At Thrive Financial, Credit Risk Managers/Analysts have the opportunity to shape business outcomes through actionable, data-driven insights as the company is in high growth mode. This role is for ...
At Thrive Financial, Credit Risk Managers/Analysts have the opportunity to shape business outcomes through actionable, data-driven insights as the company is in high growth mode. This role is for ...
Credit Analyst
Fishers, IN · On-site
Evaluate the risk associated with extending credit, considering factors like income, debt-to-income ratio, credit history, and payment behavior. • Recommendation: Based on analysis, provide ...
Credit Analyst
Fishers, IN · On-site
Evaluate the risk associated with extending credit, considering factors like income, debt-to-income ratio, credit history, and payment behavior. • Recommendation: Based on analysis, provide ...
Risk Assessment: Evaluate the risk associated with extending credit, considering factors like income, debt-to-income ratio, credit history, and payment behavior. Recommendation: Based on analysis ...
Risk Assessment: Evaluate the risk associated with extending credit, considering factors like income, debt-to-income ratio, credit history, and payment behavior. Recommendation: Based on analysis ...
Credit Analyst
Noblesville, IN · On-site
PURPOSE The Credit Analyst will be responsible for evaluating the creditworthiness of new and existing customers, mitigating financial risk, and supporting healthy revenue growth. This involves ...
Credit Analyst
Noblesville, IN · On-site
PURPOSE The Credit Analyst will be responsible for evaluating the creditworthiness of new and existing customers, mitigating financial risk, and supporting healthy revenue growth. This involves ...
PURPOSE The Credit Analyst will be responsible for evaluating the creditworthiness of new and existing customers, mitigating financial risk, and supporting healthy revenue growth. This involves ...
PURPOSE The Credit Analyst will be responsible for evaluating the creditworthiness of new and existing customers, mitigating financial risk, and supporting healthy revenue growth. This involves ...
Credit Analyst
Noblesville, IN · On-site
PURPOSE The Credit Analyst will be responsible for evaluating the creditworthiness of new and existing customers, mitigating financial risk, and supporting healthy revenue growth. This involves ...
Credit Analyst
Noblesville, IN · On-site
PURPOSE The Credit Analyst will be responsible for evaluating the creditworthiness of new and existing customers, mitigating financial risk, and supporting healthy revenue growth. This involves ...
Simply put, we're a bank for banks, credit unions, community development financial institutions and ... The Operational Risk Analyst will interact with process owners across the Bank to understand ...
Simply put, we're a bank for banks, credit unions, community development financial institutions and ... The Operational Risk Analyst will interact with process owners across the Bank to understand ...
Credit Analyst
$51K - $123K/yr
Credit Analyst Reports To : AVP of Commercial Lending Location: Onsite Position Type: Exempt ... Exposure to lending or credit risk environments preferred. Work Environment amp; Physical Effort ...
Credit Analyst
$51K - $123K/yr
Credit Analyst Reports To : AVP of Commercial Lending Location: Onsite Position Type: Exempt ... Exposure to lending or credit risk environments preferred. Work Environment amp; Physical Effort ...
Operational Risk Analyst
Indianapolis, IN · On-site
Simply put, we're a bank for banks, credit unions, community development financial institutions and ... The Operational Risk Analyst will interact with process owners across the Bank to understand ...
Operational Risk Analyst
Indianapolis, IN · On-site
Simply put, we're a bank for banks, credit unions, community development financial institutions and ... The Operational Risk Analyst will interact with process owners across the Bank to understand ...
Credit Analyst
Fort Wayne, IN · On-site
$51K - $123K/yr
Credit Analyst Reports To : AVP of Commercial Lending Location: Onsite Position Type: Exempt ... Exposure to lending or credit risk environments preferred. Work Environment & Physical Effort ...
Credit Analyst
Fort Wayne, IN · On-site
$51K - $123K/yr
Credit Analyst Reports To : AVP of Commercial Lending Location: Onsite Position Type: Exempt ... Exposure to lending or credit risk environments preferred. Work Environment & Physical Effort ...
Simply put, we're a bank for banks, credit unions, community development financial institutions and ... Purpose : The Senior Model Risk Analyst will play a key role in assessing the Bank's model risk ...
Simply put, we're a bank for banks, credit unions, community development financial institutions and ... Purpose : The Senior Model Risk Analyst will play a key role in assessing the Bank's model risk ...
Simply put, we're a bank for banks, credit unions, community development financial institutions and ... Purpose : The Senior Model Risk Analyst will play a key role in assessing the Bank's model risk ...
Simply put, we're a bank for banks, credit unions, community development financial institutions and ... Purpose : The Senior Model Risk Analyst will play a key role in assessing the Bank's model risk ...
Monitor and analyze direct lending portfolio performance to identify emerging credit quality trends, deterioration risks, and opportunities for improvement. * Conduct ongoing portfolio risk ...
Monitor and analyze direct lending portfolio performance to identify emerging credit quality trends, deterioration risks, and opportunities for improvement. * Conduct ongoing portfolio risk ...
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Credit Analyst
Noblesville, IN · On-site
PURPOSE Manage credit risk for all regional customers, to assure credit limits, payment terms and ... Reporting and data analysis. Company Description SMC Corporation of America is a part of a global ...
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Credit Analyst
Noblesville, IN · On-site
PURPOSE Manage credit risk for all regional customers, to assure credit limits, payment terms and ... Reporting and data analysis. Company Description SMC Corporation of America is a part of a global ...
Prepare, analyze, and present comprehensive credit portfolio reporting, forward-looking risk analysis, and strategic recommendations to the credit union's Strategic Management Team. * Lead the ...
Prepare, analyze, and present comprehensive credit portfolio reporting, forward-looking risk analysis, and strategic recommendations to the credit union's Strategic Management Team. * Lead the ...
Simply put, we're a bank for banks, credit unions, community development financial institutions and ... Purpose: The ERM Market Risk Analyst II is responsible for providing financial and analytical ...
Simply put, we're a bank for banks, credit unions, community development financial institutions and ... Purpose: The ERM Market Risk Analyst II is responsible for providing financial and analytical ...
Simply put, we're a bank for banks, credit unions, community development financial institutions and ... Purpose: The ERM Market Risk Analyst II is responsible for providing financial and analytical ...
Simply put, we're a bank for banks, credit unions, community development financial institutions and ... Purpose: The ERM Market Risk Analyst II is responsible for providing financial and analytical ...
Credit Administration Director
South Bend, IN · On-site +1
Prepare, analyze, and present comprehensive credit portfolio reporting, forward-looking risk analysis, and strategic recommendations to the credit union's Strategic Management Team. * Lead the ...
Credit Administration Director
South Bend, IN · On-site +1
Prepare, analyze, and present comprehensive credit portfolio reporting, forward-looking risk analysis, and strategic recommendations to the credit union's Strategic Management Team. * Lead the ...
Credit Analyst
Fort Wayne, IN · On-site
Performs credit analysis for all business loan requests, both internally and participations ... Maintains risk rating standards and recommends appropriate risk ratings for business loans.
New
Credit Analyst
Fort Wayne, IN · On-site
Performs credit analysis for all business loan requests, both internally and participations ... Maintains risk rating standards and recommends appropriate risk ratings for business loans.
New
Credit Analyst
Fort Wayne, IN · On-site
Performs credit analysis for all business loan requests, both internally and participations ... Maintains risk rating standards and recommends appropriate risk ratings for business loans.
New
Credit Analyst
Fort Wayne, IN · On-site
Performs credit analysis for all business loan requests, both internally and participations ... Maintains risk rating standards and recommends appropriate risk ratings for business loans.
New
Junior Credit Risk Analyst information
See Indiana salary details
$14.64 - $17.95
7% of jobs
$17.95 - $21.25
15% of jobs
$21.95 is the 25th percentile. Wages below this are outliers.
$21.25 - $24.56
14% of jobs
The median wage is $27.53 / hr.
$24.56 - $27.86
16% of jobs
$27.86 - $31.17
19% of jobs
$32.45 is the 75th percentile. Wages above this are outliers.
$31.17 - $34.48
12% of jobs
$34.48 - $37.78
8% of jobs
$37.78 - $41.09
3% of jobs
$41.09 - $44.40
3% of jobs
$44.40 - $47.70
2% of jobs
$47.70 - $51.01
1% of jobs
$14
$30
$51
How much do junior credit risk analyst jobs pay per hour?
What are common responsibilities and projects for a Junior Credit Risk Analyst?
As a Junior Credit Risk Analyst, your daily tasks may involve gathering and analyzing financial data, preparing credit risk reports, and monitoring the performance of loan portfolios. You’ll typically assist senior analysts with evaluating new credit applications, performing industry research, and contributing to risk modeling initiatives. Collaboration with other teams, such as loan officers or underwriting, is frequent to ensure a complete understanding of client profiles and risk factors. This hands-on experience with varied projects helps build a strong foundation in financial risk assessment and opens up opportunities for advancement to more senior roles in credit or risk management.
What is a Junior Credit Risk Analyst job?
A Junior Credit Risk Analyst is responsible for assessing the creditworthiness of individuals or businesses to minimize financial risk for a company. They analyze financial data, review credit reports, and assist in developing risk models. Their role supports senior analysts and risk managers in making informed lending decisions. Strong analytical skills, attention to detail, and knowledge of financial principles are essential for success in this position.
What are the key skills and qualifications needed to thrive in the Junior Credit Risk Analyst position, and why are they important?
To excel as a Junior Credit Risk Analyst, you should possess strong analytical abilities, attention to detail, proficiency in financial analysis, and typically hold a degree in finance, economics, or a related field. Familiarity with risk assessment software, data visualization tools like Excel or Tableau, and knowledge of credit scoring systems are commonly required. Excellent communication skills, eagerness to learn, and effective teamwork set standout candidates apart. These skills are essential for accurately evaluating client risk, supporting informed lending decisions, and collaborating efficiently within a financial team.

Full-time
Posted 25 days ago
Job description
Have three or more years working in a lending analytics roles with at least two years spent working in a risk environment where the consumer credit risk isn't the whole story
Have earned increased responsibility or promotions through performance, not tenure
Have worked in an early-stage company (or equivalent environment) where structure was minimal and initiative mattered, or can clearly demonstrate that you've succeeded without heavy process or support
Are comfortable wearing multiple hats today, with an eye toward building and leading a team in the future
You are a SQL and/or Python wizard
Are passionate about leveraging AI and automation to build lean and scalable risk analytics programs
You are hands-on by default - excited to dive into consumer data, solve real problems, and deliver tangible value
You naturally look for patterns and gaps, and feel compelled to create structure where none exists
You balance empathy and accountability, building trust while driving outcomes
You are energized by growth (both personal and organizational) and want to level up into people leadership over time
Build out analytics and procedures to monitor credit performance and uncover opportunities to protect Thrive's bottom line
Produce reporting and dashboards that effectively communicate credit risk trends to a variety of stakeholders
Monitor and enhance credit underwriting models
Update loss forecasting estimates and analyze portfolio profitability
Identify improvements for more efficient customer underwriting to reduce friction while maintaining decision integrity
Leverage automation and AI to drive more insights with less overhead
High-impact opportunity to shape risk strategy at an early stage - you are here to take us from 10 to 100
Path to expanded scope and people leadership as the company scales
Mission-driven fintech focused on enabling responsible, accessible financing
Fully remote, highly collaborative environment with room to grow
About Thrive Financial
Sourced by ZipRecruiter
Industry
Finance and insurance
Company size
1 - 10 Employees
Headquarters location
Anaheim, CA, US
Year founded
2008