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Director Credit Risk Jobs in Montgomery, AL (NOW HIRING)

Alabama Ag Credit

Senior Credit Analyst

Montgomery, AL · On-site

... direct loans. Essential Functions : Assists Loan Officers in the analysis and servicing of the ... Ensures that all assigned loans are properly risk rated, assigned loss given defaults are correct ...

Alabama Ag Credit

Senior Credit Analyst

Montgomery, AL · On-site

... direct loans. Essential Functions: Assists Loan Officers in the analysis and servicing of the ... Ensures that all assigned loans are properly risk rated, assigned loss given defaults are correct ...

HRB

Controller/Finance Director

Montgomery, AL · On-site

$120 - $190/hr

Coordinate financing agreement compliance and annual credit rating review with CFO * Manage yearly ... Follow risk management activities including insurance program and renewals in accordance with ...

New

Wells Fargo

Client Associate

Montgomery, AL · On-site

... telephone, direct interaction and/or written correspondence * Facilitate Financial Advisor and ... They are accountable for execution of all applicable risk programs (Credit, Market, Financial ...

New

Serco

Medical Coding Auditing Specialist 1 1

Montgomery, AL · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

... risk factors; when directed, performance of targeted coding and/or documentation audits of DHA ... At least 30 semester hours' university/college credit of a grade of "C", "Pass", or better, that ...

US Navy

Special Warfare Combat Crewman

Hayneville, AL

  • Medical

  • Dental

  • Vision

  • Retirement

... high risk coastal and riverine missions, gather reconnaissance, and deliver precision fires in ... conduct direct action raids against enemy shipping and waterborne traffic; integrate with and ...

US Navy

Special Warfare Combat Crewman

Rockford, AL

  • Medical

  • Dental

  • Vision

  • Retirement

... high risk coastal and riverine missions, gather reconnaissance, and deliver precision fires in ... conduct direct action raids against enemy shipping and waterborne traffic; integrate with and ...

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All JobsCredit Risk JobsDirector Credit Risk JobsDirector Credit Risk Jobs in Montgomery, AL

Director Credit Risk information

See Montgomery, AL salary details

$83.6K

$154.6K

$298.2K

How much do director credit risk jobs pay per year?

As of Aug 15, 2026, the average yearly pay for director credit risk in Montgomery, AL is $154,628.00, according to ZipRecruiter salary data. Most workers in this role earn between $103,400.00 and $186,000.00 per year, depending on experience, location, and employer.

What are some common challenges faced by a director credit risk and how can they be addressed?

A Director of Credit Risk often faces challenges such as balancing risk appetite with business growth goals, staying ahead of evolving regulatory requirements, and managing credit exposures in volatile markets. To address these, it's essential to foster strong collaboration with business units, maintain robust credit risk frameworks, and leverage data analytics for proactive decision-making. Continuous professional development and close communication with compliance and audit teams also help ensure that credit policies remain effective and up-to-date.

What are the key skills and qualifications needed to thrive as a director credit risk?

To thrive as a Director of Credit Risk, you need deep expertise in credit analysis, risk management, and financial modeling, usually supported by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit scoring systems, and regulatory compliance tools, along with certifications like CFA or FRM, is highly valued. Strong leadership, strategic thinking, and communication skills help drive cross-functional collaboration and effective risk mitigation. These competencies are crucial for making informed credit decisions that protect the organization's financial health and comply with regulatory standards.

What does a director credit risk do?

A Director of Credit Risk is responsible for overseeing an organization’s credit risk management strategies and policies. They analyze credit data, assess potential risks in lending or credit activities, and work to minimize losses related to bad debts. This role often involves leading a team, setting risk tolerance levels, and ensuring compliance with regulatory requirements. Directors of Credit Risk also collaborate with other departments to align risk management with the company's overall business objectives.

What is the difference between Director Credit Risk vs Credit Analyst?

AspectDirector Credit RiskCredit Analyst
CredentialsBachelor's/Master's in Finance, Economics, or related; often requires experience in credit risk managementBachelor's degree in Finance, Economics, or related; entry-level to mid-level roles
Work EnvironmentStrategic, leadership-focused, overseeing credit risk policies and teamsAnalytical, research-focused, assessing individual credit applications and risk
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending companies, credit bureaus

The main difference is that a Director Credit Risk leads and develops credit risk strategies at a high level, while a Credit Analyst focuses on evaluating individual credit applications and assessing risk at a more operational level. The Director role involves strategic oversight, whereas the Credit Analyst role is more analytical and detail-oriented.

What are popular job titles related to Director Credit Risk jobs in Montgomery, AL?

For Director Credit Risk jobs in Montgomery, AL, the most frequently searched job titles are:

What job categories do people searching Director Credit Risk jobs in Montgomery, AL look for?

The top searched job categories for Director Credit Risk jobs in Montgomery, AL are:

Director Credit Risk jobs near you
Infographic showing various Director Credit Risk job openings in Montgomery, AL as of August 2026, with employment types broken down into 1% As Needed, 71% Full Time, 26% Part Time, and 2% Contract. Highlights an 88% Physical, 4% Hybrid, and 8% Remote job distribution, with an average salary of $154,628 per year, or $74.3 per hour.

Senior Credit Analyst

Alabama Ag Credit

Montgomery, AL • On-site

Full-time

Re-posted 3 days ago

Job description

Company Profile:

Alabama Ag Credit is a financial institution that provides financing for agriculture, agribusiness and rural real estate purchases and improvements.  The institution is headquartered in Montgomery with ten offices that service the lower 40 counties of Alabama.  With over $1.5 billion in assets, the institution is a cooperative and part of the nationwide Farm Credit System. 


Education and Experience Requirements:

Bachelor’s Degree in Finance, Business Administration or a related field, or equivalent experience and six (6) or more years of experience in the administration and analysis of complex credits on commercial and mortgage loans including experience in structuring and evaluating complex loan participations, credit relationships, and analysis of direct loans.

Essential Functions:

Assists Loan Officers in the analysis and servicing of the association’s mortgage and commercial loans.  Works directly with lending staff in the development of appropriate credit decisions and prepares other reports as requested by management.  Analyzes financial information including balance sheets, income statements, cash flow and tax returns to form an opinion of the strengths, weaknesses and risks associated with loan packages.  Interprets, communicates, and provides guidance to Loan Officers regarding association lending policies and procedures.  Ensures that all assigned loans are properly risk rated, assigned loss given defaults are correct and performance status assignments are proper.  Complies with proper credit administration practices as outlined in the association’s policies and procedures.  Assists senior-level credit analysts with complex loan applications as necessary.  Occasional travel is required in this position.


At the discretion of Alabama Ag Credit, position may be offered at alternate titles and other business experience may be considered relevant.

If you meet the minimum requirements and want to be considered for this position, please apply

through the Association website:

www.alabamaagcredit.com/careers

Job Posting Name: Senior Credit Analyst

Susan.Story@AlabamaAgCredit.com

Closing date:  Until Filled

AA/EOE/M/F/D/V