ZipRecruiter

Log In

1

Sba Disaster Jobs in Alabama (NOW HIRING)

All JobsSba Disaster JobsSba Disaster Jobs in Alabama

Sba Disaster information

Is Sba Disaster relief a good career?

SBA Disaster Relief involves assisting small businesses and communities affected by disasters, often requiring knowledge of federal aid programs and disaster response procedures. It can be a rewarding career for those interested in public service, emergency management, and helping communities recover, but it may also involve irregular hours and stressful situations. Career growth depends on experience, certifications, and the specific role within disaster response agencies.

What are SBA Disaster loans?

SBA Disaster loans are low-interest loans offered by the U.S. Small Business Administration to help businesses, homeowners, renters, and nonprofits recover from declared disasters. These loans can be used to repair or replace real estate, personal property, machinery, equipment, and inventory that were damaged or destroyed. The SBA provides different types of disaster loans, including Business Physical Disaster Loans, Economic Injury Disaster Loans (EIDL), and Home Disaster Loans. Eligibility and terms depend on the specific disaster declaration and the applicant's circumstances.

What are the key skills and qualifications needed to thrive as an SBA Disaster Loan Officer?

To thrive as an SBA Disaster Loan Officer, you need a solid understanding of financial analysis, loan underwriting, and federal lending regulations, typically supported by a relevant degree or experience in finance or banking. Familiarity with SBA loan processing systems, financial software, and government compliance tools is essential. Strong attention to detail, customer service orientation, and effective communication are standout soft skills for this role. These skills and qualities are critical to efficiently evaluating loan applications, ensuring regulatory compliance, and supporting disaster-affected individuals and businesses in a timely manner.

What are some common challenges SBA Disaster Loan Officers face when assisting disaster-affected businesses and homeowners?

SBA Disaster Loan Officers often work in fast-paced, high-pressure environments, especially after major disasters when application volumes surge. A key challenge is managing a large caseload while maintaining accuracy and empathy during client interactions, as applicants are frequently under significant stress. Officers must quickly assess complex financial situations and ensure compliance with agency guidelines, all while delivering clear information and support to applicants. Collaboration with colleagues from different departments, such as underwriting and customer service, is also essential to streamline loan processing and provide timely assistance.

What is the difference between Sba Disaster vs Sba Loan Specialist?

AspectSba DisasterSba Loan Specialist
Required CredentialsDisaster declarations, FEMA knowledge, basic financial understandingLoan processing, financial analysis, SBA certifications
Work EnvironmentGovernment agencies, disaster zones, emergency response settingsBanking institutions, loan processing offices, government loan programs
Employer & Industry UsageFederal government, disaster recovery agenciesFinancial institutions, SBA offices, government loan programs

While both roles involve working with SBA programs, Sba Disaster specialists focus on disaster-related assistance and emergency response, whereas Sba Loan Specialists handle loan processing and financial evaluations for various SBA loan products. Understanding these differences helps job seekers target the right roles within the SBA and related agencies.

What are popular job titles related to Sba Disaster jobs in Alabama? For Sba Disaster jobs in Alabama, the most frequently searched job titles are:
What job categories do people searching Sba Disaster jobs in Alabama look for? The top searched job categories for Sba Disaster jobs in Alabama are:
What cities in Alabama are hiring for Sba Disaster jobs? Cities in Alabama with the most Sba Disaster job openings:
Sba Disaster jobs near you
Infographic showing various Sba Disaster job openings in Alabama as of July 2026, with employment types broken down into 1% As Needed, 72% Full Time, 20% Part Time, 1% Temporary, and 6% Contract. Highlights an 91% Physical, 2% Hybrid, and 7% Remote job distribution.

Loan Servicing Assistant

Small Business Administration

Birmingham, AL • On-site, Remote

$50K - $66K/yr

Full-time

Posted 5 days ago

Job description

Summary
This position is located in the Small Business Administration, Birmingham Disaster Loan Service Center in Birmingham, AL. The incumbent(s) assist customers from the time the proceeds of a disaster loan are disbursed until the loan is paid off. Incumbent serves as a Loan Servicing Assistant and is responsible for assisting Loan Specialists in servicing or liquidating a full range of disaster business and home loans.
Learn more about this agency
Duties
Help
As a/an Loan Servicing Assistant at theGS- 1101-7, some of your typical work assignments may include:
  • Analyzes financial statements of SBA disaster loans which are or are considered potential problems. Compares present previous statements to determine trends in financial conditions and compliance with loan terms and conditions. Follows up with borrowers or banks on any serious violations noted.
  • Independently services a selected portfolio of disaster loans. Concentrates on those over 30 days past due by initiating collection letters and contacting borrowers by telephone by the use of Predictive-Dialing System (Autodial).
  • Contacts borrowers who are less delinquent in order to determine the cause of the delinquency and propose corrective action for resolving the problem.
  • Answers verbal and written requests from banks and borrowers and other financial institutions concerning payments on loans, interest rates, loan balances, terms conditions, and other credit information. Provides superior customer service to internal and external stakeholders regarding disaster loan portfolio.
  • Supports the Liquidation Team in handling problem accounts which require enforced collection measures or other actions within the scope of existing disaster authority consistent with the applicable laws, regulations and procedures in order to protect the interest of the government.

IMPORTANT NOTES
  • This is a TERM appointment.
  • The Term appointment does not confer competitive status, reinstatement rights, or eligibility for non-competitive conversion to a permanent job to the individual(s) selected. You may be promoted or reassigned to another term position within SBA's Office of Capital Access; however, you may not be non-competitively appointed to another Federal position. You will be given an initial Term Appointment lasting more than 1 year, but not more than 4 years. If all other conditions of employment are met, this appointment may be extended, up to a total of four (4) years in increments determined by SBA.

Requirements
Help
Conditions of employment
  • You must be a U.S. Citizen
  • You must successfully complete a background investigation.
  • You may be required to serve a one year supervisory probationary period.

Qualifications
GS-07: One year of specialized experience, equivalent to the GS-05 grade level in the Federal service, obtained in either the private or public sector:
  • Working with working with residential and commercial loan programs (504 and 7A) and their collateral requirements.
  • Performing financial analysis of both personal and business documents to determine eligibility.
  • Experience servicing SBA Disaster loans.

These qualifications must be clearly referenced in your resume.
Substitution for Specialized Experience (GS-7)
1full year (18 semester hours) of graduate-level education directly related to the position. Education must be in a field which demonstrates the knowledge, skills, and abilities necessary to perform the duties of the position.
OR
Superior academic achievement based on one of the following: (1) class standing, (2) grade-point average, or (3) honor society member. For a detailed description of Superior Academic Achievement, please visit the Superior Academic Achievement website.
OR
A combination of education and experience. For example, 6 months of the specialized experience (50% of the experience requirement), and completion of 9+ semester hours or 13+ quarter hours of graduate-level education in a related field from an accredited institution (50% of the qualifying education) would equal 100% of the required experience for the position.
Additional information on the qualification requirements is outlined in the OPM Qualifications Standards Handbook of General Schedule Positions. It is available for your review on OPM's Qualifications web site:
General Business and Industry Series 1101a
Experience refers to paid and unpaid experience, including volunteer work done through National Service programs (e.g. Peace Corps, AmeriCorps) and other organizations (e.g., professional; philanthropic; religious; spiritual; community, student, social). Volunteer work helps build critical competencies, knowledge, and skills and can provide valuable training and experience that translates directly to paid employment. You will receive credit for all qualifying experience, including volunteer experience.
Generally, time in Non-Pay status as a federal employee is not creditable towards the specialized experience requirement listed above.
All qualification requirements must be met by 11:59 pm (Eastern Time) on 08/10/2026.
Education
APPLICANTS PLEASE NOTE: Education must be accredited by an accrediting institution recognized by the U.S. Department of Education in order for it to be credited towards qualifications (particularly positions with a positive education requirement.) Therefore, applicants must report only attendance and/or degrees from schools accredited by accrediting institutions recognized by the U.S. Department of Education. Verify School accreditation. All education claimed by applicants will be verified by the appointing agency accordingly.
If you are selected for this position and qualified based on education (i.e. basic education requirement and/or substitution of education), you will be required to provide an OFFICIAL transcript prior to your first day on duty.
*** If you are using foreign education to meet qualification requirements, you must send a Certificate of Foreign Equivalency with your transcript in order to receive credit for that education. *** For further information, click on: Foreign Education.
Additional information
This is a bargaining unit position with AFGE Local 228. This is not a (drug) testing designated position (TDP).
Reasonable Accommodation Requests: If you believe you have a disability (i.e., physical or mental), covered by the Rehabilitation Act of 1973 as amended and Americans with Disabilities Act 1990 as amended, that would interfere with completing the USA Hire Competency Based Assessments, you will be granted the opportunity to request a reasonable accommodation in your online application. Requests for Reasonable Accommodations for the USA Hire Competency Based Assessments and appropriate supporting documentation for Reasonable Accommodation must be received prior to starting the USA Hire Competency Based Assessments. Decisions on requests for Reasonable Accommodations are made on a case-by-case basis. If you meet the minimum qualifications of the position, after notification of the adjudication of your request, you will receive an email invitation to complete the USA Hire Competency Based Assessments. You must complete all assessments within 48 hours of receiving the URL to access the USA Hire Competency Based Assessments, if you received the link after the close of the announcement. To determine if you need a Reasonable Accommodation, please review the Procedures for Requesting a Reasonable Accommodation for Online Assessments
Career and InterAgency Career Transition Assistance Programs: Are programs that applies to employees who have been involuntarily separated from a Federal service position within the competitive service or Federal service employees whose positions have been deemed surplus or no longer needed.
Career Transition Assistance Plan (CTAP) is a program that helps "surplus" or "displaced" federal employees improve their chances of finding a new job in their current agency (intra-agency, i.e. SBA employees only).
Inter-Agency Career Transition Assistance (ICTAP) is a program that helps "surplus" or "displaced" federal employees improve their chances of finding a new job at another agency (inter-agency; i.e. not applying to their current or former agency).
You are eligible for CTAP/ICTAP if:
1. You are a current federal employee who meets the definition of a "surplus" or "displaced" employee meaning you have received official notice that your job is no longer needed or that you will lose your job by Reduction-in-Force (RIF).
2. Your agency, or the agency to which you are applying, is accepting applications from within or outside of the permanent workforce.
3. The position to which you are applying MUST BE in the Local Commuting Area of the position of record from which you are being displaced.
4. You meet the qualifications and other requirements of the job for which you are applying. This includes being rated as well-qualified for the position (score of 85 or better based on your responses to the competencies and associated questions listed within the assessment).
Expand Hide additional information
Candidates should be committed to improving the efficiency of the Federal government, passionate about the ideals of our American republic, and committed to upholding the rule of law and the United States Constitution.
Benefits
Help
A career with the U.S. government provides employees with a comprehensive benefits package. As a federal employee, you and your family will have access to a range of benefits that are designed to make your federal career very rewarding. Opens in a new windowLearn more about federal benefits.
Review our benefits
Eligibility for benefits depends on the type of position you hold and whether your position is full-time, part-time or intermittent. Contact the hiring agency for more information on the specific benefits offered.

Apply