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Entry Level Credit Risk Analyst Jobs in Alabama (NOW HIRING)

Description Ensures accurate risk rating for all loans in Alabama Credit Union's lending portfolio ... Uses commercial analytics and tracking software to perform initial and ongoing analysis of ...

Ensures accurate risk rating for all loans in Alabama Credit Union's lending portfolio. Maintains ... Uses commercial analytics and tracking software to perform initial and ongoing analysis of ...

It responsible for developing, maintaining, and monitoring counterparty credit risk and market risk models. GMRA also develops analytical tools to support regulatory, audit, and internal risk ...

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Entry Level Credit Risk Analyst information

See Alabama salary details

$33.5K

$103.2K

$179K

How much do entry level credit risk analyst jobs pay per year?

As of Jun 7, 2026, the average yearly pay for entry level credit risk analyst in Alabama is $103,220.00, according to ZipRecruiter salary data. Most workers in this role earn between $74,800.00 and $127,300.00 per year, depending on experience, location, and employer.

What are the typical daily responsibilities of an Entry Level Credit Risk Analyst?

As an Entry Level Credit Risk Analyst, your daily tasks typically include gathering and analyzing financial data, evaluating the creditworthiness of loan applicants or counterparties, and preparing risk assessment reports. You'll often assist senior analysts in developing credit risk models and support the credit approval process by summarizing your findings for management review. Collaboration with colleagues in underwriting, portfolio management, and compliance is common, so you'll have the opportunity to learn from various teams. This role provides a solid foundation in risk analysis and offers significant exposure to financial and credit decision-making processes.

What are the key skills and qualifications needed to thrive in the Entry Level Credit Risk Analyst position, and why are they important?

To thrive as an Entry Level Credit Risk Analyst, you need strong analytical and quantitative abilities, a bachelor's degree in finance, economics, or a related field, and a keen attention to detail. Familiarity with Excel, financial modeling tools, and risk assessment software, as well as knowledge of databases and possibly SAS or Python, is often required. Excellent communication, time management, and problem-solving skills help you interpret data and present findings effectively. These skills ensure accurate risk evaluations, sound decision-making, and effective collaboration within credit risk teams.

What does an Entry Level Credit Risk Analyst do?

An Entry Level Credit Risk Analyst evaluates financial data to assess the creditworthiness of individuals or businesses. They analyze credit reports, financial statements, and payment histories to identify potential risks. Their role supports risk management strategies by helping companies make informed lending or investment decisions. Additionally, they may assist in maintaining risk models and ensuring compliance with internal policies and industry regulations. Strong analytical skills, attention to detail, and proficiency in financial tools are essential for success in this role.

What are the most commonly searched types of Credit Risk Analyst jobs in Alabama? The most popular types of Credit Risk Analyst jobs in Alabama are:
What are popular job titles related to Entry Level Credit Risk Analyst jobs in Alabama? For Entry Level Credit Risk Analyst jobs in Alabama, the most frequently searched job titles are:
What job categories do people searching Entry Level Credit Risk Analyst jobs in Alabama look for? The top searched job categories for Entry Level Credit Risk Analyst jobs in Alabama are:
What cities in Alabama are hiring for Entry Level Credit Risk Analyst jobs? Cities in Alabama with the most Entry Level Credit Risk Analyst job openings:
Infographic showing various Entry Level Credit Risk Analyst job openings in Alabama as of May 2026, with employment types broken down into 84% Full Time, 12% Part Time, 2% Temporary, and 2% Contract. Highlights an 92% Physical, 2% Hybrid, and 6% Remote job distribution, with an average salary of $103,220 per year, or $49.6 per hour.
Credit Analyst

Other

Posted 9 days ago


Alabama Credit Union rating

8.8

Company rating: 8.8 out of 10

Based on 6 frontline employees who took The Breakroom Quiz


Job description

Description

Ensures accurate risk rating for all loans in Alabama Credit Union's lending portfolio. Maintains records and files on all credit transactions, including correspondence and documents. Uses commercial analytics and tracking software to perform initial and ongoing analysis of commercial loans and individual guarantors risk rating.

Requirements

Experience: One year to three years of similar or related experience, with two years of experience in consumer and commercial loan analysis.

Education: Equivalent to a college degree (BS or BA in Finance or Statistics)


Proficiency in Sageworks software strongly preferred. Must have a thorough understanding of report-building, including formatting, ensuring accuracy, and utilizing the data for practical application.


Proficiency in the use of a personal computer to include advanced knowledge of MS Word, and Excel; the ability to use web and web-based applications; proficiency in the use of a 10-key calculator; keyboarding 30 wpm; advanced Spectrum and Teller Advantage, thorough knowledge and understanding of ACU policies and procedures; thorough knowledge and understanding of governmental regulations for financial institutions; excellent oral and written communication skills; strong organizational skills; indirect supervisory skills; ability to comprehend and apply rules and guidelines appropriately within position. Professional presentation and the ability to maintain a calm demeanor under potentially stressful circumstances is required. The ability to change tasks quickly and efficiently, and manage multiple conflicting priorities, is key to this position. A very high degree of accuracy is required.


Other required skills include the ability to listen to and comprehend member and co-workers' needs; the ability to maintain confidentiality as appropriate; the ability to resolve member and co-workers' problems efficiently and appropriately; self-motivation to complete job tasks to the best of personal ability; eagerness to learn new information in a fast-paced environment, and adaptability to apply new information as appropriate; and the ability to coach employees on how to describe and sell appropriate products and services to members, and how to act professionally to patrons while doing so. Must be capable of operating all types of office equipment including computer, copy machine, fax, and telephone.