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Entry Level Credit Risk Analyst Jobs in Alabama (NOW HIRING)

Credit Manager

AL · On-site

$80K - $90K/yr

The ideal candidate will have experience in credit risk analysis that aligns with the size, industrial complexity and customer profile of our company. The Credit Manager will be responsible for ...

Credit Manager

Mobile, AL · On-site

$80K - $90K/yr

The ideal candidate will have experience in credit risk analysis that aligns with the size, industrial complexity and customer profile of our company. The Credit Manager will be responsible for ...

The ideal candidate will have experience in credit risk analysis that aligns with the size, industrial complexity and customer profile of our company. The Credit Manager will be responsible for ...

This role works closely with Credit Risk, Finance, and Data teams to develop analytical solutions, improve reporting efficiency and support risk management and business needs. The ideal candidate is ...

Produce and analyse aged debt, cash collection and credit risk reports, providing insight and recommendations to support decision-making. * Identify opportunities and provide recommendations to ...

DUTIES AND RESPONSIBILITIES The Credit Analyst is responsible for producing various Board and loan ... lending risk * Order REIS reports as requested * Conduct collateral and other code reviews and ...

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Entry Level Credit Risk Analyst information

See Alabama salary details

$33.5K

$103.2K

$179K

How much do entry level credit risk analyst jobs pay per year?

As of Aug 7, 2026, the average yearly pay for entry level credit risk analyst in Alabama is $103,220.00, according to ZipRecruiter salary data. Most workers in this role earn between $74,800.00 and $127,300.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in the entry level credit risk analyst position, and why are they important?

To thrive as an Entry Level Credit Risk Analyst, you need strong analytical and quantitative abilities, a bachelor's degree in finance, economics, or a related field, and a keen attention to detail. Familiarity with Excel, financial modeling tools, and risk assessment software, as well as knowledge of databases and possibly SAS or Python, is often required. Excellent communication, time management, and problem-solving skills help you interpret data and present findings effectively. These skills ensure accurate risk evaluations, sound decision-making, and effective collaboration within credit risk teams.

What does an entry level credit risk analyst do?

An Entry Level Credit Risk Analyst evaluates financial data to assess the creditworthiness of individuals or businesses. They analyze credit reports, financial statements, and payment histories to identify potential risks. Their role supports risk management strategies by helping companies make informed lending or investment decisions. Additionally, they may assist in maintaining risk models and ensuring compliance with internal policies and industry regulations. Strong analytical skills, attention to detail, and proficiency in financial tools are essential for success in this role.

What are the most commonly searched types of Credit Risk Analyst jobs in Alabama? The most popular types of Credit Risk Analyst jobs in Alabama are:
What are popular job titles related to Entry Level Credit Risk Analyst jobs in Alabama? For Entry Level Credit Risk Analyst jobs in Alabama, the most frequently searched job titles are:
What job categories do people searching Entry Level Credit Risk Analyst jobs in Alabama look for? The top searched job categories for Entry Level Credit Risk Analyst jobs in Alabama are:
What cities in Alabama are hiring for Entry Level Credit Risk Analyst jobs? Cities in Alabama with the most Entry Level Credit Risk Analyst job openings:
Infographic showing various Entry Level Credit Risk Analyst job openings in Alabama as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $103,220 per year, or $49.6 per hour.

$80K - $90K/yr

Full-time

Re-posted 25 days ago


Metals USA rating

8.4

Company rating: 8.4 out of 10

Based on 7 frontline employees who took The Breakroom Quiz

62nd of 412 rated retail wholesalers


Job description

Credit Manager
Metals USA is seeking an experienced Credit Manager, to join our growing financial services team in Mobile, AL. The ideal candidate will have experience in credit risk analysis that aligns with the size, industrial complexity and customer profile of our company. The Credit Manager will be responsible for managing credit risk, conducting customer research and financial analysis while ensuring compliance.
Duties and Responsibilities:
  • Analyzes financial statements of potential and existing customers to determine current financial strength, liquidity, debt services coverage and value of collateral.
  • Manages collection process of delinquent accounts and establishes relationship with collection agencies and attorneys.
  • Resolves disputes with customers and other departments as they relate to risk management.
  • Analyzes credit applications for terms of sale and credit limits.
  • Ensures that customer financial reports are prepared and submitted to leaders and other sales staff on a consistent basis.
  • Collaborates with sales team to improve credit quality, cash flow, and reduce delinquent accounts.
  • Performs ongoing monitoring and analysis of data of borrowers for service compliance. Consults with current & future clients regarding level of credit.
  • Controls bad debt exposure and expenses through direct management of credit terms on the company's ledger.
  • Sets and changes credit terms as required.
  • Sets and ensures compliance with corporate credit policy.
  • Implements liens to major delinquent accounts as needed.
  • Oversees the negotiation and course of action for delinquent accounts. Pursues legal remedies for non-payers.
  • Ensures an accurate and timely monthly, quarterly and year end close.
  • Collaborates with the Regional Credit and Export Manager, Controller, General Manager and other department leaders to support the overall financial goals and objectives.
  • Advises the Regional Credit & Export Manager, Controller and General Manager of non-routine reporting transactions.
  • Manages accounts receivable records including but not limited to: application of cash receipts, resolution of short payments and billing problems, credit memos, elimination of government payment discrepancies, resolution of bank discrepancies regarding electronic and credit card payments.
  • Establishes and adheres to accounting principles and controls which verify the integrity of all systems, processes and data.

Metals USA offers a competitive starting salary of $80,000 - $90,000 (DOE) and benefits plus upward mobility professional growth.
Metals USA provides equal employment opportunities to applicants and employees w/o regard to race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status or disability.
Metals USA is committed to protecting our employees by creating and maintaining a workplace free of substance abuse.
  • Bachelor degree or associate degree in accounting, business administration, finance or a similar field
  • Minimum of three years experience with formal credit authority, financial risk analysis and/or credit policy ownership in industrial/fabrication/manufacturing related environment
  • Ability to communicate effectively
  • Strong analytical and organization skills
  • Proficiency in Microsoft Office Suite and accounting software
  • Candidate must pass pre employment drug testing

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