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Senior Credit Risk Manager Jobs in Mobile, AL (NOW HIRING)

22nd State Bank

Sr. Credit Analyst

Mobile, AL · On-site

Job Summary Senior Credit Analyst. The primary responsibility of this position is to help maintain ... Accurately assess the risk and identify mitigating factors on a relationship or transaction ...

22nd State Bank

Sr. Credit Analyst

Mobile, AL · On-site

Job Summary Senior Credit Analyst. The primary responsibility of this position is to help maintain ... Accurately assess the risk and identify mitigating factors on a relationship or transaction ...

SmartBank

Relationship Manager

Fairhope, AL

Our Relationship Managers will be held accountable for: * Upholding SmartBank Core Values and Core ... RMA - Credit Risk Certification preferred * Graduate School of Banking preferred * TBA Lending ...

New Horizons Credit Union

Be Seen First

Bank Branch Manager

Mobile, AL · On-site

New Horizons Credit Union's history offers a unique story of progress and growth. Our story begins ... by Senior Management. * Meets with local schools and businesses in a defined branch area on a ...

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Senior Credit Risk Manager information

See Mobile, AL salary details

$22.3K

$117.4K

$208.4K

How much do senior credit risk manager jobs pay per year?

As of Aug 29, 2026, the average yearly pay for senior credit risk manager in Mobile, AL is $117,351.00, according to ZipRecruiter salary data. Most workers in this role earn between $83,900.00 and $143,900.00 per year, depending on experience, location, and employer.

What are some typical challenges a senior credit risk manager faces in balancing risk and business growth?

A Senior Credit Risk Manager often faces the challenge of maintaining a prudent risk profile while supporting the organization's growth targets. This involves analyzing complex financial data, setting appropriate credit limits, and developing risk models that reflect current market conditions. Balancing regulatory compliance with commercial objectives and collaborating with sales, underwriting, and compliance teams to ensure sound credit decisions is key. Effective communication and negotiation skills are essential when advising senior leadership on potential exposures and strategic moves.

What are the key skills and qualifications needed to thrive as a senior credit risk manager, and why are they important?

To excel as a Senior Credit Risk Manager, you need strong analytical skills, deep knowledge of credit risk assessment, and typically a degree in finance, economics, or a related field. Expertise with risk management software (such as SAS, Moody's Analytics, or SQL), financial modeling tools, and relevant certifications like FRM or CFA is highly valued. Exceptional communication, leadership, and decision-making abilities are important soft skills for managing teams and collaborating across departments. These skills and qualifications are crucial for accurately assessing credit risk, ensuring regulatory compliance, and safeguarding an organization's financial health.

What is the difference between Senior Credit Risk Manager vs Credit Analyst?

AspectSenior Credit Risk ManagerCredit Analyst
Required CredentialsBachelor's degree, often advanced certifications like CFA or credit risk certificationsBachelor's degree, often in finance, economics, or related fields
Work EnvironmentStrategic, managerial, overseeing credit risk policiesAnalytical, research-focused, assessing individual credit applications
Employer & Industry UsageFinancial institutions, banks, large corporationsBanks, lending institutions, credit agencies
Common Search & ComparisonYesYes

The Senior Credit Risk Manager typically oversees credit risk strategies and manages teams, requiring advanced certifications and strategic skills. In contrast, a Credit Analyst focuses on evaluating individual credit applications and conducting detailed financial analysis. While both roles are integral to credit risk management, they differ in scope, responsibilities, and experience level.

What does a senior credit risk manager do?

A senior credit risk manager oversees the assessment and management of credit risk for an organization, analyzing borrower creditworthiness and developing strategies to minimize potential losses. They use financial analysis, credit scoring models, and risk mitigation techniques, often working with data analysis tools and regulatory compliance standards. Their role involves making high-level decisions to ensure the organization's credit portfolio remains healthy and within risk appetite.

What job categories do people searching Senior Credit Risk Manager jobs in Mobile, AL look for?

The top searched job categories for Senior Credit Risk Manager jobs in Mobile, AL are:

What cities near Mobile, AL are hiring for Senior Credit Risk Manager jobs?

Cities near Mobile, AL with the most Senior Credit Risk Manager job openings:

Senior Credit Risk Manager jobs near you

Senior Credit Analyst: Strategic Risk & Growth

Mobile, AL • On-site

22nd State Bank
Commercial Banking • 11 - 50 employees
Learn more about 22nd State Bankexternal

Full-time

This job post has expired today. Applications are no longer accepted.

Job description

22nd State Bank in Mobile, Alabama is looking for a Senior Credit Analyst to maintain credit quality through detailed analyses of financial data pertaining to loans. This position plays a key role in evaluating and recommending loans based on creditworthiness and compliance with regulatory requirements. The ideal candidate will have a Bachelor's degree in Business Administration, Accounting, or Finance along with 5-7 years' experience in commercial credit analysis. Strong analytical skills and proficiency in Microsoft Office are essential. #J-18808-Ljbffr

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