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Junior Credit Risk Analyst Jobs in Alabama (NOW HIRING)

Metals USA

Credit Manager

AL · On-site

$80K - $90K/yr

The ideal candidate will have experience in credit risk analysis that aligns with the size, industrial complexity and customer profile of our company. The Credit Manager will be responsible for ...

Metals USA Holdings Corp.

Credit Manager

Mobile, AL · On-site

$80K - $90K/yr

The ideal candidate will have experience in credit risk analysis that aligns with the size, industrial complexity and customer profile of our company. The Credit Manager will be responsible for ...

Bryant Bank

Credit Underwriter

Athens, AL · On-site

Loan Application Analysis: Review and evaluate loan applications, financial statements, and credit reports to assess the credit risk of potential borrowers and determine their eligibility for credit.

Bryant Bank

Credit Underwriter

Tuscaloosa, AL · On-site

Loan Application Analysis: Review and evaluate loan applications, financial statements, and credit reports to assess the credit risk of potential borrowers and determine their eligibility for credit.

First Horizon Bank

Risk Consultant

Birmingham, AL

This role works closely with Credit Risk, Finance, and Data teams to develop analytical solutions, improve reporting efficiency and support risk management and business needs. The ideal candidate is ...

First Horizon Bank

Senior Credit Analyst

Mobile, AL · On-site

Participate in internal credit conversations with PM's, RM's Credit Risk Managers and senior ... Ability to read, analyze and interpret financial reports and legal documents; performs simple to ...

First Horizon

Senior Credit Analyst

Mobile, AL · On-site

Participate in internal credit conversations with PM's, RM's Credit Risk Managers and senior ... Ability to read, analyze and interpret financial reports and legal documents; performs simple to ...

First Horizon

Credit Model Developer

Birmingham, AL · On-site

Charlotte, NC SUMMARY Support the Credit Risk Models Team with the development, testing ... Comprehensively and clearly document all modeling or analysis work that meets internal, GAAP, and ...

Rider Levett Bucknall

Produce and analyse aged debt, cash collection and credit risk reports, providing insight and recommendations to support decision-making. * Identify opportunities and provide recommendations to ...

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Junior Credit Risk Analyst information

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$29

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How much do junior credit risk analyst jobs pay per hour?

As of Aug 1, 2026, the average hourly pay for junior credit risk analyst in Alabama is $29.11, according to ZipRecruiter salary data. Most workers in this role earn between $20.91 and $32.02 per hour, depending on experience, location, and employer.

What are common responsibilities and projects for a Junior Credit Risk Analyst?

As a Junior Credit Risk Analyst, your daily tasks may involve gathering and analyzing financial data, preparing credit risk reports, and monitoring the performance of loan portfolios. You’ll typically assist senior analysts with evaluating new credit applications, performing industry research, and contributing to risk modeling initiatives. Collaboration with other teams, such as loan officers or underwriting, is frequent to ensure a complete understanding of client profiles and risk factors. This hands-on experience with varied projects helps build a strong foundation in financial risk assessment and opens up opportunities for advancement to more senior roles in credit or risk management.

What is a Junior Credit Risk Analyst job?

A Junior Credit Risk Analyst is responsible for assessing the creditworthiness of individuals or businesses to minimize financial risk for a company. They analyze financial data, review credit reports, and assist in developing risk models. Their role supports senior analysts and risk managers in making informed lending decisions. Strong analytical skills, attention to detail, and knowledge of financial principles are essential for success in this position.

What are the key skills and qualifications needed to thrive in the Junior Credit Risk Analyst position, and why are they important?

To excel as a Junior Credit Risk Analyst, you should possess strong analytical abilities, attention to detail, proficiency in financial analysis, and typically hold a degree in finance, economics, or a related field. Familiarity with risk assessment software, data visualization tools like Excel or Tableau, and knowledge of credit scoring systems are commonly required. Excellent communication skills, eagerness to learn, and effective teamwork set standout candidates apart. These skills are essential for accurately evaluating client risk, supporting informed lending decisions, and collaborating efficiently within a financial team.

What are the most commonly searched types of Credit Risk Analyst jobs in Alabama? The most popular types of Credit Risk Analyst jobs in Alabama are:
What are popular job titles related to Junior Credit Risk Analyst jobs in Alabama? For Junior Credit Risk Analyst jobs in Alabama, the most frequently searched job titles are:
What job categories do people searching Junior Credit Risk Analyst jobs in Alabama look for? The top searched job categories for Junior Credit Risk Analyst jobs in Alabama are:
What cities in Alabama are hiring for Junior Credit Risk Analyst jobs? Cities in Alabama with the most Junior Credit Risk Analyst job openings:
Junior Credit Risk Analyst jobs near you
Infographic showing various Junior Credit Risk Analyst job openings in Alabama as of July 2026, with employment types broken down into 87% Full Time, 8% Part Time, 1% Temporary, and 4% Contract. Highlights an 85% Physical, 6% Hybrid, and 9% Remote job distribution, with an average salary of $60,549 per year, or $29.1 per hour.

Credit Risk Review Examiner

Regions Financial Corporation

Birmingham, AL • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 27 days ago

Regions Bank rating

8.1

Company rating: 8.1 out of 10

Based on 157 frontline employees who took The Breakroom Quiz

64th of 170 rated banks

Job description

Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.
Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions' Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system.
Job Description:
At Regions, the Credit Risk Review Examiner continuously monitors and examines activities. This position assesses and reports the status and direction of credit risk within the assigned portfolios. The Examiner identifies risk direction drivers, evaluates origination quality, portfolio quality, and elements of credit risk management by review of various credit metrics, transaction testing, and periodic interaction with first and second line of defense business managers, staff, and other risk assessment functions. They identify issues that require management attention and will communicate and summarize review findings in applicable report format for risk rating accuracy, policy compliance, and prudent credit risk management practices.
Primary Responsibilities
  • Serves as a subject matter expert and maintains an advanced knowledge of sound lending practices, lending regulations, and the bank's loan policy and underwriting guidelines
  • Reviews credit exposures to provide assurance of compliance with Regions' credit policies as well as safe and sound banking practices
  • Participates and/or takes a leadership role in credit risk review examinations, which may include horizontal reviews that cross lines of business and geographies with minimal guidance from management
  • Develops and maintains positive working relationships with line of business management, credit risk management, audit staff, and other departments
  • Analyzes trends in key quality and performance metrics, reviews transactions, and assesses processes associated with the origination and servicing of assigned loan portfolios
  • Leads the identification and monitoring of evolution of key risk direction drivers for assigned portfolios
  • Independently performs ad hoc analysis of often complex credit risk issues, frequently requiring aggregation of transaction data through use of spreadsheet or database software
  • Maintains specialized knowledge as required for assigned lines of business, which may include expertise required to assess periodic validation of credit scoring models, understanding portfolio valuation techniques, etc.
  • Proposes appropriate ratings and risk direction assessments and participates in developing findings and conclusions, presenting results to senior managers, and in completing written reports within departmental guidelines
  • Maintains information or work papers to support review process and findings
  • Maintains a thorough knowledge of credit risk review procedures, sound lending practices, credit policies, and regulatory requirements
  • May serve as lead review analyst for assigned line(s) of business for continuous monitoring of credit risk conducted between examinations
  • Collaborates with senior management in maintaining relevant knowledge of evolving and changing regulations and policies
  • Collaborates with senior management in the development of team goals and objectives, ensuring consistent achievement
  • Offers advice and guidance to junior examiners, assisting in the development of necessary skills and the promotion of continuous improvement initiatives

This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.
This position is incentive eligible.
Requirements
  • Bachelor's degree in related field
  • Twelve (12) years of credit-related experience, or eight (8) years of third line of defense credit risk assurance, regulatory, or credit approval/management experience
  • Experience writing risk management review reports

Skills and Competencies
  • Ability to learn additional systems as needed
  • Ability to research, analyze data, and derive facts
  • Ability to work in a team environment when applicable
  • Ability to work under pressure and meet deadlines
  • Proficiency in Microsoft Office (Excel, Word, PowerPoint, Outlook, etc.)
  • Strong verbal, written communication, and organizational skills
  • Strong work ethic and self-motivation

Position Type
Full time
Compensation Details
Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.
The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.
Job Range Target:
Minimum:
$116,304.65 USD
Median:
$165,820.00 USD
Incentive Pay Plans:
This role is eligible to participate in the annual discretionary incentive plan. Employees are eligible to receive a discretionary award based on individual, business, and/or company performance.Opportunity to participate in the Long Term Incentive Plan.
Benefits Information
Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.
  • Paid Vacation/Sick Time
  • 401K with Company Match
  • Medical, Dental and Vision Benefits
  • Disability Benefits
  • Health Savings Account
  • Flexible Spending Account
  • Life Insurance
  • Parental Leave
  • Employee Assistance Program
  • Associate Volunteer Program

Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions' benefits, please click or copy the link below to your browser.
https://www.regions.com/about-regions/welcome-portal/benefits
Location Details
Regions Center
Location:
Birmingham, Alabama
Equal Opportunity Employer/including Disabled/Veterans
Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.

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