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Credit Risk Analyst Jobs in Indiana (NOW HIRING)

smcnorthamerica

Credit Analyst

Noblesville, IN · On-site

PURPOSE The Credit Analyst will be responsible for evaluating the creditworthiness of new and existing customers, mitigating financial risk, and supporting healthy revenue growth. This involves ...

smcnorthamerica

Credit Analyst

Noblesville, IN

PURPOSE The Credit Analyst will be responsible for evaluating the creditworthiness of new and existing customers, mitigating financial risk, and supporting healthy revenue growth. This involves ...

Cardinal Health

Credit Advisor

Indianapolis, IN · Hybrid

Provide Credit risk analysis review and executive summary of new and existing complex customers, emphasis on understanding entity structure and ownership, financial statement analysis and risk ...

LHH US

Credit Analyst

Brownsburg, IN

$24 - $27/hr

Help assess credit risk and support recommendations for credit limits * Monitor accounts for past ... Strong attention to detail and a natural analytical mindset * Comfortable working in Excel and ...

LHH US

Credit Analyst

Brownsburg, IN

$24 - $27/hr

Help assess credit risk and support recommendations for credit limits * Monitor accounts for past ... Strong attention to detail and a natural analytical mindset * Comfortable working in Excel and ...

SMC Corporation of America

Be Seen First

Credit Analyst

Noblesville, IN · On-site

PURPOSE Manage credit risk for all regional customers, to assure credit limits, payment terms and ... Reporting and data analysis. Company Description SMC Corporation of America is a part of a global ...

Allegion

Credit & Collections Analyst

Carmel, IN · On-site

Perform credit reviews and decisions, analyze financial statements, and use risk mitigation tools. * In addition to credit/collections duties, support billing setup and cash application for newly ...

TEGNA Inc.

Credit Specialist

Indianapolis, IN · Remote

Obtain, review, and analyze necessary information to determine customer financial capability, risk, and establish credit limits. Partner with other business units to improve the quality of the data ...

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Credit Risk Analyst information

See Indiana salary details

$35.2K

$108.4K

$187.9K

How much do credit risk analyst jobs pay per year?

As of May 29, 2026, the average yearly pay for credit risk analyst in Indiana is $108,365.00, according to ZipRecruiter salary data. Most workers in this role earn between $78,500.00 and $133,700.00 per year, depending on experience, location, and employer.

What Does a Credit Risk Analyst Do?

A credit risk analyst evaluates the creditworthiness of individuals or businesses seeking loans or credit cards. As a credit risk analyst, you must be systematic and thorough in examining each applicant’s financial information to provide a recommendation of whether or not your employer should grant credit to the applicant. Essentially, you are evaluating the risk to reward ratio of each loan applicant. Your job duties include the analysis of credit scores and credit reports, payment history, bank statements, and other financial statements. Depending on the scope of your job, you may collect this information directly from clients and inform them if the institution can approve or deny their credit or loan application.

What are the key skills and qualifications needed to thrive as a Credit Risk Analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment tools, statistical software (such as SAS or R), and financial modeling systems is often required, along with relevant certifications like FRM or CFA being advantageous. Attention to detail, effective communication, and sound judgment are essential soft skills for presenting findings and collaborating with stakeholders. These competencies are crucial for accurately assessing creditworthiness, minimizing financial risk, and supporting informed lending decisions.

What are some common challenges faced by Credit Risk Analysts when assessing new clients or loan applications?

Credit Risk Analysts often encounter challenges such as limited financial data, rapidly changing market conditions, and the need to balance risk with business growth objectives. They must carefully analyze incomplete or inconsistent client information while ensuring compliance with regulatory requirements. Collaborating with relationship managers and other departments is essential to gather additional insights and make informed recommendations, making strong communication and analytical skills crucial in overcoming these challenges.

What is the difference between Credit Risk Analyst vs Credit Analyst?

AspectCredit Risk AnalystCredit Analyst
Primary FocusAssessing the risk of default on loans and credit productsEvaluating creditworthiness of individual or business applicants
Required CredentialsTypically a degree in finance, economics, or related field; certifications like CFA or credit-specific coursesSimilar credentials; often the same certifications or degrees
Work EnvironmentFinancial institutions, risk management departmentsBanks, lending institutions, credit departments
Industry UsageCommonly used in risk assessment and managementPrimarily in lending and credit evaluation

While both roles involve evaluating credit, a Credit Risk Analyst focuses on assessing the overall risk associated with credit portfolios, whereas a Credit Analyst evaluates individual credit applications. The roles often overlap in credentials and work environment, but their specific focus differs within the credit industry.

More about Credit Risk Analyst jobs
What are the most commonly searched types of Credit Risk Analyst jobs in Indiana? The most popular types of Credit Risk Analyst jobs in Indiana are:
What are popular job titles related to Credit Risk Analyst jobs in Indiana? For Credit Risk Analyst jobs in Indiana, the most frequently searched job titles are:
What job categories do people searching Credit Risk Analyst jobs in Indiana look for? The top searched job categories for Credit Risk Analyst jobs in Indiana are:
What cities in Indiana are hiring for Credit Risk Analyst jobs? Cities in Indiana with the most Credit Risk Analyst job openings:
What are popular job titles related to Credit Risk Analyst jobs in IN? For Credit Risk Analyst jobs in IN, the most frequently searched job titles are:
Credit Risk Analyst jobs near you
Infographic showing various Credit Risk Analyst job openings in Indiana as of May 2026, with employment types broken down into 1% As Needed, 86% Full Time, 9% Part Time, 1% Temporary, and 3% Contract. Highlights an 71% Physical, 4% Hybrid, and 25% Remote job distribution, with an average salary of $108,365 per year, or $52.1 per hour.

Credit Analyst

smcnorthamerica

Noblesville, IN • On-site

Other

Posted 28 days ago

Job description

PURPOSE

The Credit Analyst will be responsible for evaluating the creditworthiness of new and existing customers, mitigating financial risk, and supporting healthy revenue growth. This involves conducting financial analysis, evaluating credit applications, and establishing appropriate credit limits. This role works closely with Collection Specialist and internal teams to resolving disputes with customers. This role plays a vital role in protecting the company’s assets, optimizing cash flow, and maintaining strong customer relationships.

ESSENTIAL DUTIES
  • Analyze customer financial statements, credit reports, and payment history to assess creditworthiness and determine appropriate credit limits.
  • Review and approve credit applications in accordance with company policies and risk tolerance.
  • Monitor existing customer accounts for changes in credit risk and recommend adjustments to credit terms as needed.
  • Collaborate with Collection team to support resolution of high-risk or deliquent accounts and disputes with customers.
  • Maintain accurate and up-to-date credit files and tax exemption certificates for audit and compliance purposes.
  • Partner with internal teams to support strategic account decisions and ensure alignment on credit policies.
  • Prepare and present credit risk reports and accounts receivable aging reports to management, highlighting trends and potential exposure.
  • Support month-end and year-end closing processes by providing accurate accounts receivable data and reconciliation support.
  • Contribute to process improvements in credit policies, procedures, and scoring models.
  • Support financial projects and initiatives as assigned by the supervisor, contributing to cross-functional collaboration and timely execution.
PHYSICAL DEMANDS/WORK ENVIRONMENT
  • Working conditions are typical for an office environment
  • Work requires extensive work using a computer
  • Maintain seated posture/position for eight or more hours per day
  • Responsibilities may require evening and weekend work in response to needs of the systems being supported
MINIMUM REQUIREMENTS
  • Associate’s degree in Accounting, Finance, Business Administration, or a related field.
  • 2-4 years of experience in credit analysis, accounts receivable, or a related financial role preferred.
  • Proficient in Microsoft Excel and accounting software.
  • Strong analytical skills with attention to detail and accuracy in financial evaluations and reporting.
  • A "get things done" and "do more with less" attitude, with a relentless focus on efficiency and results.
  • Strong communication and problem-solving skills for interacting with customers and internal teams.
  • Commitment to continuous learning and skillset development.

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