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Senior Credit Risk Analyst Jobs (NOW HIRING)

IntelliPro Group Inc.

Credit Risk Analyst

Plano, TX · On-site

$37 - $51/hr

Credit Risk Analyst Duration: 06+ Months Location: Plano, TX (Hybrid) Pay Range: $37/hr - $51/hr on W2 What we're looking for: * We are looking for a detail-oriented and data-driven Credit Risk ...

IntelliPro Group Inc.

Credit Risk Analyst

Plano, TX · On-site

Credit Risk Analyst Duration: 06+ Months Location: Plano, TX (Hybrid) Pay Range: $37/hr - $51/hr on W2 What we're looking for: * We are looking for a detail-oriented and data-driven Credit Risk ...

PSECU

Credit Risk Analyst

Harrisburg, PA · On-site

The Risk Analyst initiates and supports Credit Risk Management analysis and decisions using queries, reports, and visual tools. Produces and analyzes ongoing risk management reports and analyses.

PSECU

Credit Risk Analyst

Harrisburg, PA

The Risk Analyst initiates and supports Credit Risk Management analysis and decisions using queries, reports, and visual tools. Produces and analyzes ongoing risk management reports and analyses.

INEOS Styrolution

Senior Credit Analyst

Naperville, IL · On-site

We are seeking a Senior Credit Risk Analyst to play a central role in managing customer credit risk within a dynamic, international business environment. This is a hands-on role with meaningful ...

Super Micro Computer

Sr. Credit Analyst

San Jose, CA · On-site

$98K - $109K/yr

The Senior Credit Analyst will be involved with the daily credit risk optimization requirements and monitor credit exposure. A successful individual for this role must have strong written and verbal ...

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Senior Credit Risk Analyst information

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$53.5K

$109.8K

$142.5K

How much do senior credit risk analyst jobs pay per year?

As of Jun 26, 2026, the average yearly pay for senior credit risk analyst in the United States is $109,846.00, according to ZipRecruiter salary data. Most workers in this role earn between $90,500.00 and $137,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Senior Credit Risk Analyst, and why are they important?

To thrive as a Senior Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial statements, and a degree in finance, economics, or a related field. Expertise with risk modeling tools, statistical software (such as SAS or R), and experience with credit risk management systems are typically required. Exceptional attention to detail, critical thinking, and effective communication skills set top performers apart in this role. These skills and qualities are vital for accurately assessing credit risk, making sound recommendations, and supporting organizational financial stability.

What does a senior Credit Risk Analyst do?

A senior Credit Risk Analyst evaluates the creditworthiness of individuals or businesses to determine the risk of lending. They analyze financial data, use risk assessment tools, and develop strategies to mitigate potential losses, often preparing detailed reports for decision-makers. Strong analytical skills and knowledge of credit scoring models are essential in this role.

Will AI replace credit analyst?

AI is increasingly used to assist credit analysts by automating data analysis and risk assessment tasks. However, the role of a senior credit risk analyst involves judgment, relationship management, and complex decision-making that AI cannot fully replicate, so the profession is expected to evolve rather than be replaced entirely.

What are some common challenges faced by Senior Credit Risk Analysts when assessing complex credit portfolios?

Senior Credit Risk Analysts often encounter challenges such as evaluating the risk of diverse and complex credit portfolios, interpreting large volumes of financial data, and staying current with evolving regulatory requirements. Balancing the need for thorough risk assessments with tight deadlines can also be demanding. Additionally, they must effectively communicate their findings and recommendations to stakeholders across departments, ensuring that risk strategies align with the organization’s broader objectives.

How much does a senior Credit Risk Analyst earn?

A senior Credit Risk Analyst typically earns between $70,000 and $120,000 annually, depending on experience, location, and industry. They often require strong analytical skills and knowledge of credit risk assessment tools and regulations.

What is the salary of senior Credit Risk Analyst?

The salary of a Senior Credit Risk Analyst typically ranges from $80,000 to $130,000 annually, depending on experience, location, and company size. At JPMorgan Chase, the average salary is around $100,000 per year, with additional bonuses and benefits often included.
What cities are hiring for Senior Credit Risk Analyst jobs? Cities with the most Senior Credit Risk Analyst job openings:
What are the most commonly searched types of Credit Risk Analyst jobs? The most popular types of Credit Risk Analyst jobs are:
What states have the most Senior Credit Risk Analyst jobs? States with the most job openings for Senior Credit Risk Analyst jobs include:
Senior Credit Risk Analyst jobs near you
Infographic showing various Senior Credit Risk Analyst job openings in the United States as of June 2026, with employment types broken down into 89% Full Time, 9% Part Time, 1% Temporary, and 1% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $109,846 per year, or $52.8 per hour.

Credit Risk Analyst

MSIG Holdings USA, Inc.

Alexandria, VA • On-site

Full-time

Posted 19 days ago

Job description

MSIG USA continues to grow!
Company Overview:
MSIG USA is the US-based subsidiary of MS&AD Insurance Group Holdings, Inc., one of the world's top P&C carriers and a global Class 15 insurer, with A+ ratings and a reach that spans 40+ countries and regions. Leveraging our 350-year heritage, MSIG USA brings the financial strength, expertise, and global footprint to offer commercial insurance solutions that address your business's unique risks.
The Credit Risk Analyst will support the Political Risk and Trade Credit Underwriting team by conducting thorough financial, credit, and country risk assessments of counterparties, sectors, and sovereigns. This role is focused on providing high-quality, data-driven analysis to enable informed underwriting decisions and effective portfolio management. The analyst will contribute to the department's risk selection, exposure monitoring, and policy development, ensuring alignment with the company's risk appetite and strategic objectives.
Key Responsibilities
  • Credit & Financial Analysis
    • Perform detailed financial statement analysis of corporate buyers, banks, and sovereign entities.
    • Develop credit profiles and internal ratings to support underwriting decisions.
    • Maintain financial models and provide forward-looking assessments of credit risk.

    Country & Political Risk Assessment
    • Monitor geopolitical and macroeconomic developments affecting trade credit and political risk exposures.
    • Assess sovereign and country risk, including transfer risk, expropriation, and political instability.
    • Contribute to country risk ratings and exposure management strategies.

    Underwriting Support
    • Provide objective credit and political risk analysis to underwriters for new submissions and renewals.
    • Draft concise credit memoranda summarizing key risks and recommendations for internal review.
    • Support structuring and pricing by supplying risk analysis aligned with underwriting guidelines.

    Portfolio Monitoring & Reporting
    • Track counterparty and country exposures across the portfolio.
    • Monitor and escalate adverse credit or political developments that may impact insured risks.
    • Assist in portfolio stress testing, scenario analysis, and concentration management.

    Internal Collaboration
    • Work closely with underwriters, actuaries, claims, and other internal teams to support disciplined risk evaluation.
    • Contribute to refining risk assessment methodologies, models, and underwriting tools.
    • Prepare internal reports and presentations for risk committees and senior management.

    Qualifications
    • Bachelor's degree in Finance, Economics, Accounting, International Relations, or related field; advanced degree or CFA designation preferred.
    • 3+ years of experience in credit analysis, banking, trade finance, ratings agency, or insurance.
    • Strong financial statement analysis and credit modeling skills.
    • Knowledge of political and country risk factors impacting international trade and investment.
    • High attention to detail and strong problem-solving ability.
    • Proficiency in Excel, financial modeling, and credit research databases (e.g., Capital IQ, Moody's, Fitch).
    • Strong written and verbal communication skills for internal reporting and presentations.
    • Ability to prioritize tasks and meet deadlines in a dynamic underwriting environment.

It's an exciting time for our company and a great opportunity to join a financially sound and growing global insurance group!
It is the policy of MSIG USA to provide equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, MSIG USA will provide reasonable accommodations for qualified individuals with disabilities.

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