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Senior Credit Risk Analyst Jobs (NOW HIRING)

ACT Group

Sr. Credit Risk Analyst

New York, NY · On-site

$100K - $150K/yr

As a Senior Credit Risk Analyst, you will join our Global Risk team in New York and oversee credit risk activities across the Americas. Working closely with senior traders and the Global Risk ...

ACT Group

Sr. Credit Risk Analyst

New York, NY · On-site

$100K - $150K/yr

As a Senior Credit Risk Analyst, you will join our Global Risk team in New York and oversee credit risk activities across the Americas. Working closely with senior traders and the Global Risk ...

Toyota

Sr. Credit Risk Analyst

Plano, TX · On-site

Who we're looking for Toyota Financial Savings Bank (TFSB) Credit Risk department is seeking a skilled and experienced Senior Credit Risk Analyst to join the team. The primary responsibility of this ...

PTR Global

Senior Credit Risk Analyst

Mclean, VA · On-site

$65 - $70/hr

We are seeking a highly skilled Senior Credit Risk professional to join our team in McLean, Virginia. This role requires expertise in data processing, analytics, and reconciliation across multiple ...

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Alliant

Senior Credit Risk Analyst

Chicago, IL · On-site

$84K - $131K/yr

Minimum - 3 Years Experience in credit risk analytics within financial services In Lieu of Education * 5 Years Experience in credit risk analytics within financial services Compensation & Benefits:

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Senior Credit Risk Analyst information

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$109.8K

$142.5K

How much do senior credit risk analyst jobs pay per year?

As of Jun 26, 2026, the average yearly pay for senior credit risk analyst in the United States is $109,846.00, according to ZipRecruiter salary data. Most workers in this role earn between $90,500.00 and $137,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Senior Credit Risk Analyst, and why are they important?

To thrive as a Senior Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial statements, and a degree in finance, economics, or a related field. Expertise with risk modeling tools, statistical software (such as SAS or R), and experience with credit risk management systems are typically required. Exceptional attention to detail, critical thinking, and effective communication skills set top performers apart in this role. These skills and qualities are vital for accurately assessing credit risk, making sound recommendations, and supporting organizational financial stability.

What does a senior Credit Risk Analyst do?

A senior Credit Risk Analyst evaluates the creditworthiness of individuals or businesses to determine the risk of lending. They analyze financial data, use risk assessment tools, and develop strategies to mitigate potential losses, often preparing detailed reports for decision-makers. Strong analytical skills and knowledge of credit scoring models are essential in this role.

Will AI replace credit analyst?

AI is increasingly used to assist credit analysts by automating data analysis and risk assessment tasks. However, the role of a senior credit risk analyst involves judgment, relationship management, and complex decision-making that AI cannot fully replicate, so the profession is expected to evolve rather than be replaced entirely.

What are some common challenges faced by Senior Credit Risk Analysts when assessing complex credit portfolios?

Senior Credit Risk Analysts often encounter challenges such as evaluating the risk of diverse and complex credit portfolios, interpreting large volumes of financial data, and staying current with evolving regulatory requirements. Balancing the need for thorough risk assessments with tight deadlines can also be demanding. Additionally, they must effectively communicate their findings and recommendations to stakeholders across departments, ensuring that risk strategies align with the organization’s broader objectives.

How much does a senior Credit Risk Analyst earn?

A senior Credit Risk Analyst typically earns between $70,000 and $120,000 annually, depending on experience, location, and industry. They often require strong analytical skills and knowledge of credit risk assessment tools and regulations.

What is the salary of senior Credit Risk Analyst?

The salary of a Senior Credit Risk Analyst typically ranges from $80,000 to $130,000 annually, depending on experience, location, and company size. At JPMorgan Chase, the average salary is around $100,000 per year, with additional bonuses and benefits often included.
What cities are hiring for Senior Credit Risk Analyst jobs? Cities with the most Senior Credit Risk Analyst job openings:
What are the most commonly searched types of Credit Risk Analyst jobs? The most popular types of Credit Risk Analyst jobs are:
What states have the most Senior Credit Risk Analyst jobs? States with the most job openings for Senior Credit Risk Analyst jobs include:
Senior Credit Risk Analyst jobs near you
Infographic showing various Senior Credit Risk Analyst job openings in the United States as of June 2026, with employment types broken down into 89% Full Time, 9% Part Time, 1% Temporary, and 1% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $109,846 per year, or $52.8 per hour.
Senior Credit Risk Analyst Consultant, USG

Senior Credit Risk Analyst Consultant, USG

Dexis

Washington, DC

$70/hr

Other

Posted 24 days ago

Job description

About the Position

Dexis Consulting Group (Dexis) requires the support of a Senior Credit Risk Analyst to engage in complex credit risk assessment and transaction structuring for US government projects.

A Senior Credit Risk Analyst will support Dexis' projects with the US Government agencies, mobilizing and facilitating American private capital and skills in the economic and social development of emerging market economies.

Assignments will be across various sectors, including energy, healthcare, critical infrastructure, and technology, while also providing financing to create jobs in emerging international markets.

Responsibilities
  • Gather and review due diligence documents from clients, providing feedback to origination officers.
  • Conduct credit and borrower analysis to prepare credit paper drafts.
  • Collaborate with government Investment Officers to prepare credit policy for submission to the credit committee.
  • Defend prepared policy at the credit committee meeting, investment committee, and board meeting if applicable.
  • Assist or lead in the preparation of financing approval papers, ensuring proper formatting of data.
  • Travel to support transactions as necessary.
  • Conduct country and sector-specific research.
  • Research and summarize the economic and political environment in foreign countries where proposed projects are located.
  • Research and summarize the industrial sector relevant to the proposed projects.
  • Conduct research and writing of Market Assessments.
  • Prepare Country Due Diligence briefing materials for the project team's overseas trips.
Qualifications 
  • A Bachelor's degree in a related field with a minimum of 3-6 years of experience performing comparable duties
  • Ability to obtain a Public Trust Clearance.
  • The Senior Credit Risk Analyst shall engage in complex credit risk assessment and transaction structuring, requiring a high level of expertise and judgment.
  • Experience conducting credit review, analysis, and processing.
  • Experience in structuring guarantees and transactions aligned with strategic development priorities.
  • Experience assessing credit risk and other facets of risk for transactions, deploying partial credit guarantees and other tools in various sectors
  • Experience evaluating financial markets and private business development, and identifying business opportunities in targeted regions
  • Experience preparing and presenting screening memos, credit papers, and investment proposals to relevant committees.
  • Proven expertise in providing training to Investment Officers on credit risk, credit methods, and templates.

Anticipated Deliverables:

  • Credit Papers,
  • Number Spreads
  • Financial Models
  • Market Analyses
  • Credit Risk Assessment

Compensation for this Role: $70/hr

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