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Senior Credit Risk Manager Jobs in Montgomery, AL

... as requested by management. Analyzes financial information including balance sheets, income ... Ensures that all assigned loans are properly risk rated, assigned loss given defaults are correct ...

... as requested by management. Analyzes financial information including balance sheets, income ... Ensures that all assigned loans are properly risk rated, assigned loss given defaults are correct ...

... as requested by management. Analyzes financial information including balance sheets, income ... Ensures that all assigned loans are properly risk rated, assigned loss given defaults are correct ...

Sr. Credit Analyst

Montgomery, AL · On-site

$90K - $120K/yr

We're hiring a Senior Credit Analyst for a well-established institution with $1.5 billion in assets ... Own risk ratings and loss-given-default assignments * Support and mentor analysts on complex ...

Senior Project Manager

Montgomery, AL · On-site

$125K - $175K/yr

... risk. The Senior Project Manager is accountable for end-to-end delivery of high-impact customer ... projects using Thermo Systems' stage-gate delivery model. This role leads complex, multi-discipline ...

Sr. Quality Engineer- NPI

Tallassee, AL · On-site

$74K - $101K/yr

The Senior Quality Engineer NPI (New Product Introduction) will play a critical role in ensuring ... Risk Management: Conduct risk assessments and implement mitigation strategies to address potential ...

Sr. Quality Engineer- NPI

Tallassee, AL · On-site

$74K - $101K/yr

The Senior Quality Engineer - New Product Introduction (NPI) is responsible for ensuring the ... Proficient in risk management methodologies including DFMEA and PFMEA. * Experience with GD&T, APQP ...

SENIOR PROGRAM MANAGER

Hope Hull, AL

$114K - $115K/yr

The Senior Program Manager (SPM) is a mission-critical leader who owns delivery outcomes for ... Stand up disciplined risk/opportunity management with quantified mitigation plans; maintain risk ...

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Senior Credit Risk Manager information

See Montgomery, AL salary details

$22.3K

$117K

$207.7K

How much do senior credit risk manager jobs pay per year?

As of Aug 9, 2026, the average yearly pay for senior credit risk manager in Montgomery, AL is $116,982.00, according to ZipRecruiter salary data. Most workers in this role earn between $83,600.00 and $143,400.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a senior credit risk manager, and why are they important?

To excel as a Senior Credit Risk Manager, you need strong analytical skills, deep knowledge of credit risk assessment, and typically a degree in finance, economics, or a related field. Expertise with risk management software (such as SAS, Moody's Analytics, or SQL), financial modeling tools, and relevant certifications like FRM or CFA is highly valued. Exceptional communication, leadership, and decision-making abilities are important soft skills for managing teams and collaborating across departments. These skills and qualifications are crucial for accurately assessing credit risk, ensuring regulatory compliance, and safeguarding an organization's financial health.

What are some typical challenges a senior credit risk manager faces in balancing risk and business growth?

A Senior Credit Risk Manager often faces the challenge of maintaining a prudent risk profile while supporting the organization's growth targets. This involves analyzing complex financial data, setting appropriate credit limits, and developing risk models that reflect current market conditions. Balancing regulatory compliance with commercial objectives and collaborating with sales, underwriting, and compliance teams to ensure sound credit decisions is key. Effective communication and negotiation skills are essential when advising senior leadership on potential exposures and strategic moves.

What does a senior credit risk manager do?

A senior credit risk manager oversees the assessment and management of credit risk for an organization, analyzing borrower creditworthiness and developing strategies to minimize potential losses. They use financial analysis, credit scoring models, and risk mitigation techniques, often working with data analysis tools and regulatory compliance standards. Their role involves making high-level decisions to ensure the organization's credit portfolio remains healthy and within risk appetite.

What is the difference between Senior Credit Risk Manager vs Credit Analyst?

AspectSenior Credit Risk ManagerCredit Analyst
Required CredentialsBachelor's degree, often advanced certifications like CFA or credit risk certificationsBachelor's degree, often in finance, economics, or related fields
Work EnvironmentStrategic, managerial, overseeing credit risk policiesAnalytical, research-focused, assessing individual credit applications
Employer & Industry UsageFinancial institutions, banks, large corporationsBanks, lending institutions, credit agencies
Common Search & ComparisonYesYes

The Senior Credit Risk Manager typically oversees credit risk strategies and manages teams, requiring advanced certifications and strategic skills. In contrast, a Credit Analyst focuses on evaluating individual credit applications and conducting detailed financial analysis. While both roles are integral to credit risk management, they differ in scope, responsibilities, and experience level.

What are popular job titles related to Senior Credit Risk Manager jobs in Montgomery, AL? For Senior Credit Risk Manager jobs in Montgomery, AL, the most frequently searched job titles are:
What job categories do people searching Senior Credit Risk Manager jobs in Montgomery, AL look for? The top searched job categories for Senior Credit Risk Manager jobs in Montgomery, AL are:
What cities near Montgomery, AL are hiring for Senior Credit Risk Manager jobs? Cities near Montgomery, AL with the most Senior Credit Risk Manager job openings:

Full-time

Re-posted 28 days ago


Job description

Company Profile:

Alabama Ag Credit is a financial institution that provides financing for agriculture, agribusiness and rural real estate purchases and improvements. The institution is headquartered in Montgomery with ten offices that service the lower 40 counties of Alabama. With over $1.5 billion in assets, the institution is a cooperative and part of the nationwide Farm Credit System.


Education and Experience Requirements:

Bachelor's Degree in Finance, Business Administration or a related field, or equivalent experience and six (6) or more years of experience in the administration and analysis of complex credits on commercial and mortgage loans including experience in structuring and evaluating complex loan participations, credit relationships, and analysis of direct loans.

Essential Functions:

Assists Loan Officers in the analysis and servicing of the association's mortgage and commercial loans. Works directly with lending staff in the development of appropriate credit decisions and prepares other reports as requested by management. Analyzes financial information including balance sheets, income statements, cash flow and tax returns to form an opinion of the strengths, weaknesses and risks associated with loan packages. Interprets, communicates, and provides guidance to Loan Officers regarding association lending policies and procedures. Ensures that all assigned loans are properly risk rated, assigned loss given defaults are correct and performance status assignments are proper. Complies with proper credit administration practices as outlined in the association's policies and procedures. Assists senior-level credit analysts with complex loan applications as necessary. Occasional travel is required in this position.


At the discretion of Alabama Ag Credit, position may be offered at alternate titles and other business experience may be considered relevant.

If you meet the minimum requirements and want to be considered for this position, please apply

through the Association website:

www.alabamaagcredit.com/careers

Job Posting Name: Senior Credit Analyst

Susan.Story@AlabamaAgCredit.com

Closing date: Until Filled

AA/EOE/M/F/D/V