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Senior Credit Risk Manager Jobs in Mobile, AL (NOW HIRING)

The ideal candidate will have experience in credit risk analysis that aligns with the size, industrial complexity and customer profile of our company. The Credit Manager will be responsible for ...

Credit Manager

AL · On-site

$80K - $90K/yr

The ideal candidate will have experience in credit risk analysis that aligns with the size, industrial complexity and customer profile of our company. The Credit Manager will be responsible for ...

The ideal candidate will have experience in credit risk analysis that aligns with the size, industrial complexity and customer profile of our company. The Credit Manager will be responsible for ...

... and managing accounts receivable activities. This role ensures timely processing of credit ... Evaluate credit risk and recommend appropriate credit limits * Ensure all required documentation is ...

Our Relationship Managers will be held accountable for: * Upholding SmartBank Core Values and Core ... RMA - Credit Risk Certification preferred * Graduate School of Banking preferred * TBA Lending ...

Manages risk/return and drives quality for new and/or existing clients. Actively identifies and mitigates different types of risk, such as regulatory, reputational, operational and credit risks.

Position Summary We are seeking a highly motivated and strategic Sr. Manager of Financial Reporting ... Compliance, Risk & Internal Review: * Design and oversee internal compliance and review programs to ...

Senior Marine Project Manager

Pascagoula, MS · On-site

$125K - $150K/yr

Seeking a Senior Project Manager with marine/ship yard experience for a direct hire opportunity ... Apply project management principles, including risk management, performance tracking, and change ...

The Senior Project Manager shall have the experience to manage the overall project direction ... Responsible for completing Risk Analysis of assigned contracts, reviewing and negotiating contracts ...

Experience with commercial lending risk analysis * Developed an understanding of lending and credit ... Excellent analytical, time management, organizational and problem-solving skills with the ability ...

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Senior Credit Risk Manager information

See Mobile, AL salary details

$22.3K

$117.4K

$208.4K

How much do senior credit risk manager jobs pay per year?

As of Jun 15, 2026, the average yearly pay for senior credit risk manager in Mobile, AL is $117,351.00, according to ZipRecruiter salary data. Most workers in this role earn between $83,900.00 and $143,900.00 per year, depending on experience, location, and employer.

What is the salary of Credit Risk Analyst in JP Morgan?

The salary of a Credit Risk Analyst at JP Morgan typically ranges from $70,000 to $100,000 annually, depending on experience, location, and education. Senior Credit Risk Managers generally earn higher salaries, often exceeding $120,000, with additional bonuses and benefits. Compensation can also vary based on certifications such as CFA or FRM and the complexity of risk assessment tasks performed.

What are the key skills and qualifications needed to thrive as a Senior Credit Risk Manager, and why are they important?

To excel as a Senior Credit Risk Manager, you need strong analytical skills, deep knowledge of credit risk assessment, and typically a degree in finance, economics, or a related field. Expertise with risk management software (such as SAS, Moody's Analytics, or SQL), financial modeling tools, and relevant certifications like FRM or CFA is highly valued. Exceptional communication, leadership, and decision-making abilities are important soft skills for managing teams and collaborating across departments. These skills and qualifications are crucial for accurately assessing credit risk, ensuring regulatory compliance, and safeguarding an organization's financial health.

What are some typical challenges a Senior Credit Risk Manager faces in balancing risk and business growth?

A Senior Credit Risk Manager often faces the challenge of maintaining a prudent risk profile while supporting the organization's growth targets. This involves analyzing complex financial data, setting appropriate credit limits, and developing risk models that reflect current market conditions. Balancing regulatory compliance with commercial objectives and collaborating with sales, underwriting, and compliance teams to ensure sound credit decisions is key. Effective communication and negotiation skills are essential when advising senior leadership on potential exposures and strategic moves.

What does a Senior Credit Risk Manager do?

A Senior Credit Risk Manager is responsible for overseeing the assessment and management of credit risks within a financial institution or company. They analyze the creditworthiness of potential and existing clients, develop risk management strategies, and ensure compliance with regulatory requirements. Additionally, they lead teams, review credit risk policies, and provide recommendations to minimize losses while optimizing profitability. Their expertise helps organizations make informed lending decisions and maintain a healthy loan portfolio.

What is the salary of senior Credit Risk Analyst?

The salary for a Senior Credit Risk Analyst typically ranges from $70,000 to $120,000 annually, depending on experience, location, and company size. At firms like Goldman Sachs, senior roles often include performance bonuses and benefits that can significantly increase total compensation.

What is the difference between Senior Credit Risk Manager vs Credit Analyst?

AspectSenior Credit Risk ManagerCredit Analyst
Required CredentialsBachelor's degree, often advanced certifications like CFA or credit risk certificationsBachelor's degree, often in finance, economics, or related fields
Work EnvironmentStrategic, managerial, overseeing credit risk policiesAnalytical, research-focused, assessing individual credit applications
Employer & Industry UsageFinancial institutions, banks, large corporationsBanks, lending institutions, credit agencies
Common Search & ComparisonYesYes

The Senior Credit Risk Manager typically oversees credit risk strategies and manages teams, requiring advanced certifications and strategic skills. In contrast, a Credit Analyst focuses on evaluating individual credit applications and conducting detailed financial analysis. While both roles are integral to credit risk management, they differ in scope, responsibilities, and experience level.

How much does a VP of credit risk make?

A Vice President of credit risk at JP Morgan typically earns between $150,000 and $250,000 annually, with total compensation often including bonuses and incentives. Salaries vary based on experience, location, and performance, and the role requires strong analytical skills and industry certifications such as CFA or FRM.

What are the 5 C's of credit risk management?

The 5 C's of credit risk management are Character, Capacity, Capital, Collateral, and Conditions. These criteria help senior credit risk managers evaluate a borrower's creditworthiness and determine appropriate lending decisions by assessing their reliability, ability to repay, financial strength, security, and external economic factors.
What job categories do people searching Senior Credit Risk Manager jobs in Mobile, AL look for? The top searched job categories for Senior Credit Risk Manager jobs in Mobile, AL are:
What cities near Mobile, AL are hiring for Senior Credit Risk Manager jobs? Cities near Mobile, AL with the most Senior Credit Risk Manager job openings:
Infographic showing various Senior Credit Risk Manager job openings in Mobile, AL as of June 2026, with employment types broken down into 88% Full Time, 10% Part Time, 1% Temporary, and 1% Contract. Highlights an 87% Physical, 5% Hybrid, and 8% Remote job distribution, with an average salary of $117,351 per year, or $56.4 per hour.

$80K - $90K/yr

Full-time

Posted yesterday


Job description

Credit Manager
Metals USA is seeking an experienced Credit Manager, to join our growing financial services team in Mobile, AL. The ideal candidate will have experience in credit risk analysis that aligns with the size, industrial complexity and customer profile of our company. The Credit Manager will be responsible for managing credit risk, conducting customer research and financial analysis while ensuringcompliance.
Duties and Responsibilities:
  • Analyzes financial statements of potential and existing customers to determine current financial strength, liquidity, debt services coverage and value of collateral.
  • Manages collection process of delinquent accounts and establishes relationship with collection agencies and attorneys.
  • Resolves disputes with customers and other departments as they relate to risk management.
  • Analyzes credit applications for terms of sale and credit limits.
  • Ensures that customer financial reports are prepared and submitted to leaders and other sales staff on a consistent basis.
  • Collaborates with sales team to improve credit quality, cash flow, and reduce delinquent accounts.
  • Performs ongoing monitoring and analysis of data of borrowers for service compliance. Consults with current & future clients regarding level of credit.
  • Controls bad debt exposure and expenses through direct management of credit terms on the company's ledger.
  • Sets and changes credit terms as required.
  • Sets and ensures compliance with corporate credit policy.
  • Implements liens to major delinquent accounts as needed.
  • Oversees the negotiation and course of action for delinquent accounts. Pursues legal remedies for non-payers.
  • Ensures an accurate and timely monthly, quarterly and year end close.
  • Collaborates with the Regional Credit and Export Manager, Controller, General Manager and other department leaders to support the overall financial goals and objectives.
  • Advises the Regional Credit & Export Manager, Controller and General Manager of non-routine reporting transactions.
  • Manages accounts receivable records including but not limited to: application of cash receipts, resolution of short payments and billing problems, credit memos, elimination of government payment discrepancies, resolution of bank discrepancies regarding electronic and credit card payments.
  • Establishes and adheres to accounting principles and controls which verify the integrity of all systems, processes and data.
Metals USA offers a competitive starting salary of $80,000 - $90,000 (DOE) and benefits plus upward mobility professional growth.

Metals USA provides equal employment opportunities to applicants and employees w/o regard to race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status or disability.

Metals USA is committed to protecting our employees by creating and maintaining a workplace free of substance abuse.