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Junior Credit Risk Analyst Jobs (NOW HIRING)

altbanq

Junior Credit Analyst

Manhattan, NY · On-site

Junior Credit Analyst Altbanq | Midtown Manhattan (On-Site) The Junior Credit Analyst at Altbanq is ... You'll work closely with experienced underwriters and the Chief Risk Officer, gaining exposure to ...

AVA Consulting

Credit Risk Analyst

Plano, TX

AVA Consulting is seeking a Credit Risk Analyst Location: Plano, TX U.S. Citizens and those authorized to work in the U.S. are encouraged to apply. We are unable to sponsor at this time. Company ...

altbanq

Junior Credit Analyst

Manhattan, NY · On-site

$65K - $85K/yr

Junior Credit Analyst Altbanq | Midtown Manhattan (On-Site) The Junior Credit Analyst at Altbanq is ... You'll work closely with experienced underwriters and the Chief Risk Officer, gaining exposure to ...

Inizio Partners

Credit Risk Analyst

Chicago, IL

Credit Risk Analyst Chicago, Illinois, United States About the Job Credit Risk Analyst Role: Consumer Credit Risk Analyst This position within Corporate Risk Management is responsible for the ...

IntelliPro Group Inc.

Credit Risk Analyst

Plano, TX · On-site

Credit Risk Analyst Duration: 06+ Months Location: Plano, TX (Hybrid) Pay Range: $37/hr - $51/hr on W2 What we're looking for: * We are looking for a detail-oriented and data-driven Credit Risk ...

PSECU

Credit Risk Analyst

Harrisburg, PA · On-site

The Risk Analyst initiates and supports Credit Risk Management analysis and decisions using queries, reports, and visual tools. Produces and analyzes ongoing risk management reports and analyses.

Calpine

Credit Risk Analyst

San Diego, CA · On-site

$70.30K - $88.45K/yr

Credit Risk Analysis 65% * Performs detailed credit risk analysis, including analysis of financial data and ratios, to qualify new and existing counterparties that meet established timelines and ...

IntelliPro Group Inc.

Credit Risk Analyst

Plano, TX · On-site

$37 - $51/hr

Credit Risk Analyst Duration: 06+ Months Location: Plano, TX (Hybrid) Pay Range: $37/hr - $51/hr on W2 What we're looking for: * We are looking for a detail-oriented and data-driven Credit Risk ...

Calpine

Credit Risk Analyst

San Diego, CA

$70.30K - $88.45K/yr

Credit Risk Analysis 65% * Performs detailed credit risk analysis, including analysis of financial data and ratios, to qualify new and existing counterparties that meet established timelines and ...

PSECU

Credit Risk Analyst

Harrisburg, PA · On-site

The Risk Analyst initiates and supports Credit Risk Management analysis and decisions using queries, reports, and visual tools. Produces and analyzes ongoing risk management reports and analyses.

YouLend

Junior Credit Decision Analyst

Atlanta, GA · On-site

$50K/yr

Junior Credit Decision Analyst Department: Credit Operations (US) Employment Type: Permanent ... Collaborate closely with cross-functional teams, including Credit Risk, to ensure alignment in ...

F.N.B. Corporation

Credit Risk Analyst

Pittsburgh, PA · On-site

Credit Risk Analyst Business Unit: Credit Reports to: Supervisor or Manager of Credit Risk Position Overview: This position is primarily responsible for assisting the Manager of Credit Risk and ...

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How much do junior credit risk analyst jobs pay per hour?

As of May 30, 2026, the average hourly pay for junior credit risk analyst in the United States is $32.12, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $35.34 per hour, depending on experience, location, and employer.

What is a Junior Credit Risk Analyst job?

A Junior Credit Risk Analyst is responsible for assessing the creditworthiness of individuals or businesses to minimize financial risk for a company. They analyze financial data, review credit reports, and assist in developing risk models. Their role supports senior analysts and risk managers in making informed lending decisions. Strong analytical skills, attention to detail, and knowledge of financial principles are essential for success in this position.

What are the key skills and qualifications needed to thrive in the Junior Credit Risk Analyst position, and why are they important?

To excel as a Junior Credit Risk Analyst, you should possess strong analytical abilities, attention to detail, proficiency in financial analysis, and typically hold a degree in finance, economics, or a related field. Familiarity with risk assessment software, data visualization tools like Excel or Tableau, and knowledge of credit scoring systems are commonly required. Excellent communication skills, eagerness to learn, and effective teamwork set standout candidates apart. These skills are essential for accurately evaluating client risk, supporting informed lending decisions, and collaborating efficiently within a financial team.

What are common responsibilities and projects for a Junior Credit Risk Analyst?

As a Junior Credit Risk Analyst, your daily tasks may involve gathering and analyzing financial data, preparing credit risk reports, and monitoring the performance of loan portfolios. You’ll typically assist senior analysts with evaluating new credit applications, performing industry research, and contributing to risk modeling initiatives. Collaboration with other teams, such as loan officers or underwriting, is frequent to ensure a complete understanding of client profiles and risk factors. This hands-on experience with varied projects helps build a strong foundation in financial risk assessment and opens up opportunities for advancement to more senior roles in credit or risk management.
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Junior Credit Risk Analyst jobs near you
Infographic showing various Junior Credit Risk Analyst job openings in the United States as of May 2026, with employment types broken down into 4% As Needed, 81% Full Time, 7% Part Time, 4% Temporary, and 4% Contract. Highlights an 91% Physical, 4% Hybrid, and 5% Remote job distribution, with an average salary of $66,802 per year, or $32.1 per hour.

Junior Credit Analyst

altbanq

Manhattan, NY • On-site

Full-time

Medical, Dental, Vision, Life, Retirement

Posted 17 days ago

Job description

Junior Credit Analyst
Altbanq | Midtown Manhattan (On-Site)
The Junior Credit Analyst at Altbanq is a key member of our credit team. You’ll work closely with experienced underwriters and the Chief Risk Officer, gaining exposure to real credit decisions while helping support the quality and performance of Altbanq’s loan portfolio. This role is designed for candidates early in their careers who are eager to build hands-on experience in credit analysis, financial review, and risk assessment within a fast-growing fintech lending platform.
Location: Midtown, New York City  
Work Schedule: Fully on-site, Monday–Friday, 9:30 AM – 6:00 PM
Company Website: https://altbanq.com
Why This Role Matters
Junior Credit Analysts help ensure that every loan we originate meets Altbanq’s credit and risk standards. In this role, you’ll contribute to important credit decisions while learning how financial data, borrower behavior, and risk policy come together in real-world lending. This is a strong opportunity for someone looking to start a career in credit, underwriting, or risk management.
What You’ll Do
  • Review borrower credit reports and assist with background checks and public record searches, including liens, judgments, bankruptcies, and UCC filings.
  • Assist in analyzing financial documents such as bank statements, profit & loss statements, balance sheets, and tax returns to help assess cash flow and credit risk.
  • Support senior analysts on credit reviews and complex cases.
  • Learn and apply Altbanq’s credit policies, procedures, and risk guidelines.
  • Prepare credit summaries and memos for internal review and approval.
What We’re Looking For
  • Bachelor’s degree in finance, accounting, economics, business administration, or a related field
  • Proficiency in Microsoft Excel (formulas, filters, basic functions)
  • Strong interest in credit analysis, lending, financial risk and transaction due diligence 
  • High attention to detail and willingness to learn
  • Clear written and verbal communication skills
  • Ability to stay organized and meet deadlines in a fast-paced environment
Compensation and Benefits
Salary Range: $65,000 - $85,000, depending on experience.
Benefits Include:
  •   Medical, Dental, and Vision Insurance  
  •   Life Insurance and Commuter Benefits  
  •   401(k) Retirement Plan
  •   Flexible Spending Accounts (FSA)
  •   End-of-year discretionary performance bonus
Join Us
Join Altbanq and start your career by learning from experienced credit professionals while helping small businesses access capital responsibly.
 

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