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Credit Risk Analyst Jobs in Indiana (NOW HIRING)

smcnorthamerica

Credit Analyst

Noblesville, IN · On-site

PURPOSE The Credit Analyst will be responsible for evaluating the creditworthiness of new and existing customers, mitigating financial risk, and supporting healthy revenue growth. This involves ...

smcnorthamerica

Credit Analyst

Noblesville, IN · On-site

PURPOSE The Credit Analyst will be responsible for evaluating the creditworthiness of new and existing customers, mitigating financial risk, and supporting healthy revenue growth. This involves ...

SMC Corporation of America

Be Seen First

Credit Analyst

Noblesville, IN · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

PURPOSE Manage credit risk for all regional customers, to assure credit limits, payment terms and ... Reporting and data analysis. Company Description SMC Corporation of America is a part of a global ...

TEGNA Inc.

Credit Specialist

Indianapolis, IN · Remote

Obtain, review, and analyze necessary information to determine customer financial capability, risk, and establish credit limits. Partner with other business units to improve the quality of the data ...

Northwest

C&I Credit Analyst II or III

Fishers, IN · Hybrid

$61K - $110K/yr

Credit Analyst II or III will be determined based on the candidates knowledge and experience ... Effectively analyze financial statements and related data, industry risk, loan structure and market ...

Fifth Third Bank

Senior Credit Analyst

Indianapolis, IN · On-site

Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right ...

Fifth Third

Senior Credit Analyst

Indianapolis, IN

Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right ...

Franklin Electric

Credit & Collections Analyst

Fort Wayne, IN · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Responsible for evaluating the credit risk for all customers, the establishment of credit conditions, the analysis of the overall exposure, * Responsible for managing all orders on hold, customer ...

Franklin Electric

Credit & Collections Analyst

Fort Wayne, IN · Hybrid

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Responsible for evaluating the credit risk for all customers, the establishment of credit conditions, the analysis of the overall exposure, * Responsible for managing all orders on hold, customer ...

Nexstar Broadcasting

Credit Specialist

Indianapolis, IN · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Obtain, review, and analyze necessary information to determine customer financial capability, risk, and establish credit limits. * Partner with other business units to improve the quality of the data ...

TEGNA Inc.

Credit Specialist

Indianapolis, IN · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

... analyze necessary information to determine customer financial capability, risk, and establish credit limits. • Partner with other business units to improve the quality of the data being used in the ...

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Showing results 1-20

All JobsCredit Risk Analyst JobsCredit Risk Analyst Jobs in Indiana

Credit Risk Analyst information

See Indiana salary details

$35.2K

$108.4K

$187.9K

How much do credit risk analyst jobs pay per year?

As of Aug 19, 2026, the average yearly pay for credit risk analyst in Indiana is $108,365.00, according to ZipRecruiter salary data. Most workers in this role earn between $78,500.00 and $133,700.00 per year, depending on experience, location, and employer.

What does a credit risk analyst do?

A Credit Risk Analyst assesses the creditworthiness of individuals or organizations by analyzing financial data, credit reports, and economic conditions. Their main goal is to determine the likelihood that a borrower will default on their financial obligations. They use statistical models, risk assessment tools, and industry knowledge to evaluate risk and help lenders make informed lending decisions. Credit Risk Analysts often prepare reports, recommend risk mitigation strategies, and monitor existing credit portfolios for potential risks.

What does a credit risk analyst do?

A credit risk analyst evaluates the creditworthiness of individuals or businesses seeking loans or credit cards. As a credit risk analyst, you must be systematic and thorough in examining each applicant’s financial information to provide a recommendation of whether or not your employer should grant credit to the applicant. Essentially, you are evaluating the risk to reward ratio of each loan applicant. Your job duties include the analysis of credit scores and credit reports, payment history, bank statements, and other financial statements. Depending on the scope of your job, you may collect this information directly from clients and inform them if the institution can approve or deny their credit or loan application.

What are the key skills and qualifications needed to thrive as a credit risk analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment tools, statistical software (such as SAS or R), and financial modeling systems is often required, along with relevant certifications like FRM or CFA being advantageous. Attention to detail, effective communication, and sound judgment are essential soft skills for presenting findings and collaborating with stakeholders. These competencies are crucial for accurately assessing creditworthiness, minimizing financial risk, and supporting informed lending decisions.

What are some common challenges faced by credit risk analysts when assessing new clients or loan applications?

Credit Risk Analysts often encounter challenges such as limited financial data, rapidly changing market conditions, and the need to balance risk with business growth objectives. They must carefully analyze incomplete or inconsistent client information while ensuring compliance with regulatory requirements. Collaborating with relationship managers and other departments is essential to gather additional insights and make informed recommendations, making strong communication and analytical skills crucial in overcoming these challenges.

What is the difference between Credit Risk Analyst vs Credit Analyst?

AspectCredit Risk AnalystCredit Analyst
Primary FocusAssessing the risk of default on loans and credit productsEvaluating creditworthiness of individual or business applicants
Required CredentialsTypically a degree in finance, economics, or related field; certifications like CFA or credit-specific coursesSimilar credentials; often the same certifications or degrees
Work EnvironmentFinancial institutions, risk management departmentsBanks, lending institutions, credit departments
Industry UsageCommonly used in risk assessment and managementPrimarily in lending and credit evaluation

While both roles involve evaluating credit, a Credit Risk Analyst focuses on assessing the overall risk associated with credit portfolios, whereas a Credit Analyst evaluates individual credit applications. The roles often overlap in credentials and work environment, but their specific focus differs within the credit industry.

How much does a credit risk analyst earn?

The average salary for a credit risk analyst typically ranges from $60,000 to $90,000 annually, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications can earn higher salaries and bonuses.

Is a credit risk analyst entry level?

A credit risk analyst can be an entry-level position, often requiring a bachelor's degree in finance, economics, or related fields. Some roles may require prior internship experience or familiarity with financial analysis tools, but many companies offer training for new graduates. Advancement typically depends on experience, skills, and certifications such as the CFA or credit analysis courses.

What is the average salary of a Credit Risk Analyst?

The average salary of a Credit Risk Analyst typically ranges from $60,000 to $85,000 per year, depending on experience, location, and industry. Professionals in this role often require strong analytical skills and knowledge of financial modeling tools.
More about Credit Risk Analyst jobs

What are the most commonly searched types of Credit Risk Analyst jobs in Indiana?

The most popular types of Credit Risk Analyst jobs in Indiana are:

What are popular job titles related to Credit Risk Analyst jobs in Indiana?

For Credit Risk Analyst jobs in Indiana, the most frequently searched job titles are:

What job categories do people searching Credit Risk Analyst jobs in Indiana look for?

The top searched job categories for Credit Risk Analyst jobs in Indiana are:

What cities in Indiana are hiring for Credit Risk Analyst jobs?

Cities in Indiana with the most Credit Risk Analyst job openings:

What are popular job titles related to Credit Risk Analyst jobs in IN?

For Credit Risk Analyst jobs in IN, the most frequently searched job titles are:

Credit Risk Analyst jobs near you
Infographic showing various Credit Risk Analyst job openings in Indiana as of August 2026, with employment types broken down into 56% Full Time, and 44% Part Time. Highlights an 50% In-person, and 50% Hybrid job distribution, with an average salary of $108,365 per year, or $52.1 per hour.

Credit Risk Manager/Senior Analyst

Thrive Financial, LLC

Domestic, IN • Remote

Full-time

Re-posted 7 days ago

Job description

At Thrive Financial, Credit Risk Managers/Analysts have the opportunity to shape business outcomes through actionable, data-driven insights as the company is in high growth mode. This role is for someone who is able to apply analytics in an environment of ambiguity and incomplete ownership and loves working cross functionally.  You are a data nerd who is passionate about leveraging AI and automation for analytics, a relationship builder, and you know how to weigh risk against opportunity.  This role will be foundational in continuing to optimize the Thrive credit policy.
You have the right background if you

  • Have three or more years working in a lending analytics roles with at least two years spent working in a risk environment where the consumer credit risk isn't the whole story

  • Have earned increased responsibility or promotions through performance, not tenure

  • Have worked in an early-stage company (or equivalent environment) where structure was minimal and initiative mattered, or can clearly demonstrate that you've succeeded without heavy process or support

  • Are comfortable wearing multiple hats today, with an eye toward building and leading a team in the future

  • You are a SQL and/or Python wizard

  • Are passionate about leveraging AI and automation to build lean and scalable risk analytics programs

How you approach the role

  • You are hands-on by default - excited to dive into consumer data, solve real problems, and deliver tangible value

  • You naturally look for patterns and gaps, and feel compelled to create structure where none exists

  • You balance empathy and accountability, building trust while driving outcomes

  • You are energized by growth (both personal and organizational) and want to level up into people leadership over time

What You Will Do

  • Build out analytics and procedures to monitor credit performance and uncover opportunities to protect Thrive's bottom line 

  • Produce reporting and dashboards that effectively communicate credit risk trends to a variety of stakeholders

  • Monitor and enhance credit underwriting models 

  • Update loss forecasting estimates and analyze portfolio profitability

  • Identify improvements for more efficient customer underwriting to reduce friction while maintaining decision integrity 

  • Leverage automation and AI to drive more insights with less overhead

Why This Role

  • High-impact opportunity to shape risk strategy at an early stage - you are here to take us from 10 to 100 

  • Path to expanded scope and people leadership as the company scales

  • Mission-driven fintech focused on enabling responsible, accessible financing

  • Fully remote, highly collaborative environment with room to grow

At Thrive, our best teammates embody GRIT:
Get things done You are self-directed, proactive, and biased toward action. You don't wait for perfect conditions to move forward.
Respect each other You lead with humility and empathy - whether working with contractors, teammates, or leadership.
Intellectual curiosity You ask thoughtful questions, seek context, and enjoy learning new industries, products, and customer needs in order to make practical, informed decisions.
Teamwork You believe the best results come from shared ownership, open communication, and learning together.
 
As a Credit Risk Manager/Senior Analyst, you also bring:
Trustworthiness You prioritize long-term relationships, follow through on commitments, and ensure alignment across stakeholders.
Collaboration You actively invite diverse perspectives and use them to arrive at better solutions - for customers and for the business.
Stewardship You approach your work with a servant mindset, focused on supporting contractors, teammates, and the broader mission of responsible financial access.
We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.
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