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Credit Risk Manager Jobs in Mobile, AL (NOW HIRING)

Metals USA

Credit Manager

AL · On-site

$80K - $90K/yr

The ideal candidate will have experience in credit risk analysis that aligns with the size, industrial complexity and customer profile of our company. The Credit Manager will be responsible for ...

Metals USA

Credit Manager

Mobile, AL · On-site

$80K - $90K/yr

The ideal candidate will have experience in credit risk analysis that aligns with the size, industrial complexity and customer profile of our company. The Credit Manager will be responsible for ...

Metals USA Holdings Corp.

Credit Manager

Mobile, AL · On-site

$80K - $90K/yr

The ideal candidate will have experience in credit risk analysis that aligns with the size, industrial complexity and customer profile of our company. The Credit Manager will be responsible for ...

The Citizens Bank

Regional Credit Officer

Pascagoula, MS · On-site

$120 - $180/hr

Evaluate and approve complex commercial credit requests, modifications, renewals, and portfolio management actions. * Ensure consistent application of credit policy, underwriting standards, and risk ...

First Horizon Bank

Senior Credit Analyst

Mobile, AL · On-site

  • Medical

  • Dental

  • Vision

  • Retirement

Participate in internal credit conversations with PM's, RM's Credit Risk Managers and senior management and in external meetings with clients and prospects. * Participate in or lead special projects ...

SmartBank

Relationship Manager

Fairhope, AL

Our Relationship Managers will be held accountable for: * Upholding SmartBank Core Values and Core ... RMA - Credit Risk Certification preferred * Graduate School of Banking preferred * TBA Lending ...

New Horizons Credit Union

Be Seen First

Bank Branch Manager

Mobile, AL · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

New Horizons Credit Union's history offers a unique story of progress and growth. Our story begins ... and risk management standards are being met. * Supports all organizational wide projects and ...

New

YMCA OF SOUTH ALABAMA INC

WELCOME CENTER

Spanish Fort, AL

$12.75 - $15.75/hr

Handle cash, credit card transactions, and financial close outprocedures following YMCA policies ... Attend required abuse risk management training annually. * Adhere to procedures related to managing ...

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Credit Risk Manager information

See Mobile, AL salary details

$85.8K

$157.1K

$237.7K

How much do credit risk manager jobs pay per year?

As of Aug 17, 2026, the average yearly pay for credit risk manager in Mobile, AL is $157,097.00, according to ZipRecruiter salary data. Most workers in this role earn between $132,500.00 and $176,100.00 per year, depending on experience, location, and employer.

What is a credit risk manager?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

What does a credit risk manager do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What are the key skills and qualifications needed to thrive as a credit risk manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

How does a credit risk manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

More about Credit Risk Manager jobs

What are the most commonly searched types of Credit Risk jobs in Mobile, AL?

The most popular types of Credit Risk jobs in Mobile, AL are:

What job categories do people searching Credit Risk Manager jobs in Mobile, AL look for?

The top searched job categories for Credit Risk Manager jobs in Mobile, AL are:

What cities near Mobile, AL are hiring for Credit Risk Manager jobs?

Cities near Mobile, AL with the most Credit Risk Manager job openings:

Credit Risk Manager jobs near you
Infographic showing various Credit Risk Manager job openings in Mobile, AL as of August 2026, with employment types broken down into 88% Full Time, 11% Part Time, and 1% Contract. Highlights an 84% Physical, 3% Hybrid, and 13% Remote job distribution, with an average salary of $134,915 per year, or $64.9 per hour.

Credit Manager

Metals USA

AL • On-site

$80K - $90K/yr

Full-time

Re-posted 5 days ago

Metals USA rating

8.4

Company rating: 8.4 out of 10

Based on 7 frontline employees who took The Breakroom Quiz

64th of 419 rated retail wholesalers

Job description

Credit Manager
Metals USA is seeking an experienced Credit Manager, to join our growing financial services team in Mobile, AL. The ideal candidate will have experience in credit risk analysis that aligns with the size, industrial complexity and customer profile of our company. The Credit Manager will be responsible for managing credit risk, conducting customer research and financial analysis while ensuring compliance.
Duties and Responsibilities:
  • Analyzes financial statements of potential and existing customers to determine current financial strength, liquidity, debt services coverage and value of collateral.
  • Manages collection process of delinquent accounts and establishes relationship with collection agencies and attorneys.
  • Resolves disputes with customers and other departments as they relate to risk management.
  • Analyzes credit applications for terms of sale and credit limits.
  • Ensures that customer financial reports are prepared and submitted to leaders and other sales staff on a consistent basis.
  • Collaborates with sales team to improve credit quality, cash flow, and reduce delinquent accounts.
  • Performs ongoing monitoring and analysis of data of borrowers for service compliance. Consults with current & future clients regarding level of credit.
  • Controls bad debt exposure and expenses through direct management of credit terms on the company's ledger.
  • Sets and changes credit terms as required.
  • Sets and ensures compliance with corporate credit policy.
  • Implements liens to major delinquent accounts as needed.
  • Oversees the negotiation and course of action for delinquent accounts. Pursues legal remedies for non-payers.
  • Ensures an accurate and timely monthly, quarterly and year end close.
  • Collaborates with the Regional Credit and Export Manager, Controller, General Manager and other department leaders to support the overall financial goals and objectives.
  • Advises the Regional Credit & Export Manager, Controller and General Manager of non-routine reporting transactions.
  • Manages accounts receivable records including but not limited to: application of cash receipts, resolution of short payments and billing problems, credit memos, elimination of government payment discrepancies, resolution of bank discrepancies regarding electronic and credit card payments.
  • Establishes and adheres to accounting principles and controls which verify the integrity of all systems, processes and data.

Metals USA offers a competitive starting salary of $80,000 - $90,000 (DOE) and benefits plus upward mobility professional growth.
Metals USA provides equal employment opportunities to applicants and employees w/o regard to race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status or disability.
Metals USA is committed to protecting our employees by creating and maintaining a workplace free of substance abuse.
  • Bachelor degree or associate degree in accounting, business administration, finance or a similar field
  • Minimum of three years experience with formal credit authority, financial risk analysis and/or credit policy ownership in industrial/fabrication/manufacturing related environment
  • Ability to communicate effectively
  • Strong analytical and organization skills
  • Proficiency in Microsoft Office Suite and accounting software
  • Candidate must pass pre employment drug testing

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