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Senior Credit Risk Manager Jobs in Alabama (NOW HIRING)

DataAnnotation

Credit Risk Officer

Montgomery, AL · Remote

$50 - $60/hr

We are looking for a Credit Risk Officer to join our team to help train the next generation of AI ... Development, Wealth Management, and Insurance Planning. Benefits This is a full‐time or ...

PNC Bank

Consumer Credit Expert - AMG

Birmingham, AL · On-site

As a Consumer Credit Expert to support the Asset Management Group (AMG) within PNC's Credit Risk Management organization, you will be based in Pittsburgh, PA / Birmingham, AL / Charlotte, NC ...

Metals USA Holdings Corp.

Credit Manager

Mobile, AL · On-site

$75K - $85K/yr

The ideal candidate will have experience in credit risk analysis that aligns with the size, industrial complexity and customer profile of our company. The Credit Manager will be responsible for ...

Metals USA

Credit Manager

AL · On-site

$75K - $85K/yr

The ideal candidate will have experience in credit risk analysis that aligns with the size, industrial complexity and customer profile of our company. The Credit Manager will be responsible for ...

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Senior Credit Risk Manager information

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$20.4K

$107.2K

$190.3K

How much do senior credit risk manager jobs pay per year?

As of Jun 6, 2026, the average yearly pay for senior credit risk manager in Alabama is $107,188.00, according to ZipRecruiter salary data. Most workers in this role earn between $76,600.00 and $131,400.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Senior Credit Risk Manager, and why are they important?

To excel as a Senior Credit Risk Manager, you need strong analytical skills, deep knowledge of credit risk assessment, and typically a degree in finance, economics, or a related field. Expertise with risk management software (such as SAS, Moody's Analytics, or SQL), financial modeling tools, and relevant certifications like FRM or CFA is highly valued. Exceptional communication, leadership, and decision-making abilities are important soft skills for managing teams and collaborating across departments. These skills and qualifications are crucial for accurately assessing credit risk, ensuring regulatory compliance, and safeguarding an organization's financial health.

What are some typical challenges a Senior Credit Risk Manager faces in balancing risk and business growth?

A Senior Credit Risk Manager often faces the challenge of maintaining a prudent risk profile while supporting the organization's growth targets. This involves analyzing complex financial data, setting appropriate credit limits, and developing risk models that reflect current market conditions. Balancing regulatory compliance with commercial objectives and collaborating with sales, underwriting, and compliance teams to ensure sound credit decisions is key. Effective communication and negotiation skills are essential when advising senior leadership on potential exposures and strategic moves.

What does a Senior Credit Risk Manager do?

A Senior Credit Risk Manager is responsible for overseeing the assessment and management of credit risks within a financial institution or company. They analyze the creditworthiness of potential and existing clients, develop risk management strategies, and ensure compliance with regulatory requirements. Additionally, they lead teams, review credit risk policies, and provide recommendations to minimize losses while optimizing profitability. Their expertise helps organizations make informed lending decisions and maintain a healthy loan portfolio.

What is the difference between Senior Credit Risk Manager vs Credit Analyst?

AspectSenior Credit Risk ManagerCredit Analyst
Required CredentialsBachelor's degree, often advanced certifications like CFA or credit risk certificationsBachelor's degree, often in finance, economics, or related fields
Work EnvironmentStrategic, managerial, overseeing credit risk policiesAnalytical, research-focused, assessing individual credit applications
Employer & Industry UsageFinancial institutions, banks, large corporationsBanks, lending institutions, credit agencies
Common Search & ComparisonYesYes

The Senior Credit Risk Manager typically oversees credit risk strategies and manages teams, requiring advanced certifications and strategic skills. In contrast, a Credit Analyst focuses on evaluating individual credit applications and conducting detailed financial analysis. While both roles are integral to credit risk management, they differ in scope, responsibilities, and experience level.

What are popular job titles related to Senior Credit Risk Manager jobs in Alabama? For Senior Credit Risk Manager jobs in Alabama, the most frequently searched job titles are:
What job categories do people searching Senior Credit Risk Manager jobs in Alabama look for? The top searched job categories for Senior Credit Risk Manager jobs in Alabama are:
What cities in Alabama are hiring for Senior Credit Risk Manager jobs? Cities in Alabama with the most Senior Credit Risk Manager job openings:
Senior Credit Risk Manager jobs near you
Senior Credit Risk Review Advisor- Commercial Lending

Senior Credit Risk Review Advisor- Commercial Lending

Sirius Staffing

Birmingham, AL • Hybrid

$80K - $150K/yr

Full-time

This job post has expired today. Applications are no longer accepted.

Job description

Job Description Senior Credit Risk Review Advisor - (Commercial Lending) Could be based out of any of the following U.S. locations: Birmingham, AL, Raleigh, NC, Philadelphia, PA, Pittsburgh, PA, or Cleveland, OH Hybrid schedule: 3 days in-office / 2 days remote Salary: $80K - $150K Experience Level: 10+ years Education: Bachelor's degree required Travel: Occasional Position Summary The Senior Credit Risk Review Advisor - Commercial Lending is responsible for conducting independent assessments of commercial credit exposures across multiple business segments to support enterprise-wide credit risk oversight. This role focuses on reviewing existing commercial loan portfolios, evaluating underwriting quality, validating risk ratings, and assessing overall credit risk management practices. Candidates should have strong experience in commercial lending, complex credit structures, and credit risk management. As a Reviewer in Charge, you'll lead review engagements, oversee review teams, perform portfolio analyses, identify risk trends or weaknesses, and deliver clear reporting and recommendations to senior management. Key Responsibilities
  • Execute detailed assessments of complex commercial credit transactions, credit facility structures, and underwriting practices.
  • Review existing commercial loan portfolios to evaluate credit quality, policy adherence, and overall risk management effectiveness.
  • Validate risk ratings and assess borrower credit administration against internal credit policies and procedures.
  • Analyze portfolio trends to identify risk concentrations, emerging risks, and systemic credit issues.
  • Serve as Reviewer in Charge, overseeing the execution, coordination, and quality of review engagements.
  • Draft and finalize review reports, summarize findings, and provide recommendations for issue remediation and process improvement.
  • Engage with stakeholders and business leaders to communicate review outcomes and follow up on identified findings.
  • Provide expert insight into economic conditions, industry trends, and key drivers impacting commercial credit portfolios.
  • Participate in ongoing portfolio monitoring activities across commercial lending segments.
Qualifications
  • 10+ years of experience in Commercial Credit Risk, Credit Risk Review, or Commercial Credit Underwriting preferred.
  • Experience with large and complex commercial transactions within Commercial Banking, CRE, Corporate Banking, Leveraged Lending, Middle Market, or related lending environments.
  • Strong understanding of commercial credit structures and complex borrower relationships, including average deal sizes of approximately $50MM+.
  • Experience reviewing and evaluating underwriting decisions rather than originating or underwriting loans directly is highly preferred.
  • Familiarity working within large financial institutions (approximately $80B+ in assets preferred).
  • Strong analytical, verbal, and written communication skills, including the ability to navigate challenging conversations with stakeholders and senior leadership.
  • Demonstrated experience leading review initiatives, coordinating teams, and managing review engagements.
  • Experience with Commercial & Industrial (C&I), Commercial Real Estate (CRE), and/or Asset-Based Lending (ABL) portfolios is strongly preferred.
  • Credit training, SNIC certifications, CRE experience, or related Credit Risk Review certifications are a plus.
  • Candidates must be authorized to work in the U.S.; visa sponsorship is not available.
  • Compliance with federal banking regulations and internal governance standards is required.
Sirius Staffing Inc. is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to characteristics such as race, color, national origin, religion, gender, age, marital status, disability, veteran status, citizenship status, sexual orientation, gender identity, or any other status protected by law. Meet Your Recruiter Hannah Thompson

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