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Senior Credit Risk Analyst Jobs (NOW HIRING)

Block

Senior Credit Risk Analyst

Bodega Bay, CA

The Role We're seeking a Senior Credit Risk Analyst to join our Enterprise Risk Management team. This role sits at the intersection of credit risk analytics, data science, and strategic risk ...

Regional Finance

Sr Credit Risk Analyst

Plano, TX · On-site

Job purpose The Senior Credit Risk Analyst is responsible for performance analysis, operational reporting, and business unit support for the Risk Management organization within Regional Management.

Prosper

Sr. Credit Risk Analyst

$129K - $161K/yr

A Credit Risk Senior Analyst at Prosper can apply advanced statistical techniques, algorithms, and industry tools to develop solutions that predict and prevent credit risk associated with Prosper ...

Prosper

Sr. Credit Risk Analyst

Charleston, WV · Remote

$129K - $161K/yr

A Credit Risk Senior Analyst at Prosper can apply advanced statistical techniques, algorithms, and industry tools to develop solutions that predict and prevent credit risk associated with Prosper ...

Alliant

Senior Credit Risk Analyst

Chicago, IL · On-site

$84.20K - $131K/yr

Minimum - 3 Years Experience in credit risk analytics within financial services In Lieu of Education * 5 Years Experience in credit risk analytics within financial services Compensation & Benefits:

INHABIT IQ

Senior Credit Risk Analyst

Alpharetta, GA

Summary As a Senior Credit and Risk Analyst, the primary responsibilities include identifying and reviewing credit and risk related activity. In this role you will complete investigations, account ...

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How much do senior credit risk analyst jobs pay per year?

As of Jun 1, 2026, the average yearly pay for senior credit risk analyst in the United States is $109,846.00, according to ZipRecruiter salary data. Most workers in this role earn between $90,500.00 and $137,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Senior Credit Risk Analyst, and why are they important?

To thrive as a Senior Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial statements, and a degree in finance, economics, or a related field. Expertise with risk modeling tools, statistical software (such as SAS or R), and experience with credit risk management systems are typically required. Exceptional attention to detail, critical thinking, and effective communication skills set top performers apart in this role. These skills and qualities are vital for accurately assessing credit risk, making sound recommendations, and supporting organizational financial stability.

What are some common challenges faced by Senior Credit Risk Analysts when assessing complex credit portfolios?

Senior Credit Risk Analysts often encounter challenges such as evaluating the risk of diverse and complex credit portfolios, interpreting large volumes of financial data, and staying current with evolving regulatory requirements. Balancing the need for thorough risk assessments with tight deadlines can also be demanding. Additionally, they must effectively communicate their findings and recommendations to stakeholders across departments, ensuring that risk strategies align with the organization’s broader objectives.

What does a Senior Credit Risk Analyst do?

A Senior Credit Risk Analyst is responsible for evaluating and managing the credit risk posed by individuals, companies, or portfolios. They analyze financial information, market trends, and economic data to assess the likelihood of default and recommend risk mitigation strategies. Their work helps financial institutions make informed lending decisions, set credit policies, and comply with regulatory requirements. Senior analysts often mentor junior team members and contribute to the development of risk assessment models.
What cities are hiring for Senior Credit Risk Analyst jobs? Cities with the most Senior Credit Risk Analyst job openings:
What are the most commonly searched types of Credit Risk Analyst jobs? The most popular types of Credit Risk Analyst jobs are:
What states have the most Senior Credit Risk Analyst jobs? States with the most job openings for Senior Credit Risk Analyst jobs include:
Senior Credit Risk Analyst jobs near you
Senior Credit Risk Analyst

Senior Credit Risk Analyst

Block

Bodega Bay, CA

Other

Posted 3 days ago

Block rating

7.9

Company rating: 7.9 out of 10

Based on 16 frontline employees who took The Breakroom Quiz

8th of 17 rated payment service providers

Job description

Block is one company built from many blocks, all united by the same purpose of economic empowerment. The blocks that form our foundational teams - People, Finance, Counsel, Hardware, Information Security, Platform Infrastructure Engineering, and more - provide support and guidance at the corporate level. They work across business groups and around the globe, spanning time zones and disciplines to develop inclusive People policies, forecast finances, give legal counsel, safeguard systems, nurture new initiatives, and more. Every challenge creates possibilities, and we need different perspectives to see them all. Bring yours to Block.

The Role

We're seeking a Senior Credit Risk Analyst to join our Enterprise Risk Management team. This role sits at the intersection of credit risk analytics, data science, and strategic risk management. You'll leverage advanced querying, AI-assisted analytics, and predictive portfolio performance monitoring, identify emerging credit trends, and develop forward-looking risk indicators that inform our risk appetite and underwriting strategies.

You'll work directly with senior leadership and support credit risk strategy at a fast-growing fintech bank. If you're passionate about credit risk, love working with data, and want to use cutting-edge AI tools to solve complex problems, this is the role for you.

You Will

  • Monitor credit performance across consumer and commercial portfolios
  • Build and maintain credit risk dashboards that provide real-time visibility into portfolio health for senior management and the Board
  • Analyze early warning signals (7-day delinquency, payment behavior changes, credit utilization patterns) to predict portfolio stress before it materializes in losses
  • Track key credit risk indicators (KRIs) defined in the Bank's Risk Appetite Statement, including delinquency rates, charge-off metrics, risk grade distributions, and concentration limits
  • Prepare monthly/quarterly credit risk reports for the management and board committees
  • Lead or challenge credit risk assessments for new products, partnerships, underwriting policy changes, and portfolio expansion initiatives
  • Partner with Credit, Underwriting, and Product teams to implement corrective actions and prevent recurrence
  • Support regulatory examinations by preparing credit risk documentation, responding to examiner requests, and presenting portfolio performance

You Have

  • Bachelor's degree preferably in a business or quantitative field
  • 5+ years of prior credit risk experience in a bank / financial services organization
  • Experience with regulatory requirements and guidelines
  • Experience in BI tools, creating dashboards and reports for senior management review
  • Strong interpersonal, analytical, verbal and written communication skills

Technologies We Use and Teach

  • Looker Dashboards
  • Snowflake querying
  • Claude or AI skills

We're working to build a more inclusive economy where our customers have equal access to opportunity, and we strive to live by these same values in building our workplace. Block is an equal opportunity employer evaluating all employees and job applicants without regard to identity or any legally protected class. We will consider qualified applicants with arrest or conviction records for employment in accordance with state and local laws and "fair chance" ordinances. We believe in being fair, and are committed to an inclusive interview experience, including providing reasonable accommodations to disabled applicants throughout the recruitment process. We encourage applicants to share any needed accommodations with their recruiter, who will treat these requests as confidentially as possible. Want to learn more about what we're doing to build a workplace that is fair and square? Check out our I+D page.

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