Associate Credit Analyst typically performs entry-level credit assessments, supporting senior analysts. Credit Analysts handle more complex evaluations and decision-making. Both roles require similar educational backgrounds and certifications, but Credit Analysts usually have more experience and responsibility.

Are associate credit analysts paid well?

Associate credit analysts typically earn a median annual salary that is competitive within the finance industry, with pay often increasing with experience and certifications such as the CFA. Salaries can vary based on location, company size, and individual performance, but generally, the role offers a solid starting point for a career in credit analysis and financial services.

Is an associate credit analyst entry level?

An associate credit analyst is typically an entry-level position in the finance and credit analysis field. It often requires a bachelor's degree in finance, accounting, or a related field, and involves tasks such as assessing creditworthiness and supporting senior analysts. Advancement usually depends on experience, skills, and certifications like the CFA or credit analysis training.

What are the most commonly searched types of Credit Analyst jobs in Indiana?

The most popular types of Credit Analyst jobs in Indiana are:

What are popular job titles related to Associate Credit Analyst jobs in Indiana?

For Associate Credit Analyst jobs in Indiana, the most frequently searched job titles are:

What job categories do people searching Associate Credit Analyst jobs in Indiana look for?

The top searched job categories for Associate Credit Analyst jobs in Indiana are:

What cities in Indiana are hiring for Associate Credit Analyst jobs?

Cities in Indiana with the most Associate Credit Analyst job openings:

Credit Analyst

Noblesville, IN • On-site

Full-time

Re-posted 2 days ago


Job description

PURPOSE

The Credit Analyst will be responsible for evaluating the creditworthiness of new and existing customers, mitigating financial risk, and supporting healthy revenue growth. This involves conducting financial analysis, evaluating credit applications, and establishing appropriate credit limits. This role works closely with Collection Specialist and internal teams to resolving disputes with customers. This role plays a vital role in protecting the company’s assets, optimizing cash flow, and maintaining strong customer relationships.

ESSENTIAL DUTIES
  • Analyze customer financial statements, credit reports, and payment history to assess creditworthiness and determine appropriate credit limits.
  • Review and approve credit applications in accordance with company policies and risk tolerance.
  • Monitor existing customer accounts for changes in credit risk and recommend adjustments to credit terms as needed.
  • Collaborate with Collection team to support resolution of high-risk or deliquent accounts and disputes with customers.
  • Maintain accurate and up-to-date credit files and tax exemption certificates for audit and compliance purposes.
  • Partner with internal teams to support strategic account decisions and ensure alignment on credit policies.
  • Prepare and present credit risk reports and accounts receivable aging reports to management, highlighting trends and potential exposure.
  • Support month-end and year-end closing processes by providing accurate accounts receivable data and reconciliation support.
  • Contribute to process improvements in credit policies, procedures, and scoring models.
  • Support financial projects and initiatives as assigned by the supervisor, contributing to cross-functional collaboration and timely execution.
PHYSICAL DEMANDS/WORK ENVIRONMENT
  • Working conditions are typical for an office environment
  • Work requires extensive work using a computer
  • Maintain seated posture/position for eight or more hours per day
  • Responsibilities may require evening and weekend work in response to needs of the systems being supported
MINIMUM REQUIREMENTS
  • Associate’s degree in Accounting, Finance, Business Administration, or a related field.
  • 2-4 years of experience in credit analysis, accounts receivable, or a related financial role preferred.
  • Proficient in Microsoft Excel and accounting software.
  • Strong analytical skills with attention to detail and accuracy in financial evaluations and reporting.
  • A "get things done" and "do more with less" attitude, with a relentless focus on efficiency and results.
  • Strong communication and problem-solving skills for interacting with customers and internal teams.
  • Commitment to continuous learning and skillset development.

For internal use only: Finance001