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Senior Credit Risk Analyst Jobs in Alabama (NOW HIRING)

Ensures that all assigned loans are properly risk rated, assigned loss given defaults are correct ... Assists senior-level credit analysts with complex loan applications as necessary. Occasional travel ...

Ensures that all assigned loans are properly risk rated, assigned loss given defaults are correct ... Assists senior-level credit analysts with complex loan applications as necessary. Occasional travel ...

Ensures that all assigned loans are properly risk rated, assigned loss given defaults are correct ... Assists senior-level credit analysts with complex loan applications as necessary. Occasional travel ...

May serve as lead review analyst for assigned line(s) of business for continuous monitoring of credit risk conducted between examinations * Collaborates with senior management in maintaining relevant ...

We're hiring a Senior Credit Analyst for a well-established institution with $1.5 billion in assets ... Own risk ratings and loss-given-default assignments * Support and mentor analysts on complex ...

Sr. Credit Analyst

Montgomery, AL · On-site

$90K - $120K/yr

We're hiring a Senior Credit Analyst for a well-established institution with $1.5 billion in assets ... Own risk ratings and loss-given-default assignments * Support and mentor analysts on complex ...

Participate in internal credit conversations with PM's, RM's Credit Risk Managers and senior ... Ability to read, analyze and interpret financial reports and legal documents; performs simple to ...

Participate in internal credit conversations with PM's, RM's Credit Risk Managers and senior ... Ability to read, analyze and interpret financial reports and legal documents; performs simple to ...

The Senior Credit Manager collaborates closely with Sales leadership to resolve delinquent accounts ... Set and recommend credit limits based on in-depth financial analysis and risk assessment. * Oversee ...

The Senior Credit Manager collaborates closely with Sales leadership to resolve delinquent accounts ... Set and recommend credit limits based on in-depth financial analysis and risk assessment. * Oversee ...

Catastrophe Risk Analyst

Birmingham, AL · On-site

$72K - $90K/yr

Prepare reports and presentations for senior management, highlighting risk exposure and mitigation ... Quantitative Analysis * Risk Assessment * Project Management * Insurance Knowledge * Experience ...

Prepare reports and presentations for senior management, highlighting risk exposure and mitigation ... Quantitative Analysis * Risk Assessment * Project Management * Insurance Knowledge * Experience ...

Credit Manager

AL · On-site

$80K - $90K/yr

The ideal candidate will have experience in credit risk analysis that aligns with the size, industrial complexity and customer profile of our company. The Credit Manager will be responsible for ...

Credit Manager

Mobile, AL · On-site

$80K - $90K/yr

The ideal candidate will have experience in credit risk analysis that aligns with the size, industrial complexity and customer profile of our company. The Credit Manager will be responsible for ...

Credit Manager

Mobile, AL · On-site

$80K - $90K/yr

The ideal candidate will have experience in credit risk analysis that aligns with the size, industrial complexity and customer profile of our company. The Credit Manager will be responsible for ...

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Senior Credit Risk Analyst information

See Alabama salary details

$48.5K

$99.6K

$129.2K

How much do senior credit risk analyst jobs pay per year?

As of Aug 6, 2026, the average yearly pay for senior credit risk analyst in Alabama is $99,563.00, according to ZipRecruiter salary data. Most workers in this role earn between $82,000.00 and $124,200.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a senior credit risk analyst, and why are they important?

To thrive as a Senior Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial statements, and a degree in finance, economics, or a related field. Expertise with risk modeling tools, statistical software (such as SAS or R), and experience with credit risk management systems are typically required. Exceptional attention to detail, critical thinking, and effective communication skills set top performers apart in this role. These skills and qualities are vital for accurately assessing credit risk, making sound recommendations, and supporting organizational financial stability.

What does a senior Credit Risk Analyst do?

A senior Credit Risk Analyst evaluates the creditworthiness of individuals or businesses to determine the risk of lending. They analyze financial data, use risk assessment tools, and develop strategies to minimize potential losses for financial institutions. This role often requires strong analytical skills, knowledge of credit scoring models, and experience with risk management software.

What are some common challenges faced by a senior credit risk analyst when assessing complex credit portfolios?

Senior Credit Risk Analysts often encounter challenges such as evaluating the risk of diverse and complex credit portfolios, interpreting large volumes of financial data, and staying current with evolving regulatory requirements. Balancing the need for thorough risk assessments with tight deadlines can also be demanding. Additionally, they must effectively communicate their findings and recommendations to stakeholders across departments, ensuring that risk strategies align with the organization’s broader objectives.

What is a senior credit risk analyst's salary?

A senior credit risk analyst's salary typically ranges from $70,000 to $120,000 annually, depending on experience, location, and industry. They often require strong analytical skills and knowledge of credit risk assessment tools, with some roles offering bonuses or additional benefits.

How much does a senior credit risk analyst earn?

A senior credit risk analyst typically earns between $70,000 and $120,000 annually, depending on experience, location, and industry. They often require strong analytical skills and proficiency with risk assessment tools and financial modeling.
What are the most commonly searched types of Credit Risk Analyst jobs in Alabama? The most popular types of Credit Risk Analyst jobs in Alabama are:
What cities in Alabama are hiring for Senior Credit Risk Analyst jobs? Cities in Alabama with the most Senior Credit Risk Analyst job openings:
Infographic showing various Senior Credit Risk Analyst job openings in Alabama as of August 2026, with employment types broken down into 1% As Needed, 88% Full Time, 8% Part Time, and 3% Contract. Highlights an 88% Physical, 4% Hybrid, and 8% Remote job distribution, with an average salary of $99,563 per year, or $47.9 per hour.

Senior Credit Analyst

Alabama Ag Credit

Montgomery, AL • On-site

Full-time

Re-posted 26 days ago


Job description

Company Profile:

Alabama Ag Credit is a financial institution that provides financing for agriculture, agribusiness and rural real estate purchases and improvements. The institution is headquartered in Montgomery with ten offices that service the lower 40 counties of Alabama. With over $1.5 billion in assets, the institution is a cooperative and part of the nationwide Farm Credit System.


Education and Experience Requirements:

Bachelor's Degree in Finance, Business Administration or a related field, or equivalent experience and six (6) or more years of experience in the administration and analysis of complex credits on commercial and mortgage loans including experience in structuring and evaluating complex loan participations, credit relationships, and analysis of direct loans.

Essential Functions:

Assists Loan Officers in the analysis and servicing of the association's mortgage and commercial loans. Works directly with lending staff in the development of appropriate credit decisions and prepares other reports as requested by management. Analyzes financial information including balance sheets, income statements, cash flow and tax returns to form an opinion of the strengths, weaknesses and risks associated with loan packages. Interprets, communicates, and provides guidance to Loan Officers regarding association lending policies and procedures. Ensures that all assigned loans are properly risk rated, assigned loss given defaults are correct and performance status assignments are proper. Complies with proper credit administration practices as outlined in the association's policies and procedures. Assists senior-level credit analysts with complex loan applications as necessary. Occasional travel is required in this position.


At the discretion of Alabama Ag Credit, position may be offered at alternate titles and other business experience may be considered relevant.

If you meet the minimum requirements and want to be considered for this position, please apply

through the Association website:

www.alabamaagcredit.com/careers

Job Posting Name: Senior Credit Analyst

Susan.Story@AlabamaAgCredit.com

Closing date: Until Filled

AA/EOE/M/F/D/V