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Junior Credit Risk Analyst Jobs (NOW HIRING)

altbanq

Junior Credit Analyst

Manhattan, NY · On-site

Junior Credit Analyst Altbanq | Midtown Manhattan (On-Site) The Junior Credit Analyst at Altbanq is ... You'll work closely with experienced underwriters and the Chief Risk Officer, gaining exposure to ...

altbanq

Junior Credit Analyst

Manhattan, NY · On-site

$65K - $85K/yr

Junior Credit Analyst Altbanq | Midtown Manhattan (On-Site) The Junior Credit Analyst at Altbanq is ... You'll work closely with experienced underwriters and the Chief Risk Officer, gaining exposure to ...

IntelliPro Group Inc.

Credit Risk Analyst

Plano, TX · On-site

$37 - $51/hr

Credit Risk Analyst Duration: 06+ Months Location: Plano, TX (Hybrid) Pay Range: $37/hr - $51/hr on W2 What we're looking for: * We are looking for a detail-oriented and data-driven Credit Risk ...

IntelliPro Group Inc.

Credit Risk Analyst

Plano, TX · On-site

Credit Risk Analyst Duration: 06+ Months Location: Plano, TX (Hybrid) Pay Range: $37/hr - $51/hr on W2 What we're looking for: * We are looking for a detail-oriented and data-driven Credit Risk ...

Calpine

Credit Risk Analyst

San Diego, CA · On-site

$70K - $88K/yr

Credit Risk Analysis 65% * Performs detailed credit risk analysis, including analysis of financial data and ratios, to qualify new and existing counterparties that meet established timelines and ...

Calpine

Credit Risk Analyst

San Diego, CA

$70K - $88K/yr

Credit Risk Analysis 65% * Performs detailed credit risk analysis, including analysis of financial data and ratios, to qualify new and existing counterparties that meet established timelines and ...

PSECU

Credit Risk Analyst

Harrisburg, PA

The Risk Analyst initiates and supports Credit Risk Management analysis and decisions using queries, reports, and visual tools. Produces and analyzes ongoing risk management reports and analyses.

PSECU

Credit Risk Analyst

Harrisburg, PA · On-site

The Risk Analyst initiates and supports Credit Risk Management analysis and decisions using queries, reports, and visual tools. Produces and analyzes ongoing risk management reports and analyses.

UnitedHealth Group

Credit Risk Analyst

Draper, UT

The Optum Bank Credit Risk Analyst will be responsible for assessing the credit risks that arise from the Bank's lending and investing activities. The Analyst will work with broader Risk Group as ...

TreviPay

Credit Risk Analyst II

Overland Park, KS · On-site

The Commercial Credit Risk Analyst II is responsible for reviewing risk and making credit limit ... junior members of the team. Qualifications: * Ability to quickly and accurately evaluate credit ...

TreviPay

Credit Risk Analyst II

Overland Park, KS · On-site

The Commercial Credit Risk Analyst II is responsible for reviewing risk and making credit limit ... junior members of the team. Qualifications: * Ability to quickly and accurately evaluate credit ...

UnitedHealth Group

Credit Risk Analyst

Draper, UT · On-site

The Optum Bank Credit Risk Analyst will be responsible for assessing the credit risks that arise from the Bank's lending and investing activities. The Analyst will work with broader Risk Group as ...

TreviPay

Credit Risk Analyst II

Overland Park, KS

The Commercial Credit Risk Analyst II is responsible for reviewing risk and making credit limit ... junior members of the team. Qualifications: * Ability to quickly and accurately evaluate credit ...

Credit One Bank

Credit - Risk Analyst

Las Vegas, NV · On-site

This position will focus on evaluating, analyzing, and reporting the impact and performance of Acquisition credit line strategies, as well as conducting analyses to evaluate the risk of new and ...

Credit One Bank

Credit - Risk Analyst

Las Vegas, NV

This position will focus on evaluating, analyzing, and reporting the impact and performance of Acquisition credit line strategies, as well as conducting analyses to evaluate the risk of new and ...

Credit One Bank

Credit - Risk Analyst

Las Vegas, NV · On-site

This position will focus on evaluating, analyzing, and reporting the impact and performance of Acquisition credit line strategies, as well as conducting analyses to evaluate the risk of new and ...

YouLend

Junior Credit Decision Analyst

Atlanta, GA · On-site

$50K/yr

Junior Credit Decision Analyst Department: Credit Operations (US) Employment Type: Permanent ... Underwrite and evaluate deals to determine creditworthiness and risk exposure. * Collaborate ...

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Junior Credit Risk Analyst information

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How much do junior credit risk analyst jobs pay per hour?

As of Jul 11, 2026, the average hourly pay for junior credit risk analyst in the United States is $32.12, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $35.34 per hour, depending on experience, location, and employer.

What are common responsibilities and projects for a Junior Credit Risk Analyst?

As a Junior Credit Risk Analyst, your daily tasks may involve gathering and analyzing financial data, preparing credit risk reports, and monitoring the performance of loan portfolios. You’ll typically assist senior analysts with evaluating new credit applications, performing industry research, and contributing to risk modeling initiatives. Collaboration with other teams, such as loan officers or underwriting, is frequent to ensure a complete understanding of client profiles and risk factors. This hands-on experience with varied projects helps build a strong foundation in financial risk assessment and opens up opportunities for advancement to more senior roles in credit or risk management.

What is a Junior Credit Risk Analyst job?

A Junior Credit Risk Analyst is responsible for assessing the creditworthiness of individuals or businesses to minimize financial risk for a company. They analyze financial data, review credit reports, and assist in developing risk models. Their role supports senior analysts and risk managers in making informed lending decisions. Strong analytical skills, attention to detail, and knowledge of financial principles are essential for success in this position.

What are the key skills and qualifications needed to thrive in the Junior Credit Risk Analyst position, and why are they important?

To excel as a Junior Credit Risk Analyst, you should possess strong analytical abilities, attention to detail, proficiency in financial analysis, and typically hold a degree in finance, economics, or a related field. Familiarity with risk assessment software, data visualization tools like Excel or Tableau, and knowledge of credit scoring systems are commonly required. Excellent communication skills, eagerness to learn, and effective teamwork set standout candidates apart. These skills are essential for accurately evaluating client risk, supporting informed lending decisions, and collaborating efficiently within a financial team.

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What cities are hiring for Junior Credit Risk Analyst jobs? Cities with the most Junior Credit Risk Analyst job openings:
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Junior Credit Risk Analyst jobs near you
Infographic showing various Junior Credit Risk Analyst job openings in the United States as of July 2026, with employment types broken down into 1% Locum Tenens, 1% Internship, 86% Full Time, 6% Part Time, 1% Temporary, and 5% Contract. Highlights an 82% Physical, 5% Hybrid, and 13% Remote job distribution, with an average salary of $66,802 per year, or $32.1 per hour.
Credit Risk Analyst

Credit Risk Analyst

MyUSA Credit Union

Middletown, OH

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 26 days ago

Job description

Come grow with us! MyUSA Credit Union is a member-owned, over $350 million financial institution with offices in Middletown (2), Trenton, Kettering (2), Moraine, Springfield and Vandalia. Our mission is simple, we serve people, not profits and we deliver top-tier results for our members while remaining affordable, trusted, and local.
We are seeking a full-time, onsite Credit Risk Analyst at our corporate branch in Middletown, OH. The Credit Risk Analyst assists the Lending Manager in developing strategies to increase lending activity at MyUSA. They perform credit and risk analysis to assess opportunities for increasing direct lending by analyzing financial ratios, industry trends, benchmarks and practices based upon appropriate level of risk.
Responsibilities include:
  • Compiles Loss Scenario Analysis to increase and maximize lending production.
  • Explores, recommends, and implements non-credit bureau-based lending criteria and practice, including AI tools.
  • Assist Lending Manager with development of analytics to maximize ROI of lending initiatives.
  • Develops internal expertise on pre-approval criteria as a credit union core competency.
  • Develops routine reporting and analysis on industry-wide lending plans and initiatives for MyUSA.
  • Ensures compliance with Credit Union policies and procedures, as well as all State and Federal lending regulations and underwriting practices.
Qualifications include:
  • Strong organizational and analytical skills
  • Excellent verbal and written communication skills
  • Working knowledge of various lending platforms
  • Strong knowledge of financial institution lending strategies, and credit score models
  • Proficient with Microsoft Office, including Excel, and PowerPoint
  • Bachelor’s degree in business or finance related field, or equivalent through a combination of experience and training
  • Background in lending and underwriting preferred
MyUSA Credit Union is an equal opportunity employer.
Job Type: Full-time, Salary exempt
Benefits:
  • 401(k) Matching to 5%, immediately vested
  • Generous Paid Time Off plans
  • Company paid Life, AD amp;D and Disability Insurance
  • Credit Union membership
  • Health, Dental, amp; Vision insurance
  • Employee Assistance Program
  • Flexible Spending Account
  • Health Savings Account
  • Tuition assistance
  • Referral program
Physical setting:
  • Casual office environment
Schedule:
  • Day shift business hours

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