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Senior Credit Risk Analyst Jobs (NOW HIRING)

INEOS Styrolution

Senior Credit Analyst

Naperville, IL · On-site

We are seeking a Senior Credit Risk Analyst to play a central role in managing customer credit risk within a dynamic, international business environment. This is a hands-on role with meaningful ...

Super Micro Computer

Sr. Credit Analyst

San Jose, CA · On-site

$98K - $109K/yr

The Senior Credit Analyst will be involved with the daily credit risk optimization requirements and monitor credit exposure. A successful individual for this role must have strong written and verbal ...

Credit One Bank

Credit - Risk Analyst

Las Vegas, NV

This position will focus on evaluating, analyzing, and reporting the impact and performance of Acquisition credit line strategies, as well as conducting analyses to evaluate the risk of new and ...

Credit One Bank

Credit - Risk Analyst

Las Vegas, NV · On-site

This position will focus on evaluating, analyzing, and reporting the impact and performance of Acquisition credit line strategies, as well as conducting analyses to evaluate the risk of new and ...

Credit One Bank

Credit - Risk Analyst

Las Vegas, NV

This position will focus on evaluating, analyzing, and reporting the impact and performance of Acquisition credit line strategies, as well as conducting analyses to evaluate the risk of new and ...

Prosper

Credit Risk Analyst

San Francisco, CA · On-site +1

$122K - $140K/yr

A Credit Risk Analyst at Prosper has the opportunity to utilize advanced analytical skills to ... members and Senior Management team * Knowledge and experience of segmentation, statistical ...

Prosper

Credit Risk Analyst

San Francisco, CA · On-site

$122K - $140K/yr

A Credit Risk Analyst at Prosper has the opportunity to utilize advanced analytical skills to ... members and Senior Management team * Knowledge and experience of segmentation, statistical ...

Prosper

Credit Risk Analyst

San Francisco, CA · On-site +1

$122K - $140K/yr

A Credit Risk Analyst at Prosper has the opportunity to utilize advanced analytical skills to ... members and Senior Management team * Knowledge and experience of segmentation, statistical ...

U.S. Bank

Credit Risk Analyst

Minneapolis, MN · On-site

Bank's Credit Risk Management area is seeking a Credit Risk Analyst to work on their Dealer Services (auto loan, auto lease, and recreational vehicle and marine craft) portfolios. Credit Risk ...

US Bank

Credit Risk Analyst

Minneapolis, MN

Bank's Credit Risk Management area is seeking a Credit Risk Analyst to work on their Dealer Services (auto loan, auto lease, and recreational vehicle and marine craft) portfolios. Credit Risk ...

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Senior Credit Risk Analyst information

See salary details

$53.5K

$109.8K

$142.5K

How much do senior credit risk analyst jobs pay per year?

As of Jul 17, 2026, the average yearly pay for senior credit risk analyst in the United States is $109,846.00, according to ZipRecruiter salary data. Most workers in this role earn between $90,500.00 and $137,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Senior Credit Risk Analyst, and why are they important?

To thrive as a Senior Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial statements, and a degree in finance, economics, or a related field. Expertise with risk modeling tools, statistical software (such as SAS or R), and experience with credit risk management systems are typically required. Exceptional attention to detail, critical thinking, and effective communication skills set top performers apart in this role. These skills and qualities are vital for accurately assessing credit risk, making sound recommendations, and supporting organizational financial stability.

What is the highest salary for a credit analyst?

The highest salary for a senior credit risk analyst can exceed $100,000 annually, especially with extensive experience, advanced certifications, and working in high-cost regions or large financial institutions. Top earners may also receive bonuses and performance incentives that significantly increase total compensation.

What does a senior Credit Risk Analyst do?

A senior Credit Risk Analyst evaluates the creditworthiness of individuals or businesses to determine the risk of lending money. They analyze financial data, use risk assessment tools, and develop strategies to minimize potential losses for financial institutions. This role often requires strong analytical skills, knowledge of credit scoring models, and proficiency with data analysis software.

What are some common challenges faced by Senior Credit Risk Analysts when assessing complex credit portfolios?

Senior Credit Risk Analysts often encounter challenges such as evaluating the risk of diverse and complex credit portfolios, interpreting large volumes of financial data, and staying current with evolving regulatory requirements. Balancing the need for thorough risk assessments with tight deadlines can also be demanding. Additionally, they must effectively communicate their findings and recommendations to stakeholders across departments, ensuring that risk strategies align with the organization’s broader objectives.

How much does a senior Credit Risk Analyst earn?

A senior Credit Risk Analyst typically earns between $70,000 and $120,000 annually, depending on experience, location, and industry. They often require strong analytical skills and proficiency with risk assessment tools to perform their duties effectively.

What is the salary of senior Credit Risk Analyst?

The salary of a Senior Credit Risk Analyst typically ranges from $80,000 to $130,000 annually, depending on experience, location, and the company's size. At firms like JP Morgan, the average salary is often around $100,000 to $120,000, with additional bonuses and benefits.
What cities are hiring for Senior Credit Risk Analyst jobs? Cities with the most Senior Credit Risk Analyst job openings:
What are the most commonly searched types of Credit Risk Analyst jobs? The most popular types of Credit Risk Analyst jobs are:
What states have the most Senior Credit Risk Analyst jobs? States with the most job openings for Senior Credit Risk Analyst jobs include:
Senior Credit Risk Analyst jobs near you
Infographic showing various Senior Credit Risk Analyst job openings in the United States as of July 2026, with employment types broken down into 1% Locum Tenens, 1% Internship, 86% Full Time, 6% Part Time, 1% Temporary, and 5% Contract. Highlights an 82% Physical, 5% Hybrid, and 13% Remote job distribution, with an average salary of $109,846 per year, or $52.8 per hour.
Senior Credit Analyst

Senior Credit Analyst

INEOS Styrolution

Naperville, IL • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 27 days ago

Job description

About INEOS Styrolution
About INEOS Styrolution
INEOS Styrolution is the number one producer of high-performance styrenics, offering a broad portfolio that comprises styrene monomer, polystyrene, ABS, and advanced styrenics. The company delivers customized solutions for customers across automotive, healthcare, electronics, household, construction, packaging, toys, sports and leisure sectors. With more than 90 years of innovation in material science and 14 production sites worldwide, INEOS Styrolution combines global reach with local expertise to meet the evolving needs of its customers. This includes bringing safe, sustainable, and high-performing products to market and supporting their efforts toward meeting their sustainability targets. INEOS Styrolution is fully owned by INEOS Group.
Current Opportunity
Job Title
Senior Credit Analyst
Location
Naperville, Illinois, USA - Remote
The Position:
  • We are seeking a Senior Credit Risk Analyst to play a central role in managing customer credit risk within a dynamic, international business environment. This is a hands-on role with meaningful business impact, directly supporting profitable growth while ensuring a disciplined and forward-looking approach to risk across regions and business segments.
  • You will own a defined customer portfolio, identify emerging risks early, and actively manage exposure while partnering closely with Sales, Operations, and Finance. The role also contributes to the evolution of the credit function through process improvements and enhanced analytics and reporting, including the selective use of automation and AI-supported workflows.
  • This role is ideal for someone who combines strong analytical capability with curiosity and a practical mindset-someone who enjoys improving how work gets done while maintaining strong ownership of daily credit and portfolio management.
  • As the organization evolves, including the integration of INEOS Aromatics, this role offers broad exposure to diverse markets and risk environments in a fast-paced setting where follow-through is essential.
  • Candidates with broader or non-traditional experience may also be considered where they demonstrate strong analytical capability, sound business judgment, and ownership mindset.

What you will do:
  • Own credit risk for an international customer portfolio, including structured risk assessments using internal and external data, with scheduled and ad hoc portfolio reviews
  • Monitor market, country, and customer trends and collaborate with regional credit teams to identify emerging risk patterns
  • Ensure accurate SAP credit data and manage credit-related order blocks (e.g., limits and overdue exposure) in coordination with Sales, including escalation of high-risk accounts as needed
  • Manage customer relationships, including higher-risk accounts, to resolve disputes and support resolution of long-standing overdue exposures through appropriate credit controls
  • Partner cross-functionally with Sales, Customer Service, Supply Chain, and Logistics to balance commercial priorities with risk management
  • Drive continuous improvement in credit processes, analytics, and reporting based on frontline insights
  • Support integration of new business portfolios and evolving market exposures

What you will bring:
  • Bachelor's degree in Finance, Economics, Business Administration, or related field
  • 7+ years of credit risk experience in an international B2B or financial institution environment
  • Experience managing complex portfolios and making sound credit decisions in dynamic environments
  • Strong communication skills and English fluency; additional languages (e.g., Spanish, German) a plus

Technical skills:
  • Strong analytical mindset with ability to turn financial data into actionable insights
  • Solid understanding of financial statements and external data for credit assessment and commercial risk evaluation
  • Advanced Excel skills and experience with ERP/BI tools (e.g., SAP, Power BI)
  • Experience using credit reporting and data visualization tools
  • Ability to interpret incomplete or ambiguous information and apply sound judgment

Competencies, Behavioral skills:
  • Strong business judgment balancing risk and commercial priorities
  • Ability to prioritize, stay structured, and deliver in a fast-paced environment
  • Comfortable balancing strategic thinking with hands-on execution
  • Curious and open to improving ways of working and applying new tools where appropriate
  • Adaptable in evolving systems, structures, and business environments
  • Confident communicator across global regions and stakeholder groups
  • Collaborative, solution-oriented team player across functions and geographies
  • Strong ownership and ability to independently drive work to completion
  • High integrity and professionalism

Compensation & Benefits:
INEOS Styrolution offers a competitive benefits package to support employees and their dependents, including:
• Medical, dental, and vision insurance.
• Life and disability insurance.
• A 401(k) retirement plan with a 3% automatic company contribution and a 100% match on the first 6% of employee contributions.
• Paid time off and additional wellness, financial, and lifestyle benefits.
The annual base salary for this position typically ranges between $103,249 and $129,062. Additionally, employees may be eligible for a discretionary annual bonus as part of their total compensation package. This salary range is an estimate based on candidate qualifications, operational needs, and business performance metrics. Actual compensation may vary above or below the stated range, as permitted by applicable laws.
The actual base pay offered to the successful candidate will be based on multiple factors, including but not limited to job-related knowledge and skills, experience, geographical location, and internal equity. At INEOS Styrolution, it is not typical for an individual to be hired at the high end of the range for their role. Compensation decisions are carefully made based on the facts and circumstances of each position and candidate.
The Location:
  • This opportunity is located in Naperville, IL

We Have Great Chemistry
We believe diversity is perceiving difference; inclusion is valuing it. Without inclusion, we cannot unlock the value that diversity has to offer. Everyone has a seat at our company table. Our employees bring their unique selves to work daily, have a sense of belonging, and contribute to our core values. We have an inclusive approach, which is open and transparent. We respect and value diversity and believe in equality of opportunity. We do this by valuing and respecting cultural differences and welcoming diversity of thought and perspectives from all our employees.
We are excited to hear from you and share more about our organization.
Your INEOS Styrolution Recruitment Team
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