ZipRecruiter

Log In

1

Credit Analyst Jobs in Alabama (NOW HIRING)

ServisFirst Bank

Credit Analyst

Birmingham, AL · On-site

DUTIES AND RESPONSIBILITIES The Credit Analyst is responsible for producing various Board and loan portfolio reports and ad hoc reports as requested. The analyst will also monitor, and maintenance ...

First Horizon Bank

Senior Credit Analyst

Mobile, AL

Summary The Credit Analyst, Sr position provides high level analytical support in underwriting/analyzing commercial credit facilities and assisting Portfolio Managers and Relationship Managers in ...

First Horizon Bank

Senior Credit Analyst

Mobile, AL

Summary The Credit Analyst, Sr position provides high level analytical support in underwriting/analyzing commercial credit facilities and assisting Portfolio Managers and Relationship Managers in ...

First Horizon

Senior Credit Analyst

Mobile, AL · On-site

Summary The Credit Analyst, Sr position provides high level analytical support in underwriting/analyzing commercial credit facilities and assisting Portfolio Managers and Relationship Managers in ...

ThinkingAhead

Sr. Credit Analyst

Montgomery, AL

$90K - $120K/yr

We're hiring a Senior Credit Analyst for a well-established institution with $1.5 billion in assets and offices across the lower 40 counties of Alabama. This institution finances agriculture ...

ThinkingAhead

Sr. Credit Analyst

Tuscaloosa, AL · On-site

We're hiring a Senior Credit Analyst for a well-established institution with $1.5 billion in assets and offices across the lower 40 counties of Alabama. This institution finances agriculture ...

gpac

Vice President Credit Manager

Birmingham, AL · On-site

Lead a team of credit analysts and ensure the bank maintains strong credit quality by analyzing and approving commercial loans. Main Focus Areas * Managing and mentoring credit analysts * Performing ...

Bryant Bank

Credit Underwriter

Athens, AL · On-site

This role involves analyzing financial statements, credit reports, and collateral to ensure that lending decisions align with the bank's standards. The Credit Underwriter will collaborate with ...

Bryant Bank

Credit Underwriter

Tuscaloosa, AL

This role involves analyzing financial statements, credit reports, and collateral to ensure that lending decisions align with the bank's standards. The Credit Underwriter will collaborate with ...

Pinnacle Bank

Credit Advisor

Birmingham, AL · On-site

The position will be responsible for providing the credit analysis and underwriting for new and renewed credit requests. This position is also responsible for ongoing portfolio management and ...

New

Pinnacle Bank

Credit Advisor

Homewood, AL · On-site

The position will be responsible for providing the credit analysis and underwriting for new and renewed credit requests. This position is also responsible for ongoing portfolio management and ...

New

Everest

Conduct fundamental analysis of prospective private credit investments, managers, funds, co-investments, and structured opportunities. * Perform detailed underwriting of asset-backed finance ...

New

Everest Re Group

Conduct fundamental analysis of prospective private credit investments, managers, funds, co-investments, and structured opportunities. * Perform detailed underwriting of asset-backed finance ...

New

next page

Showing results 1-20

All JobsCredit Analyst JobsCredit Analyst Jobs in Alabama

Credit Analyst information

See Alabama salary details

$13

$27

$44

How much do credit analyst jobs pay per hour?

As of Aug 12, 2026, the average hourly pay for credit analyst in Alabama is $27.12, according to ZipRecruiter salary data. Most workers in this role earn between $20.91 and $30.48 per hour, depending on experience, location, and employer.

What is the difference between Credit Analyst vs Loan Officer?

AspectCredit AnalystLoan Officer
Required CredentialsBachelor's degree in finance, accounting, or related field; certifications like CFA or credit analysis coursesBachelor's degree in finance, business, or related; often requires mortgage or loan origination licenses
Work EnvironmentOffice setting, analyzing financial data, assessing creditworthinessOffice or branch, meeting clients, processing loan applications
Employer & Industry UsageBanks, credit unions, financial institutionsBanks, mortgage companies, credit unions

While both roles involve financial assessment, a Credit Analyst primarily evaluates credit data to determine risk, whereas a Loan Officer interacts directly with clients to approve and process loan applications. Understanding these differences helps in choosing the right career path or job search focus.

What are the key skills and qualifications needed to thrive as a credit analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical skills, financial acumen, and typically a degree in finance, accounting, or a related field. Proficiency in financial modeling, Microsoft Excel, and experience with credit risk assessment software such as Moody’s or S&P Global Market Intelligence are highly valued. Excellent attention to detail, effective communication, and sound judgment are essential soft skills for assessing clients and presenting findings. These abilities ensure accurate credit evaluations, mitigate risk, and support informed lending decisions.

What are the typical challenges a credit analyst faces when evaluating complex loan applications?

Credit Analysts often encounter challenges such as incomplete financial information, inconsistent documentation, and the need to assess risk in rapidly changing market conditions. Evaluating applicants from diverse industries may require specialized knowledge to accurately interpret financial statements and cash flow projections. Strong analytical skills and effective communication with both clients and internal stakeholders are essential to resolve ambiguities and ensure sound credit decisions.

What does a credit analyst do?

A Credit Analyst evaluates the creditworthiness of individuals or businesses applying for loans or credit. They review financial statements, credit reports, and economic conditions to assess the risk of lending money. Based on their analysis, they make recommendations to approve or deny credit applications and may suggest terms for repayment. Their work helps financial institutions minimize losses and make informed lending decisions.

What does a credit analyst do?

As a credit analyst, you evaluate customer credit history to determine the risk level for giving out loans or lines of credit to clients. You’ll use statistical software to help you decide which clients are eligible for loans and which ones aren’t. Your job duties include analyzing your clients’ financial statements and credit history, establishing credit limits, informing clients of payment policies, and resolving disputes. Your decisions impact whether the bank or financial institution you work for makes money or loses money, so your responsibilities make you a crucial part of the team.

More about Credit Analyst jobs
What are the most commonly searched types of Credit Analyst jobs in Alabama? The most popular types of Credit Analyst jobs in Alabama are:
What are popular job titles related to Credit Analyst jobs in Alabama? For Credit Analyst jobs in Alabama, the most frequently searched job titles are:
What job categories do people searching Credit Analyst jobs in Alabama look for? The top searched job categories for Credit Analyst jobs in Alabama are:
What cities in Alabama are hiring for Credit Analyst jobs? Cities in Alabama with the most Credit Analyst job openings:
What are popular job titles related to Credit Analyst jobs in AL? For Credit Analyst jobs in AL, the most frequently searched job titles are:
Credit Analyst jobs near you
Infographic showing various Credit Analyst job openings in Alabama as of August 2026, with employment types broken down into 93% Full Time, and 7% Part Time. Highlights an 100% In-person job distribution, with an average salary of $56,416 per year, or $27.1 per hour.

Senior Credit Analyst

Alabama Ag Credit

Montgomery, AL • On-site

Full-time

Re-posted yesterday

Job description

Company Profile:

Alabama Ag Credit is a financial institution that provides financing for agriculture, agribusiness and rural real estate purchases and improvements.  The institution is headquartered in Montgomery with ten offices that service the lower 40 counties of Alabama.  With over $1.5 billion in assets, the institution is a cooperative and part of the nationwide Farm Credit System. 


Education and Experience Requirements:

Bachelor’s Degree in Finance, Business Administration or a related field, or equivalent experience and six (6) or more years of experience in the administration and analysis of complex credits on commercial and mortgage loans including experience in structuring and evaluating complex loan participations, credit relationships, and analysis of direct loans.

Essential Functions:

Assists Loan Officers in the analysis and servicing of the association’s mortgage and commercial loans.  Works directly with lending staff in the development of appropriate credit decisions and prepares other reports as requested by management.  Analyzes financial information including balance sheets, income statements, cash flow and tax returns to form an opinion of the strengths, weaknesses and risks associated with loan packages.  Interprets, communicates, and provides guidance to Loan Officers regarding association lending policies and procedures.  Ensures that all assigned loans are properly risk rated, assigned loss given defaults are correct and performance status assignments are proper.  Complies with proper credit administration practices as outlined in the association’s policies and procedures.  Assists senior-level credit analysts with complex loan applications as necessary.  Occasional travel is required in this position.


At the discretion of Alabama Ag Credit, position may be offered at alternate titles and other business experience may be considered relevant.

If you meet the minimum requirements and want to be considered for this position, please apply

through the Association website:

www.alabamaagcredit.com/careers

Job Posting Name: Senior Credit Analyst

Susan.Story@AlabamaAgCredit.com

Closing date:  Until Filled

AA/EOE/M/F/D/V