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Credit Risk Salary Jobs in Alabama (NOW HIRING)

Metals USA

Credit Manager

AL · On-site

$80K - $90K/yr

The ideal candidate will have experience in credit risk analysis that aligns with the size ... Metals USA offers a competitive starting salary of $80,000 - $90,000 (DOE) and benefits plus upward ...

Metals USA

Credit Manager

Mobile, AL · On-site

$80K - $90K/yr

The ideal candidate will have experience in credit risk analysis that aligns with the size ... Metals USA offers a competitive starting salary of $80,000 - $90,000 (DOE) and benefits plus upward ...

Metals USA Holdings Corp.

Credit Manager

Mobile, AL · On-site

$80K - $90K/yr

The ideal candidate will have experience in credit risk analysis that aligns with the size ... Metals USA offers a competitive starting salary of $80,000 - $90,000 (DOE) and benefits plus upward ...

Busey

$85K - $110K/yr

... risk of the loan, identifying the strengths and weaknesses of the Borrower ... Evaluate collateral, industry data and other relevant credit information. * Assist with Portfolio ...

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Credit Risk Salary information

What is the average salary for a credit risk analyst?

The average salary for a credit risk analyst varies depending on experience, location, and industry. In the United States, entry-level credit risk analysts typically earn between $55,000 and $75,000 per year, while those with several years of experience or advanced certifications can earn upwards of $90,000 to $120,000 annually. Senior credit risk professionals and managers may earn even higher salaries, especially in major financial centers. Compensation can also include bonuses and benefits, depending on the employer.

What are the typical challenges faced by professionals working in credit risk analysis roles?

Professionals in credit risk analysis often encounter challenges such as evaluating complex financial information under tight deadlines, keeping up with evolving regulatory requirements, and adapting to rapidly changing market conditions. They must balance the need for thorough risk assessment with the demands for quick decision-making from stakeholders. Collaboration with other departments, such as sales and compliance, is common and requires strong communication skills to ensure accurate risk profiling and alignment with company policies.

What is the difference between Credit Risk Salary vs Credit Analyst Salary?

AspectCredit Risk SalaryCredit Analyst Salary
Required CredentialsBachelor's degree, certifications like CFA or FRM often preferredBachelor's degree, certifications like CFA or similar advantageous
Work EnvironmentRisk management teams within banks, financial institutionsCredit departments, lending teams in banks and financial firms
Employer & Industry UsageUsed in risk assessment roles across finance sectorsCommonly used in credit evaluation and lending processes

Both roles involve financial analysis and require similar credentials, but Credit Risk Salary pertains to broader risk management positions, while Credit Analyst Salary focuses specifically on credit evaluation and lending decisions within financial institutions.

What are the key skills and qualifications needed to thrive as a credit risk analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and typically a degree in finance, economics, or a related field. Proficiency with risk modeling tools, data analysis software such as Excel, SAS, or SQL, and familiarity with credit rating systems are important technical requirements. Attention to detail, problem-solving abilities, and effective communication are standout soft skills in this role. These competencies are crucial for accurately assessing creditworthiness, mitigating financial risk, and supporting informed lending decisions.

What are popular job titles related to Credit Risk Salary jobs in Alabama?

For Credit Risk Salary jobs in Alabama, the most frequently searched job titles are:

What job categories do people searching Credit Risk Salary jobs in Alabama look for?

The top searched job categories for Credit Risk Salary jobs in Alabama are:

What cities in Alabama are hiring for Credit Risk Salary jobs?

Cities in Alabama with the most Credit Risk Salary job openings:

Credit Risk Salary jobs near you
Infographic showing various Credit Risk Salary job openings in Alabama as of August 2026, with employment types broken down into 82% Full Time, 16% Part Time, and 2% Contract. Highlights an 91% Physical, 3% Hybrid, and 6% Remote job distribution.

Credit Manager

Metals USA

AL • On-site

$80K - $90K/yr

Full-time

Re-posted 3 days ago

Metals USA rating

8.4

Company rating: 8.4 out of 10

Based on 7 frontline employees who took The Breakroom Quiz

63rd of 418 rated retail wholesalers

Job description

Credit Manager
Metals USA is seeking an experienced Credit Manager, to join our growing financial services team in Mobile, AL. The ideal candidate will have experience in credit risk analysis that aligns with the size, industrial complexity and customer profile of our company. The Credit Manager will be responsible for managing credit risk, conducting customer research and financial analysis while ensuring compliance.
Duties and Responsibilities:
  • Analyzes financial statements of potential and existing customers to determine current financial strength, liquidity, debt services coverage and value of collateral.
  • Manages collection process of delinquent accounts and establishes relationship with collection agencies and attorneys.
  • Resolves disputes with customers and other departments as they relate to risk management.
  • Analyzes credit applications for terms of sale and credit limits.
  • Ensures that customer financial reports are prepared and submitted to leaders and other sales staff on a consistent basis.
  • Collaborates with sales team to improve credit quality, cash flow, and reduce delinquent accounts.
  • Performs ongoing monitoring and analysis of data of borrowers for service compliance. Consults with current & future clients regarding level of credit.
  • Controls bad debt exposure and expenses through direct management of credit terms on the company's ledger.
  • Sets and changes credit terms as required.
  • Sets and ensures compliance with corporate credit policy.
  • Implements liens to major delinquent accounts as needed.
  • Oversees the negotiation and course of action for delinquent accounts. Pursues legal remedies for non-payers.
  • Ensures an accurate and timely monthly, quarterly and year end close.
  • Collaborates with the Regional Credit and Export Manager, Controller, General Manager and other department leaders to support the overall financial goals and objectives.
  • Advises the Regional Credit & Export Manager, Controller and General Manager of non-routine reporting transactions.
  • Manages accounts receivable records including but not limited to: application of cash receipts, resolution of short payments and billing problems, credit memos, elimination of government payment discrepancies, resolution of bank discrepancies regarding electronic and credit card payments.
  • Establishes and adheres to accounting principles and controls which verify the integrity of all systems, processes and data.

Metals USA offers a competitive starting salary of $80,000 - $90,000 (DOE) and benefits plus upward mobility professional growth.
Metals USA provides equal employment opportunities to applicants and employees w/o regard to race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status or disability.
Metals USA is committed to protecting our employees by creating and maintaining a workplace free of substance abuse.
  • Bachelor degree or associate degree in accounting, business administration, finance or a similar field
  • Minimum of three years experience with formal credit authority, financial risk analysis and/or credit policy ownership in industrial/fabrication/manufacturing related environment
  • Ability to communicate effectively
  • Strong analytical and organization skills
  • Proficiency in Microsoft Office Suite and accounting software
  • Candidate must pass pre employment drug testing

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