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Contract Credit Analyst Jobs in Indiana (NOW HIRING)

Superior Auto Inc

Credit Specialist

Fort Wayne, IN · On-site

$16 - $18/hr

As a Credit Specialist, you provide superior service at all times to our dealerships and customers ... lending/contracts ; experience in sub-prime financing a plus * Ability to analyze data and ...

Salesforce, Inc.

Contract Specialist

Indianapolis, IN · On-site

... analysis. * Share best practices with and provide cross training for peers, team members and ... Perform calculations as required, related to contract replacement comparisons, credits, and ...

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Contract Credit Analyst information

What are some typical challenges a Contract Credit Analyst might face when joining a new organization?

As a Contract Credit Analyst, you may encounter challenges such as quickly adapting to new credit policies, learning unfamiliar financial systems, and understanding the risk appetite of the organization. Since contract roles often require immediate productivity, there may be limited time for onboarding and training. Building relationships with key stakeholders in finance, sales, and risk departments is crucial for effective collaboration and successful analysis. Being proactive and asking clarifying questions can help you acclimate faster and deliver accurate, timely credit assessments.

Are credit analysts in demand?

Credit analysts are in steady demand across financial institutions, as they play a key role in assessing creditworthiness and managing risk. The job often requires strong analytical skills and familiarity with financial software, with employment prospects generally stable due to ongoing need for credit evaluation in lending and finance sectors.

What are Contract Credit Analysts?

Contract Credit Analysts are financial professionals who are hired on a temporary or project basis to assess the creditworthiness of individuals or organizations. They review financial statements, credit data, and economic trends to recommend whether to extend credit or loans. Their role often involves preparing reports, analyzing risk, and helping businesses make informed lending decisions. Contract positions allow companies to bring in specialized expertise for short-term needs or particular projects without committing to permanent hires.

What does a contract analyst do?

A contract credit analyst reviews and evaluates contractual agreements to assess financial risks and creditworthiness. They analyze terms, ensure compliance, and may use financial software to support decision-making, often working within deadlines and requiring strong attention to detail.

What is the highest salary for a credit analyst?

The highest salaries for contract credit analysts can reach up to $80,000 to $100,000 annually, depending on experience, industry, and location. Senior or specialized credit analysts with advanced skills and certifications may earn higher compensation, especially in financial hubs or large corporations.

Will AI replace credit analyst?

AI can automate certain tasks performed by credit analysts, such as data analysis and risk assessment, increasing efficiency. However, the role of a credit analyst also involves judgment, relationship management, and decision-making that require human expertise, making complete replacement unlikely in the near term.

What is the difference between Contract Credit Analyst vs Credit Analyst?

AspectContract Credit AnalystCredit Analyst
CredentialsTypically requires a bachelor's degree in finance, accounting, or related field; certifications like CFA or CPA are a plusSimilar credential requirements; certifications like CFA or CPA are common
Work EnvironmentOften temporary or project-based roles, working with financial institutions or corporationsFull-time positions in banks, financial firms, or corporate finance departments
Employer & Industry UsageUsed by companies needing short-term credit analysis supportWidely used across banking, finance, and corporate sectors for ongoing credit assessment
Comparison Search IntentCommonly compared for project-based vs permanent roles in credit analysis

In summary, a Contract Credit Analyst typically works on temporary projects requiring similar skills and credentials as a Credit Analyst but in a short-term capacity. Both roles involve assessing creditworthiness, but the contract position offers more flexibility and project-based work, while the Credit Analyst role is usually permanent with ongoing responsibilities.

What are the key skills and qualifications needed to thrive as a Contract Credit Analyst, and why are they important?

To thrive as a Contract Credit Analyst, you need a solid understanding of financial analysis, risk assessment, and credit principles, often supported by a degree in finance, accounting, or a related field. Familiarity with financial modeling software, credit rating systems, and spreadsheet tools like Excel is typically required, and certifications such as CFA or CPA can be advantageous. Strong analytical thinking, attention to detail, and effective communication skills help you interpret data and present findings clearly to stakeholders. These skills are crucial for accurately evaluating creditworthiness, minimizing risk, and supporting sound financial decisions for organizations.
What are the most commonly searched types of Credit Analyst jobs in Indiana? The most popular types of Credit Analyst jobs in Indiana are:
What are popular job titles related to Contract Credit Analyst jobs in Indiana? For Contract Credit Analyst jobs in Indiana, the most frequently searched job titles are:
What job categories do people searching Contract Credit Analyst jobs in Indiana look for? The top searched job categories for Contract Credit Analyst jobs in Indiana are:
What cities in Indiana are hiring for Contract Credit Analyst jobs? Cities in Indiana with the most Contract Credit Analyst job openings:
Contract Credit Analyst jobs near you

Credit Officer, FCF

First Financial Bank

Indianapolis, IN • On-site

Full-time

Posted 21 days ago

Job description

We do the right things, right now. We do them in a way that is relevant to our clients. Become a part of our history as it continues to be written!
If you are interested and qualified for this role, we invite you to apply.
First Commercial Finance (FCF) Credit Officers provide leadership, direction, oversight, and guidance in regards to FCF credit origination, underwriting, and management. The position may be responsible to provide leadership, direction, and guidance to the Market or Portfolio Managers, Credit Analysts or Underwriters, and Loan Origination or Sales staff. First Commercial Finance Credit Officers have a shared responsibility with line and product management for the credit quality of assigned portfolios and are members of various credit approval and Problem Loan Committees.
Essential Functions/Responsibilities
  • The FCF Credit Officer (CO) may have lending authority up to $7.5 million in exposure and provides recommendations to Executive and Senior Management for the approval of any credit requests included in credit exposures exceeding $7.5 million.
  • The FCF CO may have direct supervision responsibilities for the Underwriters, Credit Analysts, Portfolio Analysts, or others in the commercial finance credit process.
  • It is the responsibility of a FCF CO to recommend to the FCF management, the Chief Corporate Credit Office or Chief Line of Business Credit Officer, and assist through direct or indirect involvement, in the improvement of Credit Processes, Policies, and Underwriting Standards. They may be called upon to present to, or participate with, Executive and Senior Management in regards to a variety of Commercial Finance Credit issues.
  • Ensure the completion and appropriate management of Credit Quality, Management, Underwriting, Analysis and Client or Concept reviews to be in concert with FFB/FCF Credit Culture.
  • Approve and Recommend Commercial Finance Credits within the Credit Approval Policies and Processes of the bank within their assigned credit authority.
  • Participate in reviews of the Credit Quality (Past Due's, Classified, Non-Accrual, Charge-Offs) and Credit Management (Matured Loans, Credit, Documentation, and Policy Exceptions) with appropriate credit staff in their assigned areas of responsibility to achieve "Satisfactory" or better results.
  • Share in the responsibility to ensure the appropriate assignment of Asset Quality Ratings on all loan relationships.
  • Assist Special Asset officers in developing appropriate workout strategies to include Exit vs. Retain decisions.
  • Assist in reviewing and/or negotiating proposed legal loan documents when requested to do so by FCF management or FCF Bank Counsel.
  • Assist in areas of training generally in regards to Credit processes, policies, and management.
  • Perform other duties as assigned by FCF management.

Minimum Knowledge, Skills, and Abilities Needed to Perform Essential Functions of the Job
  • 10+ years of related experience and/or training: or equivalent combination of education and experience.
  • Bachelor's degree in Finance, Business Administration, Accounting, or related field.
  • Demonstrated experience managing complex commercial credit exposures.
  • Thorough knowledge of bank credit policies, approval processes, underwriting standards, and risk management frameworks.
  • Advanced familiarity with federal and state banking regulations governing commercial lending, asset quality, and legal documentation/loan contracts.
  • Strong analytical, critical thinking, and problem-solving skills.
  • Excellent leadership abilities, including direct supervision, coaching, and mentoring of teams.
  • Advanced written and verbal communication skills for presentations and reports to senior and executive management.
  • Effective interpersonal and collaboration skills for cross-functional teamwork and committee participation.

Preferred Knowledge and Skills
Level of Complexity and Scope
  • Oversees complex commercial finance credit transactions with lending authority up to $7.5 million, often involving multi-faceted financial structures, risk analysis, and diverse industries.
  • Advises on special assets, credit exceptions, and highly complex scenarios through the organization.

Degree of Independence and Decision-Making
  • Exercises significant independent judgment in evaluating, underwriting, approving, and recommending commercial finance credits within assigned authority.
  • Proactively identifies and implements improvements to processes, policies, and underwriting standards, with latitude to propose organizational changes to higher management.
  • Participates in organization-wide committees and strategic meetings impacting bank-wide credit risk, policy direction, and process improvement.

Required Supervisory Responsibilities
  • The FCF CO may have direct supervision responsibilities for the Associate Credit Officers, Underwriters, Credit Analysts, Portfolio Analysts, or others in the commercial finance credit process.

Physical Requirements
  • Primary work environment is a professional office setting with standard business hours; work is primarily sedentary, involving prolonged periods sitting at a desk and working at a computer.
  • Frequent use of computers, telephones, and other standard office equipment.
  • Occasional standing, walking, and light lifting (up to 20 lbs.).
  • Occasional travel required to visit other offices, business partners, or clients by car and/or air (if applicable)
  • Ability to effectively communicate in person and via electronic means.

Compliance Statement
The associate is responsible for meeting all compliance requirements imposed on First Financial Bank by State and Federal law and regulation, as well as all related First Financial Bank policies and procedures. This includes all Bank Secrecy Act, Anti-Money Laundering, OFAC and Suspicious Activity reporting requirements, as well as all other lending and deposit compliance requirements.
Development and Training
Pay range $130,000.00/year - $209,400.00/year
Benefits
We have relevant, thoughtful benefits and programs that support every aspect of our associates' holistic wellbeing. Please review our Benefits Guide.
Incentive Eligibility
All roles are incentive eligible with the exception of Co-Op, Intern, or Student positions.
It is our policy to not discriminate against any individual in violation of federal, state, and local laws as it relates to age, race, color, religion, national origin, sex, marital status, pregnancy, gender identity, disability, sexual orientation, genetic information, veteran/military service, or any other characteristic protected by law.
We are an E-Verify Employer.

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